ZipCodesToGo
Kentucky ZIP Codes
Campbell County
Silver Grove, KY
41085
41085 ZIP Code — Silver Grove, KY
Campbell County, Kentucky
ZIP code 41085 is located in
Silver Grove ,
Kentucky ,
within Campbell County .
It covers approximately 0.32 square miles and serves a population of
917 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 859 .
About ZIP code 41085
The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $104,900. Owner-occupancy sits near the national average at 65%.
Median household income is $63,029. Poverty affects 24% of residents, above the national average. SNAP benefit usage at 23% of households reflects economic stress in the area. 46% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 21 minutes is near the national average.
College attainment at 14% is below the national average, consistent with a trades and production-oriented local economy.
Health indicators show elevated rates of smoking (20%) compared to national benchmarks.
Notable community characteristics include disability rates above the national average at 27%.
Overall, ZIP code 41085 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a significant Social Security-dependent population, and elevated reliance on food assistance.
41085 ZIP code map
View map of 41085
Cities in ZIP code 41085
Below are the cities the US Postal Service accepts for ZIP code 41085. Using any city not on this list may result in mail delivery delays.
Demographics
updated 05/2026
Population
Total population
917
Population density
2,866 / sq mi
State FIPS
21
County FIPS
037
Geography
Land area
0.32 sq mi
Water area
0.00 sq mi
Latitude
39.0379
Longitude
-84.3955
Timezone
Eastern (ET)
Area code
859
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
51.7%
40.3%
47.9%
$50k – $100k
43.5%
29.2%
30.3%
$100k – $200k
4.8%
23.8%
17.6%
Over $200k
0.0%
6.7%
4.2%
Demographics & statistics
$63,029
Median household income
$104,900
Median home value
14.0%
Bachelor's or higher
Age distribution
Age summary
Group Count % Under 18 238 26.0% 18 and over 679 74.0% 65 and over 67 7.3% Median age 42.2 years
Race & ethnicity
Black or African American
0.4%
Group Count % White 900 98.1% Two or more races 13 1.4% Black or African American 4 0.4%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
51.7%
40.3%
47.9%
$50k – $100k
43.5%
29.2%
30.3%
$100k – $200k
4.8%
23.8%
17.6%
Over $200k
0.0%
6.7%
4.2%
Range % of households Under $10k 10.0% $10k–$15k 4.9% $15k–$25k 3.2% $25k–$35k 5.7% $35k–$50k 21.5% $50k–$75k 24.4% $75k–$100k 14.9% $100k–$150k 12.9% $150k–$200k 2.6% Median income $63,029
Housing
Housing overview
Metric Value Median home value $104,900 Median rent / month $722 Owner occupied 65.3% Renter occupied 34.7% Vacant 6.9% Single-family detached 64.0% Large apartment buildings 0.0% Mobile homes 15.5% Median rooms 5.4 Avg household size (owned) 2.75
Year built
Era % 2020 or later 0.0% 2010–2019 0.0% 2000–2009 0.0% 1990–1999 3.5% 1980–1989 0.0% 1970–1979 10.4% 1960–1969 14.4% 1950–1959 8.8% 1940–1949 2.1% 1939 or earlier 60.8%
Bedrooms
Size % of units No bedroom (studio) 4.3% 1 bedroom 15.2% 2 bedrooms 26.9% 3 bedrooms 43.2% 4 bedrooms 4.5% 5+ bedrooms 5.9%
Vehicles per household
Vehicles % of households No vehicle 17.8% 1 vehicle 17.2% 2 vehicles 36.7% 3 or more 28.4%
Heating fuel
Fuel type % Utility gas 51.3% Electricity 33.8% Propane / LP gas 6.3% Fuel oil 7.2%
Households & families
Household type Count % Married-couple family 113 32.4% Cohabiting couple 38 10.9% Male householder, no spouse 133 38.1% Female householder, no spouse 65 18.6% Households with children under 18 150 43.0% Households with seniors (65+) 62 17.8% Average household size 2.63
Marital status
