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Kentucky ZIP Codes
Caldwell County
Princeton, KY
42445
42445 ZIP Code — Princeton, KY
Caldwell County, Kentucky
ZIP code 42445 is located in
Princeton ,
Kentucky ,
within Caldwell County .
It covers approximately 261.30 square miles and serves a population of
10,242 residents.
This is a standard ZIP code in the Central (CT) timezone,
served by area code 270/364 .
About ZIP code 42445
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1950s, giving the area an established character. Median home value is $102,100. Owner-occupancy sits near the national average at 70%.
Median household income is $51,049. 41% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 26 minutes is near the national average.
College attainment at 15% is below the national average, consistent with a trades and production-oriented local economy.
Health indicators show elevated rates of smoking (24%) compared to national benchmarks.
Notable community characteristics include disability rates above the national average at 27%.
Overall, ZIP code 42445 reflects a community defined by a trades-oriented workforce and a significant Social Security-dependent population.
42445 ZIP code map
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Cities in ZIP code 42445
Below are the cities the US Postal Service accepts for ZIP code 42445. Using any city not on this list may result in mail delivery delays.
Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
10,242
Population density
39 / sq mi
State FIPS
21
County FIPS
033
Geography
Land area
261.30 sq mi
Water area
2.23 sq mi
Latitude
37.1627
Longitude
-87.8822
Timezone
Central (CT)
Area code
270/364
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
52.6%
51.9%
47.9%
$50k – $100k
28.4%
29.0%
30.3%
$100k – $200k
13.7%
14.4%
17.6%
Over $200k
5.2%
4.7%
4.2%
Demographics & statistics
$51,049
Median household income
$102,100
Median home value
15.0%
Bachelor's or higher
Age distribution
Age summary
Group Count %
Under 18 2,203 21.5%
18 and over 8,039 78.5%
65 and over 2,277 22.2%
Median age 44.9 years
Race & ethnicity
Black or African American
7.2%
Group Count %
White 9,031 86.6%
Black or African American 746 7.2%
Two or more races 282 2.7%
Hispanic or Latino 183 1.8%
Other race 183 1.8%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
52.6%
51.9%
47.9%
$50k – $100k
28.4%
29.0%
30.3%
$100k – $200k
13.7%
14.4%
17.6%
Over $200k
5.2%
4.7%
4.2%
Range % of households
Under $10k 7.9%
$10k–$15k 4.3%
$15k–$25k 14.4%
$25k–$35k 9.7%
$35k–$50k 11.7%
$50k–$75k 19.8%
$75k–$100k 12.7%
$100k–$150k 9.0%
$150k–$200k 6.2%
$200k+ 4.2%
Median income $51,049
Housing
Housing overview
Metric Value
Median home value $102,100
Median rent / month $701
Owner occupied 69.5%
Renter occupied 30.5%
Vacant 12.8%
Single-family detached 76.9%
Large apartment buildings 2.7%
Mobile homes 10.6%
Median rooms 5.5
Avg household size (owned) 2.37
Year built
Era %
2020 or later 0.9%
2010–2019 4.6%
2000–2009 13.6%
1990–1999 11.0%
1980–1989 5.9%
1970–1979 15.9%
1960–1969 11.4%
1950–1959 16.2%
1940–1949 8.9%
1939 or earlier 11.7%
Bedrooms
Size % of units
No bedroom (studio) 2.6%
1 bedroom 5.8%
2 bedrooms 33.6%
3 bedrooms 46.4%
4 bedrooms 9.5%
5+ bedrooms 2.0%
Vehicles per household
Vehicles % of households
No vehicle 9.2%
1 vehicle 29.1%
2 vehicles 37.8%
3 or more 23.9%
Heating fuel
Fuel type %
Utility gas 44.4%
Electricity 36.2%
Propane / LP gas 17.3%
Wood 2.0%
Households & families
Household type Count %
Married-couple family 1,920 44.6%
Cohabiting couple 296 6.9%
Male householder, no spouse 673 15.6%
Female householder, no spouse 1,418 32.9%
Households with children under 18 1,206 28.0%
Households with seniors (65+) 1,599 37.1%
Average household size 2.34
