68665 ZIP Code — Spalding, NE

Greeley County, Nebraska

ZIP code 68665 is located in Spalding, Nebraska, within Greeley County. It covers approximately 175.15 square miles and serves a population of 786 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 308.

About ZIP code 68665

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $89,600. Owner-occupancy is high at 88%, well above the national average.

Median household income is $51,875. 42% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is natural resources, construction, and trades, with agriculture and mining as the leading industry. The average commute of 12 minutes is near the national average.

Educational attainment is near the national average, with 22% of residents holding a bachelor's degree or higher.

Notable community characteristics include a notable veteran presence at 14% of civilians, above the national average of 7%.

Overall, ZIP code 68665 reflects a community defined by a strong veteran community, high homeownership, and a significant Social Security-dependent population.

786

population

175.15

sq mi land

Standard

ZIP type

Central (CT)

timezone

68665 ZIP code map

Cities in ZIP code 68665

Below are the cities the US Postal Service accepts for ZIP code 68665. Using any city not on this list may result in mail delivery delays.

City	Status
Spalding	Preferred

Nearby ZIP codes

68842 Greeley (8.4 mi) 68622 Bartlett (12.9 mi) 68637 Ericson (15 mi) 68875 Scotia (15.2 mi) 68627 Cedar Rapids (16 mi) 68652 Petersburg (16.6 mi) 68882 Wolbach (18.2 mi) 68620 Albion (18.4 mi)

Demographics updated 05/2026

Population
Total population	786
Population density	4 / sq mi
State FIPS	31
County FIPS	077

Geography
Land area	175.15 sq mi
Water area	0.09 sq mi
Latitude	41.6977
Longitude	-98.4094
Timezone	Central (CT)
Area code	308

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	54.7%	56.2%	39.5%
$50k – $100k	26.1%	28.0%	33.4%
$100k – $200k	19.1%	14.7%	22.0%
Over $200k	0.0%	1.1%	5.2%

Demographics & statistics

786

Population

People per sq mi

47.9

Median age

$51,875

Median household income

$27,152

Per capita income

$89,600

Median home value

$763

Median monthly rent

88.3%

Home ownership

7.5%

Poverty rate

2.6%

Unemployment

378

Housing units

22.2%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	197	25.1%
18 and over	589	74.9%
65 and over	221	28.1%
Median age	47.9 years

Race & ethnicity

White 94.3%

Hispanic or Latino 2.8%

Other race 1.9%

Two or more races 1%

Group	Count	%
White	763	94.3%
Hispanic or Latino	23	2.8%
Other race	15	1.9%
Two or more races	8	1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	54.7%	56.2%	39.5%
$50k – $100k	26.1%	28.0%	33.4%
$100k – $200k	19.1%	14.7%	22.0%
Over $200k	0.0%	1.1%	5.2%

Under $10k 4.2%

$10k–$15k 9.1%

$15k–$25k 7.2%

$25k–$35k 7.2%

$35k–$50k 18.9%

$50k–$75k 19.9%

$75k–$100k 8.8%

$100k–$150k 16.6%

$150k–$200k 8.1%

Range	% of households
Under $10k	4.2%
$10k–$15k	9.1%
$15k–$25k	7.2%
$25k–$35k	7.2%
$35k–$50k	18.9%
$50k–$75k	19.9%
$75k–$100k	8.8%
$100k–$150k	16.6%
$150k–$200k	8.1%
Median income	$51,875

Housing

Home values

Under $50k 17.0%

$50k–$100k 42.1%

$100k–$150k 8.1%

$150k–$200k 9.2%

$200k–$300k 7.7%

$300k–$500k 12.9%

$500k–$1M 3.0%

Housing overview

Metric	Value
Median home value	$89,600
Median rent / month	$763
Owner occupied	88.3%
Renter occupied	11.7%
Vacant	25.8%
Single-family detached	88.6%
Large apartment buildings	0.0%
Mobile homes	5.6%
Median rooms	6.2
Avg household size (owned)	2.58

Year built

Era	%
2020 or later	0.0%
2010–2019	2.9%
2000–2009	10.4%
1990–1999	4.6%
1980–1989	5.8%
1970–1979	5.3%
1960–1969	6.5%
1950–1959	9.4%
1940–1949	2.9%
1939 or earlier	52.2%

Bedrooms

Size	% of units
No bedroom (studio)	2.9%
1 bedroom	2.2%
2 bedrooms	16.9%
3 bedrooms	45.2%
4 bedrooms	21.0%
5+ bedrooms	11.8%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	19.5%
2 vehicles	32.9%
3 or more	47.6%

