Spencer County, KY ZIP Codes
Kentucky (KY) · 2 ZIP codes · 2 cities
2
ZIP codes
19,916
population (2021)
+16.7%
pop change since 2010
21215
FIPS code
Spencer County ZIP code map
About Spencer County
Spencer County is located in Kentucky and contains 2 ZIP codes across 2 cities and communities.
The county's population was 19,916 as of 2021,
an increase of
16.7% from 17,061 in 2010.
The timezone is Central Time (observes DST).
The Federal Information Processing System (FIPS) code for Spencer County is 21215.
| Population | |
|---|---|
| 2021 population | 19,916 |
| 2010 population | 17,061 |
| Change | +16.7% |
| County details | |
|---|---|
| State | Kentucky |
| FIPS code | 21215 |
| Timezone | Central |
| Daylight saving | Yes |
Cities in Spencer County
ZIP codes for Spencer County, KY (2)
| ZIP code | City | County | Map |
|---|---|---|---|
| 40046 | Mount Eden | Spencer | View map |
| 40071 | Taylorsville | Spencer | View map |
Demographics & statistics
23,955
Population
42.6
Median age
$108,907
Median household income
$44,472
Per capita income
$305,600
Median home value
$654
Median monthly rent
91.7%
Home ownership
6.5%
Poverty rate
3.7%
Unemployment
8,086
Housing units
25.1%
Bachelor's or higher
Age distribution
Male
Female
697
Under 5
636
833
5–9
762
918
10–14
838
857
15–19
783
610
20–24
557
1,241
25–34
1,134
1,660
35–44
1,516
1,913
45–54
1,748
979
55–59
895
950
60–64
869
1,323
65–74
1,208
453
75–84
414
84
85+
77
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 5,806 | 23.5% |
| 18 and over | 18,149 | 76.5% |
| 65 and over | 3,559 | 16.0% |
| Median age | 42.6 years | |
Race & ethnicity
White
93.4%
Two or more races
2.1%
Hispanic or Latino
1.5%
Black or African American
1.4%
Asian
1%
Other race
0.6%
| Group | Count | % |
|---|---|---|
| White | 22,712 | 93.4% |
| Two or more races | 506 | 2.1% |
| Hispanic or Latino | 354 | 1.5% |
| Black or African American | 341 | 1.4% |
| Asian | 249 | 1% |
| Other race | 136 | 0.6% |
Household income
Under $10k
2.8%
$10k–$15k
1.2%
$15k–$25k
7.1%
$25k–$35k
5.2%
$35k–$50k
7.4%
$50k–$75k
13.0%
$75k–$100k
14.0%
$100k–$150k
22.4%
$150k–$200k
17.2%
$200k+
9.8%
| Range | % of households |
|---|---|
| Under $10k | 2.8% |
| $10k–$15k | 1.2% |
| $15k–$25k | 7.1% |
| $25k–$35k | 5.2% |
| $35k–$50k | 7.4% |
| $50k–$75k | 13.0% |
| $75k–$100k | 14.0% |
| $100k–$150k | 22.4% |
| $150k–$200k | 17.2% |
| $200k+ | 9.8% |
| Median income | $108,907 |
Housing
Home values
Under $50k
2.3%
$50k–$100k
4.2%
$100k–$150k
10.2%
$150k–$200k
5.6%
$200k–$300k
28.1%
$300k–$500k
33.0%
$500k–$1M
16.0%
$1M+
0.5%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $305,600 |
| Median rent / month | $654 |
| Owner occupied | 91.7% |
| Renter occupied | 8.3% |
| Vacant | 11.2% |
| Single-family detached | 87.7% |
| Large apartment buildings | 1.0% |
| Mobile homes | 9.8% |
| Median rooms | 6.6 |
| Avg household size (owned) | 2.84 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.5% |
| 2010–2019 | 16.6% |
| 2000–2009 | 27.8% |
| 1990–1999 | 23.3% |
| 1980–1989 | 5.5% |
| 1970–1979 | 9.3% |
| 1960–1969 | 5.9% |
| 1950–1959 | 1.4% |
| 1940–1949 | 1.0% |
| 1939 or earlier | 8.8% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 0.0% |
| 1 bedroom | 4.0% |
| 2 bedrooms | 9.1% |
| 3 bedrooms | 55.7% |
| 4 bedrooms | 20.2% |
| 5+ bedrooms | 11.0% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 4.4% |
| 1 vehicle | 11.2% |
| 2 vehicles | 39.8% |
| 3 or more | 44.7% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 9.8% |
| Electricity | 63.6% |
| Propane / LP gas | 21.6% |
| Fuel oil | 1.6% |
| Wood | 2.2% |
| No fuel used | 0.5% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 5,831 | 68.1% |
| Cohabiting couple | 508 | 6.8% |
| Male householder, no spouse | 997 | 11.2% |
| Female householder, no spouse | 1,098 | 14.0% |
