80545 ZIP Code — Red Feather Lakes, CO

Larimer County, Colorado

ZIP code 80545 is located in Red Feather Lakes, Colorado, within Larimer County. It covers approximately 285.19 square miles and serves a population of 968 residents. This is a standard ZIP code in the Mountain (MT) timezone, served by area code 970.

About ZIP code 80545

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $380,100. Owner-occupancy is high at 99%, well above the national average.

Median household income is $82,708. The poverty rate of 5% is below the national average. 59% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is sales and office, with education and healthcare as the leading industry. An above-average commute of 46 minutes suggests many residents work outside the immediate area. Remote work is prevalent — 20% of workers work from home.

Educational attainment is near the national average, with 36% of residents holding a bachelor's degree or higher.

Notable community characteristics include a notable veteran presence at 11% of civilians, above the national average of 7%; and disability rates above the national average at 32%.

Overall, ZIP code 80545 reflects a community defined by a strong veteran community, high homeownership, a high rate of remote workers, and a significant Social Security-dependent population.

968

population

285.19

sq mi land

Standard

ZIP type

Mountain (MT)

timezone

80545 ZIP code map

Cities in ZIP code 80545

Below are the cities the US Postal Service accepts for ZIP code 80545. Using any city not on this list may result in mail delivery delays.

City	Status
Red Feather Lakes	Acceptable
Red Feather Lakes	Preferred

Nearby ZIP codes

80512 Bellvue (18.7 mi)

Demographics updated 05/2026

Population
Total population	968
Population density	3 / sq mi
State FIPS	08
County FIPS	069

Geography
Land area	285.19 sq mi
Water area	1.01 sq mi
Latitude	40.7992
Longitude	-105.8186
Timezone	Mountain (MT)
Area code	970

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	31.8%	32.9%	32.5%
$50k – $100k	35.8%	31.8%	31.0%
$100k – $200k	25.7%	27.1%	26.9%
Over $200k	6.8%	8.2%	9.6%

Demographics & statistics

968

Population

People per sq mi

59.8

Median age

$82,708

Median household income

$54,612

Per capita income

$380,100

Median home value

Median monthly rent

98.8%

Home ownership

5.0%

Poverty rate

0.0%

Unemployment

1,917

Housing units

35.6%

Bachelor's or higher

Age distribution

Male Female

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

146

65–74

150

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	64	6.6%
18 and over	904	93.4%
65 and over	384	39.7%
Median age	59.8 years

Race & ethnicity

White 96.1%

Hispanic or Latino 1.2%

Other race 1.2%

American Indian / Alaska Native 0.7%

Two or more races 0.7%

Group	Count	%
White	942	96.1%
Hispanic or Latino	12	1.2%
Other race	12	1.2%
American Indian / Alaska Native	7	0.7%
Two or more races	7	0.7%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	31.8%	32.9%	32.5%
$50k – $100k	35.8%	31.8%	31.0%
$100k – $200k	25.7%	27.1%	26.9%
Over $200k	6.8%	8.2%	9.6%

Under $10k 1.2%

$15k–$25k 1.2%

$25k–$35k 16.6%

$35k–$50k 11.2%

$50k–$75k 15.7%

$75k–$100k 17.4%

$100k–$150k 25.1%

$150k–$200k 3.9%

$200k+ 7.7%

Range	% of households
Under $10k	1.2%
$15k–$25k	1.2%
$25k–$35k	16.6%
$35k–$50k	11.2%
$50k–$75k	15.7%
$75k–$100k	17.4%
$100k–$150k	25.1%
$150k–$200k	3.9%
$200k+	7.7%
Median income	$82,708

Housing

Home values

Under $50k 6.5%

$150k–$200k 5.5%

$200k–$300k 20.4%

$300k–$500k 43.2%

$500k–$1M 22.7%

$1M+ 1.8%

Housing overview

Metric	Value
Median home value	$380,100
Median rent / month	$0
Owner occupied	98.8%
Renter occupied	1.2%
Vacant	73.1%
Single-family detached	87.9%
Large apartment buildings	0.0%
Mobile homes	7.0%
Median rooms	4.6
Avg household size (owned)	1.79

Year built

Era	%
2020 or later	0.0%
2010–2019	0.9%
2000–2009	21.2%
1990–1999	18.8%
1980–1989	8.8%
1970–1979	22.0%
1960–1969	7.5%
1950–1959	11.3%
1940–1949	3.9%
1939 or earlier	5.5%

Bedrooms

Size	% of units
No bedroom (studio)	0.3%
1 bedroom	22.6%
2 bedrooms	44.4%
3 bedrooms	26.8%
4 bedrooms	4.8%
5+ bedrooms	1.1%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	15.9%
2 vehicles	48.4%
3 or more	35.8%

