65401 ZIP Code — Rolla, MO

Phelps County, Missouri

ZIP code 65401 is located in Rolla, Missouri, within Phelps County. It covers approximately 258.58 square miles and serves a population of 32,444 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 573.

About ZIP code 65401

The housing stock consists of a mix of housing types. Most homes were built in the 1970s, giving the area an established character. Median home value is $187,300. Owner-occupancy sits near the national average at 55%.

Median household income is $50,366. Poverty affects 19% of residents, above the national average. 32% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 17 minutes is near the national average.

Educational attainment is near the national average, with 36% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (20%) compared to national benchmarks.

Overall, ZIP code 65401 reflects a community defined by economic challenges above the national average and a significant Social Security-dependent population.

32,444

population

258.58

sq mi land

Standard

ZIP type

Central (CT)

timezone

65401 ZIP code map

Cities in ZIP code 65401

Below are the cities the US Postal Service accepts for ZIP code 65401. Using any city not on this list may result in mail delivery delays.

City	Status
Rolla	Acceptable
Rolla	Preferred

Nearby ZIP codes

65550 Newburg (5.3 mi) 65409 Rolla (5.4 mi) 65462 Edgar Springs (13.3 mi) 65559 Saint James (13.7 mi) 65459 Dixon (13.8 mi) 65457 Devils Elbow (14.1 mi) 65580 Vichy (15 mi)

Demographics updated 05/2026

Population
Total population	32,444
Population density	125 / sq mi
State FIPS	29
County FIPS	161

Geography
Land area	258.58 sq mi
Water area	0.80 sq mi
Latitude	37.8897
Longitude	-91.8274
Timezone	Central (CT)
Area code	573

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	55.0%	53.8%	43.8%
$50k – $100k	26.9%	28.7%	31.5%
$100k – $200k	15.5%	14.9%	19.5%
Over $200k	2.7%	2.7%	5.2%

Demographics & statistics

32,444

Population

125

People per sq mi

32.6

Median age

$50,366

Median household income

$27,689

Per capita income

$187,300

Median home value

$763

Median monthly rent

55.1%

Home ownership

18.7%

Poverty rate

3.7%

Unemployment

8,669

Housing units

35.6%

Bachelor's or higher

Age distribution

Male Female

766

Under 5

666

1,018

5–9

886

987

10–14

859

1,795

15–19

1,563

2,380

20–24

2,072

2,125

25–34

1,849

1,715

35–44

1,493

1,880

45–54

1,637

1,071

55–59

933

954

60–64

830

1,489

65–74

1,296

849

75–84

739

317

85+

275

← Male

Female →

Age summary

Group	Count	%
Under 18	6,277	19.3%
18 and over	26,167	80.7%
65 and over	4,965	15.3%
Median age	32.6 years

Race & ethnicity

White 83.7%

Two or more races 4.9%

Asian 4.2%

Hispanic or Latino 2.9%

Black or African American 2.8%

Other race 1%

American Indian / Alaska Native 0.4%

Group	Count	%
White	27,972	83.7%
Two or more races	1,649	4.9%
Asian	1,406	4.2%
Hispanic or Latino	983	2.9%
Black or African American	946	2.8%
Other race	321	1%
American Indian / Alaska Native	141	0.4%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	55.0%	53.8%	43.8%
$50k – $100k	26.9%	28.7%	31.5%
$100k – $200k	15.5%	14.9%	19.5%
Over $200k	2.7%	2.7%	5.2%

Under $10k 8.2%

$10k–$15k 5.9%

$15k–$25k 11.8%

$25k–$35k 12.4%

$35k–$50k 11.4%

$50k–$75k 16.1%

$75k–$100k 11.9%

$100k–$150k 13.1%

$150k–$200k 5.1%

$200k+ 4.0%

Range	% of households
Under $10k	8.2%
$10k–$15k	5.9%
$15k–$25k	11.8%
$25k–$35k	12.4%
$35k–$50k	11.4%
$50k–$75k	16.1%
$75k–$100k	11.9%
$100k–$150k	13.1%
$150k–$200k	5.1%
$200k+	4.0%
Median income	$50,366

Housing

Home values

Under $50k 7.3%

$50k–$100k 11.1%

$100k–$150k 19.4%

$150k–$200k 16.2%

$200k–$300k 25.8%

$300k–$500k 14.5%

$500k–$1M 5.7%

Housing overview

Metric	Value
Median home value	$187,300
Median rent / month	$763
Owner occupied	55.1%
Renter occupied	44.9%
Vacant	10.4%
Single-family detached	58.3%
Large apartment buildings	6.1%
Mobile homes	7.3%
Median rooms	5.3
Avg household size (owned)	2.55

Year built

Era	%
2020 or later	0.3%
2010–2019	12.8%
2000–2009	13.8%
1990–1999	17.2%
1980–1989	14.7%
1970–1979	18.5%
1960–1969	7.7%
1950–1959	6.2%
1940–1949	4.1%
1939 or earlier	4.7%

Bedrooms

Size	% of units
No bedroom (studio)	3.6%
1 bedroom	13.3%
2 bedrooms	26.5%
3 bedrooms	38.4%
4 bedrooms	14.1%
5+ bedrooms	4.1%

