34609 ZIP Code — Spring Hill, FL

Hernando County, Florida

ZIP code 34609 is located in Spring Hill, Florida, within Hernando County. It covers approximately 22.19 square miles and serves a population of 44,696 residents. This is a po box ZIP code in the Eastern (ET) timezone, served by area code 352.

About ZIP code 34609

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $244,700. Owner-occupancy is high at 82%, well above the national average.

Median household income is $71,303. 43% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 27 minutes is near the national average.

College attainment at 21% is below the national average, consistent with a trades and production-oriented local economy.

Notable community characteristics include a notable veteran presence at 13% of civilians, above the national average of 7%.

Overall, ZIP code 34609 reflects a community defined by a strong veteran community, high homeownership, and a significant Social Security-dependent population.

44,696

population

22.19

sq mi land

PO Box

ZIP type

Eastern (ET)

timezone

34609 ZIP code map

Cities in ZIP code 34609

Below are the cities the US Postal Service accepts for ZIP code 34609. Using any city not on this list may result in mail delivery delays.

City	Status
Spring Hill	Acceptable
Spring Hill	Preferred

Nearby ZIP codes

34608 Spring Hill (2.3 mi) 34604 Brooksville (5 mi) 34613 Brooksville (5 mi) 34606 Spring Hill (5.4 mi) 34607 Spring Hill (7.2 mi) 34610 Spring Hill (7.4 mi) 34614 Brooksville (9.6 mi) 34669 Hudson (10.6 mi) 34667 Hudson (10.9 mi) 34601 Brooksville (12.4 mi) 34602 Brooksville (13.9 mi) 34637 Land O Lakes (14.2 mi)

Demographics updated 05/2026

Population
Total population	44,696
Population density	2,014 / sq mi
State FIPS	12
County FIPS	053

Geography
Land area	22.19 sq mi
Water area	0.10 sq mi
Latitude	28.4838
Longitude	-82.5121
Timezone	Eastern (ET)
Area code	352

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	42.4%	49.7%	43.4%
$50k – $100k	33.5%	32.6%	30.8%
$100k – $200k	21.8%	15.3%	19.3%
Over $200k	2.3%	2.5%	6.4%

Demographics & statistics

44,696

Population

2,014

People per sq mi

44.5

Median age

$71,303

Median household income

$32,372

Per capita income

$244,700

Median home value

$1,358

Median monthly rent

81.5%

Home ownership

10.1%

Poverty rate

7.2%

Unemployment

14,990

Housing units

20.9%

Bachelor's or higher

Age distribution

Male Female

1,182

Under 5

1,224

1,076

5–9

1,114

1,291

10–14

1,336

1,571

15–19

1,627

941

20–24

974

2,436

25–34

2,522

2,565

35–44

2,656

2,625

45–54

2,717

1,732

55–59

1,792

1,361

60–64

1,408

2,816

65–74

2,915

1,790

75–84

1,852

576

85+

597

← Male

Female →

Age summary

Group	Count	%
Under 18	9,352	20.9%
18 and over	35,344	79.1%
65 and over	10,546	23.6%
Median age	44.5 years

Race & ethnicity

White 66.3%

Hispanic or Latino 12.3%

Two or more races 10.1%

Black or African American 5.3%

Other race 3.7%

Asian 2.1%

American Indian / Alaska Native 0.3%

Group	Count	%
White	33,786	66.3%
Hispanic or Latino	6,261	12.3%
Two or more races	5,127	10.1%
Black or African American	2,695	5.3%
Other race	1,897	3.7%
Asian	1,057	2.1%
American Indian / Alaska Native	134	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	42.4%	49.7%	43.4%
$50k – $100k	33.5%	32.6%	30.8%
$100k – $200k	21.8%	15.3%	19.3%
Over $200k	2.3%	2.5%	6.4%

Under $10k 6.3%

$10k–$15k 2.3%

$15k–$25k 4.9%

$25k–$35k 8.0%

$35k–$50k 12.1%

$50k–$75k 18.7%

$75k–$100k 15.9%

$100k–$150k 21.3%

$150k–$200k 6.2%

$200k+ 4.2%

Range	% of households
Under $10k	6.3%
$10k–$15k	2.3%
$15k–$25k	4.9%
$25k–$35k	8.0%
$35k–$50k	12.1%
$50k–$75k	18.7%
$75k–$100k	15.9%
$100k–$150k	21.3%
$150k–$200k	6.2%
$200k+	4.2%
Median income	$71,303

Housing

Home values

Under $50k 3.8%

$50k–$100k 2.3%

$100k–$150k 6.5%

$150k–$200k 16.3%

$200k–$300k 40.8%

$300k–$500k 28.2%

$500k–$1M 1.6%

$1M+ 0.4%

Housing overview

Metric	Value
Median home value	$244,700
Median rent / month	$1,358
Owner occupied	81.5%
Renter occupied	18.5%
Vacant	7.5%
Single-family detached	88.3%
Large apartment buildings	2.0%
Mobile homes	2.2%
Median rooms	6.2
Avg household size (owned)	2.72

Year built

Era	%
2020 or later	0.5%
2010–2019	9.0%
2000–2009	41.5%
1990–1999	19.3%
1980–1989	24.5%
1970–1979	4.3%
1960–1969	0.7%
1950–1959	0.2%
1940–1949	0.0%
1939 or earlier	0.1%

