68662 ZIP Code — Shelby, NE

Polk County, Nebraska

ZIP code 68662 is located in Shelby, Nebraska, within Polk County. It covers approximately 92.74 square miles and serves a population of 1,192 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 402.

About ZIP code 68662

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $153,500. Owner-occupancy is high at 89%, well above the national average.

Median household income is $84,750. The poverty rate of 7% is below the national average. 40% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with agriculture and mining as the leading industry. The average commute of 33 minutes is near the national average. Remote work is prevalent — 22% of workers work from home.

College attainment at 15% is below the national average, consistent with a trades and production-oriented local economy.

Overall, ZIP code 68662 reflects a community defined by a trades-oriented workforce, high homeownership, a high rate of remote workers, and a significant Social Security-dependent population.

1,192
population
92.74
sq mi land
Standard
ZIP type
Central (CT)
timezone
68662 ZIP code map
Cities in ZIP code 68662

Below are the cities the US Postal Service accepts for ZIP code 68662. Using any city not on this list may result in mail delivery delays.

City Status
Shelby Preferred
Nearby ZIP codes
68651 Osceola (7.6 mi) 68658 Rising City (8.1 mi) 68666 Stromsburg (11.8 mi) 68624 Bellwood (11.8 mi) 68667 Surprise (13 mi) 68663 Silver Creek (13.6 mi) 68601 Columbus (13.7 mi) 68632 David City (15 mi) 68669 Ulysses (16 mi) 68654 Polk (17.7 mi) 68367 Gresham (17.8 mi) 68647 Monroe (18.8 mi)
Demographics updated 05/2026
Population
Total population 1,192
Population density 13 / sq mi
State FIPS 31
County FIPS 143
Geography
Land area 92.74 sq mi
Water area 0.13 sq mi
Latitude 41.2573
Longitude -97.4276
Timezone Central (CT)
Area code 402
Total population by age
Gender
Race & ethnicity
Economics updated 05/2026
Household income
Income range This ZIP County avg State avg
Under $50k 29.2% 34.0% 39.5%
$50k – $100k 43.7% 44.3% 33.4%
$100k – $200k 26.2% 19.6% 22.0%
Over $200k 0.9% 2.1% 5.2%

Demographics & statistics

1,192
Population
13
People per sq mi
42.5
Median age
$84,750
Median household income
$35,097
Per capita income
$153,500
Median home value
$725
Median monthly rent
88.9%
Home ownership
6.8%
Poverty rate
2.7%
Unemployment
414
Housing units
14.9%
Bachelor's or higher

Age distribution

Male Female
42
Under 5
46
34
5–9
37
46
10–14
51
27
15–19
30
28
20–24
31
53
25–34
60
75
35–44
83
76
45–54
85
37
55–59
41
29
60–64
32
65
65–74
72
44
75–84
49
9
85+
10
← Male
Female →

Age summary

GroupCount%
Under 1826622.3%
18 and over92677.7%
65 and over24920.9%
Median age42.5 years

Race & ethnicity

White 89.1%
Two or more races 4.5%
Hispanic or Latino 4.2%
Other race 2%
Black or African American 0.2%
GroupCount%
White1,10889.1%
Two or more races564.5%
Hispanic or Latino524.2%
Other race252%
Black or African American30.2%

Household income

Income range This ZIP County avg State avg
Under $50k 29.2% 34.0% 39.5%
$50k – $100k 43.7% 44.3% 33.4%
$100k – $200k 26.2% 19.6% 22.0%
Over $200k 0.9% 2.1% 5.2%
Under $10k 2.1%
$10k–$15k 1.9%
$15k–$25k 2.8%
$25k–$35k 2.8%
$35k–$50k 12.7%
$50k–$75k 23.3%
$75k–$100k 8.5%
$100k–$150k 25.5%
$150k–$200k 16.0%
$200k+ 4.2%
Range% of households
Under $10k2.1%
$10k–$15k1.9%
$15k–$25k2.8%
$25k–$35k2.8%
$35k–$50k12.7%
$50k–$75k23.3%
$75k–$100k8.5%
$100k–$150k25.5%
$150k–$200k16.0%
$200k+4.2%
Median income$84,750

Housing

Home values

Under $50k 6.4%
$50k–$100k 22.3%
$100k–$150k 19.9%
$150k–$200k 12.7%
$200k–$300k 20.4%
$300k–$500k 16.2%
$1M+ 2.1%

Housing overview

MetricValue
Median home value$153,500
Median rent / month$725
Owner occupied88.9%
Renter occupied11.1%
Vacant8.0%
Single-family detached93.9%
Large apartment buildings0.0%
Mobile homes3.7%
Median rooms6.9
Avg household size (owned)2.78

Year built

Era%
2020 or later0.0%
2010–20194.8%
2000–200910.4%
1990–19993.0%
1980–19895.6%
1970–197922.8%
1960–196912.8%
1950–19592.8%
1940–19495.0%
1939 or earlier32.8%

