98581 ZIP Code — Ryderwood, WA

Cowlitz County, Washington

ZIP code 98581 is located in Ryderwood, Washington, within Cowlitz County. It covers approximately 29.16 square miles and serves a population of 425 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 360/564.

About ZIP code 98581

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $169,200.

Median household income is $41,250. The poverty rate of 6% is below the national average. 97% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is production, transportation, and material moving, with manufacturing as the leading industry.

Educational attainment is near the national average, with 28% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of diabetes (16%) compared to national benchmarks.

Notable community characteristics include a notable veteran presence at 19% of civilians, above the national average of 7%; and disability rates above the national average at 41%.

Overall, ZIP code 98581 reflects a community defined by a strong veteran community, high homeownership, and a significant Social Security-dependent population.

425

population

29.16

sq mi land

Standard

ZIP type

Pacific (PT)

timezone

98581 ZIP code map

Cities in ZIP code 98581

Below are the cities the US Postal Service accepts for ZIP code 98581. Using any city not on this list may result in mail delivery delays.

City	Status
Ryderwood	Preferred

Nearby ZIP codes

98593 Vader (7.9 mi) 98632 Longview (9.7 mi) 98538 Curtis (10.7 mi) 98611 Castle Rock (11.4 mi) 98612 Cathlamet (12.3 mi) 98572 Pe Ell (13.9 mi) 98596 Winlock (14.4 mi) 98647 Skamokawa (16.1 mi) 98591 Toledo (18.8 mi)

Demographics updated 05/2026

Population
Total population	425
Population density	15 / sq mi
State FIPS	53
County FIPS	015

Geography
Land area	29.16 sq mi
Water area	0.00 sq mi
Latitude	46.3297
Longitude	-123.0975
Timezone	Pacific (PT)
Area code	360/564

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	75.4%	43.2%	31.7%
$50k – $100k	24.6%	32.8%	30.6%
$100k – $200k	0.0%	19.8%	27.1%
Over $200k	0.0%	4.2%	10.6%

Demographics & statistics

425

Population

People per sq mi

72.2

Median age

$41,250

Median household income

$30,694

Per capita income

$169,200

Median home value

Median monthly rent

100.0%

Home ownership

6.4%

Poverty rate

0.0%

Unemployment

251

Housing units

28.0%

Bachelor's or higher

Age distribution

Male Female

45–54

55–59

60–64

65–74

121

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	0	0.0%
18 and over	425	100.0%
65 and over	379	89.2%
Median age	72.2 years

Race & ethnicity

White 93%

Hispanic or Latino 3.4%

Other race 3.4%

Two or more races 0.2%

Group	Count	%
White	409	93%
Hispanic or Latino	15	3.4%
Other race	15	3.4%
Two or more races	1	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	75.4%	43.2%	31.7%
$50k – $100k	24.6%	32.8%	30.6%
$100k – $200k	0.0%	19.8%	27.1%
Over $200k	0.0%	4.2%	10.6%

$10k–$15k 5.6%

$15k–$25k 17.9%

$25k–$35k 21.1%

$35k–$50k 15.5%

$50k–$75k 8.4%

$75k–$100k 25.5%

$100k–$150k 6.0%

Range	% of households
$10k–$15k	5.6%
$15k–$25k	17.9%
$25k–$35k	21.1%
$35k–$50k	15.5%
$50k–$75k	8.4%
$75k–$100k	25.5%
$100k–$150k	6.0%
Median income	$41,250

Housing

Home values

Under $50k 5.2%

$50k–$100k 18.3%

$100k–$150k 13.9%

$150k–$200k 35.9%

$200k–$300k 16.3%

$300k–$500k 10.4%

Housing overview

Metric	Value
Median home value	$169,200
Median rent / month	$0
Owner occupied	100.0%
Renter occupied	0.0%
Vacant	0.0%
Single-family detached	95.2%
Large apartment buildings	0.0%
Mobile homes	4.8%
Median rooms	5.0
Avg household size (owned)	1.69

Year built

Era	%
2020 or later	0.0%
2010–2019	0.0%
2000–2009	4.4%
1990–1999	21.1%
1980–1989	0.0%
1970–1979	0.0%
1960–1969	0.0%
1950–1959	0.0%
1940–1949	10.8%
1939 or earlier	63.7%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	14.3%
2 bedrooms	47.8%
3 bedrooms	31.5%
4 bedrooms	6.4%
5+ bedrooms	0.0%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	50.6%
2 vehicles	25.1%
3 or more	24.3%

