14550 ZIP Code — Silver Springs, NY

Wyoming County, New York

ZIP code 14550 is located in Silver Springs, New York, within Wyoming County. It covers approximately 21.67 square miles and serves a population of 1,233 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 585.

About ZIP code 14550

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $106,200. Owner-occupancy sits near the national average at 74%.

Median household income is $55,700. 45% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 21 minutes is near the national average.

College attainment at 16% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (20%) compared to national benchmarks.

Overall, ZIP code 14550 reflects a community defined by a trades-oriented workforce and a significant Social Security-dependent population.

1,233

population

21.67

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

14550 ZIP code map

Cities in ZIP code 14550

Below are the cities the US Postal Service accepts for ZIP code 14550. Using any city not on this list may result in mail delivery delays.

City	Status
Silver Springs	Acceptable
Silver Springs	Preferred

Nearby ZIP codes

14427 Castile (4.5 mi) 14569 Warsaw (5.4 mi) 14530 Perry (5.8 mi) 14066 Gainesville (6.6 mi) 14536 Portageville (9.6 mi) 14591 Wyoming (10.2 mi) 14024 Bliss (10.4 mi) 14481 Leicester (10.9 mi) 14846 Hunt (11.2 mi) 14510 Mount Morris (11.3 mi) 14039 Dale (11.5 mi) 14167 Varysburg (11.8 mi)

Demographics updated 05/2026

Population
Total population	1,233
Population density	57 / sq mi
State FIPS	36
County FIPS	121

Geography
Land area	21.67 sq mi
Water area	1.13 sq mi
Latitude	42.6790
Longitude	-78.1001
Timezone	Eastern (ET)
Area code	585

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	49.8%	40.3%	37.0%
$50k – $100k	37.2%	38.2%	27.0%
$100k – $200k	12.9%	18.5%	24.4%
Over $200k	0.0%	3.0%	11.5%

Demographics & statistics

1,233

Population

People per sq mi

44.5

Median age

$55,700

Median household income

$30,873

Per capita income

$106,200

Median home value

$643

Median monthly rent

73.8%

Home ownership

12.2%

Poverty rate

3.8%

Unemployment

488

Housing units

16.4%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

114

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	291	23.6%
18 and over	942	76.4%
65 and over	262	21.2%
Median age	44.5 years

Race & ethnicity

White 94.4%

Two or more races 1.7%

Hispanic or Latino 1.4%

Other race 1.4%

Black or African American 1.2%

Group	Count	%
White	1,180	94.4%
Two or more races	21	1.7%
Hispanic or Latino	17	1.4%
Other race	17	1.4%
Black or African American	15	1.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	49.8%	40.3%	37.0%
$50k – $100k	37.2%	38.2%	27.0%
$100k – $200k	12.9%	18.5%	24.4%
Over $200k	0.0%	3.0%	11.5%

Under $10k 3.4%

$10k–$15k 4.1%

$15k–$25k 10.9%

$25k–$35k 15.2%

$35k–$50k 14.2%

$50k–$75k 17.9%

$75k–$100k 14.5%

$100k–$150k 8.1%

$150k–$200k 10.6%

$200k+ 1.1%

Range	% of households
Under $10k	3.4%
$10k–$15k	4.1%
$15k–$25k	10.9%
$25k–$35k	15.2%
$35k–$50k	14.2%
$50k–$75k	17.9%
$75k–$100k	14.5%
$100k–$150k	8.1%
$150k–$200k	10.6%
$200k+	1.1%
Median income	$55,700

Housing

Home values

Under $50k 8.7%

$50k–$100k 36.4%

$100k–$150k 23.3%

$150k–$200k 14.8%

$200k–$300k 10.4%

$300k–$500k 6.3%

Housing overview

Metric	Value
Median home value	$106,200
Median rent / month	$643
Owner occupied	73.8%
Renter occupied	26.2%
Vacant	12.0%
Single-family detached	73.7%
Large apartment buildings	4.7%
Mobile homes	12.5%
Median rooms	6.1
Avg household size (owned)	2.33

Year built

Era	%
2020 or later	0.0%
2010–2019	6.0%
2000–2009	5.7%
1990–1999	9.9%
1980–1989	7.4%
1970–1979	10.7%
1960–1969	5.8%
1950–1959	8.0%
1940–1949	3.6%
1939 or earlier	42.7%

Bedrooms

Size	% of units
No bedroom (studio)	1.1%
1 bedroom	9.0%
2 bedrooms	20.3%
3 bedrooms	47.9%
4 bedrooms	14.5%
5+ bedrooms	7.1%

Vehicles per household

Vehicles	% of households
No vehicle	10.2%
1 vehicle	29.7%
2 vehicles	44.6%
3 or more	15.4%

