Rowan County, KY ZIP Codes
Kentucky (KY) · 4 ZIP codes · 4 cities
4
ZIP codes
24,861
population (2021)
+6.5%
pop change since 2010
21205
FIPS code
Rowan County ZIP code map
About Rowan County
Rowan County is located in Kentucky and contains 4 ZIP codes across 4 cities and communities.
The county's population was 24,861 as of 2021,
an increase of
6.5% from 23,333 in 2010.
The timezone is Central Time (observes DST).
The Federal Information Processing System (FIPS) code for Rowan County is 21205.
| Population | |
|---|---|
| 2021 population | 24,861 |
| 2010 population | 23,333 |
| Change | +6.5% |
| County details | |
|---|---|
| State | Kentucky |
| FIPS code | 21205 |
| Timezone | Central |
| Daylight saving | Yes |
Cities in Rowan County
ZIP codes for Rowan County, KY (4)
| ZIP code | City | County | Map |
|---|---|---|---|
| 40313 | Clearfield | Rowan | View map |
| 40317 | Elliottville | Rowan | View map |
| 40319 | Farmers | Rowan | View map |
| 40351 | Morehead | Rowan | View map |
Demographics & statistics
25,331
Population
30.7
Median age
$49,536
Median household income
$28,173
Per capita income
$126,200
Median home value
$841
Median monthly rent
63.5%
Home ownership
27.7%
Poverty rate
4.2%
Unemployment
7,261
Housing units
26.4%
Bachelor's or higher
Age distribution
Male
Female
626
Under 5
720
498
5–9
572
820
10–14
943
1,304
15–19
1,501
1,717
20–24
1,976
1,491
25–34
1,716
1,150
35–44
1,323
1,292
45–54
1,486
691
55–59
796
583
60–64
671
939
65–74
1,080
545
75–84
627
123
85+
141
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 5,060 | 20.2% |
| 18 and over | 20,271 | 79.9% |
| 65 and over | 3,455 | 15.4% |
| Median age | 30.7 years | |
Race & ethnicity
White
95%
Black or African American
2%
Two or more races
1.5%
Asian
0.8%
Hispanic or Latino
0.5%
Other race
0.1%
| Group | Count | % |
|---|---|---|
| White | 24,205 | 95% |
| Black or African American | 505 | 2% |
| Two or more races | 372 | 1.5% |
| Asian | 200 | 0.8% |
| Hispanic or Latino | 137 | 0.5% |
| Other race | 38 | 0.1% |
Household income
Under $10k
6.7%
$10k–$15k
3.9%
$15k–$25k
9.2%
$25k–$35k
17.1%
$35k–$50k
10.7%
$50k–$75k
21.7%
$75k–$100k
6.0%
$100k–$150k
14.0%
$150k–$200k
3.9%
$200k+
7.2%
| Range | % of households |
|---|---|
| Under $10k | 6.7% |
| $10k–$15k | 3.9% |
| $15k–$25k | 9.2% |
| $25k–$35k | 17.1% |
| $35k–$50k | 10.7% |
| $50k–$75k | 21.7% |
| $75k–$100k | 6.0% |
| $100k–$150k | 14.0% |
| $150k–$200k | 3.9% |
| $200k+ | 7.2% |
| Median income | $49,536 |
Housing
Home values
Under $50k
21.8%
$50k–$100k
20.7%
$100k–$150k
15.8%
$150k–$200k
11.1%
$200k–$300k
21.5%
$300k–$500k
7.6%
$500k–$1M
1.1%
$1M+
0.5%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $126,200 |
| Median rent / month | $841 |
| Owner occupied | 63.5% |
| Renter occupied | 36.5% |
| Vacant | 16.2% |
| Single-family detached | 56.6% |
| Large apartment buildings | 0.7% |
| Mobile homes | 28.4% |
| Median rooms | 5.4 |
| Avg household size (owned) | 2.68 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.3% |
| 2010–2019 | 9.7% |
| 2000–2009 | 17.5% |
| 1990–1999 | 23.1% |
| 1980–1989 | 17.5% |
| 1970–1979 | 16.8% |
| 1960–1969 | 7.4% |
| 1950–1959 | 5.2% |
| 1940–1949 | 1.2% |
| 1939 or earlier | 1.3% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 1.0% |
| 1 bedroom | 5.0% |
| 2 bedrooms | 26.8% |
| 3 bedrooms | 50.6% |
| 4 bedrooms | 11.4% |
| 5+ bedrooms | 5.3% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 14.9% |
| 1 vehicle | 28.7% |
| 2 vehicles | 31.8% |
| 3 or more | 24.7% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 23.0% |
| Electricity | 66.4% |
| Propane / LP gas | 6.9% |
| Wood | 3.3% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 4,144 | 44.0% |
| Cohabiting couple | 779 | 12.5% |
| Male householder, no spouse | 1,612 | 13.1% |
| Female householder, no spouse | 2,687 | 30.5% |
