86511 ZIP Code — Saint Michaels, AZ

Apache County, Arizona

ZIP code 86511 is located in Saint Michaels, Arizona, within Apache County. It covers approximately 339.26 square miles and serves a population of 3,479 residents. This is a standard ZIP code in the Mountain (MT) timezone, served by area code 928.

About ZIP code 86511

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $46,500. Owner-occupancy is high at 95%, well above the national average.

Median household income is $31,797. Poverty affects 25% of residents, above the national average. SNAP benefit usage at 28% of households reflects economic stress in the area. 34% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is service, with education and healthcare as the leading industry. The average commute of 33 minutes is near the national average.

College attainment at 13% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of diabetes (18%), smoking (27%) compared to national benchmarks. 18% of residents lack health insurance, above the national average.

Overall, ZIP code 86511 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, high homeownership, a significant Social Security-dependent population, and elevated reliance on food assistance.

3,479

population

339.26

sq mi land

Standard

ZIP type

Mountain (MT)

timezone

86511 ZIP code map

Cities in ZIP code 86511

Below are the cities the US Postal Service accepts for ZIP code 86511. Using any city not on this list may result in mail delivery delays.

City	Status
Saint Michaels	Acceptable

Demographics updated 06/2026

Population
Total population	3,479
Population density	10 / sq mi
State FIPS	04
County FIPS	001

Geography
Land area	339.26 sq mi
Water area	0.12 sq mi
Latitude	35.5931
Longitude	-109.2084
Timezone	Mountain (MT)
Area code	928

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	63.2%	64.4%	40.6%
$50k – $100k	19.8%	24.1%	31.9%
$100k – $200k	16.7%	10.9%	21.1%
Over $200k	0.4%	0.6%	6.4%

Demographics & statistics

3,479

Population

People per sq mi

36.4

Median age

$31,797

Median household income

$16,648

Per capita income

$46,500

Median home value

$788

Median monthly rent

95.2%

Home ownership

24.5%

Poverty rate

5.5%

Unemployment

1,517

Housing units

12.8%

Bachelor's or higher

Age distribution

Male Female

Under 5

138

5–9

161

144

10–14

169

109

15–19

127

106

20–24

124

218

25–34

254

177

35–44

207

235

45–54

274

117

55–59

136

60–64

113

65–74

132

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	938	27.0%
18 and over	2,541	73.0%
65 and over	460	13.2%
Median age	36.4 years

Race & ethnicity

American Indian / Alaska Native 96.6%

Asian 2.1%

Two or more races 0.8%

White 0.5%

Group	Count	%
American Indian / Alaska Native	3,360	96.6%
Asian	73	2.1%
Two or more races	28	0.8%
White	17	0.5%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	63.2%	64.4%	40.6%
$50k – $100k	19.8%	24.1%	31.9%
$100k – $200k	16.7%	10.9%	21.1%
Over $200k	0.4%	0.6%	6.4%

Under $10k 18.0%

$10k–$15k 9.2%

$15k–$25k 16.0%

$25k–$35k 10.3%

$35k–$50k 15.9%

$50k–$75k 5.8%

$75k–$100k 5.5%

$100k–$150k 12.3%

$150k–$200k 6.8%

$200k+ 0.3%

Range	% of households
Under $10k	18.0%
$10k–$15k	9.2%
$15k–$25k	16.0%
$25k–$35k	10.3%
$35k–$50k	15.9%
$50k–$75k	5.8%
$75k–$100k	5.5%
$100k–$150k	12.3%
$150k–$200k	6.8%
$200k+	0.3%
Median income	$31,797

Housing

Home values

Under $50k 52.7%

$50k–$100k 20.1%

$100k–$150k 11.1%

$150k–$200k 3.8%

$200k–$300k 10.1%

$300k–$500k 0.9%

$500k–$1M 1.3%

Housing overview

Metric	Value
Median home value	$46,500
Median rent / month	$788
Owner occupied	95.2%
Renter occupied	4.8%
Vacant	39.5%
Single-family detached	66.9%
Large apartment buildings	0.0%
Mobile homes	30.8%
Median rooms	4.0
Avg household size (owned)	3.69

Year built

Era	%
2020 or later	0.0%
2010–2019	4.3%
2000–2009	19.1%
1990–1999	24.2%
1980–1989	17.9%
1970–1979	19.3%
1960–1969	9.6%
1950–1959	4.0%
1940–1949	0.4%
1939 or earlier	1.2%

Bedrooms

Size	% of units
No bedroom (studio)	26.8%
1 bedroom	9.9%
2 bedrooms	23.9%
3 bedrooms	29.1%
4 bedrooms	9.0%
5+ bedrooms	1.3%

