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Maryland ZIP Codes
Anne Arundel County
Severna Park, MD
21146
21146 ZIP Code — Severna Park, MD
Anne Arundel County, Maryland
ZIP code 21146 is located in
Severna Park ,
Maryland ,
within Anne Arundel County .
It covers approximately 10.14 square miles and serves a population of
29,710 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 410/443 .
About ZIP code 21146
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1960s, giving the area an established character. Median home value is $622,000. Owner-occupancy is high at 90%, well above the national average.
The gap between median ($171,848) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 3% is below the national average. 31% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 30 minutes is near the national average. Remote work is prevalent — 21% of workers work from home.
Educational attainment is high — 58% of residents hold a bachelor's degree or higher, well above the national average of 33%.
Overall, ZIP code 21146 reflects a community defined by a highly educated population, high homeownership, a high rate of remote workers, and a significant Social Security-dependent population.
21146 ZIP code map
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Cities in ZIP code 21146
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Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
29,710
Population density
2,930 / sq mi
State FIPS
24
County FIPS
003
Geography
Land area
10.14 sq mi
Water area
2.47 sq mi
Latitude
39.0742
Longitude
-76.5652
Timezone
Eastern (ET)
Area code
410/443
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
13.1%
20.1%
28.2%
$50k – $100k
17.0%
27.4%
28.2%
$100k – $200k
34.4%
36.3%
30.1%
Over $200k
35.6%
16.2%
13.4%
Demographics & statistics
$171,848
Median household income
$622,000
Median home value
$1,492
Median monthly rent
58.2%
Bachelor's or higher
Age distribution
Age summary
Group Count %
Under 18 7,831 26.4%
18 and over 21,879 73.6%
65 and over 4,946 16.6%
Median age 42.1 years
Race & ethnicity
Black or African American
3.4%
Group Count %
White 26,205 85.9%
Two or more races 1,485 4.9%
Black or African American 1,026 3.4%
Hispanic or Latino 806 2.6%
Asian 739 2.4%
Other race 253 0.8%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
13.1%
20.1%
28.2%
$50k – $100k
17.0%
27.4%
28.2%
$100k – $200k
34.4%
36.3%
30.1%
Over $200k
35.6%
16.2%
13.4%
Range % of households
Under $10k 0.7%
$10k–$15k 0.5%
$15k–$25k 2.3%
$25k–$35k 4.5%
$35k–$50k 4.2%
$50k–$75k 7.9%
$75k–$100k 7.1%
$100k–$150k 14.2%
$150k–$200k 16.7%
$200k+ 41.8%
Median income $171,848
Housing
Housing overview
Metric Value
Median home value $622,000
Median rent / month $1,492
Owner occupied 90.0%
Renter occupied 10.0%
Vacant 4.2%
Single-family detached 92.7%
Large apartment buildings 3.8%
Mobile homes 0.0%
Median rooms 8.3
Avg household size (owned) 2.98
Year built
Era %
2020 or later 0.4%
2010–2019 6.0%
2000–2009 7.3%
1990–1999 10.8%
1980–1989 18.9%
1970–1979 16.1%
1960–1969 22.8%
1950–1959 11.4%
1940–1949 2.9%
1939 or earlier 3.1%
Bedrooms
Size % of units
No bedroom (studio) 1.0%
1 bedroom 2.5%
2 bedrooms 4.9%
3 bedrooms 29.4%
4 bedrooms 44.7%
5+ bedrooms 17.5%
Vehicles per household
Vehicles % of households
No vehicle 2.2%
1 vehicle 17.8%
2 vehicles 47.5%
3 or more 32.5%
Heating fuel
Fuel type %
Utility gas 49.6%
Electricity 38.1%
Propane / LP gas 1.9%
Fuel oil 7.8%
Wood 0.8%
Solar 0.3%
Households & families
Household type Count %
Married-couple family 6,857 67.5%
Cohabiting couple 366 3.6%
Male householder, no spouse 929 9.1%
Female householder, no spouse 2,002 19.7%
Households with children under 18 4,004 39.4%
Households with seniors (65+) 3,402 33.5%