Bedrooms

Size% of units
No bedroom (studio)0.0%
1 bedroom0.9%
2 bedrooms28.0%
3 bedrooms38.8%
4 bedrooms20.4%
5+ bedrooms11.9%

Vehicles per household

Vehicles% of households
No vehicle1.4%
1 vehicle15.6%
2 vehicles37.3%
3 or more45.8%

Heating fuel

Fuel type%
Utility gas35.6%
Electricity37.7%
Propane / LP gas25.0%

Households & families

Household typeCount%
Married-couple family29168.6%
Cohabiting couple358.3%
Male householder, no spouse6014.2%
Female householder, no spouse389.0%
Households with children under 1814333.7%
Households with seniors (65+)15536.6%
Average household size2.81

Marital status

StatusMaleFemale
Never married19.6%17.8%
Married64.9%64.0%
Separated0.7%0.2%
Widowed0.9%11.2%
Divorced13.9%6.8%

Education

Less than 9th grade 2.0%
Some HS, no diploma 5.4%
HS graduate 35.6%
Some college, no degree 17.2%
Associate's degree 25.0%
Bachelor's degree 10.5%
Graduate / professional 4.4%
Metric%
HS diploma or higher92.7%
Bachelor's or higher14.9%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool4013.8%
Kindergarten93.1%
Elementary school13747.4%
High school5318.3%
College / grad school5017.3%

Employment

Industry of employment

Agriculture & mining 24.0%
Education & healthcare 16.1%
Manufacturing 15.5%
Retail trade 10.4%
Other services 7.6%
Professional & management 7.4%
Construction 6.2%
Transportation & utilities 4.0%
Wholesale trade 3.1%
Public administration 2.8%
Arts, food & hospitality 2.2%
Finance & real estate 0.8%
Information 0.2%

Occupation

Category%
Management, business & arts31.4%
Service9.1%
Sales & office24.0%
Natural resources & construction17.6%
Production & transportation17.9%

Employment type

Type%
Private sector78.5%
Government7.1%
Self-employed14.4%
Unpaid family workers0.0%

Commute

Method%
Drive alone64.2%
Carpool8.8%
Public transit0.0%
Walk4.5%
Work from home21.6%
Other means1.0%
Avg commute (minutes)32.9

Poverty

All people 6.8%
Under 18 years 14.4%
18 and over 4.8%
Married-couple families 0.0%
Female-led households 45.8%

Income support

Source% of households
Social Security40.3%
Retirement income25.9%
Supplemental Security1.4%
Cash public assistance3.3%
Food stamps / SNAP5.7%

Health indicators

Condition%
Obesity34.7%
High blood pressure34.4%
High cholesterol32.2%
Diabetes10.2%
Heart disease6.8%
Stroke3.1%
Asthma8.2%
Arthritis25.4%
Kidney disease2.9%
Pulmonary disease6.3%
Cancer7.4%
Behavior / access%
Smoking16.6%
Binge drinking21.0%
No physical activity23.9%
Less than 7 hrs sleep29.7%
Depression16.5%
Fair or poor health12.1%
Poor mental health11.3%
Poor physical health9.3%
No health insurance15.0%
Visited doctor (checkup)70.8%
Visited dentist64.0%
Cholesterol screening88.7%
Teeth loss12.4%

Veterans & disability

VeteransCount%
Civilian veterans10010.8%
Disability%
Any disability12.8%
Under 182.6%
18–64 years10.0%
65 and over31.3%

Health insurance coverage

Type%
Private insurance68.1%
Public insurance29.7%
No insurance14.8%
Uninsured under 1928.1%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only1,10492.6%
Spanish201.8%
Other Indo-European171.5%
Asian & Pacific Islander00.0%
Other languages00.0%

Place of birth & citizenship

OriginCount%
Native born (US)1,15096.5%
Born in same state1,14596.1%
Born in different state93678.5%
Foreign born50.4%
Naturalized citizen423.5%
Not a US citizen49.5%

Ancestry

AncestryCount%
Italian14812.4%
French1109.2%
Dutch463.9%
Arab403.4%
AncestryCount%
Polish282.3%
German20.2%
English10.1%

Technology access

Metric% of households
Computer access35.6%
Internet access96.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 68662

What city is ZIP code 68662 in?

ZIP code 68662 is primarily assigned to Shelby, Nebraska.

What county is ZIP code 68662 in?

ZIP code 68662 falls within Polk County, Nebraska.

Is ZIP code 68662 mostly owner-occupied?

89% of occupied units in ZIP code 68662 are owner-occupied, well above the national average.

How educated is the population of ZIP code 68662?

15% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Does ZIP code 68662 have a large retiree population?

40% of households in ZIP code 68662 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 68662 have a large veteran population?

11% of civilians in ZIP code 68662 are veterans, above the national average of ~7%.

What timezone is ZIP code 68662 in?

ZIP code 68662 observes the CST timezone.

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