| Households with children under 18 | 3,378 | 36.7% |
| Households with seniors (65+) | 2,302 | 31.0% |
| Average household size | 2.84 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 21.9% | 19.4% |
| Married | 65.6% | 61.4% |
| Separated | 0.3% | 1.0% |
| Widowed | 1.4% | 6.6% |
| Divorced | 10.8% | 11.5% |
Education
Less than 9th grade
1.2%
Some HS, no diploma
2.8%
HS graduate
36.2%
Some college, no degree
27.0%
Associate's degree
7.7%
Bachelor's degree
15.5%
Graduate / professional
9.5%
| Metric | % |
|---|---|
| HS diploma or higher | 96.0% |
| Bachelor's or higher | 25.1% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 368 | 6.0% |
| Kindergarten | 301 | 7.8% |
| Elementary school | 2,389 | 39.8% |
| High school | 1,473 | 35.2% |
| College / grad school | 770 | 11.3% |
Employment
Industry of employment
Education & healthcare
21.9%
Manufacturing
18.0%
Retail trade
16.9%
Professional & management
9.4%
Finance & real estate
9.0%
Transportation & utilities
6.8%
Construction
6.6%
Arts, food & hospitality
3.6%
Other services
3.3%
Public administration
2.4%
Agriculture & mining
1.4%
Wholesale trade
0.4%
Information
0.3%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 36.0% |
| Service | 12.3% |
| Sales & office | 21.0% |
| Natural resources & construction | 9.2% |
| Production & transportation | 21.4% |
Employment type
| Type | % |
|---|---|
| Private sector | 83.6% |
| Government | 10.9% |
| Self-employed | 5.2% |
| Unpaid family workers | 0.3% |
Commute
| Method | % |
|---|---|
| Drive alone | 83.7% |
| Carpool | 6.5% |
| Public transit | 0.0% |
| Walk | 0.3% |
| Other means | 0.7% |
| Avg commute (minutes) | 32.9 |
Poverty
All people
6.5%
Under 18 years
13.0%
18 and over
4.8%
Married-couple families
1.1%
Female-led households
29.5%
Income support
| Source | % of households |
|---|---|
| Social Security | 35.6% |
| Retirement income | 30.9% |
| Supplemental Security | 2.1% |
| Cash public assistance | 1.2% |
| Food stamps / SNAP | 5.9% |
Health indicators
| Condition | % |
|---|---|
| High blood pressure | 36.3% |
| High cholesterol | 35.1% |
| Heart disease | 5.9% |
| Stroke | 2.6% |
| Asthma | 10.4% |
| Arthritis | 27.6% |
| Kidney disease | 2.5% |
| Pulmonary disease | 7.9% |
| Cancer | 6.1% |
| Behavior / access | % |
|---|---|
| Binge drinking | 17.1% |
| No physical activity | 25.5% |
| Less than 7 hrs sleep | 36.8% |
| Fair or poor health | 15.3% |
| Poor mental health | 16.9% |
| Poor physical health | 11.5% |
| No health insurance | 8.8% |
| Visited doctor (checkup) | 75.4% |
| Visited dentist | 63.5% |
| Cholesterol screening | 91.1% |
| Teeth loss | 13.6% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 1,220 | 6.1% |
| Disability | % |
|---|---|
| Any disability | 13.5% |
| Under 18 | 12.2% |
| 18–64 years | 10.6% |
| 65 and over | 27.3% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 76.9% |
| Public insurance | 31.7% |
| Uninsured under 19 | 1.3% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 22,622 | 94.2% |
| Spanish | 130 | 0.6% |
| Other Indo-European | 8 | 0.0% |
| Asian & Pacific Islander | 74 | 0.4% |
| Other languages | 48 | 0.2% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 23,628 | 98.6% |
| Born in same state | 23,554 | 98.3% |
| Born in different state | 18,464 | 79.8% |
| Foreign born | 74 | 0.3% |
| Naturalized citizen | 327 | 1.4% |
| Not a US citizen | 210 | 43.2% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| French | 3,447 | 14.4% |
| Italian | 2,696 | 11.3% |
| Arab | 2,360 | 9.9% |
| English | 287 | 1.2% |
| Ancestry | Count | % |
|---|---|---|
| Polish | 39 | 0.2% |
| Norwegian | 39 | 0.2% |
| Dutch | 11 | 0% |
| German | 10 | 0% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 35.2% |
| Internet access | 93.8% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
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