Status Male Female Never married 47.0% 24.9% Married 32.7% 41.6% Separated 1.5% 8.5% Widowed 1.0% 20.0% Divorced 17.8% 4.9%
Education
Some college, no degree
23.2%
Graduate / professional
7.1%
Metric % HS diploma or higher 89.4% Bachelor's or higher 14.0%
School enrollment (ages 3–17)
Type Count % Nursery / preschool 11 5.9% Kindergarten 12 6.4% Elementary school 117 62.2% High school 38 20.2% College / grad school 10 5.3%
Employment
Industry of employment
Education & healthcare
36.3%
Finance & real estate
10.2%
Public administration
6.2%
Arts, food & hospitality
4.8%
Transportation & utilities
4.5%
Professional & management
3.4%
Occupation
Category % Management, business & arts 29.2% Service 22.7% Sales & office 17.8% Natural resources & construction 16.1% Production & transportation 14.2%
Employment type
Type % Private sector 67.7% Government 31.2% Self-employed 1.1% Unpaid family workers 0.0%
Commute
Method % Drive alone 73.7% Carpool 10.8% Public transit 0.0% Walk 5.9% Work from home 4.0% Other means 5.7% Avg commute (minutes) 21.1
Poverty
Married-couple families
0.0%
Female-led households
29.2%
Income support
Source % of households Social Security 45.6% Retirement income 18.6% Supplemental Security 24.4% Cash public assistance 1.1% Food stamps / SNAP 23.2%
Health indicators
Condition % Obesity 39.1% High blood pressure 35.3% High cholesterol 33.6% Diabetes 8.9% Heart disease 6.1% Stroke 2.6% Asthma 10.7% Arthritis 24.3% Kidney disease 2.5% Pulmonary disease 7.7% Cancer 5.7%
Behavior / access % Smoking 20.3% Binge drinking 18.5% No physical activity 27.6% Less than 7 hrs sleep 35.2% Depression 25.8% Fair or poor health 15.6% Poor mental health 17.9% Poor physical health 11.5% No health insurance 9.2% Visited doctor (checkup) 72.9% Visited dentist 56.9% Cholesterol screening 89.3% Teeth loss 16.7%
Veterans & disability
Veterans Count % Civilian veterans 65 9.6%
Disability % Any disability 26.6% Under 18 5.5% 18–64 years 29.6% 65 and over 74.6%
Health insurance coverage
Type % Private insurance 56.7% Public insurance 52.2% No insurance 2.2% Uninsured under 19 0.0%
Language & origin
Language spoken at home (age 5+)
Language Count % English only 846 92.3% Spanish 0 0.0% Other Indo-European 0 0.0% Asian & Pacific Islander 0 0.0% Other languages 0 0.0%
Place of birth & citizenship
Origin Count % Native born (US) 884 96.4% Born in same state 884 96.4% Born in different state 657 71.6% Foreign born 0 0.0% Naturalized citizen 33 3.6% Not a US citizen 21 63.6%
Ancestry
Ancestry Count % French 236 25.7% Italian 175 19.1%
Ancestry Count % Arab 54 5.9% Irish 17 1.9%
Technology access
Metric % of households Computer access 38.1% Internet access 96.0%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 41085
What city is ZIP code 41085 in?
ZIP code 41085 is primarily assigned to Silver Grove, Kentucky.
What county is ZIP code 41085 in?
ZIP code 41085 falls within Campbell County, Kentucky.
What is the poverty rate in ZIP code 41085?
24% of residents in ZIP code 41085 live below the poverty line, above the national average.
Does ZIP code 41085 have a large retiree population?
46% of households in ZIP code 41085 receive Social Security income, suggesting a significant retiree or disability population.
How educated is the population of ZIP code 41085?
14% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.
What is the typical home value in ZIP code 41085?
The median home value in ZIP code 41085 is $104,900.
What timezone is ZIP code 41085 in?
ZIP code 41085 observes the EST timezone.
Need the complete ZIP code database?
Download all 42,000+ US ZIP codes — Excel, CSV, or Access. Includes lat/lng, county FIPS & timezone.
Download database →
