98849 ZIP Code — Riverside, WA

Okanogan County, Washington

ZIP code 98849 is located in Riverside, Washington, within Okanogan County. It covers approximately 173.10 square miles and serves a population of 1,098 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 509.

About ZIP code 98849

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $242,700. Owner-occupancy sits near the national average at 60%.

Median household income is $52,868. Poverty affects 20% of residents, above the national average. SNAP benefit usage at 21% of households reflects economic stress in the area. 48% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is production, transportation, and material moving, with agriculture and mining as the leading industry. The average commute of 25 minutes is near the national average.

College attainment at 13% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (22%) compared to national benchmarks.

Overall, ZIP code 98849 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a significant Social Security-dependent population, and elevated reliance on food assistance.

1,098

population

173.10

sq mi land

Standard

ZIP type

Pacific (PT)

timezone

98849 ZIP code map

Cities in ZIP code 98849

Below are the cities the US Postal Service accepts for ZIP code 98849. Using any city not on this list may result in mail delivery delays.

City	Status
Riverside	Acceptable
Riverside	Preferred

Nearby ZIP codes

98841 Omak (14.4 mi) 98855 Tonasket (14.9 mi) 98840 Okanogan (17.9 mi) 98827 Loomis (19.9 mi)

Demographics updated 05/2026

Population
Total population	1,098
Population density	6 / sq mi
State FIPS	53
County FIPS	047

Geography
Land area	173.10 sq mi
Water area	1.09 sq mi
Latitude	48.5772
Longitude	-119.5790
Timezone	Pacific (PT)
Area code	509

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	54.0%	52.2%	31.7%
$50k – $100k	43.1%	31.7%	30.6%
$100k – $200k	2.3%	13.9%	27.1%
Over $200k	0.5%	2.2%	10.6%

Demographics & statistics

1,098

Population

People per sq mi

40.4

Median age

$52,868

Median household income

$26,810

Per capita income

$242,700

Median home value

$982

Median monthly rent

59.5%

Home ownership

19.5%

Poverty rate

10.6%

Unemployment

421

Housing units

13.1%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	224	20.4%
18 and over	874	79.6%
65 and over	263	24.0%
Median age	40.4 years

Race & ethnicity

White 41.1%

Hispanic or Latino 22.9%

Two or more races 17.5%

Other race 14.2%

American Indian / Alaska Native 2.7%

Black or African American 1.1%

Asian 0.4%

Native Hawaiian / Pacific Islander 0.1%

Group	Count	%
White	585	41.1%
Hispanic or Latino	327	22.9%
Two or more races	249	17.5%
Other race	202	14.2%
American Indian / Alaska Native	39	2.7%
Black or African American	15	1.1%
Asian	6	0.4%
Native Hawaiian / Pacific Islander	2	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	54.0%	52.2%	31.7%
$50k – $100k	43.1%	31.7%	30.6%
$100k – $200k	2.3%	13.9%	27.1%
Over $200k	0.5%	2.2%	10.6%

Under $10k 7.9%

$10k–$15k 6.5%

$15k–$25k 8.4%

$25k–$35k 16.9%

$35k–$50k 9.0%

$50k–$75k 17.5%

$75k–$100k 18.5%

$100k–$150k 14.7%

$150k–$200k 0.2%

$200k+ 0.4%

Range	% of households
Under $10k	7.9%
$10k–$15k	6.5%
$15k–$25k	8.4%
$25k–$35k	16.9%
$35k–$50k	9.0%
$50k–$75k	17.5%
$75k–$100k	18.5%
$100k–$150k	14.7%
$150k–$200k	0.2%
$200k+	0.4%
Median income	$52,868

Housing

Home values

Under $50k 1.7%

$50k–$100k 13.7%

$100k–$150k 4.5%

$150k–$200k 6.2%

$200k–$300k 38.0%

$300k–$500k 26.4%

$500k–$1M 9.6%

Housing overview

Metric	Value
Median home value	$242,700
Median rent / month	$982
Owner occupied	59.5%
Renter occupied	40.5%
Vacant	20.8%
Single-family detached	71.1%
Large apartment buildings	0.0%
Mobile homes	26.6%
Median rooms	5.6
Avg household size (owned)	1.72

Year built

Era	%
2020 or later	0.0%
2010–2019	6.8%
2000–2009	25.8%
1990–1999	12.6%
1980–1989	7.7%
1970–1979	16.1%
1960–1969	4.4%
1950–1959	1.8%
1940–1949	7.9%
1939 or earlier	16.9%

Bedrooms

Size	% of units
No bedroom (studio)	2.7%
1 bedroom	15.6%
2 bedrooms	31.9%
3 bedrooms	35.2%
4 bedrooms	14.5%
5+ bedrooms	0.0%

Vehicles per household

Vehicles	% of households
No vehicle	2.4%
1 vehicle	31.6%
2 vehicles	31.8%
3 or more	34.2%

