20910 ZIP Code — Silver Spring, MD

Montgomery County, Maryland

ZIP code 20910 is located in Silver Spring, Maryland, within Montgomery County. It covers approximately 4.60 square miles and serves a population of 45,072 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 301/240.

About ZIP code 20910

The housing stock consists of a significant share of large multi-unit buildings. Most homes were built in the 1960s, giving the area an established character. Median home value is $670,700. Renters make up the majority at 66%, typical of denser urban areas.

The gap between median ($103,813) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 7% is below the national average.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 33 minutes is near the national average. Remote work is prevalent — 25% of workers work from home.

Educational attainment is high — 73% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 20910 reflects a community defined by a highly educated population and a high rate of remote workers.

45,072

population

4.60

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

20910 ZIP code map

Cities in ZIP code 20910

Below are the cities the US Postal Service accepts for ZIP code 20910. Using any city not on this list may result in mail delivery delays.

City	Status
Silver Spring	Acceptable
Silver Spring	Preferred

Nearby ZIP codes

20997 Silver Spring (0.8 mi) 20012 Washington (1.8 mi) 20511 Washington (1.8 mi) 20901 Silver Spring (2.1 mi) 20912 Takoma Park (2.2 mi) 20902 Silver Spring (2.7 mi) 20815 Chevy Chase (2.7 mi) 20015 Washington (2.9 mi) 20895 Kensington (2.9 mi) 20903 Silver Spring (2.9 mi) 20993 Silver Spring (3.3 mi) 20783 Hyattsville (3.5 mi)

Demographics updated 05/2026

Population
Total population	45,072
Population density	9,798 / sq mi
State FIPS	24
County FIPS	031

Geography
Land area	4.60 sq mi
Water area	0.01 sq mi
Latitude	39.0034
Longitude	-77.0354
Timezone	Eastern (ET)
Area code	301/240

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	24.0%	20.6%	28.2%
$50k – $100k	27.1%	24.2%	28.2%
$100k – $200k	33.8%	31.9%	30.1%
Over $200k	15.2%	23.3%	13.4%

Demographics & statistics

45,072

Population

9,798

People per sq mi

35.1

Median age

$103,813

Median household income

$66,310

Per capita income

$670,700

Median home value

$1,935

Median monthly rent

34.5%

Home ownership

7.0%

Poverty rate

4.0%

Unemployment

8,711

Housing units

72.8%

Bachelor's or higher

Age distribution

Male Female

1,414

Under 5

1,533

981

5–9

1,065

939

10–14

1,018

529

15–19

574

1,616

20–24

1,753

5,312

25–34

5,762

3,191

35–44

3,461

2,492

45–54

2,703

1,056

55–59

1,146

1,132

60–64

1,228

2,004

65–74

2,174

663

75–84

719

291

85+

316

← Male

Female →

Age summary

Group	Count	%
Under 18	7,812	17.3%
18 and over	37,260	82.7%
65 and over	6,167	13.7%
Median age	35.1 years

Race & ethnicity

White 42.7%

Black or African American 28.2%

Two or more races 8.8%

Hispanic or Latino 8.3%

Asian 6.7%

Other race 4.9%

American Indian / Alaska Native 0.3%

Group	Count	%
White	21,019	42.7%
Black or African American	13,849	28.2%
Two or more races	4,343	8.8%
Hispanic or Latino	4,102	8.3%
Asian	3,276	6.7%
Other race	2,432	4.9%
American Indian / Alaska Native	139	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	24.0%	20.6%	28.2%
$50k – $100k	27.1%	24.2%	28.2%
$100k – $200k	33.8%	31.9%	30.1%
Over $200k	15.2%	23.3%	13.4%

Under $10k 3.3%

$10k–$15k 1.8%

$15k–$25k 4.5%

$25k–$35k 5.8%

$35k–$50k 6.7%

$50k–$75k 13.9%

$75k–$100k 12.2%

$100k–$150k 19.8%

$150k–$200k 11.9%

$200k+ 20.3%

Range	% of households
Under $10k	3.3%
$10k–$15k	1.8%
$15k–$25k	4.5%
$25k–$35k	5.8%
$35k–$50k	6.7%
$50k–$75k	13.9%
$75k–$100k	12.2%
$100k–$150k	19.8%
$150k–$200k	11.9%
$200k+	20.3%
Median income	$103,813

Housing

Home values

$50k–$100k 1.0%

$100k–$150k 0.5%

$150k–$200k 1.8%

$200k–$300k 4.5%

$300k–$500k 17.6%

$500k–$1M 66.8%

$1M+ 7.8%

Housing overview

Metric	Value
Median home value	$670,700
Median rent / month	$1,935
Owner occupied	34.5%
Renter occupied	65.5%
Vacant	5.2%
Single-family detached	25.2%
Large apartment buildings	58.9%
Mobile homes	0.3%
Median rooms	3.8
Avg household size (owned)	2.46

Year built

Era	%
2020 or later	0.4%
2010–2019	15.4%
2000–2009	9.5%
1990–1999	6.2%
1980–1989	5.6%
1970–1979	7.4%
1960–1969	22.8%
1950–1959	11.9%
1940–1949	7.3%
1939 or earlier	13.5%

