95070 ZIP Code — Saratoga, CA

Santa Clara County, California

ZIP code 95070 is located in Saratoga, California, within Santa Clara County. It covers approximately 28.32 square miles and serves a population of 31,688 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 408/669.

About ZIP code 95070

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1960s, giving the area an established character. Median home value is $2,000,000. Owner-occupancy is high at 87%, well above the national average.

The gap between median ($237,455) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 3% is below the national average. 33% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with professional and management as the leading industry. The average commute of 28 minutes is near the national average. Remote work is prevalent — 32% of workers work from home.

Educational attainment is high — 80% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 95070 reflects a community defined by a highly educated population, high homeownership, a high rate of remote workers, and a significant Social Security-dependent population.

31,688

population

28.32

sq mi land

Standard

ZIP type

Pacific (PT)

timezone

95070 ZIP code map

Cities in ZIP code 95070

Below are the cities the US Postal Service accepts for ZIP code 95070. Using any city not on this list may result in mail delivery delays.

City	Status
Saratoga	Preferred

Nearby ZIP codes

95014 Cupertino (3.7 mi) 95030 Los Gatos (3.9 mi) 95130 San Jose (4.6 mi) 95129 San Jose (4.6 mi) 95008 Campbell (5.5 mi) 95117 San Jose (6.2 mi) 95033 Los Gatos (6.9 mi) 95124 San Jose (6.9 mi) 94087 Sunnyvale (7 mi) 95032 Los Gatos (7.1 mi) 95051 Santa Clara (7.6 mi) 95128 San Jose (7.6 mi)

Demographics updated 06/2026

Population
Total population	31,688
Population density	1,119 / sq mi
State FIPS	06
County FIPS	085

Geography
Land area	28.32 sq mi
Water area	0.03 sq mi
Latitude	37.2538
Longitude	-122.0512
Timezone	Pacific (PT)
Area code	408/669

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	12.9%	19.3%	32.6%
$50k – $100k	12.1%	19.7%	27.7%
$100k – $200k	23.6%	31.0%	26.4%
Over $200k	51.4%	30.0%	13.3%

Demographics & statistics

31,688

Population

1,119

People per sq mi

50.8

Median age

$237,455

Median household income

$118,419

Per capita income

$2,000,000

Median home value

$3,501

Median monthly rent

86.9%

Home ownership

3.2%

Poverty rate

3.3%

Unemployment

10,427

Housing units

79.6%

Bachelor's or higher

Age distribution

Male Female

374

Under 5

378

828

5–9

836

1,075

10–14

1,084

1,159

15–19

1,170

488

20–24

492

944

25–34

953

1,772

35–44

1,788

2,525

45–54

2,548

1,395

55–59

1,408

1,304

60–64

1,315

1,918

65–74

1,935

1,278

75–84

1,289

713

85+

719

← Male

Female →

Age summary

Group	Count	%
Under 18	6,285	19.8%
18 and over	25,403	80.2%
65 and over	7,852	24.8%
Median age	50.8 years

Race & ethnicity

Asian 54%

White 38.8%

Two or more races 5%

Hispanic or Latino 1.4%

Other race 0.4%

American Indian / Alaska Native 0.3%

Black or African American 0.1%

Group	Count	%
Asian	17,350	54%
White	12,464	38.8%
Two or more races	1,621	5%
Hispanic or Latino	435	1.4%
Other race	141	0.4%
American Indian / Alaska Native	81	0.3%
Black or African American	31	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	12.9%	19.3%	32.6%
$50k – $100k	12.1%	19.7%	27.7%
$100k – $200k	23.6%	31.0%	26.4%
Over $200k	51.4%	30.0%	13.3%

Under $10k 1.4%

$10k–$15k 1.1%

$15k–$25k 1.8%

$25k–$35k 2.1%

$35k–$50k 4.7%

$50k–$75k 5.4%

$75k–$100k 5.8%

$100k–$150k 11.5%

$150k–$200k 8.3%

$200k+ 57.9%

Range	% of households
Under $10k	1.4%
$10k–$15k	1.1%
$15k–$25k	1.8%
$25k–$35k	2.1%
$35k–$50k	4.7%
$50k–$75k	5.4%
$75k–$100k	5.8%
$100k–$150k	11.5%
$150k–$200k	8.3%
$200k+	57.9%
Median income	$237,455

Housing

Home values

Under $50k 0.5%

$100k–$150k 0.2%

$150k–$200k 0.1%

$200k–$300k 0.4%

$300k–$500k 1.5%

$500k–$1M 3.5%

$1M+ 93.8%

Housing overview

Metric	Value
Median home value	$2,000,000
Median rent / month	$3,501
Owner occupied	86.9%
Renter occupied	13.1%
Vacant	6.6%
Single-family detached	85.8%
Large apartment buildings	3.9%
Mobile homes	0.7%
Median rooms	7.2
Avg household size (owned)	2.85

Year built

Era	%
2020 or later	0.1%
2010–2019	3.6%
2000–2009	4.4%
1990–1999	6.4%
1980–1989	4.9%
1970–1979	20.8%
1960–1969	27.2%
1950–1959	24.0%
1940–1949	5.2%
1939 or earlier	3.3%

Bedrooms

Size	% of units
No bedroom (studio)	0.2%
1 bedroom	2.6%
2 bedrooms	8.8%
3 bedrooms	25.4%
4 bedrooms	45.0%
5+ bedrooms	18.0%

