04481 ZIP Code — Sebec, ME

Piscataquis County, Maine

ZIP code 04481 is located in Sebec, Maine, within Piscataquis County. It covers approximately 36.69 square miles and serves a population of 548 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 207.

About ZIP code 04481

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $173,200. Owner-occupancy is high at 97%, well above the national average.

The gap between median ($68,452) and mean household income suggests income inequality — a small number of higher earners pull the average up. 42% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 28 minutes is near the national average.

Educational attainment is near the national average, with 28% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (25%) compared to national benchmarks.

Notable community characteristics include a notable veteran presence at 14% of civilians, above the national average of 7%.

Overall, ZIP code 04481 reflects a community defined by a strong veteran community, high homeownership, and a significant Social Security-dependent population.

548

population

36.69

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

04481 ZIP code map

Cities in ZIP code 04481

Below are the cities the US Postal Service accepts for ZIP code 04481. Using any city not on this list may result in mail delivery delays.

City	Status
Sebec	Acceptable
Sebec	Preferred

Nearby ZIP codes

04426 Dover Foxcroft (4.8 mi) 04414 Brownville (11.3 mi) 04463 Milo (11.6 mi) 04422 Charleston (12.1 mi) 04479 Sangerville (12.7 mi) 04939 Garland (12.9 mi) 04453 Lagrange (13.8 mi) 04410 Bradford (14.2 mi) 04443 Guilford (14.4 mi) 04930 Dexter (18.4 mi) 04427 Corinth (18.5 mi) 04435 Exeter (19.1 mi)

Demographics updated 05/2026

Population
Total population	548
Population density	15 / sq mi
State FIPS	23
County FIPS	021

Geography
Land area	36.69 sq mi
Water area	1.11 sq mi
Latitude	45.2392
Longitude	-69.1052
Timezone	Eastern (ET)
Area code	207

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	37.0%	58.6%	42.3%
$50k – $100k	37.0%	28.3%	32.3%
$100k – $200k	24.0%	11.3%	20.6%
Over $200k	1.9%	1.8%	4.9%

Demographics & statistics

548

Population

People per sq mi

47.9

Median age

$68,452

Median household income

$44,117

Per capita income

$173,200

Median home value

$950

Median monthly rent

96.9%

Home ownership

7.7%

Poverty rate

4.8%

Unemployment

359

Housing units

27.7%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	117	21.4%
18 and over	431	78.6%
65 and over	121	22.1%
Median age	47.9 years

Race & ethnicity

White 89.5%

Two or more races 6.4%

Hispanic or Latino 2.3%

Other race 0.7%

Asian 0.5%

American Indian / Alaska Native 0.5%

Group	Count	%
White	502	89.5%
Two or more races	36	6.4%
Hispanic or Latino	13	2.3%
Other race	4	0.7%
Asian	3	0.5%
American Indian / Alaska Native	3	0.5%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	37.0%	58.6%	42.3%
$50k – $100k	37.0%	28.3%	32.3%
$100k – $200k	24.0%	11.3%	20.6%
Over $200k	1.9%	1.8%	4.9%

Under $10k 4.3%

$10k–$15k 1.2%

$15k–$25k 6.3%

$25k–$35k 5.5%

$35k–$50k 18.1%

$50k–$75k 20.5%

$75k–$100k 8.3%

$100k–$150k 22.4%

$150k–$200k 7.9%

$200k+ 5.5%

Range	% of households
Under $10k	4.3%
$10k–$15k	1.2%
$15k–$25k	6.3%
$25k–$35k	5.5%
$35k–$50k	18.1%
$50k–$75k	20.5%
$75k–$100k	8.3%
$100k–$150k	22.4%
$150k–$200k	7.9%
$200k+	5.5%
Median income	$68,452

Housing

Home values

Under $50k 14.2%

$50k–$100k 6.9%

$100k–$150k 23.6%

$150k–$200k 11.4%

$200k–$300k 24.4%

$300k–$500k 15.0%

$500k–$1M 4.5%

Housing overview

Metric	Value
Median home value	$173,200
Median rent / month	$950
Owner occupied	96.9%
Renter occupied	3.1%
Vacant	30.8%
Single-family detached	89.4%
Large apartment buildings	0.0%
Mobile homes	8.4%
Median rooms	6.1
Avg household size (owned)	2.17

Year built

Era	%
2020 or later	3.0%
2010–2019	4.1%
2000–2009	24.8%
1990–1999	14.7%
1980–1989	19.1%
1970–1979	9.5%
1960–1969	0.0%
1950–1959	5.2%
1940–1949	10.9%
1939 or earlier	8.7%

Bedrooms

Size	% of units
No bedroom (studio)	2.2%
1 bedroom	6.8%
2 bedrooms	24.5%
3 bedrooms	49.3%
4 bedrooms	10.6%
5+ bedrooms	6.5%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	24.0%
2 vehicles	44.5%
3 or more	31.5%