Vehicles per household

Vehicles	% of households
No vehicle	7.1%
1 vehicle	36.7%
2 vehicles	33.0%
3 or more	23.1%

Heating fuel

Fuel type	%
Utility gas	16.9%
Electricity	66.7%
Propane / LP gas	10.4%
Fuel oil	0.2%
Wood	4.1%
Solar	0.1%
No fuel used	0.3%

Households & families

Household type	Count	%
Married-couple family	5,523	42.5%
Cohabiting couple	796	6.1%
Male householder, no spouse	3,075	23.7%
Female householder, no spouse	3,604	27.7%
Households with children under 18	3,465	26.7%
Households with seniors (65+)	3,565	27.4%
Average household size	2.28

Marital status

Status	Male	Female
Never married	47.5%	30.9%
Married	39.3%	45.4%
Separated	0.7%	1.5%
Widowed	2.5%	8.6%
Divorced	10.0%	13.6%

Education

Less than 9th grade 1.8%

Some HS, no diploma 4.5%

HS graduate 29.5%

Some college, no degree 22.0%

Associate's degree 6.6%

Bachelor's degree 18.4%

Graduate / professional 17.2%

Metric	%
HS diploma or higher	93.7%
Bachelor's or higher	35.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	350	3.0%
Kindergarten	385	3.3%
Elementary school	3,087	26.7%
High school	1,244	10.8%
College / grad school	6,499	56.2%

Employment

Industry of employment

Education & healthcare 32.9%

Retail trade 11.8%

Manufacturing 11.3%

Arts, food & hospitality 11.3%

Public administration 7.1%

Professional & management 5.6%

Other services 4.7%

Transportation & utilities 4.3%

Construction 4.0%

Finance & real estate 2.7%

Agriculture & mining 1.7%

Wholesale trade 1.6%

Information 1.0%

Occupation

Category	%
Management, business & arts	43.3%
Service	18.2%
Sales & office	17.2%
Natural resources & construction	6.0%
Production & transportation	15.3%

Employment type

Type	%
Private sector	68.9%
Government	25.2%
Self-employed	5.6%
Unpaid family workers	0.3%

Commute

Method	%
Drive alone	73.0%
Carpool	14.8%
Public transit	0.0%
Walk	5.5%
Work from home	5.9%
Other means	0.7%
Avg commute (minutes)	16.9

Poverty

All people 18.7%

Under 18 years 17.4%

18 and over 19.0%

Married-couple families 4.8%

Female-led households 27.2%

Income support

Source	% of households
Social Security	32.1%
Retirement income	25.2%
Supplemental Security	5.5%
Cash public assistance	0.9%
Food stamps / SNAP	10.9%

Health indicators

Condition	%
Obesity	33.1%
High blood pressure	28.3%
High cholesterol	31.2%
Diabetes	9.4%
Heart disease	6.3%
Stroke	3.0%
Asthma	10.0%
Arthritis	24.6%
Kidney disease	2.7%
Pulmonary disease	7.8%
Cancer	5.7%

Behavior / access	%
Smoking	20.1%
Binge drinking	18.3%
No physical activity	25.0%
Less than 7 hrs sleep	33.3%
Depression	24.7%
Fair or poor health	16.0%
Poor mental health	16.9%
Poor physical health	11.3%
No health insurance	16.1%
Visited doctor (checkup)	71.6%
Visited dentist	55.8%
Cholesterol screening	82.8%
Teeth loss	18.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	2,087	8.0%

Disability	%
Any disability	15.2%
Under 18	7.2%
18–64 years	12.9%
65 and over	35.5%

Health insurance coverage

Type	%
Private insurance	71.8%
Public insurance	31.5%
No insurance	9.1%
Uninsured under 19	4.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	31,012	95.6%
Spanish	676	2.2%
Other Indo-European	61	0.2%
Asian & Pacific Islander	187	0.6%
Other languages	275	0.9%

Place of birth & citizenship

Origin	Count	%
Native born (US)	30,668	94.5%
Born in same state	30,234	93.2%
Born in different state	19,980	61.6%
Foreign born	434	1.3%
Naturalized citizen	1,776	5.5%
Not a US citizen	577	32.5%

Ancestry

Ancestry	Count	%
French	3,742	11.5%
Italian	3,479	10.7%
Arab	2,659	8.2%
English	401	1.2%
Polish	236	0.7%

Ancestry	Count	%
Norwegian	82	0.3%
Dutch	63	0.2%
German	59	0.2%
Irish	37	0.1%

Technology access

Metric	% of households
Computer access	40.1%
Internet access	94.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 65401

What city is ZIP code 65401 in?

ZIP code 65401 is primarily assigned to Rolla, Missouri.

What county is ZIP code 65401 in?

ZIP code 65401 falls within Phelps County, Missouri.

What is the poverty rate in ZIP code 65401?

19% of residents in ZIP code 65401 live below the poverty line, above the national average.

What is the typical home value in ZIP code 65401?

The median home value in ZIP code 65401 is $187,300.

What is the population of ZIP code 65401?

ZIP code 65401 has an estimated population of 32,444 residents, with a density of 125 people per square mile.

What is the median household income in ZIP code 65401?

The median household income in ZIP code 65401 is $50,366, below the national median of ~$75,000.

What timezone is ZIP code 65401 in?

ZIP code 65401 observes the CST timezone.