Heating fuel

Fuel type	%
Utility gas	3.9%
Electricity	14.9%
Propane / LP gas	61.1%
Wood	19.0%

Households & families

Household type	Count	%
Married-couple family	302	58.4%
Cohabiting couple	11	2.1%
Male householder, no spouse	92	17.8%
Female householder, no spouse	112	21.7%
Households with children under 18	32	6.2%
Households with seniors (65+)	266	51.5%
Average household size	1.79

Marital status

Status	Male	Female
Never married	16.1%	6.3%
Married	75.9%	67.0%
Separated	0.0%	0.0%
Widowed	0.0%	15.8%
Divorced	8.0%	10.8%

Education

Less than 9th grade 3.0%

Some HS, no diploma 0.0%

HS graduate 25.3%

Some college, no degree 25.2%

Associate's degree 10.9%

Bachelor's degree 24.4%

Graduate / professional 11.2%

Metric	%
HS diploma or higher	97.0%
Bachelor's or higher	35.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	0	0.0%
Elementary school	52	53.6%
High school	12	12.4%
College / grad school	33	34.0%

Employment

Industry of employment

Finance & real estate 30.9%

Education & healthcare 15.1%

Construction 13.2%

Arts, food & hospitality 11.0%

Public administration 10.2%

Professional & management 9.1%

Retail trade 5.6%

Agriculture & mining 2.2%

Manufacturing 1.3%

Transportation & utilities 0.9%

Information 0.6%

Occupation

Category	%
Management, business & arts	24.0%
Service	9.5%
Sales & office	40.4%
Natural resources & construction	11.7%
Production & transportation	14.5%

Employment type

Type	%
Private sector	68.3%
Government	21.0%
Self-employed	8.9%
Unpaid family workers	1.9%

Commute

Method	%
Drive alone	72.4%
Carpool	0.0%
Public transit	0.0%
Walk	7.6%
Work from home	20.1%
Other means	0.0%
Avg commute (minutes)	45.5

Poverty

All people 5.0%

Under 18 years 15.6%

18 and over 4.2%

Married-couple families 0.0%

Female-led households 73.3%

Income support

Source	% of households
Social Security	59.2%
Retirement income	39.7%
Supplemental Security	4.3%
Cash public assistance	0.0%
Food stamps / SNAP	5.6%

Health indicators

Condition	%
Obesity	23.3%
High blood pressure	33.3%
High cholesterol	37.4%
Diabetes	10.1%
Heart disease	7.8%
Stroke	3.3%
Asthma	9.0%
Arthritis	31.0%
Kidney disease	3.4%
Pulmonary disease	6.8%
Cancer	10.1%

Behavior / access	%
Smoking	11.2%
Binge drinking	14.6%
No physical activity	13.9%
Less than 7 hrs sleep	23.7%
Depression	19.1%
Fair or poor health	10.4%
Poor mental health	11.3%
Poor physical health	9.5%
No health insurance	8.1%
Visited doctor (checkup)	72.0%
Visited dentist	71.4%
Cholesterol screening	95.6%
Teeth loss	7.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	103	11.4%

Disability	%
Any disability	32.2%
Under 18	0.0%
18–64 years	14.2%
65 and over	62.0%

Health insurance coverage

Type	%
Private insurance	88.0%
Public insurance	51.9%
No insurance	1.4%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	968	100.0%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	968	100.0%
Born in same state	968	100.0%
Born in different state	296	30.6%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
French	153	15.8%
Italian	146	15.1%
Dutch	81	8.4%
Arab	55	5.7%

Ancestry	Count	%
Polish	25	2.6%
German	18	1.9%
Irish	6	0.6%
English	5	0.5%

Technology access

Metric	% of households
Computer access	53.4%
Internet access	99.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 80545

What city is ZIP code 80545 in?

ZIP code 80545 is primarily assigned to Red Feather Lakes, Colorado.

What county is ZIP code 80545 in?

ZIP code 80545 falls within Larimer County, Colorado.

Does ZIP code 80545 have an older population?

40% of residents in ZIP code 80545 are 65 or older, above the national average of ~17%.

Is ZIP code 80545 mostly owner-occupied?

99% of occupied units in ZIP code 80545 are owner-occupied, well above the national average.

Does ZIP code 80545 have a large retiree population?

59% of households in ZIP code 80545 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 80545 have a large veteran population?

11% of civilians in ZIP code 80545 are veterans, above the national average of ~7%.

What timezone is ZIP code 80545 in?

ZIP code 80545 observes the MST timezone.