51570 ZIP Code — Shelby, IA
Shelby County, Iowa
ZIP code 51570 is located in Shelby, Iowa, within Shelby County. It covers approximately 63.42 square miles and serves a population of 974 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 712.
About ZIP code 51570
The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $165,300. Owner-occupancy sits near the national average at 70%.
Median household income is $65,089.
The dominant occupation class is management, business, and professional, with retail trade as the leading industry. The average commute of 29 minutes is near the national average.
College attainment at 18% is below the national average, consistent with a trades and production-oriented local economy.
974
population
63.42
sq mi land
Standard
ZIP type
Central (CT)
timezone
51570 ZIP code map
Cities in ZIP code 51570
Below are the cities the US Postal Service accepts for ZIP code 51570. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Shelby | Preferred |
Nearby ZIP codes
51521 Avoca (6.2 mi)
51563 Persia (6.5 mi)
51565 Portsmouth (8.8 mi)
51553 Minden (8.9 mi)
51559 Neola (10.8 mi)
51536 Hancock (11.7 mi)
51537 Harlan (13.4 mi)
51562 Panama (14.4 mi)
51577 Walnut (14.8 mi)
51576 Underwood (15.3 mi)
51560 Oakland (15.5 mi)
51546 Logan (16.5 mi)
Demographics
updated 05/2026
| Population | |
|---|---|
| Total population | 974 |
| Population density | 15 / sq mi |
| State FIPS | 19 |
| County FIPS | 165 |
| Geography | |
|---|---|
| Land area | 63.42 sq mi |
| Water area | 0.06 sq mi |
| Latitude | 41.5251 |
| Longitude | -95.4817 |
| Timezone | Central (CT) |
| Area code | 712 |
Total population by age
Gender
Race & ethnicity
Economics
updated 05/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 51.9% | 43.2% | 40.1% |
| $50k – $100k | 29.9% | 31.4% | 33.4% |
| $100k – $200k | 17.4% | 20.5% | 21.5% |
| Over $200k | 0.9% | 4.8% | 5.0% |
Demographics & statistics
974
Population
15
People per sq mi
35.5
Median age
$65,089
Median household income
$42,520
Per capita income
$165,300
Median home value
$860
Median monthly rent
69.9%
Home ownership
8.7%
Poverty rate
4.4%
Unemployment
363
Housing units
17.9%
Bachelor's or higher
Age distribution
Male
Female
13
Under 5
16
18
5–9
22
23
10–14
28
26
15–19
31
57
20–24
69
82
25–34
100
49
35–44
59
40
45–54
48
33
55–59
40
23
60–64
28
63
65–74
77
10
75–84
11
4
85+
4
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 173 | 17.8% |
| 18 and over | 801 | 82.2% |
| 65 and over | 169 | 17.4% |
| Median age | 35.5 years | |
Race & ethnicity
White
96.8%
Two or more races
2.2%
Hispanic or Latino
0.9%
| Group | Count | % |
|---|---|---|
| White | 952 | 96.8% |
| Two or more races | 22 | 2.2% |
| Hispanic or Latino | 9 | 0.9% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 51.9% | 43.2% | 40.1% |
| $50k – $100k | 29.9% | 31.4% | 33.4% |
| $100k – $200k | 17.4% | 20.5% | 21.5% |
| Over $200k | 0.9% | 4.8% | 5.0% |
Under $10k
6.9%
$10k–$15k
5.2%
$15k–$25k
10.8%
$25k–$35k
6.2%
$35k–$50k
11.0%
$50k–$75k
17.2%
$75k–$100k
10.5%
$100k–$150k
19.6%
$150k–$200k
8.4%
$200k+
4.3%
| Range | % of households |
|---|---|
| Under $10k | 6.9% |
| $10k–$15k | 5.2% |
| $15k–$25k | 10.8% |
| $25k–$35k | 6.2% |
| $35k–$50k | 11.0% |
| $50k–$75k | 17.2% |
| $75k–$100k | 10.5% |
| $100k–$150k | 19.6% |
| $150k–$200k | 8.4% |
| $200k+ | 4.3% |
| Median income | $65,089 |
Housing
Home values
Under $50k
8.0%
$50k–$100k
23.4%
$100k–$150k
11.1%
$150k–$200k
18.5%
$200k–$300k
23.1%
$300k–$500k
13.5%
$500k–$1M
1.8%
$1M+
0.6%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $165,300 |
| Median rent / month | $860 |
| Owner occupied | 69.9% |
| Renter occupied | 30.1% |
| Vacant | 7.6% |
| Single-family detached | 76.7% |
| Large apartment buildings | 8.3% |
| Mobile homes | 0.4% |
| Median rooms | 5.9 |
| Avg household size (owned) | 2.33 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.0% |
| 2010–2019 | 7.6% |
| 2000–2009 | 10.3% |
| 1990–1999 | 10.1% |
| 1980–1989 | 2.6% |
| 1970–1979 | 9.5% |
| 1960–1969 | 5.8% |
| 1950–1959 | 4.0% |
| 1940–1949 | 1.0% |
| 1939 or earlier | 49.1% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 0.0% |
| 1 bedroom | 11.7% |
| 2 bedrooms | 23.7% |
| 3 bedrooms | 39.2% |
| 4 bedrooms | 21.9% |
| 5+ bedrooms | 3.6% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 8.0% |
| 1 vehicle | 26.2% |
| 2 vehicles | 30.1% |
| 3 or more | 35.7% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 55.7% |
| Electricity | 27.1% |
| Propane / LP gas | 15.5% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 205 | 44.1% |
| Cohabiting couple | 39 | 8.4% |
