73481 ZIP Code — Ratliff City, OK

Carter County, Oklahoma

ZIP code 73481 is located in Ratliff City, Oklahoma, within Carter County. It covers approximately 77.94 square miles and serves a population of 1,048 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 580.

About ZIP code 73481

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1950s, giving the area an established character. Median home value is $78,300. Owner-occupancy is high at 92%, well above the national average.

Median household income is $43,125. 39% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is natural resources, construction, and trades, with education and healthcare as the leading industry. The average commute of 29 minutes is near the national average.

College attainment at 9% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (24%) compared to national benchmarks.

Overall, ZIP code 73481 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

1,048

population

77.94

sq mi land

Standard

ZIP type

Central (CT)

timezone

73481 ZIP code map

Cities in ZIP code 73481

Below are the cities the US Postal Service accepts for ZIP code 73481. Using any city not on this list may result in mail delivery delays.

City	Status
Ratliff City	Preferred

Nearby ZIP codes

73437 Graham (5.5 mi) 73444 Hennepin (6.8 mi) 73442 Loco (10.4 mi) 73438 Healdton (12.8 mi) 73433 Elmore City (15.3 mi) 73434 Foster (16 mi) 73463 Wilson (16.9 mi) 73030 Davis (18.8 mi)

Demographics updated 05/2026

Population
Total population	1,048
Population density	13 / sq mi
State FIPS	40
County FIPS	019

Geography
Land area	77.94 sq mi
Water area	0.38 sq mi
Latitude	34.4096
Longitude	-97.5011
Timezone	Central (CT)
Area code	580

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	58.0%	48.8%	46.5%
$50k – $100k	34.8%	31.3%	31.0%
$100k – $200k	7.2%	17.1%	18.1%
Over $200k	0.0%	2.7%	4.5%

Demographics & statistics

1,048

Population

People per sq mi

36.8

Median age

$43,125

Median household income

$29,984

Per capita income

$78,300

Median home value

$580

Median monthly rent

91.7%

Home ownership

12.6%

Poverty rate

2.1%

Unemployment

391

Housing units

9.0%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	295	28.1%
18 and over	753	71.9%
65 and over	221	21.1%
Median age	36.8 years

Race & ethnicity

White 78%

Two or more races 10.1%

American Indian / Alaska Native 4.6%

Black or African American 4%

Hispanic or Latino 2.4%

Other race 0.8%

Group	Count	%
White	838	78%
Two or more races	109	10.1%
American Indian / Alaska Native	49	4.6%
Black or African American	43	4%
Hispanic or Latino	26	2.4%
Other race	9	0.8%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	58.0%	48.8%	46.5%
$50k – $100k	34.8%	31.3%	31.0%
$100k – $200k	7.2%	17.1%	18.1%
Over $200k	0.0%	2.7%	4.5%

Under $10k 7.4%

$10k–$15k 3.0%

$15k–$25k 12.4%

$25k–$35k 18.5%

$35k–$50k 14.0%

$50k–$75k 12.9%

$75k–$100k 11.8%

$100k–$150k 15.4%

$150k–$200k 3.6%

$200k+ 0.8%

Range	% of households
Under $10k	7.4%
$10k–$15k	3.0%
$15k–$25k	12.4%
$25k–$35k	18.5%
$35k–$50k	14.0%
$50k–$75k	12.9%
$75k–$100k	11.8%
$100k–$150k	15.4%
$150k–$200k	3.6%
$200k+	0.8%
Median income	$43,125

Housing

Home values

Under $50k 37.2%

$50k–$100k 15.0%

$100k–$150k 14.7%

$150k–$200k 15.6%

$200k–$300k 7.5%

$300k–$500k 6.9%

$500k–$1M 3.0%

Housing overview

Metric	Value
Median home value	$78,300
Median rent / month	$580
Owner occupied	91.7%
Renter occupied	8.3%
Vacant	13.8%
Single-family detached	62.5%
Large apartment buildings	0.0%
Mobile homes	37.3%
Median rooms	5.4
Avg household size (owned)	2.94

Year built

Era	%
2020 or later	0.0%
2010–2019	10.2%
2000–2009	6.9%
1990–1999	17.6%
1980–1989	13.1%
1970–1979	10.7%
1960–1969	7.1%
1950–1959	20.9%
1940–1949	6.4%
1939 or earlier	7.1%

Bedrooms

Size	% of units
No bedroom (studio)	1.0%
1 bedroom	3.3%
2 bedrooms	29.7%
3 bedrooms	50.6%
4 bedrooms	12.6%
5+ bedrooms	2.9%

Vehicles per household

Vehicles	% of households
No vehicle	3.0%
1 vehicle	38.0%
2 vehicles	29.2%
3 or more	29.8%

