55120 ZIP Code — Saint Paul, MN

Dakota County, Minnesota

ZIP code 55120 is located in Saint Paul, Minnesota, within Dakota County. It covers approximately 5.41 square miles and serves a population of 5,194 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 952.

About ZIP code 55120

The housing stock consists of a mix of housing types. Most homes were built in the 1980s, giving the area an established character. Median home value is $449,200. Owner-occupancy sits near the national average at 65%.

The gap between median ($105,125) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 3% is below the national average. 30% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 19 minutes is near the national average. Remote work is prevalent — 23% of workers work from home.

Educational attainment is high — 59% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 55120 reflects a community defined by a highly educated population, a high rate of remote workers, and a significant Social Security-dependent population.

5,194

population

5.41

sq mi land

Standard

ZIP type

Central (CT)

timezone

55120 ZIP code map

Cities in ZIP code 55120

Below are the cities the US Postal Service accepts for ZIP code 55120. Using any city not on this list may result in mail delivery delays.

City	Status
Saint Paul	Acceptable
Saint Paul	Acceptable
Saint Paul	Preferred

Nearby ZIP codes

55118 Saint Paul (2 mi) 55111 Saint Paul (2.3 mi) 55121 Saint Paul (2.3 mi) 55116 Saint Paul (2.7 mi) 55450 Minneapolis (3.3 mi) 55105 Saint Paul (4 mi) 55102 Saint Paul (4 mi) 55417 Minneapolis (4.3 mi) 55425 Minneapolis (4.7 mi) 55123 Saint Paul (4.9 mi) 55107 Saint Paul (5.1 mi) 55077 Inver Grove Heights (5.2 mi)

Demographics updated 05/2026

Population
Total population	5,194
Population density	960 / sq mi
State FIPS	27
County FIPS	037

Geography
Land area	5.41 sq mi
Water area	0.89 sq mi
Latitude	44.8744
Longitude	-93.1530
Timezone	Central (CT)
Area code	952

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	24.3%	26.0%	33.6%
$50k – $100k	31.0%	30.2%	31.5%
$100k – $200k	26.8%	32.9%	26.5%
Over $200k	17.9%	11.0%	8.5%

Demographics & statistics

5,194

Population

960

People per sq mi

41.1

Median age

$105,125

Median household income

$60,254

Per capita income

$449,200

Median home value

$1,292

Median monthly rent

64.6%

Home ownership

3.4%

Poverty rate

0.7%

Unemployment

1,375

Housing units

59.4%

Bachelor's or higher

Age distribution

Male Female

152

Under 5

169

126

5–9

140

129

10–14

145

332

15–19

371

101

20–24

113

252

25–34

281

283

35–44

316

301

45–54

335

183

55–59

205

134

60–64

150

292

65–74

326

146

75–84

164

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,240	23.9%
18 and over	3,954	76.1%
65 and over	976	18.8%
Median age	41.1 years

Race & ethnicity

White 70.8%

Two or more races 18.5%

Asian 6%

Hispanic or Latino 2.6%

Black or African American 1.1%

Other race 0.9%

American Indian / Alaska Native 0.1%

Group	Count	%
White	3,774	70.8%
Two or more races	985	18.5%
Asian	318	6%
Hispanic or Latino	137	2.6%
Black or African American	60	1.1%
Other race	50	0.9%
American Indian / Alaska Native	7	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	24.3%	26.0%	33.6%
$50k – $100k	31.0%	30.2%	31.5%
$100k – $200k	26.8%	32.9%	26.5%
Over $200k	17.9%	11.0%	8.5%

Under $10k 1.1%

$10k–$15k 1.6%

$15k–$25k 3.8%

$25k–$35k 6.4%

$35k–$50k 11.6%

$50k–$75k 13.1%

$75k–$100k 11.0%

$100k–$150k 17.0%

$150k–$200k 10.6%

$200k+ 23.8%

Range	% of households
Under $10k	1.1%
$10k–$15k	1.6%
$15k–$25k	3.8%
$25k–$35k	6.4%
$35k–$50k	11.6%
$50k–$75k	13.1%
$75k–$100k	11.0%
$100k–$150k	17.0%
$150k–$200k	10.6%
$200k+	23.8%
Median income	$105,125

Housing

Home values

Under $50k 1.2%

$50k–$100k 2.4%

$100k–$150k 0.4%

$150k–$200k 2.3%

$200k–$300k 17.8%

$300k–$500k 32.7%

$500k–$1M 42.5%

$1M+ 0.7%

Housing overview

Metric	Value
Median home value	$449,200
Median rent / month	$1,292
Owner occupied	64.6%
Renter occupied	35.4%
Vacant	0.7%
Single-family detached	48.8%
Large apartment buildings	18.0%
Mobile homes	0.2%
Median rooms	6.1
Avg household size (owned)	2.59

Year built

Era	%
2020 or later	0.5%
2010–2019	8.5%
2000–2009	12.4%
1990–1999	22.7%
1980–1989	28.8%
1970–1979	7.5%
1960–1969	5.7%
1950–1959	12.3%
1940–1949	0.7%
1939 or earlier	0.9%