| Male householder, no spouse | 89 | 19.1% |
| Female householder, no spouse | 132 | 28.4% |
| Households with children under 18 | 90 | 19.4% |
| Households with seniors (65+) | 111 | 23.9% |
| Average household size | 2.07 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 41.1% | 28.7% |
| Married | 50.5% | 48.1% |
| Separated | 0.5% | 0.0% |
| Widowed | 0.5% | 8.7% |
| Divorced | 7.3% | 14.5% |
Education
Less than 9th grade
3.6%
Some HS, no diploma
7.0%
HS graduate
32.0%
Some college, no degree
27.1%
Associate's degree
12.4%
Bachelor's degree
13.4%
Graduate / professional
4.5%
| Metric | % |
|---|---|
| HS diploma or higher | 89.4% |
| Bachelor's or higher | 17.9% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 16 | 8.3% |
| Kindergarten | 9 | 4.7% |
| Elementary school | 64 | 33.2% |
| High school | 58 | 30.1% |
| College / grad school | 46 | 23.8% |
Employment
Industry of employment
Retail trade
19.5%
Education & healthcare
13.4%
Agriculture & mining
12.4%
Arts, food & hospitality
11.1%
Construction
10.9%
Manufacturing
10.3%
Transportation & utilities
5.7%
Public administration
4.2%
Professional & management
4.0%
Finance & real estate
3.4%
Wholesale trade
3.3%
Other services
1.7%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 31.5% |
| Service | 12.6% |
| Sales & office | 15.3% |
| Natural resources & construction | 16.8% |
| Production & transportation | 23.7% |
Employment type
| Type | % |
|---|---|
| Private sector | 81.8% |
| Government | 7.8% |
| Self-employed | 10.3% |
| Unpaid family workers | 0.0% |
Commute
| Method | % |
|---|---|
| Drive alone | 80.2% |
| Carpool | 3.1% |
| Public transit | 0.4% |
| Walk | 7.1% |
| Work from home | 7.7% |
| Other means | 1.6% |
| Avg commute (minutes) | 29.0 |
Poverty
All people
8.7%
Under 18 years
7.0%
18 and over
9.1%
Married-couple families
2.9%
Female-led households
17.3%
Income support
| Source | % of households |
|---|---|
| Social Security | 28.6% |
| Retirement income | 13.5% |
| Supplemental Security | 4.7% |
| Cash public assistance | 0.6% |
| Food stamps / SNAP | 11.8% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 39.6% |
| High blood pressure | 34.9% |
| High cholesterol | 33.3% |
| Diabetes | 10.2% |
| Heart disease | 6.8% |
| Stroke | 3.1% |
| Asthma | 9.3% |
| Arthritis | 26.1% |
| Kidney disease | 2.9% |
| Pulmonary disease | 7.1% |
| Cancer | 7.3% |
| Behavior / access | % |
|---|---|
| Smoking | 17.9% |
| Binge drinking | 21.9% |
| No physical activity | 24.7% |
| Less than 7 hrs sleep | 30.7% |
| Depression | 18.0% |
| Fair or poor health | 12.6% |
| Poor mental health | 13.3% |
| Poor physical health | 9.8% |
| No health insurance | 9.0% |
| Visited doctor (checkup) | 74.7% |
| Visited dentist | 69.3% |
| Cholesterol screening | 88.8% |
| Teeth loss | 12.8% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 34 | 4.2% |
| Disability | % |
|---|---|
| Any disability | 15.6% |
| Under 18 | 6.4% |
| 18–64 years | 15.3% |
| 65 and over | 26.0% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 73.4% |
| Public insurance | 32.5% |
| No insurance | 4.9% |
| Uninsured under 19 | 1.2% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 945 | 97.0% |
| Spanish | 7 | 0.7% |
| Other Indo-European | 7 | 0.7% |
| Asian & Pacific Islander | 0 | 0.0% |
| Other languages | 0 | 0.0% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 971 | 99.7% |
| Born in same state | 957 | 98.3% |
| Born in different state | 556 | 57.1% |
| Foreign born | 14 | 1.4% |
| Naturalized citizen | 3 | 0.3% |
| Not a US citizen | 1 | 33.3% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| Arab | 113 | 11.6% |
| Italian | 107 | 11% |
| Dutch | 82 | 8.4% |
| Ancestry | Count | % |
|---|---|---|
| French | 42 | 4.3% |
| Polish | 18 | 1.8% |
| English | 9 | 0.9% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 47.7% |
| Internet access | 93.5% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 51570
What city is ZIP code 51570 in?
ZIP code 51570 is primarily assigned to Shelby, Iowa.
What county is ZIP code 51570 in?
ZIP code 51570 falls within Shelby County, Iowa.
What is the typical home value in ZIP code 51570?
The median home value in ZIP code 51570 is $165,300.
What is the population of ZIP code 51570?
ZIP code 51570 has an estimated population of 974 residents, with a density of 15 people per square mile.
What is the median household income in ZIP code 51570?
The median household income in ZIP code 51570 is $65,089, below the national median of ~$75,000.
What timezone is ZIP code 51570 in?
ZIP code 51570 observes the CST timezone.