Bedrooms

Size	% of units
No bedroom (studio)	0.2%
1 bedroom	2.5%
2 bedrooms	21.8%
3 bedrooms	50.3%
4 bedrooms	21.6%
5+ bedrooms	3.6%

Vehicles per household

Vehicles	% of households
No vehicle	4.4%
1 vehicle	33.7%
2 vehicles	42.1%
3 or more	19.8%

Heating fuel

Fuel type	%
Utility gas	1.8%
Electricity	95.4%
Propane / LP gas	0.4%
Fuel oil	0.2%
Solar	0.5%
No fuel used	1.8%

Households & families

Household type	Count	%
Married-couple family	9,601	57.4%
Cohabiting couple	1,134	6.8%
Male householder, no spouse	2,312	13.8%
Female householder, no spouse	3,687	22.0%
Households with children under 18	5,175	30.9%
Households with seniors (65+)	7,277	43.5%
Average household size	2.67

Marital status

Status	Male	Female
Never married	28.8%	21.7%
Married	57.3%	52.5%
Separated	0.9%	2.3%
Widowed	4.5%	11.9%
Divorced	8.6%	11.6%

Education

Less than 9th grade 2.2%

Some HS, no diploma 7.1%

HS graduate 30.1%

Some college, no degree 28.3%

Associate's degree 11.4%

Bachelor's degree 14.0%

Graduate / professional 6.9%

Metric	%
HS diploma or higher	90.7%
Bachelor's or higher	20.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	499	5.2%
Kindergarten	497	5.2%
Elementary school	3,925	41.3%
High school	2,485	26.1%
College / grad school	2,100	22.1%

Employment

Industry of employment

Education & healthcare 25.2%

Professional & management 13.5%

Retail trade 12.6%

Construction 9.4%

Arts, food & hospitality 9.4%

Transportation & utilities 8.3%

Public administration 5.3%

Manufacturing 5.2%

Finance & real estate 4.8%

Other services 3.8%

Wholesale trade 1.3%

Information 0.7%

Agriculture & mining 0.4%

Occupation

Category	%
Management, business & arts	34.4%
Service	19.6%
Sales & office	23.6%
Natural resources & construction	7.8%
Production & transportation	14.6%

Employment type

Type	%
Private sector	79.7%
Government	14.0%
Self-employed	6.0%
Unpaid family workers	0.2%

Commute

Method	%
Drive alone	74.5%
Carpool	7.8%
Public transit	0.1%
Walk	1.7%
Work from home	13.6%
Other means	2.4%
Avg commute (minutes)	26.5

Poverty

All people 10.1%

Under 18 years 11.9%

18 and over 9.7%

Married-couple families 5.8%

Female-led households 13.4%

Income support

Source	% of households
Social Security	43.4%
Retirement income	36.1%
Supplemental Security	6.4%
Cash public assistance	2.2%
Food stamps / SNAP	9.3%

Health indicators

Condition	%
Obesity	34.3%
High blood pressure	36.8%
High cholesterol	35.1%
Diabetes	12.0%
Heart disease	8.0%
Stroke	3.8%
Asthma	8.5%
Arthritis	28.8%
Kidney disease	3.5%
Pulmonary disease	9.2%
Cancer	8.2%

Behavior / access	%
Smoking	19.1%
Binge drinking	13.9%
No physical activity	26.8%
Less than 7 hrs sleep	33.0%
Depression	19.4%
Fair or poor health	16.6%
Poor mental health	14.9%
Poor physical health	12.5%
No health insurance	20.3%
Visited doctor (checkup)	75.7%
Visited dentist	57.6%
Cholesterol screening	91.7%
Teeth loss	13.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	4,439	12.6%

Disability	%
Any disability	17.4%
Under 18	4.8%
18–64 years	13.9%
65 and over	36.9%

Health insurance coverage

Type	%
Private insurance	61.2%
Public insurance	41.4%
No insurance	11.7%
Uninsured under 19	5.4%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	42,290	94.6%
Spanish	2,262	5.3%
Other Indo-European	1,839	4.3%
Asian & Pacific Islander	305	0.7%
Other languages	118	0.3%

Place of birth & citizenship

Origin	Count	%
Native born (US)	40,482	90.6%
Born in same state	38,398	85.9%
Born in different state	13,558	30.3%
Foreign born	2,084	4.7%
Naturalized citizen	4,214	9.4%
Not a US citizen	3,278	77.8%

Ancestry

Ancestry	Count	%
Italian	5,772	12.9%
French	4,666	10.4%
Arab	3,004	6.7%
English	428	1%
Polish	296	0.7%

Ancestry	Count	%
German	234	0.5%
Norwegian	184	0.4%
Irish	167	0.4%
Dutch	146	0.3%

Technology access

Metric	% of households
Computer access	37.4%
Internet access	95.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 34609

What city is ZIP code 34609 in?

ZIP code 34609 is primarily assigned to Spring Hill, Florida.

What county is ZIP code 34609 in?

ZIP code 34609 falls within Hernando County, Florida.

Does ZIP code 34609 have a large retiree population?

43% of households in ZIP code 34609 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 34609 mostly owner-occupied?

82% of occupied units in ZIP code 34609 are owner-occupied, well above the national average.

Does ZIP code 34609 have a large veteran population?

13% of civilians in ZIP code 34609 are veterans, above the national average of ~7%.

What is the population of ZIP code 34609?

ZIP code 34609 has an estimated population of 44,696 residents, with a density of 2,015 people per square mile.

What timezone is ZIP code 34609 in?

ZIP code 34609 observes the EST timezone.