Heating fuel

Fuel type	%
Utility gas	38.8%
Electricity	35.2%
Propane / LP gas	24.4%
Wood	1.0%

Households & families

Household type	Count	%
Married-couple family	176	57.3%
Cohabiting couple	5	1.6%
Male householder, no spouse	42	13.7%
Female householder, no spouse	84	27.4%
Households with children under 18	82	26.7%
Households with seniors (65+)	141	45.9%
Average household size	2.51

Marital status

Status	Male	Female
Never married	31.2%	23.0%
Married	62.7%	55.3%
Separated	0.0%	2.8%
Widowed	1.2%	14.8%
Divorced	4.9%	4.1%

Education

Less than 9th grade 1.4%

Some HS, no diploma 0.4%

HS graduate 38.4%

Some college, no degree 17.8%

Associate's degree 19.9%

Bachelor's degree 17.0%

Graduate / professional 5.2%

Metric	%
HS diploma or higher	98.3%
Bachelor's or higher	22.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	7	3.2%
Kindergarten	11	5.1%
Elementary school	78	36.1%
High school	72	33.3%
College / grad school	48	22.2%

Employment

Industry of employment

Agriculture & mining 24.0%

Retail trade 17.0%

Education & healthcare 17.0%

Other services 11.7%

Construction 9.1%

Finance & real estate 8.5%

Wholesale trade 5.3%

Manufacturing 2.6%

Transportation & utilities 2.1%

Professional & management 1.8%

Public administration 0.6%

Arts, food & hospitality 0.3%

Occupation

Category	%
Management, business & arts	32.3%
Service	10.0%
Sales & office	12.9%
Natural resources & construction	36.1%
Production & transportation	8.8%

Employment type

Type	%
Private sector	70.1%
Government	12.9%
Self-employed	13.2%
Unpaid family workers	3.8%

Commute

Method	%
Drive alone	76.2%
Carpool	8.8%
Public transit	0.0%
Walk	8.5%
Work from home	5.9%
Other means	0.6%
Avg commute (minutes)	12.4

Poverty

All people 7.5%

Under 18 years 4.6%

18 and over 8.5%

Married-couple families 1.1%

Female-led households 40.9%

Income support

Source	% of households
Social Security	42.3%
Retirement income	16.6%
Supplemental Security	1.3%
Cash public assistance	2.0%
Food stamps / SNAP	4.9%

Health indicators

Condition	%
Obesity	34.0%
High blood pressure	37.0%
High cholesterol	34.8%
Diabetes	11.1%
Heart disease	8.1%
Stroke	3.7%
Asthma	8.1%
Arthritis	28.7%
Kidney disease	3.4%
Pulmonary disease	7.0%
Cancer	8.9%

Behavior / access	%
Smoking	16.0%
Binge drinking	18.7%
No physical activity	25.8%
Less than 7 hrs sleep	28.4%
Depression	16.4%
Fair or poor health	12.9%
Poor mental health	11.1%
Poor physical health	9.9%
No health insurance	13.0%
Visited doctor (checkup)	72.7%
Visited dentist	66.7%
Cholesterol screening	89.5%
Teeth loss	12.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	82	13.9%

Disability	%
Any disability	14.1%
Under 18	10.7%
18–64 years	5.7%
65 and over	32.5%

Health insurance coverage

Type	%
Private insurance	82.7%
Public insurance	34.9%
No insurance	4.4%
Uninsured under 19	4.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	754	95.9%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	768	97.7%
Born in same state	768	97.7%
Born in different state	723	92.0%
Foreign born	0	0.0%
Naturalized citizen	18	2.3%
Not a US citizen	18	100.0%

Ancestry

Ancestry	Count	%
Italian	237	30.2%
Polish	12	1.5%
French	9	1.1%
Arab	9	1.1%

Ancestry	Count	%
German	7	0.9%
English	6	0.8%
Dutch	5	0.6%

Technology access

Metric	% of households
Computer access	39.1%
Internet access	90.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 68665

What city is ZIP code 68665 in?

ZIP code 68665 is primarily assigned to Spalding, Nebraska.

What county is ZIP code 68665 in?

ZIP code 68665 falls within Greeley County, Nebraska.

Does ZIP code 68665 have an older population?

28% of residents in ZIP code 68665 are 65 or older, above the national average of ~17%.

Is ZIP code 68665 mostly owner-occupied?

88% of occupied units in ZIP code 68665 are owner-occupied, well above the national average.

Does ZIP code 68665 have a large retiree population?

42% of households in ZIP code 68665 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 68665 have a large veteran population?

14% of civilians in ZIP code 68665 are veterans, above the national average of ~7%.

What timezone is ZIP code 68665 in?

ZIP code 68665 observes the CST timezone.