Vehicles per household

Vehicles	% of households
No vehicle	2.2%
1 vehicle	16.1%
2 vehicles	44.5%
3 or more	37.2%

Heating fuel

Fuel type	%
Utility gas	81.5%
Electricity	16.0%
Propane / LP gas	1.5%
Wood	0.4%
Solar	0.4%
No fuel used	0.1%

Households & families

Household type	Count	%
Married-couple family	8,530	76.9%
Cohabiting couple	234	2.1%
Male householder, no spouse	827	7.5%
Female householder, no spouse	1,508	13.6%
Households with children under 18	3,791	34.2%
Households with seniors (65+)	4,694	42.3%
Average household size	2.83

Marital status

Status	Male	Female
Never married	23.5%	20.7%
Married	70.6%	66.1%
Separated	0.6%	0.8%
Widowed	2.2%	7.8%
Divorced	3.1%	4.6%

Education

Less than 9th grade 1.7%

Some HS, no diploma 1.3%

HS graduate 6.0%

Some college, no degree 6.4%

Associate's degree 5.0%

Bachelor's degree 33.3%

Graduate / professional 46.3%

Metric	%
HS diploma or higher	97.0%
Bachelor's or higher	79.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	354	4.7%
Kindergarten	418	5.5%
Elementary school	3,012	39.8%
High school	2,264	29.9%
College / grad school	1,518	20.1%

Employment

Industry of employment

Professional & management 26.9%

Manufacturing 17.3%

Education & healthcare 15.7%

Retail trade 7.9%

Information 7.9%

Finance & real estate 6.6%

Arts, food & hospitality 4.6%

Other services 3.6%

Construction 3.4%

Wholesale trade 2.9%

Public administration 1.9%

Transportation & utilities 1.0%

Agriculture & mining 0.4%

Occupation

Category	%
Management, business & arts	76.5%
Service	7.0%
Sales & office	12.8%
Natural resources & construction	1.8%
Production & transportation	1.8%

Employment type

Type	%
Private sector	84.7%
Government	8.0%
Self-employed	6.5%
Unpaid family workers	0.8%

Commute

Method	%
Drive alone	60.6%
Carpool	4.2%
Public transit	1.1%
Walk	0.9%
Work from home	32.0%
Other means	1.2%
Avg commute (minutes)	28.2

Poverty

All people 3.2%

Under 18 years 2.0%

18 and over 3.4%

Married-couple families 1.4%

Female-led households 7.8%

Income support

Source	% of households
Social Security	33.0%
Retirement income	29.2%
Supplemental Security	2.5%
Cash public assistance	2.9%
Food stamps / SNAP	1.0%

Health indicators

Condition	%
Obesity	17.9%
High blood pressure	27.7%
High cholesterol	32.1%
Diabetes	9.0%
Heart disease	5.2%
Stroke	2.3%
Asthma	7.3%
Arthritis	20.3%
Kidney disease	2.5%
Pulmonary disease	3.9%
Cancer	7.7%

Behavior / access	%
Smoking	5.7%
Binge drinking	13.8%
No physical activity	14.5%
Less than 7 hrs sleep	24.5%
Depression	11.6%
Fair or poor health	8.2%
Poor mental health	9.0%
Poor physical health	6.7%
No health insurance	4.7%
Visited doctor (checkup)	70.2%
Visited dentist	75.3%
Cholesterol screening	95.4%
Teeth loss	4.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,010	4.0%

Disability	%
Any disability	8.4%
Under 18	1.8%
18–64 years	3.3%
65 and over	25.3%

Health insurance coverage

Type	%
Private insurance	86.3%
Public insurance	25.9%
No insurance	0.6%
Uninsured under 19	0.2%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	30,936	97.6%
Spanish	4,483	14.5%
Other Indo-European	131	0.4%
Asian & Pacific Islander	544	1.8%
Other languages	3,792	12.3%

Place of birth & citizenship

Origin	Count	%
Native born (US)	17,906	56.5%
Born in same state	17,536	55.3%
Born in different state	11,528	36.4%
Foreign born	370	1.2%
Naturalized citizen	13,782	43.5%
Not a US citizen	10,097	73.3%

Ancestry

Ancestry	Count	%
French	2,025	6.4%
Italian	1,358	4.3%
Arab	519	1.6%
Polish	208	0.7%
Irish	158	0.5%

Ancestry	Count	%
Dutch	99	0.3%
English	83	0.3%
German	54	0.2%
Norwegian	13	0%

Technology access

Metric	% of households
Computer access	35.0%
Internet access	99.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 95070

What city is ZIP code 95070 in?

ZIP code 95070 is primarily assigned to Saratoga, California.

What county is ZIP code 95070 in?

ZIP code 95070 falls within Santa Clara County, California.

How educated is the population of ZIP code 95070?

80% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Is ZIP code 95070 mostly owner-occupied?

87% of occupied units in ZIP code 95070 are owner-occupied, well above the national average.

What is the median household income in ZIP code 95070?

The median household income in ZIP code 95070 is $237,455, above the national median of ~$75,000.

What is the typical home value in ZIP code 95070?

The median home value in ZIP code 95070 is $2,000,000.

What timezone is ZIP code 95070 in?

ZIP code 95070 observes the PST timezone.