Heating fuel

Fuel type	%
Utility gas	56.5%
Electricity	14.7%
Propane / LP gas	5.7%
Fuel oil	14.5%
Wood	6.8%
No fuel used	0.7%

Households & families

Household type	Count	%
Married-couple family	255	45.7%
Cohabiting couple	39	7.0%
Male householder, no spouse	117	21.0%
Female householder, no spouse	147	26.3%
Households with children under 18	169	30.3%
Households with seniors (65+)	207	37.1%
Average household size	2.21

Marital status

Status	Male	Female
Never married	34.9%	18.1%
Married	51.5%	49.0%
Separated	0.0%	0.0%
Widowed	4.4%	18.8%
Divorced	9.2%	14.0%

Education

Less than 9th grade 3.2%

Some HS, no diploma 7.1%

HS graduate 39.9%

Some college, no degree 14.7%

Associate's degree 18.7%

Bachelor's degree 10.6%

Graduate / professional 5.7%

Metric	%
HS diploma or higher	89.7%
Bachelor's or higher	16.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	27	9.5%
Kindergarten	27	9.5%
Elementary school	132	46.6%
High school	67	23.7%
College / grad school	30	10.6%

Employment

Industry of employment

Education & healthcare 34.1%

Construction 17.7%

Agriculture & mining 9.1%

Manufacturing 8.2%

Information 7.3%

Retail trade 4.5%

Public administration 3.9%

Arts, food & hospitality 3.8%

Professional & management 3.4%

Other services 2.5%

Wholesale trade 2.1%

Finance & real estate 1.8%

Transportation & utilities 1.6%

Occupation

Category	%
Management, business & arts	32.5%
Service	15.7%
Sales & office	20.4%
Natural resources & construction	15.4%
Production & transportation	16.1%

Employment type

Type	%
Private sector	69.3%
Government	26.4%
Self-employed	4.3%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	82.6%
Carpool	7.2%
Public transit	0.0%
Walk	4.7%
Work from home	4.1%
Other means	1.4%
Avg commute (minutes)	20.8

Poverty

All people 12.2%

Under 18 years 18.5%

18 and over 10.3%

Married-couple families 9.4%

Female-led households 16.3%

Income support

Source	% of households
Social Security	44.6%
Retirement income	33.2%
Supplemental Security	6.1%
Cash public assistance	1.1%
Food stamps / SNAP	9.9%

Health indicators

Condition	%
Obesity	32.7%
High blood pressure	34.3%
High cholesterol	34.3%
Diabetes	10.4%
Heart disease	7.4%
Stroke	3.5%
Asthma	10.9%
Arthritis	26.6%
Kidney disease	3.3%
Pulmonary disease	8.6%
Cancer	7.3%

Behavior / access	%
Smoking	20.1%
Binge drinking	16.9%
No physical activity	26.6%
Less than 7 hrs sleep	34.2%
Depression	22.1%
Fair or poor health	14.6%
Poor mental health	15.4%
Poor physical health	11.5%
No health insurance	11.8%
Visited doctor (checkup)	78.1%
Visited dentist	60.7%
Cholesterol screening	90.2%
Teeth loss	16.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	74	7.9%

Disability	%
Any disability	13.7%
Under 18	8.6%
18–64 years	12.4%
65 and over	22.9%

Health insurance coverage

Type	%
Private insurance	75.6%
Public insurance	39.7%
No insurance	3.5%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,186	96.2%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,219	98.9%
Born in same state	1,213	98.4%
Born in different state	1,035	83.9%
Foreign born	6	0.5%
Naturalized citizen	14	1.1%
Not a US citizen	11	78.6%

Ancestry

Ancestry	Count	%
Italian	193	15.7%
French	184	14.9%
Arab	108	8.8%
English	20	1.6%

Ancestry	Count	%
German	10	0.8%
Irish	10	0.8%
Polish	8	0.6%

Technology access

Metric	% of households
Computer access	45.3%
Internet access	82.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 14550

What city is ZIP code 14550 in?

ZIP code 14550 is primarily assigned to Silver Springs, New York.

What county is ZIP code 14550 in?

ZIP code 14550 falls within Wyoming County, New York.

Does ZIP code 14550 have a large retiree population?

45% of households in ZIP code 14550 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 14550?

The median home value in ZIP code 14550 is $106,200.

What is the population of ZIP code 14550?

ZIP code 14550 has an estimated population of 1,233 residents, with a density of 57 people per square mile.

What is the median household income in ZIP code 14550?

The median household income in ZIP code 14550 is $55,700, below the national median of ~$75,000.

What timezone is ZIP code 14550 in?

ZIP code 14550 observes the EST timezone.