Heating fuel

Fuel type	%
Utility gas	18.2%
Electricity	62.3%
Propane / LP gas	14.9%
Fuel oil	1.4%
Wood	0.6%
No fuel used	0.6%

Households & families

Household type	Count	%
Married-couple family	207	57.0%
Cohabiting couple	6	1.7%
Male householder, no spouse	34	9.4%
Female householder, no spouse	116	32.0%
Households with children under 18	166	45.7%
Households with seniors (65+)	126	34.7%
Average household size	2.89

Marital status

Status	Male	Female
Never married	18.5%	30.7%
Married	71.3%	48.2%
Separated	0.0%	2.0%
Widowed	1.1%	12.9%
Divorced	9.1%	6.1%

Education

Less than 9th grade 1.9%

Some HS, no diploma 10.8%

HS graduate 52.9%

Some college, no degree 21.2%

Associate's degree 4.2%

Bachelor's degree 7.0%

Graduate / professional 2.0%

Metric	%
HS diploma or higher	87.4%
Bachelor's or higher	9.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	15	5.8%
Kindergarten	15	5.8%
Elementary school	168	64.6%
High school	51	19.6%
College / grad school	11	4.2%

Employment

Industry of employment

Education & healthcare 16.6%

Other services 15.6%

Agriculture & mining 14.3%

Professional & management 13.8%

Retail trade 9.9%

Construction 7.8%

Transportation & utilities 6.0%

Wholesale trade 4.3%

Public administration 4.3%

Manufacturing 2.6%

Arts, food & hospitality 2.6%

Finance & real estate 1.3%

Information 0.9%

Occupation

Category	%
Management, business & arts	21.4%
Service	11.7%
Sales & office	24.0%
Natural resources & construction	26.6%
Production & transportation	16.4%

Employment type

Type	%
Private sector	74.7%
Government	11.2%
Self-employed	1.9%
Unpaid family workers	12.1%

Commute

Method	%
Drive alone	66.7%
Carpool	27.2%
Public transit	0.0%
Walk	0.7%
Work from home	4.8%
Other means	0.7%
Avg commute (minutes)	29.3

Poverty

All people 12.6%

Under 18 years 10.5%

18 and over 13.4%

Married-couple families 8.7%

Female-led households 22.7%

Income support

Source	% of households
Social Security	38.8%
Retirement income	11.8%
Supplemental Security	4.4%
Cash public assistance	1.9%
Food stamps / SNAP	9.9%

Health indicators

Condition	%
Obesity	41.5%
High blood pressure	43.1%
High cholesterol	38.7%
Diabetes	13.6%
Heart disease	9.0%
Stroke	4.4%
Asthma	11.2%
Arthritis	30.5%
Kidney disease	3.7%
Pulmonary disease	10.7%
Cancer	7.6%

Behavior / access	%
Smoking	23.8%
Binge drinking	12.3%
No physical activity	33.6%
Less than 7 hrs sleep	35.5%
Depression	24.9%
Fair or poor health	21.5%
Poor mental health	17.4%
Poor physical health	14.8%
No health insurance	18.4%
Visited doctor (checkup)	77.4%
Visited dentist	54.0%
Cholesterol screening	88.0%
Teeth loss	21.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	56	7.4%

Disability	%
Any disability	14.6%
Under 18	2.4%
18–64 years	15.4%
65 and over	29.0%

Health insurance coverage

Type	%
Private insurance	63.7%
Public insurance	35.6%
No insurance	14.0%
Uninsured under 19	13.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,000	95.4%
Spanish	9	0.9%
Other Indo-European	9	0.9%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,030	98.3%
Born in same state	1,027	98.0%
Born in different state	775	74.0%
Foreign born	3	0.3%
Naturalized citizen	18	1.7%
Not a US citizen	8	44.4%

Ancestry

Ancestry	Count	%
Arab	285	27.2%
Italian	126	12%
French	80	7.6%

Ancestry	Count	%
Norwegian	7	0.7%
Polish	4	0.4%

Technology access

Metric	% of households
Computer access	34.6%
Internet access	91.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 73481

What city is ZIP code 73481 in?

ZIP code 73481 is primarily assigned to Ratliff City, Oklahoma.

What county is ZIP code 73481 in?

ZIP code 73481 falls within Carter County, Oklahoma.

Is ZIP code 73481 mostly owner-occupied?

92% of occupied units in ZIP code 73481 are owner-occupied, well above the national average.

How educated is the population of ZIP code 73481?

9% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Does ZIP code 73481 have a large retiree population?

39% of households in ZIP code 73481 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 73481?

The median home value in ZIP code 73481 is $78,300.

What timezone is ZIP code 73481 in?

ZIP code 73481 observes the CST timezone.