76681 ZIP Code — Richland, TX

Navarro County, Texas

ZIP code 76681 is located in Richland, Texas, within Navarro County. It covers approximately 25.85 square miles and serves a population of 419 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 430/254.

About ZIP code 76681

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $86,800. Owner-occupancy is high at 90%, well above the national average.

The gap between median ($31,705) and mean household income suggests income inequality — a small number of higher earners pull the average up. 67% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is production, transportation, and material moving, with retail trade as the leading industry. The average commute of 34 minutes is near the national average. Remote work is prevalent — 38% of workers work from home.

College attainment at 12% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (21%) compared to national benchmarks.

Notable community characteristics include disability rates above the national average at 35%.

Overall, ZIP code 76681 reflects a community defined by a trades-oriented workforce, high homeownership, a high rate of remote workers, and a significant Social Security-dependent population.

419

population

25.85

sq mi land

Standard

ZIP type

Central (CT)

timezone

76681 ZIP code map

Cities in ZIP code 76681

Below are the cities the US Postal Service accepts for ZIP code 76681. Using any city not on this list may result in mail delivery delays.

City	Status
Richland	Preferred

Nearby ZIP codes

76693 Wortham (6.7 mi) 76679 Purdon (8.6 mi) 75109 Corsicana (12.4 mi) 76639 Dawson (12.5 mi) 75859 Streetman (12.7 mi) 75110 Corsicana (14 mi) 76667 Mexia (14.5 mi) 75102 Barry (17 mi) 76635 Coolidge (18.1 mi) 75153 Powell (18.8 mi) 76626 Blooming Grove (19.2 mi) 75860 Teague (19.7 mi)

Demographics updated 06/2026

Population
Total population	419
Population density	16 / sq mi
State FIPS	48
County FIPS	349

Geography
Land area	25.85 sq mi
Water area	0.24 sq mi
Latitude	31.8828
Longitude	-96.4519
Timezone	Central (CT)
Area code	430/254

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	47.8%	51.6%	39.5%
$50k – $100k	24.6%	27.6%	30.1%
$100k – $200k	23.2%	16.5%	22.6%
Over $200k	4.4%	4.3%	7.8%

Demographics & statistics

419

Population

People per sq mi

49.9

Median age

$31,705

Median household income

$23,896

Per capita income

$86,800

Median home value

Median monthly rent

89.7%

Home ownership

9.1%

Poverty rate

0.9%

Unemployment

267

Housing units

12.0%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

← Male

Female →

Age summary

Group	Count	%
Under 18	68	16.2%
18 and over	351	83.8%
65 and over	110	26.3%
Median age	49.9 years

Race & ethnicity

White 70.5%

Two or more races 10%

Black or African American 9.1%

Hispanic or Latino 7.1%

Other race 2.9%

American Indian / Alaska Native 0.4%

Group	Count	%
White	318	70.5%
Two or more races	45	10%
Black or African American	41	9.1%
Hispanic or Latino	32	7.1%
Other race	13	2.9%
American Indian / Alaska Native	2	0.4%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	47.8%	51.6%	39.5%
$50k – $100k	24.6%	27.6%	30.1%
$100k – $200k	23.2%	16.5%	22.6%
Over $200k	4.4%	4.3%	7.8%

Under $10k 4.0%

$10k–$15k 5.7%

$15k–$25k 8.0%

$25k–$35k 36.0%

$35k–$50k 10.9%

$50k–$75k 9.1%

$75k–$100k 2.3%

$100k–$150k 18.9%

$150k–$200k 1.7%

$200k+ 3.4%

Range	% of households
Under $10k	4.0%
$10k–$15k	5.7%
$15k–$25k	8.0%
$25k–$35k	36.0%
$35k–$50k	10.9%
$50k–$75k	9.1%
$75k–$100k	2.3%
$100k–$150k	18.9%
$150k–$200k	1.7%
$200k+	3.4%
Median income	$31,705

Housing

Home values

Under $50k 29.9%

$50k–$100k 29.3%

$100k–$150k 30.6%

$150k–$200k 7.0%

$200k–$300k 3.2%

Housing overview

Metric	Value
Median home value	$86,800
Median rent / month	$0
Owner occupied	89.7%
Renter occupied	10.3%
Vacant	38.6%
Single-family detached	77.9%
Large apartment buildings	0.0%
Mobile homes	19.6%
Median rooms	4.7
Avg household size (owned)	2.41

Year built

Era	%
2020 or later	0.0%
2010–2019	18.9%
2000–2009	21.4%
1990–1999	6.0%
1980–1989	2.5%
1970–1979	14.4%
1960–1969	6.7%
1950–1959	10.2%
1940–1949	13.0%
1939 or earlier	7.0%