| Households with children under 18 | 3,098 | 39.1% |
| Households with seniors (65+) | 2,597 | 31.7% |
| Average household size | 2.50 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 41.4% | 34.1% |
| Married | 44.3% | 37.6% |
| Separated | 6.2% | 5.9% |
| Widowed | 2.6% | 13.4% |
| Divorced | 5.7% | 9.1% |
Education
Less than 9th grade
8.5%
Some HS, no diploma
11.0%
HS graduate
35.4%
Some college, no degree
13.7%
Associate's degree
5.1%
Bachelor's degree
12.1%
Graduate / professional
14.4%
| Metric | % |
|---|---|
| HS diploma or higher | 80.6% |
| Bachelor's or higher | 26.4% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 204 | 2.8% |
| Kindergarten | 106 | 0.7% |
| Elementary school | 2,267 | 36.0% |
| High school | 1,172 | 16.1% |
| College / grad school | 4,503 | 44.5% |
Employment
Industry of employment
Education & healthcare
41.9%
Retail trade
11.0%
Manufacturing
10.9%
Arts, food & hospitality
9.1%
Transportation & utilities
7.4%
Public administration
5.3%
Construction
4.3%
Professional & management
3.1%
Finance & real estate
2.8%
Other services
2.4%
Agriculture & mining
1.4%
Information
0.5%
Wholesale trade
0.4%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 41.7% |
| Service | 18.4% |
| Sales & office | 13.0% |
| Natural resources & construction | 6.8% |
| Production & transportation | 20.3% |
Employment type
| Type | % |
|---|---|
| Private sector | 68.7% |
| Government | 27.2% |
| Self-employed | 3.8% |
| Unpaid family workers | 0.5% |
Commute
| Method | % |
|---|---|
| Drive alone | 69.8% |
| Carpool | 19.4% |
| Public transit | 2.8% |
| Walk | 3.0% |
| Other means | 0.7% |
| Avg commute (minutes) | 22.5 |
Poverty
All people
27.7%
Under 18 years
42.9%
18 and over
23.7%
Married-couple families
4.4%
Female-led households
58.6%
Income support
| Source | % of households |
|---|---|
| Social Security | 39.6% |
| Retirement income | 27.1% |
| Supplemental Security | 7.4% |
| Cash public assistance | 1.7% |
| Food stamps / SNAP | 25.8% |
Health indicators
| Condition | % |
|---|---|
| High blood pressure | 39.9% |
| High cholesterol | 35.8% |
| Heart disease | 7.7% |
| Stroke | 3.8% |
| Asthma | 12.6% |
| Arthritis | 29.6% |
| Kidney disease | 3.4% |
| Pulmonary disease | 12.0% |
| Cancer | 5.6% |
| Behavior / access | % |
|---|---|
| Binge drinking | 15.7% |
| No physical activity | 33.8% |
| Less than 7 hrs sleep | 39.0% |
| Fair or poor health | 24.1% |
| Poor mental health | 21.7% |
| Poor physical health | 16.0% |
| No health insurance | 11.9% |
| Visited doctor (checkup) | 76.0% |
| Visited dentist | 47.6% |
| Cholesterol screening | 84.7% |
| Teeth loss | 24.8% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 924 | 5.6% |
| Disability | % |
|---|---|
| Any disability | 23.0% |
| Under 18 | 14.6% |
| 18–64 years | 16.3% |
| 65 and over | 60.7% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 54.9% |
| Public insurance | 52.7% |
| Uninsured under 19 | 1.7% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 23,985 | 93.8% |
| Spanish | 183 | 0.7% |
| Other Indo-European | 111 | 0.3% |
| Asian & Pacific Islander | 0 | 0.0% |
| Other languages | 53 | 0.1% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 24,870 | 97.8% |
| Born in same state | 24,791 | 96.4% |
| Born in different state | 19,224 | 74.3% |
| Foreign born | 79 | 1.3% |
| Naturalized citizen | 461 | 2.3% |
| Not a US citizen | 187 | 31.4% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| Arab | 7,670 | 30.3% |
| French | 3,249 | 12.8% |
| Italian | 3,176 | 12.5% |
| English | 239 | 0.9% |
| Ancestry | Count | % |
|---|---|---|
| Dutch | 50 | 0.2% |
| Polish | 41 | 0.2% |
| Irish | 28 | 0.1% |
| German | 23 | 0.1% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 37.5% |
| Internet access | 90.9% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
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