Bedrooms

Size	% of units
No bedroom (studio)	10.7%
1 bedroom	33.0%
2 bedrooms	26.5%
3 bedrooms	18.3%
4 bedrooms	8.6%
5+ bedrooms	2.9%

Vehicles per household

Vehicles	% of households
No vehicle	20.6%
1 vehicle	47.5%
2 vehicles	26.4%
3 or more	5.5%

Heating fuel

Fuel type	%
Utility gas	48.9%
Electricity	46.9%
Propane / LP gas	1.0%
Fuel oil	0.6%
Wood	0.2%
Solar	0.2%
No fuel used	1.0%

Households & families

Household type	Count	%
Married-couple family	7,614	34.9%
Cohabiting couple	1,956	9.0%
Male householder, no spouse	4,808	22.0%
Female householder, no spouse	7,431	34.1%
Households with children under 18	4,693	21.5%
Households with seniors (65+)	4,843	22.2%
Average household size	2.06

Marital status

Status	Male	Female
Never married	42.8%	46.3%
Married	46.7%	38.8%
Separated	1.4%	0.6%
Widowed	0.8%	4.0%
Divorced	8.3%	10.3%

Education

Less than 9th grade 2.1%

Some HS, no diploma 2.7%

HS graduate 8.3%

Some college, no degree 10.3%

Associate's degree 3.8%

Bachelor's degree 30.2%

Graduate / professional 42.7%

Metric	%
HS diploma or higher	95.3%
Bachelor's or higher	72.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	809	9.1%
Kindergarten	417	4.7%
Elementary school	3,107	34.8%
High school	1,212	13.6%
College / grad school	3,377	37.9%

Employment

Industry of employment

Education & healthcare 24.3%

Professional & management 22.5%

Public administration 15.4%

Other services 11.1%

Arts, food & hospitality 7.5%

Finance & real estate 4.5%

Retail trade 4.3%

Information 3.5%

Construction 2.4%

Transportation & utilities 2.2%

Manufacturing 1.9%

Wholesale trade 0.3%

Agriculture & mining 0.2%

Occupation

Category	%
Management, business & arts	71.6%
Service	11.0%
Sales & office	11.9%
Natural resources & construction	2.1%
Production & transportation	3.3%

Employment type

Type	%
Private sector	67.6%
Government	25.1%
Self-employed	6.8%
Unpaid family workers	0.4%

Commute

Method	%
Drive alone	44.1%
Carpool	2.6%
Public transit	21.3%
Walk	3.8%
Work from home	24.9%
Other means	3.3%
Avg commute (minutes)	33.3

Poverty

All people 7.0%

Under 18 years 7.6%

18 and over 6.9%

Married-couple families 3.5%

Female-led households 8.8%

Income support

Source	% of households
Social Security	17.9%
Retirement income	16.7%
Supplemental Security	2.2%
Cash public assistance	1.3%
Food stamps / SNAP	7.8%

Health indicators

Condition	%
Obesity	22.1%
High blood pressure	24.9%
High cholesterol	28.5%
Diabetes	6.7%
Heart disease	3.5%
Stroke	1.9%
Asthma	8.6%
Arthritis	15.5%
Kidney disease	2.0%
Pulmonary disease	3.2%
Cancer	4.8%

Behavior / access	%
Smoking	8.3%
Binge drinking	14.1%
No physical activity	14.3%
Less than 7 hrs sleep	30.2%
Depression	16.1%
Fair or poor health	7.9%
Poor mental health	11.8%
Poor physical health	5.5%
No health insurance	10.1%
Visited doctor (checkup)	71.9%
Visited dentist	70.6%
Cholesterol screening	92.5%
Teeth loss	6.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,327	3.6%

Disability	%
Any disability	8.4%
Under 18	4.5%
18–64 years	6.1%
65 and over	25.0%

Health insurance coverage

Type	%
Private insurance	80.9%
Public insurance	25.2%
No insurance	4.6%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	42,125	93.5%
Spanish	3,853	9.1%
Other Indo-European	1,250	3.0%
Asian & Pacific Islander	623	1.5%
Other languages	463	1.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	33,824	75.0%
Born in same state	32,780	72.7%
Born in different state	7,466	16.6%
Foreign born	1,044	2.3%
Naturalized citizen	11,248	25.0%
Not a US citizen	5,460	48.5%

Ancestry

Ancestry	Count	%
Italian	4,115	9.1%
French	3,706	8.2%
Arab	1,642	3.6%
English	520	1.2%
Polish	399	0.9%

Ancestry	Count	%
Irish	298	0.7%
Dutch	242	0.5%
Norwegian	188	0.4%
German	111	0.2%

Technology access

Metric	% of households
Computer access	48.4%
Internet access	97.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 20910

What city is ZIP code 20910 in?

ZIP code 20910 is primarily assigned to Silver Spring, Maryland.

What county is ZIP code 20910 in?

ZIP code 20910 falls within Montgomery County, Maryland.

How educated is the population of ZIP code 20910?

73% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Is ZIP code 20910 mostly rentals?

66% of occupied units in ZIP code 20910 are renter-occupied.

What is the typical home value in ZIP code 20910?

The median home value in ZIP code 20910 is $670,700.

What is the median household income in ZIP code 20910?

The median household income in ZIP code 20910 is $103,813, above the national median of ~$75,000.

What timezone is ZIP code 20910 in?

ZIP code 20910 observes the EST timezone.