62281 ZIP Code — Saint Jacob, IL

Madison County, Illinois

ZIP code 62281 is located in Saint Jacob, Illinois, within Madison County. It covers approximately 33.35 square miles and serves a population of 2,811 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 618.

About ZIP code 62281

The housing stock consists of predominantly single-family detached homes. Much of the housing stock is relatively new, reflecting recent development activity. Median home value is $256,300. Owner-occupancy is high at 92%, well above the national average.

Median household income is $98,651. The poverty rate of 3% is below the national average.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 28 minutes is near the national average.

Educational attainment is near the national average, with 39% of residents holding a bachelor's degree or higher.

Notable community characteristics include a notable veteran presence at 13% of civilians, above the national average of 7%.

Overall, ZIP code 62281 reflects a community defined by a strong veteran community and high homeownership.

2,811

population

33.35

sq mi land

Standard

ZIP type

Central (CT)

timezone

62281 ZIP code map

Cities in ZIP code 62281

Below are the cities the US Postal Service accepts for ZIP code 62281. Using any city not on this list may result in mail delivery delays.

City	Status
Saint Jacob	Preferred

Nearby ZIP codes

62294 Troy (4.7 mi) 62061 Marine (5.3 mi) 62254 Lebanon (7 mi) 62249 Highland (8.2 mi) 62293 Trenton (8.4 mi) 62269 O Fallon (9.3 mi) 62269 O Fallon (9.3 mi) 62062 Maryville (9.5 mi) 62034 Glen Carbon (9.5 mi) 62234 Collinsville (9.7 mi) 62001 Alhambra (12.2 mi) 62216 Aviston (12.6 mi)

Demographics updated 05/2026

Population
Total population	2,811
Population density	84 / sq mi
State FIPS	17
County FIPS	119

Geography
Land area	33.35 sq mi
Water area	0.23 sq mi
Latitude	38.7089
Longitude	-89.7917
Timezone	Central (CT)
Area code	618

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	18.6%	38.9%	37.2%
$50k – $100k	29.3%	32.2%	29.6%
$100k – $200k	43.2%	23.6%	24.4%
Over $200k	8.9%	5.3%	8.8%

Demographics & statistics

2,811

Population

People per sq mi

37.5

Median age

$98,651

Median household income

$44,416

Per capita income

$256,300

Median home value

$1,340

Median monthly rent

91.9%

Home ownership

2.5%

Poverty rate

0.8%

Unemployment

1,061

Housing units

38.9%

Bachelor's or higher

Age distribution

Male Female

180

Under 5

165

5–9

10–14

101

15–19

20–24

181

25–34

166

257

35–44

235

234

45–54

215

101

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	815	29.0%
18 and over	1,996	71.0%
65 and over	257	9.1%
Median age	37.5 years

Race & ethnicity

White 96.2%

Two or more races 2.4%

Hispanic or Latino 1.2%

Asian 0.2%

Group	Count	%
White	2,736	96.2%
Two or more races	69	2.4%
Hispanic or Latino	34	1.2%
Asian	5	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	18.6%	38.9%	37.2%
$50k – $100k	29.3%	32.2%	29.6%
$100k – $200k	43.2%	23.6%	24.4%
Over $200k	8.9%	5.3%	8.8%

Under $10k 2.3%

$10k–$15k 0.7%

$15k–$25k 2.7%

$25k–$35k 4.6%

$35k–$50k 8.0%

$50k–$75k 13.2%

$75k–$100k 20.3%

$100k–$150k 19.7%

$150k–$200k 16.1%

$200k+ 12.3%

Range	% of households
Under $10k	2.3%
$10k–$15k	0.7%
$15k–$25k	2.7%
$25k–$35k	4.6%
$35k–$50k	8.0%
$50k–$75k	13.2%
$75k–$100k	20.3%
$100k–$150k	19.7%
$150k–$200k	16.1%
$200k+	12.3%
Median income	$98,651

Housing

Home values

Under $50k 1.3%

$50k–$100k 3.9%

$100k–$150k 6.7%

$150k–$200k 22.8%

$200k–$300k 24.5%

$300k–$500k 38.1%

$500k–$1M 2.6%

Housing overview

Metric	Value
Median home value	$256,300
Median rent / month	$1,340
Owner occupied	91.9%
Renter occupied	8.1%
Vacant	6.9%
Single-family detached	96.3%
Large apartment buildings	0.0%
Mobile homes	0.0%
Median rooms	6.6
Avg household size (owned)	2.65

Year built

Era	%
2020 or later	0.0%
2010–2019	31.4%
2000–2009	18.0%
1990–1999	12.5%
1980–1989	8.1%
1970–1979	9.4%
1960–1969	1.6%
1950–1959	4.3%
1940–1949	1.3%
1939 or earlier	13.4%

Bedrooms

Size	% of units
No bedroom (studio)	0.7%
1 bedroom	1.5%
2 bedrooms	6.9%
3 bedrooms	49.1%
4 bedrooms	33.6%
5+ bedrooms	8.2%