Heating fuel

Fuel type	%
Utility gas	0.8%
Electricity	0.8%
Propane / LP gas	11.0%
Fuel oil	63.4%
Wood	22.4%

Households & families

Household type	Count	%
Married-couple family	155	61.0%
Cohabiting couple	13	5.1%
Male householder, no spouse	39	15.4%
Female householder, no spouse	47	18.5%
Households with children under 18	76	29.9%
Households with seniors (65+)	92	36.2%
Average household size	2.16

Marital status

Status	Male	Female
Never married	17.4%	15.6%
Married	68.3%	64.5%
Separated	0.9%	0.0%
Widowed	0.0%	14.7%
Divorced	13.4%	5.2%

Education

Less than 9th grade 3.5%

Some HS, no diploma 2.4%

HS graduate 34.8%

Some college, no degree 16.5%

Associate's degree 15.1%

Bachelor's degree 21.0%

Graduate / professional 6.6%

Metric	%
HS diploma or higher	94.1%
Bachelor's or higher	27.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	18	16.2%
Kindergarten	1	0.9%
Elementary school	43	38.7%
High school	24	21.6%
College / grad school	25	22.5%

Employment

Industry of employment

Education & healthcare 24.1%

Manufacturing 12.2%

Construction 10.1%

Retail trade 8.9%

Transportation & utilities 8.4%

Other services 8.0%

Public administration 8.0%

Finance & real estate 7.2%

Agriculture & mining 5.1%

Arts, food & hospitality 3.8%

Wholesale trade 2.5%

Professional & management 1.7%

Occupation

Category	%
Management, business & arts	34.6%
Service	9.3%
Sales & office	18.1%
Natural resources & construction	17.3%
Production & transportation	20.7%

Employment type

Type	%
Private sector	76.4%
Government	14.8%
Self-employed	8.9%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	91.1%
Carpool	0.9%
Public transit	0.0%
Walk	0.9%
Work from home	6.0%
Other means	1.3%
Avg commute (minutes)	28.3

Poverty

All people 7.7%

Under 18 years 6.8%

18 and over 7.9%

Married-couple families 1.9%

Female-led households 8.0%

Income support

Source	% of households
Social Security	42.1%
Retirement income	22.4%
Supplemental Security	7.5%
Cash public assistance	1.2%
Food stamps / SNAP	10.6%

Health indicators

Condition	%
Obesity	36.7%
High blood pressure	40.7%
High cholesterol	38.4%
Diabetes	12.9%
Heart disease	10.0%
Stroke	4.6%
Asthma	11.5%
Arthritis	33.9%
Kidney disease	4.1%
Pulmonary disease	12.9%
Cancer	8.1%

Behavior / access	%
Smoking	24.5%
Binge drinking	13.2%
No physical activity	28.6%
Less than 7 hrs sleep	33.6%
Depression	25.0%
Fair or poor health	19.4%
Poor mental health	14.7%
Poor physical health	14.2%
No health insurance	14.8%
Visited doctor (checkup)	80.9%
Visited dentist	56.9%
Cholesterol screening	90.1%
Teeth loss	29.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	59	13.7%

Disability	%
Any disability	21.4%
Under 18	5.1%
18–64 years	22.3%
65 and over	34.7%

Health insurance coverage

Type	%
Private insurance	64.1%
Public insurance	36.5%
No insurance	10.0%
Uninsured under 19	12.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	501	91.4%
Spanish	3	0.6%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	3	0.6%

Place of birth & citizenship

Origin	Count	%
Native born (US)	531	96.9%
Born in same state	531	96.9%
Born in different state	344	62.8%
Foreign born	0	0.0%
Naturalized citizen	17	3.1%
Not a US citizen	10	58.8%

Ancestry

Ancestry	Count	%
French	107	19.5%
Italian	104	19%
Arab	85	15.5%
German	19	3.5%
Norwegian	5	0.9%

Ancestry	Count	%
Polish	4	0.7%
English	3	0.5%
Irish	2	0.4%
Dutch	1	0.2%

Technology access

Metric	% of households
Computer access	46.4%
Internet access	94.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 04481

What city is ZIP code 04481 in?

ZIP code 04481 is primarily assigned to Sebec, Maine.

What county is ZIP code 04481 in?

ZIP code 04481 falls within Piscataquis County, Maine.

Is ZIP code 04481 mostly owner-occupied?

97% of occupied units in ZIP code 04481 are owner-occupied, well above the national average.

Does ZIP code 04481 have a large retiree population?

42% of households in ZIP code 04481 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 04481 have a large veteran population?

14% of civilians in ZIP code 04481 are veterans, above the national average of ~7%.

What is the typical home value in ZIP code 04481?

The median home value in ZIP code 04481 is $173,200.

What timezone is ZIP code 04481 in?

ZIP code 04481 observes the EST timezone.