Marital status
Status Male Female
Never married 26.4% 19.0%
Married 49.1% 48.8%
Separated 0.7% 1.9%
Widowed 3.4% 18.4%
Divorced 20.4% 11.9%
Education
Some HS, no diploma
11.2%
Some college, no degree
19.9%
Graduate / professional
7.5%
Metric %
HS diploma or higher 85.5%
Bachelor's or higher 15.0%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 114 5.7%
Kindergarten 204 10.2%
Elementary school 1,056 52.9%
High school 458 23.0%
College / grad school 163 8.2%
Employment
Industry of employment
Education & healthcare
19.2%
Professional & management
10.3%
Arts, food & hospitality
9.2%
Agriculture & mining
7.3%
Public administration
6.1%
Transportation & utilities
2.7%
Finance & real estate
0.5%
Occupation
Category %
Management, business & arts 29.3%
Service 22.3%
Sales & office 12.1%
Natural resources & construction 11.7%
Production & transportation 24.7%
Employment type
Type %
Private sector 77.5%
Government 16.0%
Self-employed 6.1%
Unpaid family workers 0.4%
Commute
Method %
Drive alone 81.1%
Carpool 12.3%
Public transit 0.0%
Walk 0.0%
Work from home 6.0%
Other means 0.6%
Avg commute (minutes) 25.9
Poverty
Married-couple families
8.2%
Female-led households
29.4%
Income support
Source % of households
Social Security 40.8%
Retirement income 29.8%
Supplemental Security 6.0%
Cash public assistance 1.0%
Food stamps / SNAP 17.0%
Health indicators
Condition %
Obesity 38.4%
High blood pressure 44.6%
High cholesterol 39.2%
Diabetes 13.3%
Heart disease 8.5%
Stroke 4.0%
Asthma 11.3%
Arthritis 35.1%
Kidney disease 3.5%
Pulmonary disease 11.5%
Cancer 7.5%
Behavior / access %
Smoking 24.1%
Binge drinking 14.6%
No physical activity 32.7%
Less than 7 hrs sleep 37.6%
Depression 25.9%
Fair or poor health 22.0%
Poor mental health 18.1%
Poor physical health 15.0%
No health insurance 10.8%
Visited doctor (checkup) 78.1%
Visited dentist 52.9%
Cholesterol screening 90.3%
Teeth loss 20.2%
Veterans & disability
Veterans Count %
Civilian veterans 549 6.8%
Disability %
Any disability 26.8%
Under 18 7.1%
18–64 years 21.2%
65 and over 61.0%
Health insurance coverage
Type %
Private insurance 59.2%
Public insurance 46.7%
No insurance 12.2%
Uninsured under 19 2.5%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 9,699 94.7%
Spanish 13 0.1%
Other Indo-European 0 0.0%
Asian & Pacific Islander 13 0.1%
Other languages 0 0.0%
Place of birth & citizenship
Origin Count %
Native born (US) 9,977 97.4%
Born in same state 9,913 96.8%
Born in different state 7,511 73.3%
Foreign born 64 0.6%
Naturalized citizen 265 2.6%
Not a US citizen 71 26.8%
Ancestry
Ancestry Count %
French 1,742 17%
Arab 1,531 14.9%
Italian 626 6.1%
Irish 76 0.7%
Ancestry Count %
German 24 0.2%
Polish 17 0.2%
Dutch 8 0.1%
Technology access
Metric % of households
Computer access 42.1%
Internet access 92.4%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 42445
What city is ZIP code 42445 in?
ZIP code 42445 is primarily assigned to Princeton, Kentucky.
What county is ZIP code 42445 in?
ZIP code 42445 falls within Caldwell County, Kentucky.
What is the poverty rate in ZIP code 42445?
16% of residents in ZIP code 42445 live below the poverty line, above the national average.
Does ZIP code 42445 have a large retiree population?
41% of households in ZIP code 42445 receive Social Security income, suggesting a significant retiree or disability population.
What is the typical home value in ZIP code 42445?
The median home value in ZIP code 42445 is $102,100.
What is the population of ZIP code 42445?
ZIP code 42445 has an estimated population of 10,242 residents, with a density of 39 people per square mile.
What timezone is ZIP code 42445 in?
ZIP code 42445 observes the CST timezone.
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