81649 ZIP Code — Red Cliff, CO

Eagle County, Colorado

ZIP code 81649 is located in Red Cliff, Colorado, within Eagle County. It covers approximately 139.12 square miles and serves a population of 292 residents. This is a standard ZIP code in the Mountain (MT) timezone, served by area code 970.

About ZIP code 81649

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $669,900. Owner-occupancy sits near the national average at 74%.

The gap between median ($74,688) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 2% is below the national average.

The dominant occupation class is sales and office, with arts, entertainment, and food service as the leading industry. The average commute of 26 minutes is near the national average.

Educational attainment is high — 47% of residents hold a bachelor's degree or higher, well above the national average of 33%.

292

population

139.12

sq mi land

Standard

ZIP type

Mountain (MT)

timezone

81649 ZIP code map

Cities in ZIP code 81649

Below are the cities the US Postal Service accepts for ZIP code 81649. Using any city not on this list may result in mail delivery delays.

City	Status
Red Cliff	Acceptable

Demographics updated 06/2026

Population
Total population	292
Population density	2 / sq mi
State FIPS	08
County FIPS	037

Geography
Land area	139.12 sq mi
Water area	0.46 sq mi
Latitude	39.4556
Longitude	-106.2889
Timezone	Mountain (MT)
Area code	970

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	39.1%	28.6%	32.5%
$50k – $100k	38.2%	29.6%	31.0%
$100k – $200k	22.7%	28.2%	26.9%
Over $200k	0.0%	13.7%	9.6%

Demographics & statistics

292

Population

People per sq mi

42.6

Median age

$74,688

Median household income

$47,129

Per capita income

$669,900

Median home value

$1,800

Median monthly rent

73.6%

Home ownership

2.4%

Poverty rate

0.0%

Unemployment

136

Housing units

47.4%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	66	22.6%
18 and over	226	77.4%
65 and over	40	13.7%
Median age	42.6 years

Race & ethnicity

White 82.4%

Two or more races 10.9%

Hispanic or Latino 6.7%

Group	Count	%
White	258	82.4%
Two or more races	34	10.9%
Hispanic or Latino	21	6.7%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	39.1%	28.6%	32.5%
$50k – $100k	38.2%	29.6%	31.0%
$100k – $200k	22.7%	28.2%	26.9%
Over $200k	0.0%	13.7%	9.6%

$25k–$35k 7.4%

$35k–$50k 12.4%

$50k–$75k 30.6%

$75k–$100k 10.7%

$100k–$150k 6.6%

$150k–$200k 26.4%

$200k+ 5.8%

Range	% of households
$25k–$35k	7.4%
$35k–$50k	12.4%
$50k–$75k	30.6%
$75k–$100k	10.7%
$100k–$150k	6.6%
$150k–$200k	26.4%
$200k+	5.8%
Median income	$74,688

Housing

Home values

$50k–$100k 4.5%

$300k–$500k 15.7%

$500k–$1M 64.0%

$1M+ 15.7%

Housing overview

Metric	Value
Median home value	$669,900
Median rent / month	$1,800
Owner occupied	73.6%
Renter occupied	26.4%
Vacant	28.0%
Single-family detached	92.3%
Large apartment buildings	0.0%
Mobile homes	6.0%
Median rooms	4.5
Avg household size (owned)	2.60

Year built

Era	%
2020 or later	0.0%
2010–2019	10.1%
2000–2009	17.9%
1990–1999	7.1%
1980–1989	6.0%
1970–1979	13.1%
1960–1969	0.0%
1950–1959	8.3%
1940–1949	2.4%
1939 or earlier	35.1%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	14.3%
2 bedrooms	34.5%
3 bedrooms	47.0%
4 bedrooms	2.4%
5+ bedrooms	1.8%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	30.6%
2 vehicles	36.4%
3 or more	33.1%

Heating fuel

Fuel type	%
Utility gas	72.7%
Electricity	23.1%
Wood	4.1%

Households & families

Household type	Count	%
Married-couple family	48	39.7%
Cohabiting couple	7	5.8%
Male householder, no spouse	43	35.5%
Female householder, no spouse	23	19.0%
Households with children under 18	44	36.4%
Households with seniors (65+)	18	14.9%
Average household size	2.41

