07446 ZIP Code — Ramsey, NJ

Bergen County, New Jersey

ZIP code 07446 is located in Ramsey, New Jersey, within Bergen County. It covers approximately 5.50 square miles and serves a population of 14,739 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 201/551.

About ZIP code 07446

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1960s, giving the area an established character. Median home value is $657,400. Owner-occupancy is high at 84%, well above the national average.

The gap between median ($160,589) and mean household income suggests income inequality — a small number of higher earners pull the average up.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 34 minutes is near the national average.

Educational attainment is high — 68% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 07446 reflects a community defined by a highly educated population and high homeownership.

14,739

population

5.50

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

07446 ZIP code map

Cities in ZIP code 07446

Below are the cities the US Postal Service accepts for ZIP code 07446. Using any city not on this list may result in mail delivery delays.

City	Status
Ramsey	Acceptable
Ramsey	Preferred

Nearby ZIP codes

07401 Allendale (2 mi) 07430 Mahwah (2 mi) 07495 Mahwah (2.4 mi) 07458 Saddle River (2.6 mi) 07463 Waldwick (3.4 mi) 07481 Wyckoff (4.4 mi) 07432 Midland Park (4.5 mi) 10931 Hillburn (4.6 mi) 07417 Franklin Lakes (4.7 mi) 07423 Ho Ho Kus (4.8 mi) 07677 Woodcliff Lake (5.1 mi) 10952 Monsey (5.1 mi)

Demographics updated 05/2026

Population
Total population	14,739
Population density	2,680 / sq mi
State FIPS	34
County FIPS	003

Geography
Land area	5.50 sq mi
Water area	0.07 sq mi
Latitude	41.0606
Longitude	-74.1445
Timezone	Eastern (ET)
Area code	201/551

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	11.4%	24.4%	30.2%
$50k – $100k	18.6%	23.4%	26.7%
$100k – $200k	35.5%	31.2%	28.3%
Over $200k	34.5%	21.0%	14.8%

Demographics & statistics

14,739

Population

2,680

People per sq mi

41.5

Median age

$160,589

Median household income

$74,913

Per capita income

$657,400

Median home value

$2,134

Median monthly rent

84.3%

Home ownership

1.5%

Poverty rate

3.0%

Unemployment

4,464

Housing units

67.5%

Bachelor's or higher

Age distribution

Male Female

245

Under 5

239

666

5–9

647

573

10–14

557

690

15–19

672

405

20–24

393

495

25–34

482

1,115

35–44

1,085

1,110

45–54

1,079

718

55–59

699

441

60–64

429

596

65–74

580

355

75–84

346

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	3,946	26.8%
18 and over	10,793	73.2%
65 and over	1,999	13.6%
Median age	41.5 years

Race & ethnicity

White 71%

Hispanic or Latino 9.4%

Two or more races 8.9%

Asian 6.9%

Other race 3%

Black or African American 0.6%

American Indian / Alaska Native 0.1%

Group	Count	%
White	11,550	71%
Hispanic or Latino	1,531	9.4%
Two or more races	1,455	8.9%
Asian	1,128	6.9%
Other race	490	3%
Black or African American	92	0.6%
American Indian / Alaska Native	24	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	11.4%	24.4%	30.2%
$50k – $100k	18.6%	23.4%	26.7%
$100k – $200k	35.5%	31.2%	28.3%
Over $200k	34.5%	21.0%	14.8%

Under $10k 1.0%

$10k–$15k 0.3%

$15k–$25k 2.5%

$25k–$35k 2.9%

$35k–$50k 5.0%

$50k–$75k 6.1%

$75k–$100k 12.8%

$100k–$150k 17.0%

$150k–$200k 14.7%

$200k+ 37.6%

Range	% of households
Under $10k	1.0%
$10k–$15k	0.3%
$15k–$25k	2.5%
$25k–$35k	2.9%
$35k–$50k	5.0%
$50k–$75k	6.1%
$75k–$100k	12.8%
$100k–$150k	17.0%
$150k–$200k	14.7%
$200k+	37.6%
Median income	$160,589

Housing

Home values

Under $50k 1.7%

$100k–$150k 0.3%

$150k–$200k 0.3%

$200k–$300k 1.4%

$300k–$500k 18.1%

$500k–$1M 68.6%

$1M+ 9.6%

Housing overview

Metric	Value
Median home value	$657,400
Median rent / month	$2,134
Owner occupied	84.3%
Renter occupied	15.7%
Vacant	1.2%
Single-family detached	71.9%
Large apartment buildings	3.9%
Mobile homes	0.3%
Median rooms	7.3
Avg household size (owned)	2.86

Year built

Era	%
2020 or later	0.0%
2010–2019	1.7%
2000–2009	3.7%
1990–1999	7.9%
1980–1989	15.2%
1970–1979	17.2%
1960–1969	20.2%
1950–1959	18.5%
1940–1949	3.3%
1939 or earlier	12.4%

Bedrooms

Size	% of units
No bedroom (studio)	1.1%
1 bedroom	5.0%
2 bedrooms	18.7%
3 bedrooms	29.9%
4 bedrooms	36.7%
5+ bedrooms	8.6%

