74960 ZIP Code — Stilwell, OK

Adair County, Oklahoma

ZIP code 74960 is located in Stilwell, Oklahoma, within Adair County. It covers approximately 300.59 square miles and serves a population of 11,874 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 918/539.

About ZIP code 74960

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $110,100. Owner-occupancy sits near the national average at 67%.

Median household income is $45,000. Poverty affects 22% of residents, above the national average. SNAP benefit usage at 25% of households reflects economic stress in the area. 41% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 25 minutes is near the national average.

College attainment at 12% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of obesity (45%), diabetes (17%), smoking (32%) compared to national benchmarks. 24% of residents lack health insurance, above the national average.

Overall, ZIP code 74960 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a significant Social Security-dependent population, and elevated reliance on food assistance.

11,874

population

300.59

sq mi land

Standard

ZIP type

Central (CT)

timezone

74960 ZIP code map

Cities in ZIP code 74960

Below are the cities the US Postal Service accepts for ZIP code 74960. Using any city not on this list may result in mail delivery delays.

City	Status
Stilwell	Preferred

Nearby ZIP codes

74931 Bunch (6.2 mi) 72729 Evansville (10.6 mi) 74471 Welling (12 mi) 72717 Canehill (12.8 mi) 72749 Morrow (13 mi) 74965 Westville (14.3 mi) 72948 Natural Dam (14.6 mi) 74427 Cookson (15 mi) 74457 Proctor (16.6 mi) 72744 Lincoln (17.4 mi) 72769 Summers (17.8 mi) 72955 Uniontown (18.3 mi)

Demographics updated 05/2026

Population
Total population	11,874
Population density	40 / sq mi
State FIPS	40
County FIPS	001

Geography
Land area	300.59 sq mi
Water area	1.54 sq mi
Latitude	35.7958
Longitude	-94.6578
Timezone	Central (CT)
Area code	918/539

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	67.4%	63.5%	46.5%
$50k – $100k	23.3%	26.7%	31.0%
$100k – $200k	8.7%	8.6%	18.1%
Over $200k	0.7%	1.1%	4.5%

Demographics & statistics

11,874

Population

People per sq mi

36.2

Median age

$45,000

Median household income

$19,950

Per capita income

$110,100

Median home value

$625

Median monthly rent

67.4%

Home ownership

22.1%

Poverty rate

5.5%

Unemployment

3,557

Housing units

11.6%

Bachelor's or higher

Age distribution

Male Female

446

Under 5

459

390

5–9

401

532

10–14

548

399

15–19

410

391

20–24

403

696

25–34

717

674

35–44

694

674

45–54

694

377

55–59

388

371

60–64

382

523

65–74

539

264

75–84

271

114

85+

117

← Male

Female →

Age summary

Group	Count	%
Under 18	3,260	27.5%
18 and over	8,614	72.5%
65 and over	1,828	15.4%
Median age	36.2 years

Race & ethnicity

American Indian / Alaska Native 51.1%

White 29%

Two or more races 11.1%

Hispanic or Latino 4.8%

Other race 3.1%

Asian 0.5%

Black or African American 0.3%

Group	Count	%
American Indian / Alaska Native	6,376	51.1%
White	3,619	29%
Two or more races	1,389	11.1%
Hispanic or Latino	602	4.8%
Other race	383	3.1%
Asian	66	0.5%
Black or African American	41	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	67.4%	63.5%	46.5%
$50k – $100k	23.3%	26.7%	31.0%
$100k – $200k	8.7%	8.6%	18.1%
Over $200k	0.7%	1.1%	4.5%

Under $10k 10.4%

$10k–$15k 7.3%

$15k–$25k 13.0%

$25k–$35k 13.1%

$35k–$50k 11.0%

$50k–$75k 19.9%

$75k–$100k 11.1%

$100k–$150k 9.6%

$150k–$200k 3.8%

$200k+ 1.1%

Range	% of households
Under $10k	10.4%
$10k–$15k	7.3%
$15k–$25k	13.0%
$25k–$35k	13.1%
$35k–$50k	11.0%
$50k–$75k	19.9%
$75k–$100k	11.1%
$100k–$150k	9.6%
$150k–$200k	3.8%
$200k+	1.1%
Median income	$45,000

Housing

Home values

Under $50k 17.7%

$50k–$100k 25.0%

$100k–$150k 24.5%

$150k–$200k 11.8%

$200k–$300k 11.4%

$300k–$500k 4.9%

$500k–$1M 3.2%

$1M+ 1.5%

Housing overview

Metric	Value
Median home value	$110,100
Median rent / month	$625
Owner occupied	67.4%
Renter occupied	32.6%
Vacant	16.4%
Single-family detached	68.6%
Large apartment buildings	0.6%
Mobile homes	18.6%
Median rooms	5.4
Avg household size (owned)	2.99

Year built

Era	%
2020 or later	0.0%
2010–2019	6.3%
2000–2009	13.0%
1990–1999	13.7%
1980–1989	20.7%
1970–1979	21.5%
1960–1969	10.6%
1950–1959	7.7%
1940–1949	3.7%
1939 or earlier	2.9%

Bedrooms

Size	% of units
No bedroom (studio)	1.6%
1 bedroom	9.9%
2 bedrooms	23.7%
3 bedrooms	49.2%
4 bedrooms	13.7%
5+ bedrooms	1.8%