Bedrooms

Size	% of units
No bedroom (studio)	10.5%
1 bedroom	13.7%
2 bedrooms	32.6%
3 bedrooms	33.0%
4 bedrooms	8.8%
5+ bedrooms	1.4%

Vehicles per household

Vehicles	% of households
No vehicle	5.1%
1 vehicle	17.7%
2 vehicles	55.4%
3 or more	21.7%

Heating fuel

Fuel type	%
Utility gas	19.4%
Electricity	74.9%
Propane / LP gas	5.7%

Households & families

Household type	Count	%
Married-couple family	89	50.9%
Cohabiting couple	0	0.0%
Male householder, no spouse	65	37.1%
Female householder, no spouse	21	12.0%
Households with children under 18	37	21.1%
Households with seniors (65+)	94	53.7%
Average household size	2.39

Marital status

Status	Male	Female
Never married	31.8%	14.6%
Married	39.8%	64.9%
Separated	0.9%	1.3%
Widowed	18.5%	8.6%
Divorced	9.0%	10.6%

Education

Less than 9th grade 1.2%

Some HS, no diploma 12.6%

HS graduate 46.0%

Some college, no degree 24.8%

Associate's degree 3.4%

Bachelor's degree 11.3%

Graduate / professional 0.6%

Metric	%
HS diploma or higher	86.2%
Bachelor's or higher	12.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	2	2.6%
Kindergarten	0	0.0%
Elementary school	55	71.4%
High school	8	10.4%
College / grad school	12	15.6%

Employment

Industry of employment

Retail trade 41.8%

Education & healthcare 27.7%

Transportation & utilities 8.0%

Professional & management 7.5%

Manufacturing 3.3%

Public administration 3.3%

Construction 2.3%

Arts, food & hospitality 2.3%

Agriculture & mining 0.9%

Wholesale trade 0.9%

Finance & real estate 0.9%

Other services 0.9%

Occupation

Category	%
Management, business & arts	21.1%
Service	20.2%
Sales & office	8.5%
Natural resources & construction	23.9%
Production & transportation	26.3%

Employment type

Type	%
Private sector	46.0%
Government	15.0%
Self-employed	39.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	57.7%
Carpool	0.9%
Public transit	0.0%
Walk	2.3%
Work from home	38.0%
Other means	0.9%
Avg commute (minutes)	33.5

Poverty

All people 9.1%

Under 18 years 17.6%

18 and over 7.4%

Married-couple families 3.4%

Female-led households 40.0%

Income support

Source	% of households
Social Security	67.4%
Retirement income	14.3%
Supplemental Security	10.9%
Cash public assistance	8.0%
Food stamps / SNAP	12.0%

Health indicators

Condition	%
Obesity	37.0%
High blood pressure	38.4%
High cholesterol	39.4%
Diabetes	13.2%
Heart disease	7.9%
Stroke	3.6%
Asthma	9.5%
Arthritis	27.0%
Kidney disease	3.3%
Pulmonary disease	8.6%
Cancer	6.9%

Behavior / access	%
Smoking	20.6%
Binge drinking	17.8%
No physical activity	27.6%
Less than 7 hrs sleep	34.7%
Depression	23.2%
Fair or poor health	19.2%
Poor mental health	15.7%
Poor physical health	13.0%
No health insurance	25.3%
Visited doctor (checkup)	72.1%
Visited dentist	52.8%
Cholesterol screening	89.8%
Teeth loss	16.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	32	9.1%

Disability	%
Any disability	34.6%
Under 18	20.6%
18–64 years	21.6%
65 and over	71.8%

Health insurance coverage

Type	%
Private insurance	47.5%
Public insurance	50.6%
No insurance	10.3%
Uninsured under 19	2.9%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	414	98.8%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	387	92.4%
Born in same state	387	92.4%
Born in different state	298	71.1%
Foreign born	0	0.0%
Naturalized citizen	32	7.6%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
French	128	30.5%
Arab	36	8.6%

Ancestry	Count	%
Italian	22	5.3%

Technology access

Metric	% of households
Computer access	41.8%
Internet access	91.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 76681

What city is ZIP code 76681 in?

ZIP code 76681 is primarily assigned to Richland, Texas.

What county is ZIP code 76681 in?

ZIP code 76681 falls within Navarro County, Texas.

Does ZIP code 76681 have a large retiree population?

67% of households in ZIP code 76681 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 76681 have an older population?

26% of residents in ZIP code 76681 are 65 or older, above the national average of ~17%.

Is ZIP code 76681 mostly owner-occupied?

90% of occupied units in ZIP code 76681 are owner-occupied, well above the national average.

How educated is the population of ZIP code 76681?

12% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What timezone is ZIP code 76681 in?

ZIP code 76681 observes the CST timezone.