Bedrooms

Size	% of units
No bedroom (studio)	0.2%
1 bedroom	11.6%
2 bedrooms	27.7%
3 bedrooms	27.5%
4 bedrooms	21.8%
5+ bedrooms	11.2%

Vehicles per household

Vehicles	% of households
No vehicle	1.4%
1 vehicle	40.9%
2 vehicles	38.5%
3 or more	19.2%

Heating fuel

Fuel type	%
Utility gas	69.6%
Electricity	26.3%
Propane / LP gas	1.4%
Wood	0.2%
No fuel used	1.3%

Households & families

Household type	Count	%
Married-couple family	994	47.2%
Cohabiting couple	37	1.8%
Male householder, no spouse	321	15.2%
Female householder, no spouse	754	35.8%
Households with children under 18	688	32.7%
Households with seniors (65+)	693	32.9%
Average household size	2.44

Marital status

Status	Male	Female
Never married	32.3%	40.8%
Married	55.5%	42.3%
Separated	0.0%	4.0%
Widowed	3.5%	6.0%
Divorced	8.7%	6.8%

Education

Less than 9th grade 0.4%

Some HS, no diploma 1.2%

HS graduate 9.0%

Some college, no degree 20.6%

Associate's degree 9.4%

Bachelor's degree 35.4%

Graduate / professional 24.0%

Metric	%
HS diploma or higher	98.4%
Bachelor's or higher	59.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	42	2.9%
Kindergarten	9	0.6%
Elementary school	472	32.5%
High school	528	36.4%
College / grad school	400	27.6%

Employment

Industry of employment

Education & healthcare 18.9%

Finance & real estate 16.2%

Professional & management 14.5%

Retail trade 11.1%

Manufacturing 10.3%

Arts, food & hospitality 9.8%

Transportation & utilities 5.9%

Other services 4.5%

Public administration 3.1%

Construction 2.5%

Information 1.8%

Wholesale trade 1.6%

Occupation

Category	%
Management, business & arts	56.6%
Service	10.5%
Sales & office	21.6%
Natural resources & construction	2.3%
Production & transportation	8.9%

Employment type

Type	%
Private sector	85.2%
Government	8.6%
Self-employed	5.9%
Unpaid family workers	0.3%

Commute

Method	%
Drive alone	71.5%
Carpool	3.9%
Public transit	1.0%
Walk	0.8%
Work from home	22.6%
Other means	0.2%
Avg commute (minutes)	18.9

Poverty

All people 3.4%

Under 18 years 1.6%

18 and over 4.0%

Married-couple families 0.0%

Female-led households 2.2%

Income support

Source	% of households
Social Security	30.4%
Retirement income	22.6%
Supplemental Security	0.9%
Cash public assistance	0.0%
Food stamps / SNAP	12.1%

Health indicators

Condition	%
Obesity	30.6%
High blood pressure	26.9%
High cholesterol	29.7%
Diabetes	7.6%
Heart disease	4.9%
Stroke	2.2%
Asthma	8.4%
Arthritis	21.6%
Kidney disease	2.3%
Pulmonary disease	3.7%
Cancer	7.4%

Behavior / access	%
Smoking	10.2%
Binge drinking	18.5%
No physical activity	14.1%
Less than 7 hrs sleep	23.6%
Depression	20.0%
Fair or poor health	7.6%
Poor mental health	10.5%
Poor physical health	6.9%
No health insurance	7.1%
Visited doctor (checkup)	72.7%
Visited dentist	77.0%
Cholesterol screening	92.9%
Teeth loss	5.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	228	5.8%

Disability	%
Any disability	6.6%
Under 18	1.5%
18–64 years	3.8%
65 and over	21.9%

Health insurance coverage

Type	%
Private insurance	80.9%
Public insurance	37.8%
No insurance	1.6%
Uninsured under 19	2.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	4,873	93.8%
Spanish	67	1.4%
Other Indo-European	17	0.3%
Asian & Pacific Islander	0	0.0%
Other languages	50	1.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	4,857	93.5%
Born in same state	4,794	92.3%
Born in different state	3,662	70.5%
Foreign born	63	1.2%
Naturalized citizen	337	6.5%
Not a US citizen	260	77.2%

Ancestry

Ancestry	Count	%
Italian	1,106	21.3%
Polish	509	9.8%
French	458	8.8%
German	102	2%
Arab	99	1.9%

Ancestry	Count	%
Dutch	51	1%
English	46	0.9%
Irish	22	0.4%
Norwegian	9	0.2%

Technology access

Metric	% of households
Computer access	40.5%
Internet access	97.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 55120

What city is ZIP code 55120 in?

ZIP code 55120 is primarily assigned to Saint Paul, Minnesota.

What county is ZIP code 55120 in?

ZIP code 55120 falls within Dakota County, Minnesota.

How educated is the population of ZIP code 55120?

59% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

What is the typical home value in ZIP code 55120?

The median home value in ZIP code 55120 is $449,200.

What is the median household income in ZIP code 55120?

The median household income in ZIP code 55120 is $105,125, above the national median of ~$75,000.

What is the population of ZIP code 55120?

ZIP code 55120 has an estimated population of 5,194 residents, with a density of 961 people per square mile.

What timezone is ZIP code 55120 in?

ZIP code 55120 observes the CST timezone.