Heating fuel

Fuel type	%
Electricity	84.5%
Wood	4.8%

Households & families

Household type	Count	%
Married-couple family	144	57.4%
Cohabiting couple	0	0.0%
Male householder, no spouse	0	0.0%
Female householder, no spouse	107	42.6%
Households with children under 18	0	0.0%
Households with seniors (65+)	243	96.8%
Average household size	1.69

Marital status

Status	Male	Female
Never married	8.6%	0.0%
Married	91.4%	57.2%
Separated	0.0%	0.0%
Widowed	0.0%	12.0%
Divorced	0.0%	30.8%

Education

Less than 9th grade 10.6%

Some HS, no diploma 7.8%

HS graduate 13.6%

Some college, no degree 28.9%

Associate's degree 11.1%

Bachelor's degree 23.1%

Graduate / professional 4.9%

Metric	%
HS diploma or higher	81.6%
Bachelor's or higher	28.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	0	0.0%
Elementary school	0	0.0%
High school	0	0.0%
College / grad school	0	0.0%

Employment

Industry of employment

Manufacturing 39.0%

Education & healthcare 22.0%

Information 15.3%

Transportation & utilities 11.9%

Arts, food & hospitality 11.9%

Occupation

Category	%
Management, business & arts	37.3%
Service	11.9%
Sales & office	11.9%
Natural resources & construction	0.0%
Production & transportation	39.0%

Employment type

Type	%
Private sector	88.1%
Government	0.0%
Self-employed	11.9%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	84.7%
Carpool	0.0%
Public transit	0.0%
Walk	0.0%
Work from home	15.3%
Other means	0.0%
Avg commute (minutes)	0.0

Poverty

All people 6.4%

Under 18 years 0.0%

18 and over 6.4%

Married-couple families 9.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	97.2%
Retirement income	75.7%
Supplemental Security	0.4%
Cash public assistance	0.0%
Food stamps / SNAP	0.0%

Health indicators

Condition	%
Obesity	34.1%
High blood pressure	54.0%
High cholesterol	47.2%
Diabetes	15.9%
Heart disease	14.0%
Stroke	5.9%
Asthma	10.9%
Arthritis	47.7%
Kidney disease	5.4%
Pulmonary disease	11.9%
Cancer	15.0%

Behavior / access	%
Smoking	12.9%
Binge drinking	8.4%
No physical activity	23.2%
Less than 7 hrs sleep	30.8%
Depression	25.1%
Fair or poor health	19.1%
Poor mental health	10.5%
Poor physical health	14.5%
No health insurance	7.9%
Visited doctor (checkup)	82.5%
Visited dentist	69.2%
Cholesterol screening	96.7%
Teeth loss	11.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	79	18.6%

Disability	%
Any disability	40.9%
Under 18	0.0%
18–64 years	15.2%
65 and over	44.1%

Health insurance coverage

Type	%
Private insurance	65.6%
Public insurance	91.3%
No insurance	5.2%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	425	100.0%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	425	100.0%
Born in same state	410	96.5%
Born in different state	31	7.3%
Foreign born	15	3.5%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
French	140	32.9%
Italian	52	12.2%
Arab	48	11.3%

Ancestry	Count	%
Polish	37	8.7%
English	35	8.2%
Norwegian	7	1.6%

Technology access

Metric	% of households
Computer access	59.1%
Internet access	56.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 98581

What city is ZIP code 98581 in?

ZIP code 98581 is primarily assigned to Ryderwood, Washington.

What county is ZIP code 98581 in?

ZIP code 98581 falls within Cowlitz County, Washington.

Does ZIP code 98581 have an older population?

89% of residents in ZIP code 98581 are 65 or older, above the national average of ~17%.

Does ZIP code 98581 have a large retiree population?

97% of households in ZIP code 98581 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 98581 have a large veteran population?

19% of civilians in ZIP code 98581 are veterans, above the national average of ~7%.

What is the typical home value in ZIP code 98581?

The median home value in ZIP code 98581 is $169,200.

What timezone is ZIP code 98581 in?

ZIP code 98581 observes the PST timezone.