Average household size 2.90
Marital status
Status Male Female
Never married 26.1% 20.2%
Married 63.6% 59.6%
Separated 0.9% 1.3%
Widowed 2.6% 9.7%
Divorced 6.8% 9.3%
Education
Some college, no degree
14.5%
Graduate / professional
28.7%
Metric %
HS diploma or higher 95.9%
Bachelor's or higher 58.2%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 729 9.6%
Kindergarten 520 6.8%
Elementary school 3,441 45.1%
High school 1,861 24.4%
College / grad school 1,073 14.1%
Employment
Industry of employment
Education & healthcare
23.1%
Professional & management
20.3%
Public administration
10.9%
Finance & real estate
7.2%
Arts, food & hospitality
4.7%
Transportation & utilities
2.4%
Agriculture & mining
0.7%
Occupation
Category %
Management, business & arts 62.3%
Service 9.3%
Sales & office 17.6%
Natural resources & construction 8.4%
Production & transportation 2.3%
Employment type
Type %
Private sector 71.8%
Government 22.2%
Self-employed 5.8%
Unpaid family workers 0.2%
Commute
Method %
Drive alone 72.4%
Carpool 2.8%
Public transit 1.6%
Walk 2.0%
Work from home 20.6%
Other means 0.5%
Avg commute (minutes) 29.8
Poverty
Married-couple families
0.9%
Female-led households
4.7%
Income support
Source % of households
Social Security 30.9%
Retirement income 32.2%
Supplemental Security 4.5%
Cash public assistance 1.3%
Food stamps / SNAP 2.2%
Health indicators
Condition %
Obesity 29.3%
High blood pressure 32.7%
High cholesterol 34.7%
Diabetes 8.2%
Heart disease 5.5%
Stroke 2.3%
Asthma 8.4%
Arthritis 24.5%
Kidney disease 2.5%
Pulmonary disease 4.5%
Cancer 7.7%
Behavior / access %
Smoking 9.6%
Binge drinking 15.7%
No physical activity 15.6%
Less than 7 hrs sleep 29.7%
Depression 17.8%
Fair or poor health 8.3%
Poor mental health 11.4%
Poor physical health 7.3%
No health insurance 6.2%
Visited doctor (checkup) 77.4%
Visited dentist 77.2%
Cholesterol screening 94.9%
Teeth loss 5.7%
Veterans & disability
Veterans Count %
Civilian veterans 2,352 10.9%
Disability %
Any disability 9.0%
Under 18 2.8%
18–64 years 5.8%
65 and over 30.2%
Health insurance coverage
Type %
Private insurance 89.8%
Public insurance 22.6%
No insurance 1.5%
Uninsured under 19 1.6%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 27,591 92.9%
Spanish 386 1.4%
Other Indo-European 166 0.6%
Asian & Pacific Islander 80 0.3%
Other languages 140 0.5%
Place of birth & citizenship
Origin Count %
Native born (US) 28,380 95.5%
Born in same state 27,815 93.6%
Born in different state 15,690 52.8%
Foreign born 565 1.9%
Naturalized citizen 1,330 4.5%
Not a US citizen 866 65.1%
Ancestry
Ancestry Count %
Italian 5,356 18%
French 5,023 16.9%
Arab 1,139 3.8%
English 374 1.3%
Polish 338 1.1%
Ancestry Count %
Norwegian 331 1.1%
Irish 176 0.6%
Dutch 89 0.3%
German 64 0.2%
Technology access
Metric % of households
Computer access 34.2%
Internet access 96.7%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 21146
What city is ZIP code 21146 in?
ZIP code 21146 is primarily assigned to Severna Park, Maryland.
What county is ZIP code 21146 in?
ZIP code 21146 falls within Anne Arundel County, Maryland.
How educated is the population of ZIP code 21146?
58% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.
Is ZIP code 21146 mostly owner-occupied?
90% of occupied units in ZIP code 21146 are owner-occupied, well above the national average.
Does ZIP code 21146 have a large veteran population?
11% of civilians in ZIP code 21146 are veterans, above the national average of ~7%.
What is the median household income in ZIP code 21146?
The median household income in ZIP code 21146 is $171,848, above the national median of ~$75,000.
What timezone is ZIP code 21146 in?
ZIP code 21146 observes the EST timezone.
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