Marital status

Status	Male	Female
Never married	48.0%	37.4%
Married	43.9%	48.8%
Separated	0.0%	0.0%
Widowed	0.0%	3.3%
Divorced	8.1%	10.6%

Education

Less than 9th grade 3.8%

Some HS, no diploma 1.4%

HS graduate 19.7%

Some college, no degree 12.7%

Associate's degree 15.0%

Bachelor's degree 47.4%

Graduate / professional 0.0%

Metric	%
HS diploma or higher	94.8%
Bachelor's or higher	47.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	5	9.1%
Kindergarten	12	21.8%
Elementary school	11	20.0%
High school	20	36.4%
College / grad school	7	12.7%

Employment

Industry of employment

Arts, food & hospitality 37.9%

Professional & management 12.6%

Retail trade 12.1%

Construction 11.5%

Education & healthcare 10.4%

Public administration 4.4%

Transportation & utilities 3.8%

Manufacturing 2.7%

Information 2.2%

Finance & real estate 2.2%

Occupation

Category	%
Management, business & arts	16.5%
Service	25.8%
Sales & office	27.5%
Natural resources & construction	22.5%
Production & transportation	7.7%

Employment type

Type	%
Private sector	85.2%
Government	6.0%
Self-employed	6.0%
Unpaid family workers	2.7%

Commute

Method	%
Drive alone	63.7%
Carpool	27.4%
Public transit	1.1%
Walk	7.8%
Work from home	0.0%
Other means	0.0%
Avg commute (minutes)	25.7

Poverty

All people 2.4%

Under 18 years 0.0%

18 and over 3.1%

Married-couple families 0.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	16.5%
Retirement income	14.9%
Supplemental Security	3.3%
Cash public assistance	0.0%
Food stamps / SNAP	0.0%

Health indicators

Condition	%
Obesity	20.9%
High blood pressure	20.4%
High cholesterol	25.5%
Diabetes	6.7%
Heart disease	3.4%
Stroke	1.6%
Asthma	8.5%
Arthritis	14.8%
Kidney disease	2.0%
Pulmonary disease	3.0%
Cancer	4.6%

Behavior / access	%
Smoking	10.5%
Binge drinking	22.0%
No physical activity	14.4%
Less than 7 hrs sleep	25.4%
Depression	16.9%
Fair or poor health	8.3%
Poor mental health	12.0%
Poor physical health	6.7%
No health insurance	13.7%
Visited doctor (checkup)	63.6%
Visited dentist	70.5%
Cholesterol screening	89.8%
Teeth loss	5.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	4	1.8%

Disability	%
Any disability	4.8%
Under 18	0.0%
18–64 years	2.7%
65 and over	22.5%

Health insurance coverage

Type	%
Private insurance	77.4%
Public insurance	18.8%
No insurance	10.6%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	269	92.1%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	285	97.6%
Born in same state	285	97.6%
Born in different state	120	41.1%
Foreign born	0	0.0%
Naturalized citizen	7	2.4%
Not a US citizen	7	100.0%

Ancestry

Ancestry	Count	%
Polish	25	8.6%
Italian	17	5.8%
French	12	4.1%

Ancestry	Count	%
Irish	5	1.7%
Dutch	4	1.4%

Technology access

Metric	% of households
Computer access	41.4%
Internet access	100.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 81649

What city is ZIP code 81649 in?

ZIP code 81649 is primarily assigned to Red Cliff, Colorado.

What county is ZIP code 81649 in?

ZIP code 81649 falls within Eagle County, Colorado.

How educated is the population of ZIP code 81649?

47% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

What is the typical home value in ZIP code 81649?

The median home value in ZIP code 81649 is $669,900.

What is the population of ZIP code 81649?

ZIP code 81649 has an estimated population of 292 residents, with a density of 2 people per square mile.

What is the median household income in ZIP code 81649?

The median household income in ZIP code 81649 is $74,688, below the national median of ~$75,000.

What timezone is ZIP code 81649 in?

ZIP code 81649 observes the MST timezone.