Vehicles per household

Vehicles	% of households
No vehicle	3.8%
1 vehicle	25.0%
2 vehicles	46.7%
3 or more	24.4%

Heating fuel

Fuel type	%
Utility gas	87.0%
Electricity	10.6%
Propane / LP gas	0.8%
Fuel oil	1.3%
No fuel used	0.3%

Households & families

Household type	Count	%
Married-couple family	3,168	60.7%
Cohabiting couple	334	6.4%
Male householder, no spouse	692	13.3%
Female householder, no spouse	1,027	19.7%
Households with children under 18	2,059	39.4%
Households with seniors (65+)	1,388	26.6%
Average household size	2.81

Marital status

Status	Male	Female
Never married	34.2%	29.2%
Married	56.5%	55.0%
Separated	0.4%	0.3%
Widowed	0.7%	7.4%
Divorced	8.2%	8.2%

Education

Less than 9th grade 2.4%

Some HS, no diploma 1.2%

HS graduate 12.6%

Some college, no degree 9.9%

Associate's degree 6.4%

Bachelor's degree 42.4%

Graduate / professional 25.1%

Metric	%
HS diploma or higher	96.4%
Bachelor's or higher	67.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	447	9.9%
Kindergarten	254	5.6%
Elementary school	1,762	39.0%
High school	1,358	30.1%
College / grad school	693	15.4%

Employment

Industry of employment

Education & healthcare 21.1%

Professional & management 18.8%

Finance & real estate 13.7%

Retail trade 10.3%

Manufacturing 7.9%

Other services 5.7%

Construction 5.2%

Transportation & utilities 4.2%

Wholesale trade 4.0%

Arts, food & hospitality 3.8%

Information 3.4%

Public administration 1.9%

Agriculture & mining 0.2%

Occupation

Category	%
Management, business & arts	59.6%
Service	8.8%
Sales & office	21.3%
Natural resources & construction	2.4%
Production & transportation	7.9%

Employment type

Type	%
Private sector	80.3%
Government	11.8%
Self-employed	7.7%
Unpaid family workers	0.2%

Commute

Method	%
Drive alone	68.0%
Carpool	2.2%
Public transit	7.9%
Walk	2.5%
Work from home	19.0%
Other means	0.3%
Avg commute (minutes)	33.9

Poverty

All people 1.5%

Under 18 years 0.9%

18 and over 1.7%

Married-couple families 0.0%

Female-led households 7.4%

Income support

Source	% of households
Social Security	25.9%
Retirement income	20.2%
Supplemental Security	3.5%
Cash public assistance	0.4%
Food stamps / SNAP	1.2%

Health indicators

Condition	%
Obesity	22.2%
High blood pressure	0.0%
High cholesterol	0.0%
Diabetes	7.0%
Heart disease	4.5%
Stroke	2.0%
Asthma	8.4%
Arthritis	18.8%
Kidney disease	2.1%
Pulmonary disease	3.8%
Cancer	6.6%

Behavior / access	%
Smoking	9.2%
Binge drinking	16.8%
No physical activity	13.8%
Less than 7 hrs sleep	31.4%
Depression	17.0%
Fair or poor health	7.0%
Poor mental health	11.7%
Poor physical health	6.0%
No health insurance	8.2%
Visited doctor (checkup)	75.6%
Visited dentist	77.9%
Cholesterol screening	0.0%
Teeth loss	5.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	424	3.9%

Disability	%
Any disability	6.1%
Under 18	1.7%
18–64 years	6.0%
65 and over	15.2%

Health insurance coverage

Type	%
Private insurance	88.1%
Public insurance	20.3%
No insurance	3.2%
Uninsured under 19	1.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	14,255	96.7%
Spanish	683	4.8%
Other Indo-European	309	2.2%
Asian & Pacific Islander	81	0.6%
Other languages	293	2.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	12,410	84.2%
Born in same state	12,249	83.1%
Born in different state	7,749	52.6%
Foreign born	161	1.1%
Naturalized citizen	2,329	15.8%
Not a US citizen	1,740	74.7%

Ancestry

Ancestry	Count	%
Italian	2,995	20.3%
French	1,325	9%
Arab	502	3.4%
English	389	2.6%
Irish	317	2.2%

Ancestry	Count	%
Polish	158	1.1%
Dutch	44	0.3%
Norwegian	33	0.2%
German	8	0.1%

Technology access

Metric	% of households
Computer access	35.4%
Internet access	96.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 07446

What city is ZIP code 07446 in?

ZIP code 07446 is primarily assigned to Ramsey, New Jersey.

What county is ZIP code 07446 in?

ZIP code 07446 falls within Bergen County, New Jersey.

How educated is the population of ZIP code 07446?

68% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Is ZIP code 07446 mostly owner-occupied?

84% of occupied units in ZIP code 07446 are owner-occupied, well above the national average.

What is the median household income in ZIP code 07446?

The median household income in ZIP code 07446 is $160,589, above the national median of ~$75,000.

What is the typical home value in ZIP code 07446?

The median home value in ZIP code 07446 is $657,400.

What timezone is ZIP code 07446 in?

ZIP code 07446 observes the EST timezone.