37861 ZIP Code — Rutledge, TN

Grainger County, Tennessee

ZIP code 37861 is located in Rutledge, Tennessee, within Grainger County. It covers approximately 98.58 square miles and serves a population of 8,256 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 865.

About ZIP code 37861

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $158,200. Owner-occupancy is high at 81%, well above the national average.

Median household income is $47,326. Poverty affects 18% of residents, above the national average. 47% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is production, transportation, and material moving, with manufacturing as the leading industry. The average commute of 32 minutes is near the national average.

College attainment at 11% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (27%) compared to national benchmarks.

Notable community characteristics include disability rates above the national average at 24%.

Overall, ZIP code 37861 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, high homeownership, and a significant Social Security-dependent population.

8,256

population

98.58

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

37861 ZIP code map

Cities in ZIP code 37861

Below are the cities the US Postal Service accepts for ZIP code 37861. Using any city not on this list may result in mail delivery delays.

City	Status
Rutledge	Preferred

Nearby ZIP codes

37888 Washburn (6.6 mi) 37877 Talbott (8.9 mi) 37709 Blaine (9.6 mi) 37760 Jefferson City (10.6 mi) 37814 Morristown (10.6 mi) 37820 New Market (11 mi) 37708 Bean Station (11.1 mi) 37813 Morristown (13.7 mi) 37881 Thorn Hill (14.1 mi) 37779 Luttrell (14.5 mi) 37825 New Tazewell (15.1 mi) 37879 Tazewell (15.6 mi)

Demographics updated 05/2026

Population
Total population	8,256
Population density	84 / sq mi
State FIPS	47
County FIPS	057

Geography
Land area	98.58 sq mi
Water area	8.19 sq mi
Latitude	36.2446
Longitude	-83.5159
Timezone	Eastern (ET)
Area code	865

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	55.1%	56.2%	45.7%
$50k – $100k	34.5%	31.4%	30.9%
$100k – $200k	8.7%	10.3%	18.3%
Over $200k	1.7%	2.1%	5.1%

Demographics & statistics

8,256

Population

People per sq mi

45.4

Median age

$47,326

Median household income

$24,927

Per capita income

$158,200

Median home value

$579

Median monthly rent

80.7%

Home ownership

18.0%

Poverty rate

6.7%

Unemployment

3,711

Housing units

11.4%

Bachelor's or higher

Age distribution

Male Female

170

Under 5

172

280

5–9

282

237

10–14

239

231

15–19

233

294

20–24

296

366

25–34

370

437

35–44

441

655

45–54

662

241

55–59

243

288

60–64

291

650

65–74

657

219

75–84

222

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,658	20.1%
18 and over	6,598	79.9%
65 and over	1,828	22.1%
Median age	45.4 years

Race & ethnicity

White 96.9%

Two or more races 2%

Hispanic or Latino 0.6%

Black or African American 0.3%

Asian 0.1%

American Indian / Alaska Native 0.1%

Other race 0.1%

Group	Count	%
White	8,045	96.9%
Two or more races	164	2%
Hispanic or Latino	46	0.6%
Black or African American	21	0.3%
Asian	10	0.1%
American Indian / Alaska Native	8	0.1%
Other race	8	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	55.1%	56.2%	45.7%
$50k – $100k	34.5%	31.4%	30.9%
$100k – $200k	8.7%	10.3%	18.3%
Over $200k	1.7%	2.1%	5.1%

Under $10k 6.4%

$10k–$15k 8.9%

$15k–$25k 15.6%

$25k–$35k 10.7%

$35k–$50k 11.9%

$50k–$75k 21.2%

$75k–$100k 9.4%

$100k–$150k 11.3%

$150k–$200k 3.2%

$200k+ 1.6%

Range	% of households
Under $10k	6.4%
$10k–$15k	8.9%
$15k–$25k	15.6%
$25k–$35k	10.7%
$35k–$50k	11.9%
$50k–$75k	21.2%
$75k–$100k	9.4%
$100k–$150k	11.3%
$150k–$200k	3.2%
$200k+	1.6%
Median income	$47,326

Housing

Home values

Under $50k 19.9%

$50k–$100k 15.6%

$100k–$150k 12.0%

$150k–$200k 10.3%

$200k–$300k 15.5%

$300k–$500k 18.6%

$500k–$1M 7.0%

$1M+ 1.2%

Housing overview

Metric	Value
Median home value	$158,200
Median rent / month	$579
Owner occupied	80.7%
Renter occupied	19.3%
Vacant	22.0%
Single-family detached	56.0%
Large apartment buildings	0.3%
Mobile homes	38.3%
Median rooms	5.2
Avg household size (owned)	2.42

Year built

Era	%
2020 or later	1.0%
2010–2019	9.4%
2000–2009	14.9%
1990–1999	29.1%
1980–1989	12.0%
1970–1979	12.0%
1960–1969	6.5%
1950–1959	3.4%
1940–1949	5.3%
1939 or earlier	6.4%

Bedrooms

Size	% of units
No bedroom (studio)	0.9%
1 bedroom	9.7%
2 bedrooms	27.4%
3 bedrooms	49.6%
4 bedrooms	10.6%
5+ bedrooms	2.0%