Vehicles per household

Vehicles	% of households
No vehicle	10.0%
1 vehicle	31.3%
2 vehicles	32.7%
3 or more	25.9%

Heating fuel

Fuel type	%
Utility gas	33.6%
Electricity	34.8%
Propane / LP gas	13.1%
Fuel oil	0.1%
Wood	10.4%
Solar	0.2%
No fuel used	1.2%

Households & families

Household type	Count	%
Married-couple family	1,865	45.6%
Cohabiting couple	246	6.0%
Male householder, no spouse	840	20.5%
Female householder, no spouse	1,137	27.8%
Households with children under 18	1,422	34.8%
Households with seniors (65+)	1,343	32.9%
Average household size	2.87

Marital status

Status	Male	Female
Never married	32.3%	25.0%
Married	46.3%	46.6%
Separated	3.9%	3.1%
Widowed	6.2%	12.5%
Divorced	11.4%	12.8%

Education

Less than 9th grade 6.1%

Some HS, no diploma 14.3%

HS graduate 44.4%

Some college, no degree 17.9%

Associate's degree 5.7%

Bachelor's degree 6.6%

Graduate / professional 5.1%

Metric	%
HS diploma or higher	79.6%
Bachelor's or higher	11.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	309	11.1%
Kindergarten	209	7.5%
Elementary school	1,376	49.2%
High school	585	20.9%
College / grad school	316	11.3%

Employment

Industry of employment

Education & healthcare 23.7%

Manufacturing 14.2%

Retail trade 11.5%

Construction 9.3%

Arts, food & hospitality 8.7%

Public administration 7.8%

Other services 5.2%

Professional & management 4.6%

Finance & real estate 4.2%

Transportation & utilities 4.1%

Agriculture & mining 3.6%

Wholesale trade 2.1%

Information 1.0%

Occupation

Category	%
Management, business & arts	26.2%
Service	18.5%
Sales & office	18.3%
Natural resources & construction	15.0%
Production & transportation	22.1%

Employment type

Type	%
Private sector	65.6%
Government	26.4%
Self-employed	7.3%
Unpaid family workers	0.6%

Commute

Method	%
Drive alone	79.1%
Carpool	14.0%
Public transit	0.2%
Walk	1.9%
Work from home	3.1%
Other means	1.7%
Avg commute (minutes)	25.2

Poverty

All people 22.1%

Under 18 years 28.1%

18 and over 19.9%

Married-couple families 9.7%

Female-led households 48.3%

Income support

Source	% of households
Social Security	40.6%
Retirement income	19.0%
Supplemental Security	11.1%
Cash public assistance	4.4%
Food stamps / SNAP	25.1%

Health indicators

Condition	%
Obesity	44.7%
High blood pressure	43.3%
High cholesterol	37.2%
Diabetes	16.8%
Heart disease	9.4%
Stroke	5.3%
Asthma	13.4%
Arthritis	29.7%
Kidney disease	4.1%
Pulmonary disease	12.4%
Cancer	6.3%

Behavior / access	%
Smoking	31.7%
Binge drinking	12.4%
No physical activity	38.5%
Less than 7 hrs sleep	38.3%
Depression	27.1%
Fair or poor health	27.9%
Poor mental health	20.7%
Poor physical health	18.2%
No health insurance	21.7%
Visited doctor (checkup)	75.8%
Visited dentist	45.9%
Cholesterol screening	85.3%
Teeth loss	29.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	526	6.1%

Disability	%
Any disability	20.8%
Under 18	3.5%
18–64 years	22.2%
65 and over	47.7%

Health insurance coverage

Type	%
Private insurance	37.8%
Public insurance	48.7%
No insurance	24.1%
Uninsured under 19	17.2%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	10,969	92.4%
Spanish	272	2.5%
Other Indo-European	145	1.3%
Asian & Pacific Islander	0	0.0%
Other languages	34	0.3%

Place of birth & citizenship

Origin	Count	%
Native born (US)	11,595	97.7%
Born in same state	11,566	97.4%
Born in different state	8,255	69.5%
Foreign born	29	0.2%
Naturalized citizen	279	2.3%
Not a US citizen	89	31.9%

Ancestry

Ancestry	Count	%
Italian	621	5.2%
French	341	2.9%
Arab	260	2.2%
English	102	0.9%

Ancestry	Count	%
Norwegian	15	0.1%
German	3	0%
Dutch	3	0%

Technology access

Metric	% of households
Computer access	34.4%
Internet access	76.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 74960

What city is ZIP code 74960 in?

ZIP code 74960 is primarily assigned to Stilwell, Oklahoma.

What county is ZIP code 74960 in?

ZIP code 74960 falls within Adair County, Oklahoma.

What is the poverty rate in ZIP code 74960?

22% of residents in ZIP code 74960 live below the poverty line, above the national average.

How educated is the population of ZIP code 74960?

12% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Does ZIP code 74960 have a large retiree population?

41% of households in ZIP code 74960 receive Social Security income, suggesting a significant retiree or disability population.

What are the health statistics for ZIP code 74960?

Health data for ZIP code 74960 shows elevated rates of obesity (45%) and diabetes (17%) and smoking (32%) compared to national benchmarks.

What timezone is ZIP code 74960 in?

ZIP code 74960 observes the CST timezone.