Vehicles per household

Vehicles	% of households
No vehicle	12.4%
1 vehicle	40.8%
2 vehicles	21.9%
3 or more	24.9%

Heating fuel

Fuel type	%
Utility gas	8.0%
Electricity	13.0%
Propane / LP gas	3.4%
Wood	75.6%

Households & families

Household type	Count	%
Married-couple family	341	36.1%
Cohabiting couple	21	2.2%
Male householder, no spouse	193	20.4%
Female householder, no spouse	390	41.3%
Households with children under 18	355	37.6%
Households with seniors (65+)	356	37.7%
Average household size	3.68

Marital status

Status	Male	Female
Never married	55.0%	50.7%
Married	35.1%	26.1%
Separated	2.2%	5.7%
Widowed	1.9%	8.5%
Divorced	5.8%	9.1%

Education

Less than 9th grade 6.4%

Some HS, no diploma 8.5%

HS graduate 37.3%

Some college, no degree 22.9%

Associate's degree 12.2%

Bachelor's degree 7.3%

Graduate / professional 5.5%

Metric	%
HS diploma or higher	85.1%
Bachelor's or higher	12.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	19	2.1%
Kindergarten	79	8.7%
Elementary school	482	53.0%
High school	242	26.6%
College / grad school	88	9.7%

Employment

Industry of employment

Education & healthcare 42.5%

Public administration 16.6%

Construction 11.1%

Retail trade 6.8%

Finance & real estate 6.8%

Transportation & utilities 4.3%

Arts, food & hospitality 3.6%

Agriculture & mining 3.0%

Information 3.0%

Professional & management 2.3%

Occupation

Category	%
Management, business & arts	22.5%
Service	26.6%
Sales & office	26.6%
Natural resources & construction	16.4%
Production & transportation	7.8%

Employment type

Type	%
Private sector	33.0%
Government	64.3%
Self-employed	2.6%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	88.3%
Carpool	5.2%
Public transit	0.0%
Walk	0.9%
Work from home	5.6%
Other means	0.0%
Avg commute (minutes)	33.2

Poverty

All people 24.5%

Under 18 years 21.2%

18 and over 25.6%

Married-couple families 18.2%

Female-led households 30.7%

Income support

Source	% of households
Social Security	34.4%
Retirement income	10.9%
Supplemental Security	9.7%
Cash public assistance	0.0%
Food stamps / SNAP	27.9%

Health indicators

Condition	%
Obesity	35.8%
High blood pressure	34.7%
High cholesterol	28.4%
Diabetes	17.6%
Heart disease	8.5%
Stroke	5.7%
Asthma	13.9%
Arthritis	24.3%
Kidney disease	4.5%
Pulmonary disease	10.7%
Cancer	5.5%

Behavior / access	%
Smoking	27.3%
Binge drinking	14.8%
No physical activity	26.1%
Less than 7 hrs sleep	38.5%
Depression	21.3%
Fair or poor health	26.6%
Poor mental health	21.4%
Poor physical health	18.1%
No health insurance	16.5%
Visited doctor (checkup)	69.9%
Visited dentist	48.0%
Cholesterol screening	85.9%
Teeth loss	26.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	89	3.5%

Disability	%
Any disability	7.8%
Under 18	0.0%
18–64 years	6.7%
65 and over	28.3%

Health insurance coverage

Type	%
Private insurance	39.8%
Public insurance	48.6%
No insurance	17.7%
Uninsured under 19	12.3%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	3,335	95.9%
Spanish	223	6.7%
Other Indo-European	35	1.0%
Asian & Pacific Islander	0	0.0%
Other languages	12	0.4%

Place of birth & citizenship

Origin	Count	%
Native born (US)	3,422	98.4%
Born in same state	3,422	98.4%
Born in different state	2,692	77.4%
Foreign born	0	0.0%
Naturalized citizen	57	1.6%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Arab	21	0.6%

Ancestry	Count	%
French	4	0.1%

Technology access

Metric	% of households
Computer access	27.2%
Internet access	56.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 86511

What city is ZIP code 86511 in?

ZIP code 86511 is primarily assigned to Saint Michaels, Arizona.

What county is ZIP code 86511 in?

ZIP code 86511 falls within Apache County, Arizona.

Is ZIP code 86511 mostly owner-occupied?

95% of occupied units in ZIP code 86511 are owner-occupied, well above the national average.

What is the poverty rate in ZIP code 86511?

25% of residents in ZIP code 86511 live below the poverty line, above the national average.

How educated is the population of ZIP code 86511?

13% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What is the typical home value in ZIP code 86511?

The median home value in ZIP code 86511 is $46,500.

What timezone is ZIP code 86511 in?

ZIP code 86511 observes the MST timezone.