Vehicles per household

Vehicles	% of households
No vehicle	8.6%
1 vehicle	26.1%
2 vehicles	28.6%
3 or more	36.7%

Heating fuel

Fuel type	%
Utility gas	1.9%
Electricity	85.9%
Propane / LP gas	5.5%
Fuel oil	0.3%
Wood	5.4%
No fuel used	0.4%

Households & families

Household type	Count	%
Married-couple family	1,816	53.2%
Cohabiting couple	159	4.7%
Male householder, no spouse	691	20.3%
Female householder, no spouse	745	21.8%
Households with children under 18	826	24.2%
Households with seniors (65+)	1,194	35.0%
Average household size	2.38

Marital status

Status	Male	Female
Never married	18.8%	14.8%
Married	55.4%	54.6%
Separated	0.8%	2.1%
Widowed	8.4%	11.2%
Divorced	16.6%	17.4%

Education

Less than 9th grade 5.2%

Some HS, no diploma 11.8%

HS graduate 40.0%

Some college, no degree 24.3%

Associate's degree 7.4%

Bachelor's degree 6.4%

Graduate / professional 5.0%

Metric	%
HS diploma or higher	83.0%
Bachelor's or higher	11.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	42	2.6%
Kindergarten	245	15.3%
Elementary school	687	42.9%
High school	395	24.7%
College / grad school	233	14.5%

Employment

Industry of employment

Manufacturing 21.8%

Education & healthcare 16.4%

Retail trade 11.8%

Construction 9.3%

Arts, food & hospitality 6.7%

Professional & management 6.5%

Transportation & utilities 6.2%

Other services 5.4%

Finance & real estate 4.6%

Agriculture & mining 3.9%

Wholesale trade 3.4%

Information 2.3%

Public administration 1.8%

Occupation

Category	%
Management, business & arts	27.0%
Service	13.1%
Sales & office	17.7%
Natural resources & construction	15.0%
Production & transportation	27.1%

Employment type

Type	%
Private sector	75.1%
Government	10.6%
Self-employed	14.3%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	72.0%
Carpool	13.9%
Public transit	0.0%
Walk	0.1%
Work from home	12.2%
Other means	1.8%
Avg commute (minutes)	31.6

Poverty

All people 18.0%

Under 18 years 23.4%

18 and over 16.6%

Married-couple families 10.5%

Female-led households 18.5%

Income support

Source	% of households
Social Security	46.5%
Retirement income	24.3%
Supplemental Security	7.9%
Cash public assistance	1.7%
Food stamps / SNAP	13.0%

Health indicators

Condition	%
Obesity	38.2%
High blood pressure	41.1%
High cholesterol	38.3%
Diabetes	13.9%
Heart disease	8.7%
Stroke	4.1%
Asthma	10.8%
Arthritis	33.2%
Kidney disease	3.5%
Pulmonary disease	11.4%
Cancer	7.4%

Behavior / access	%
Smoking	26.6%
Binge drinking	13.7%
No physical activity	29.6%
Less than 7 hrs sleep	35.5%
Depression	28.0%
Fair or poor health	20.3%
Poor mental health	17.8%
Poor physical health	14.0%
No health insurance	19.0%
Visited doctor (checkup)	75.0%
Visited dentist	50.3%
Cholesterol screening	89.6%
Teeth loss	22.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	487	7.4%

Disability	%
Any disability	23.5%
Under 18	6.5%
18–64 years	23.2%
65 and over	40.5%

Health insurance coverage

Type	%
Private insurance	54.4%
Public insurance	42.3%
No insurance	12.5%
Uninsured under 19	5.9%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	7,914	95.9%
Spanish	68	0.9%
Other Indo-European	66	0.8%
Asian & Pacific Islander	0	0.0%
Other languages	2	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	8,030	97.3%
Born in same state	7,942	96.2%
Born in different state	5,204	63.0%
Foreign born	88	1.1%
Naturalized citizen	226	2.7%
Not a US citizen	79	35.0%

Ancestry

Ancestry	Count	%
Arab	1,586	19.2%
Italian	999	12.1%
French	946	11.5%
English	103	1.2%

Ancestry	Count	%
German	39	0.5%
Polish	32	0.4%
Irish	29	0.4%
Dutch	18	0.2%

Technology access

Metric	% of households
Computer access	41.3%
Internet access	85.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 37861

What city is ZIP code 37861 in?

ZIP code 37861 is primarily assigned to Rutledge, Tennessee.

What county is ZIP code 37861 in?

ZIP code 37861 falls within Grainger County, Tennessee.

How educated is the population of ZIP code 37861?

11% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Does ZIP code 37861 have a large retiree population?

47% of households in ZIP code 37861 receive Social Security income, suggesting a significant retiree or disability population.

What is the poverty rate in ZIP code 37861?

18% of residents in ZIP code 37861 live below the poverty line, above the national average.

Is ZIP code 37861 mostly owner-occupied?

81% of occupied units in ZIP code 37861 are owner-occupied, well above the national average.

What timezone is ZIP code 37861 in?

ZIP code 37861 observes the EST timezone.