74570 ZIP Code — Stuart, OK

Hughes County, Oklahoma

ZIP code 74570 is located in Stuart, Oklahoma, within Hughes County. It covers approximately 157.47 square miles and serves a population of 1,091 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 539/918/405/580.

About ZIP code 74570

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $130,200. Owner-occupancy is high at 88%, well above the national average.

Median household income is $55,000. 48% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with agriculture and mining as the leading industry. The average commute of 26 minutes is near the national average. Remote work is prevalent — 27% of workers work from home.

Educational attainment is near the national average, with 28% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (24%) compared to national benchmarks.

Notable community characteristics include a notable veteran presence at 12% of civilians, above the national average of 7%; and disability rates above the national average at 22%.

Overall, ZIP code 74570 reflects a community defined by a strong veteran community, high homeownership, a high rate of remote workers, and a significant Social Security-dependent population.

1,091
population
157.47
sq mi land
Standard
ZIP type
Central (CT)
timezone
74570 ZIP code map
Cities in ZIP code 74570

Below are the cities the US Postal Service accepts for ZIP code 74570. Using any city not on this list may result in mail delivery delays.

City Status
Stuart Acceptable
Stuart Preferred
Nearby ZIP codes
74531 Calvin (5.2 mi) 74827 Atwood (10.1 mi) 74848 Holdenville (13.6 mi) 74553 Kiowa (16 mi)
Demographics updated 05/2026
Population
Total population 1,091
Population density 7 / sq mi
State FIPS 40
County FIPS 063
Geography
Land area 157.47 sq mi
Water area 0.51 sq mi
Latitude 34.9087
Longitude -96.1693
Timezone Central (CT)
Area code 539/918/405/580
Total population by age
Gender
Race & ethnicity
Economics updated 05/2026
Household income
Income range This ZIP County avg State avg
Under $50k 44.0% 59.2% 46.5%
$50k – $100k 40.5% 27.6% 31.0%
$100k – $200k 14.8% 12.1% 18.1%
Over $200k 0.8% 1.1% 4.5%

Demographics & statistics

1,091
Population
7
People per sq mi
60.2
Median age
$55,000
Median household income
$32,754
Per capita income
$130,200
Median home value
$850
Median monthly rent
87.5%
Home ownership
15.1%
Poverty rate
3.4%
Unemployment
586
Housing units
27.9%
Bachelor's or higher

Age distribution

Male Female
19
Under 5
20
20
5–9
20
22
10–14
22
27
15–19
27
33
20–24
34
23
25–34
23
55
35–44
56
32
45–54
32
39
55–59
40
32
60–64
32
86
65–74
87
72
75–84
73
82
85+
83
← Male
Female →

Age summary

GroupCount%
Under 1815814.5%
18 and over93385.5%
65 and over48344.3%
Median age60.2 years

Race & ethnicity

White 80.9%
American Indian / Alaska Native 14.1%
Two or more races 3.4%
Hispanic or Latino 1.1%
Asian 0.5%
GroupCount%
White89280.9%
American Indian / Alaska Native15614.1%
Two or more races383.4%
Hispanic or Latino121.1%
Asian50.5%

Household income

Income range This ZIP County avg State avg
Under $50k 44.0% 59.2% 46.5%
$50k – $100k 40.5% 27.6% 31.0%
$100k – $200k 14.8% 12.1% 18.1%
Over $200k 0.8% 1.1% 4.5%
Under $10k 5.6%
$10k–$15k 5.6%
$15k–$25k 10.3%
$25k–$35k 9.4%
$35k–$50k 8.5%
$50k–$75k 24.1%
$75k–$100k 14.3%
$100k–$150k 17.9%
$150k–$200k 3.3%
$200k+ 1.1%
Range% of households
Under $10k5.6%
$10k–$15k5.6%
$15k–$25k10.3%
$25k–$35k9.4%
$35k–$50k8.5%
$50k–$75k24.1%
$75k–$100k14.3%
$100k–$150k17.9%
$150k–$200k3.3%
$200k+1.1%
Median income$55,000

Housing

Home values

Under $50k 14.0%
$50k–$100k 28.8%
$100k–$150k 13.0%
$150k–$200k 21.9%
$200k–$300k 6.1%
$300k–$500k 4.1%
$500k–$1M 2.3%
$1M+ 9.7%

Housing overview

MetricValue
Median home value$130,200
Median rent / month$850
Owner occupied87.5%
Renter occupied12.5%
Vacant30.2%
Single-family detached80.5%
Large apartment buildings0.0%
Mobile homes18.1%
Median rooms5.5
Avg household size (owned)2.40

Year built

Era%
2020 or later0.0%
2010–20194.4%
2000–20098.9%
1990–199911.7%
1980–198911.2%
1970–197932.4%
1960–196910.1%
1950–19599.0%
1940–19495.0%
1939 or earlier7.3%