Vehicles per household

Vehicles	% of households
No vehicle	1.3%
1 vehicle	20.0%
2 vehicles	47.1%
3 or more	31.6%

Heating fuel

Fuel type	%
Utility gas	41.7%
Electricity	23.5%
Propane / LP gas	32.0%
Wood	2.8%

Households & families

Household type	Count	%
Married-couple family	716	67.0%
Cohabiting couple	25	2.3%
Male householder, no spouse	121	11.3%
Female householder, no spouse	207	19.4%
Households with children under 18	439	41.1%
Households with seniors (65+)	178	16.7%
Average household size	2.63

Marital status

Status	Male	Female
Never married	16.2%	17.2%
Married	72.2%	62.9%
Separated	0.2%	0.0%
Widowed	3.5%	8.7%
Divorced	7.9%	11.2%

Education

Less than 9th grade 1.5%

Some HS, no diploma 2.5%

HS graduate 18.9%

Some college, no degree 22.3%

Associate's degree 15.8%

Bachelor's degree 18.0%

Graduate / professional 20.9%

Metric	%
HS diploma or higher	96.0%
Bachelor's or higher	38.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	127	18.8%
Kindergarten	33	4.9%
Elementary school	234	34.7%
High school	176	26.1%
College / grad school	104	15.4%

Employment

Industry of employment

Education & healthcare 29.9%

Retail trade 11.8%

Transportation & utilities 9.3%

Public administration 9.0%

Professional & management 7.9%

Manufacturing 7.4%

Arts, food & hospitality 6.9%

Construction 6.2%

Finance & real estate 4.5%

Other services 4.5%

Wholesale trade 2.4%

Information 0.1%

Occupation

Category	%
Management, business & arts	49.7%
Service	8.7%
Sales & office	17.3%
Natural resources & construction	10.8%
Production & transportation	13.4%

Employment type

Type	%
Private sector	72.2%
Government	19.2%
Self-employed	8.6%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	93.3%
Carpool	3.3%
Public transit	0.2%
Walk	0.0%
Work from home	3.2%
Other means	0.0%
Avg commute (minutes)	28.0

Poverty

All people 2.5%

Under 18 years 2.6%

18 and over 2.5%

Married-couple families 0.0%

Female-led households 10.6%

Income support

Source	% of households
Social Security	23.6%
Retirement income	24.8%
Supplemental Security	1.8%
Cash public assistance	1.9%
Food stamps / SNAP	4.7%

Health indicators

Condition	%
Obesity	36.5%
High blood pressure	28.5%
High cholesterol	31.3%
Diabetes	7.6%
Heart disease	4.8%
Stroke	2.1%
Asthma	9.1%
Arthritis	23.2%
Kidney disease	2.2%
Pulmonary disease	5.1%
Cancer	6.2%

Behavior / access	%
Smoking	15.6%
Binge drinking	17.5%
No physical activity	19.0%
Less than 7 hrs sleep	31.3%
Depression	17.7%
Fair or poor health	9.8%
Poor mental health	12.0%
Poor physical health	7.7%
No health insurance	8.2%
Visited doctor (checkup)	75.5%
Visited dentist	74.1%
Cholesterol screening	90.8%
Teeth loss	9.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	245	12.5%

Disability	%
Any disability	11.5%
Under 18	4.2%
18–64 years	14.1%
65 and over	17.1%

Health insurance coverage

Type	%
Private insurance	88.9%
Public insurance	20.6%
No insurance	2.3%
Uninsured under 19	0.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,466	87.7%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,809	99.9%
Born in same state	2,776	98.8%
Born in different state	1,811	64.4%
Foreign born	33	1.2%
Naturalized citizen	2	0.1%
Not a US citizen	2	100.0%

Ancestry

Ancestry	Count	%
Italian	311	11.1%
French	270	9.6%
English	78	2.8%

Ancestry	Count	%
Polish	45	1.6%
Arab	37	1.3%
Norwegian	2	0.1%

Technology access

Metric	% of households
Computer access	38.0%
Internet access	93.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 62281

What city is ZIP code 62281 in?

ZIP code 62281 is primarily assigned to Saint Jacob, Illinois.

What county is ZIP code 62281 in?

ZIP code 62281 falls within Madison County, Illinois.

Is ZIP code 62281 mostly owner-occupied?

92% of occupied units in ZIP code 62281 are owner-occupied, well above the national average.

Does ZIP code 62281 have a large veteran population?

13% of civilians in ZIP code 62281 are veterans, above the national average of ~7%.

What is the population of ZIP code 62281?

ZIP code 62281 has an estimated population of 2,811 residents, with a density of 84 people per square mile.

What is the median household income in ZIP code 62281?

The median household income in ZIP code 62281 is $98,651, above the national median of ~$75,000.

What timezone is ZIP code 62281 in?

ZIP code 62281 observes the CST timezone.