Heating fuel

Fuel type	%
Utility gas	0.4%
Electricity	72.5%
Fuel oil	2.2%
Wood	18.3%
No fuel used	0.2%

Households & families

Household type	Count	%
Married-couple family	181	36.9%
Cohabiting couple	68	13.8%
Male householder, no spouse	115	23.4%
Female householder, no spouse	127	25.9%
Households with children under 18	145	29.5%
Households with seniors (65+)	178	36.3%
Average household size	2.16

Marital status

Status	Male	Female
Never married	42.7%	18.3%
Married	38.7%	45.0%
Separated	5.6%	0.7%
Widowed	3.0%	22.5%
Divorced	10.0%	13.4%

Education

Less than 9th grade 10.0%

Some HS, no diploma 7.2%

HS graduate 33.3%

Some college, no degree 31.2%

Associate's degree 5.2%

Bachelor's degree 10.6%

Graduate / professional 2.5%

Metric	%
HS diploma or higher	82.8%
Bachelor's or higher	13.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	6	3.1%
Kindergarten	54	28.1%
Elementary school	83	43.2%
High school	38	19.8%
College / grad school	11	5.7%

Employment

Industry of employment

Agriculture & mining 18.2%

Manufacturing 14.2%

Retail trade 11.4%

Education & healthcare 10.0%

Construction 9.8%

Arts, food & hospitality 9.3%

Professional & management 7.2%

Wholesale trade 7.0%

Public administration 4.9%

Transportation & utilities 4.0%

Finance & real estate 2.6%

Other services 1.2%

Information 0.2%

Occupation

Category	%
Management, business & arts	13.1%
Service	17.5%
Sales & office	20.7%
Natural resources & construction	23.8%
Production & transportation	24.9%

Employment type

Type	%
Private sector	83.9%
Government	10.3%
Self-employed	5.8%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	61.3%
Carpool	21.4%
Public transit	0.0%
Walk	1.3%
Work from home	15.8%
Other means	0.3%
Avg commute (minutes)	25.0

Poverty

All people 19.5%

Under 18 years 31.1%

18 and over 16.6%

Married-couple families 9.9%

Female-led households 17.6%

Income support

Source	% of households
Social Security	48.1%
Retirement income	21.8%
Supplemental Security	6.9%
Cash public assistance	1.8%
Food stamps / SNAP	21.2%

Health indicators

Condition	%
Obesity	35.9%
High blood pressure	38.4%
High cholesterol	36.7%
Diabetes	13.6%
Heart disease	9.6%
Stroke	4.6%
Asthma	12.2%
Arthritis	34.3%
Kidney disease	4.1%
Pulmonary disease	11.0%
Cancer	8.2%

Behavior / access	%
Smoking	21.8%
Binge drinking	13.9%
No physical activity	25.5%
Less than 7 hrs sleep	33.3%
Depression	27.2%
Fair or poor health	21.9%
Poor mental health	16.6%
Poor physical health	15.9%
No health insurance	13.7%
Visited doctor (checkup)	70.4%
Visited dentist	53.8%
Cholesterol screening	88.2%
Teeth loss	18.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	89	10.2%

Disability	%
Any disability	18.6%
Under 18	8.0%
18–64 years	17.2%
65 and over	31.2%

Health insurance coverage

Type	%
Private insurance	36.2%
Public insurance	58.6%
No insurance	13.1%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,053	95.9%
Spanish	68	6.5%
Other Indo-European	53	5.0%
Asian & Pacific Islander	12	1.1%
Other languages	3	0.3%

Place of birth & citizenship

Origin	Count	%
Native born (US)	987	89.9%
Born in same state	982	89.4%
Born in different state	836	76.1%
Foreign born	5	0.5%
Naturalized citizen	111	10.1%
Not a US citizen	7	6.3%

Ancestry

Ancestry	Count	%
Polish	63	5.7%
French	63	5.7%
Italian	50	4.6%

Ancestry	Count	%
Arab	44	4%
English	27	2.5%
Dutch	19	1.7%

Technology access

Metric	% of households
Computer access	44.7%
Internet access	91.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 98849

What city is ZIP code 98849 in?

ZIP code 98849 is primarily assigned to Riverside, Washington.

What county is ZIP code 98849 in?

ZIP code 98849 falls within Okanogan County, Washington.

Does ZIP code 98849 have a large retiree population?

48% of households in ZIP code 98849 receive Social Security income, suggesting a significant retiree or disability population.

What is the poverty rate in ZIP code 98849?

20% of residents in ZIP code 98849 live below the poverty line, above the national average.

How educated is the population of ZIP code 98849?

13% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Does ZIP code 98849 have a large veteran population?

10% of civilians in ZIP code 98849 are veterans, above the national average of ~7%.

What timezone is ZIP code 98849 in?

ZIP code 98849 observes the PST timezone.