Bedrooms

Size% of units
No bedroom (studio)0.8%
1 bedroom4.8%
2 bedrooms28.0%
3 bedrooms57.8%
4 bedrooms8.1%
5+ bedrooms0.5%

Vehicles per household

Vehicles% of households
No vehicle1.6%
1 vehicle39.7%
2 vehicles20.5%
3 or more38.2%

Heating fuel

Fuel type%
Utility gas4.5%
Electricity56.9%
Propane / LP gas23.7%
Wood12.9%
No fuel used0.7%

Households & families

Household typeCount%
Married-couple family25055.8%
Cohabiting couple51.1%
Male householder, no spouse12728.3%
Female householder, no spouse6614.7%
Households with children under 187817.4%
Households with seniors (65+)26258.5%
Average household size2.44

Marital status

StatusMaleFemale
Never married18.3%11.6%
Married56.5%67.1%
Separated12.0%2.6%
Widowed1.7%6.7%
Divorced11.6%12.0%

Education

Less than 9th grade 1.1%
Some HS, no diploma 13.3%
HS graduate 30.0%
Some college, no degree 21.4%
Associate's degree 6.4%
Bachelor's degree 5.7%
Graduate / professional 22.2%
Metric%
HS diploma or higher85.6%
Bachelor's or higher27.9%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool127.6%
Kindergarten74.4%
Elementary school7044.3%
High school4729.7%
College / grad school2213.9%

Employment

Industry of employment

Agriculture & mining 28.3%
Education & healthcare 20.8%
Public administration 9.2%
Transportation & utilities 8.9%
Manufacturing 6.5%
Construction 4.9%
Retail trade 4.9%
Wholesale trade 4.3%
Information 4.0%
Finance & real estate 3.5%
Professional & management 3.2%
Arts, food & hospitality 1.6%

Occupation

Category%
Management, business & arts39.9%
Service9.2%
Sales & office15.1%
Natural resources & construction18.1%
Production & transportation17.8%

Employment type

Type%
Private sector53.6%
Government24.0%
Self-employed22.4%
Unpaid family workers0.0%

Commute

Method%
Drive alone60.1%
Carpool11.1%
Public transit1.1%
Walk0.8%
Work from home27.0%
Other means0.0%
Avg commute (minutes)25.5

Poverty

All people 15.1%
Under 18 years 34.8%
18 and over 11.8%
Married-couple families 6.8%
Female-led households 14.3%

Income support

Source% of households
Social Security47.5%
Retirement income39.3%
Supplemental Security8.0%
Cash public assistance1.1%
Food stamps / SNAP2.9%

Health indicators

Condition%
Obesity38.4%
High blood pressure43.9%
High cholesterol39.8%
Diabetes14.4%
Heart disease9.9%
Stroke4.7%
Asthma11.2%
Arthritis33.5%
Kidney disease4.0%
Pulmonary disease11.2%
Cancer8.2%
Behavior / access%
Smoking23.9%
Binge drinking11.9%
No physical activity32.9%
Less than 7 hrs sleep34.0%
Depression26.3%
Fair or poor health21.8%
Poor mental health16.8%
Poor physical health15.1%
No health insurance16.9%
Visited doctor (checkup)77.6%
Visited dentist56.9%
Cholesterol screening89.3%
Teeth loss20.5%

Veterans & disability

VeteransCount%
Civilian veterans11412.2%
Disability%
Any disability22.3%
Under 189.5%
18–64 years13.6%
65 and over34.6%

Health insurance coverage

Type%
Private insurance74.3%
Public insurance53.7%
No insurance9.9%
Uninsured under 1913.3%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only1,05296.4%
Spanish00.0%
Other Indo-European00.0%
Asian & Pacific Islander00.0%
Other languages00.0%

Place of birth & citizenship

OriginCount%
Native born (US)1,08699.5%
Born in same state1,08699.5%
Born in different state73167.0%
Foreign born00.0%
Naturalized citizen50.5%
Not a US citizen120.0%

Ancestry

AncestryCount%
Arab39636.3%
French595.4%
Italian373.4%
AncestryCount%
English131.2%
Polish40.4%

Technology access

Metric% of households
Computer access41.1%
Internet access67.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 74570

What city is ZIP code 74570 in?

ZIP code 74570 is primarily assigned to Stuart, Oklahoma.

What county is ZIP code 74570 in?

ZIP code 74570 falls within Hughes County, Oklahoma.

Does ZIP code 74570 have an older population?

44% of residents in ZIP code 74570 are 65 or older, above the national average of ~17%.

Is ZIP code 74570 mostly owner-occupied?

88% of occupied units in ZIP code 74570 are owner-occupied, well above the national average.

Does ZIP code 74570 have a large retiree population?

48% of households in ZIP code 74570 receive Social Security income, suggesting a significant retiree or disability population.

What is the poverty rate in ZIP code 74570?

15% of residents in ZIP code 74570 live below the poverty line, above the national average.

What timezone is ZIP code 74570 in?

ZIP code 74570 observes the CST timezone.

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