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Oklahoma ZIP Codes
Lincoln County
Prague, OK
74864
74864 ZIP Code — Prague, OK
Lincoln County, Oklahoma
ZIP code 74864 is located in
Prague ,
Oklahoma ,
within Lincoln County .
It covers approximately 117.63 square miles and serves a population of
4,701 residents.
This is a standard ZIP code in the Central (CT) timezone,
served by area code 405/918 .
About ZIP code 74864
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $156,000. Owner-occupancy is high at 82%, well above the national average.
Median household income is $62,847. 42% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is sales and office, with education and healthcare as the leading industry. The average commute of 31 minutes is near the national average.
College attainment at 16% is below the national average, consistent with a trades and production-oriented local economy.
Health indicators show elevated rates of smoking (21%) compared to national benchmarks. 17% of residents lack health insurance, above the national average.
Notable community characteristics include disability rates above the national average at 23%.
Overall, ZIP code 74864 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.
74864 ZIP code map
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Cities in ZIP code 74864
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Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
4,701
Population density
40 / sq mi
State FIPS
40
County FIPS
081
Geography
Land area
117.63 sq mi
Water area
1.36 sq mi
Latitude
35.5790
Longitude
-96.7311
Timezone
Central (CT)
Area code
405/918
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
53.3%
50.0%
46.5%
$50k – $100k
31.9%
31.4%
31.0%
$100k – $200k
14.0%
15.9%
18.1%
Over $200k
0.8%
2.7%
4.5%
Demographics & statistics
$62,847
Median household income
$156,000
Median home value
15.5%
Bachelor's or higher
Age distribution
Age summary
Group Count %
Under 18 992 21.1%
18 and over 3,709 78.9%
65 and over 948 20.2%
Median age 42.9 years
Race & ethnicity
American Indian / Alaska Native
7.2%
Black or African American
0.3%
Group Count %
White 4,013 83.3%
American Indian / Alaska Native 347 7.2%
Two or more races 293 6.1%
Hispanic or Latino 119 2.5%
Asian 17 0.4%
Other race 16 0.3%
Black or African American 15 0.3%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
53.3%
50.0%
46.5%
$50k – $100k
31.9%
31.4%
31.0%
$100k – $200k
14.0%
15.9%
18.1%
Over $200k
0.8%
2.7%
4.5%
Range % of households
Under $10k 6.2%
$10k–$15k 5.0%
$15k–$25k 13.9%
$25k–$35k 6.1%
$35k–$50k 9.3%
$50k–$75k 18.8%
$75k–$100k 13.2%
$100k–$150k 17.8%
$150k–$200k 9.2%
$200k+ 0.5%
Median income $62,847
Housing
Housing overview
Metric Value
Median home value $156,000
Median rent / month $768
Owner occupied 82.1%
Renter occupied 17.9%
Vacant 12.4%
Single-family detached 78.0%
Large apartment buildings 0.0%
Mobile homes 15.2%
Median rooms 5.6
Avg household size (owned) 2.73
Year built
Era %
2020 or later 1.1%
2010–2019 7.2%
2000–2009 17.8%
1990–1999 19.0%
1980–1989 11.1%
1970–1979 17.5%
1960–1969 11.4%
1950–1959 3.8%
1940–1949 2.8%
1939 or earlier 8.3%
Bedrooms
Size % of units
No bedroom (studio) 1.7%
1 bedroom 3.3%
2 bedrooms 23.4%
3 bedrooms 58.6%
4 bedrooms 10.3%
5+ bedrooms 2.7%
Vehicles per household
Vehicles % of households
No vehicle 2.8%
1 vehicle 30.3%
2 vehicles 39.8%
3 or more 27.1%
Heating fuel
Fuel type %
Utility gas 35.2%
Electricity 40.8%
Propane / LP gas 18.1%
Wood 5.7%
Households & families
Household type Count %
Married-couple family 880 50.9%
Cohabiting couple 57 3.3%
Male householder, no spouse 290 16.8%
Female householder, no spouse 503 29.1%
Households with children under 18 589 34.0%
Households with seniors (65+) 616 35.6%
Average household size 2.62
Marital status
Status Male Female
Never married 29.9% 21.1%
Married 50.4% 45.4%
Separated 0.6% 3.3%
Widowed 6.1% 22.4%
Divorced 13.0% 7.8%
Education
Some college, no degree
19.8%
Graduate / professional
5.2%
Metric %
HS diploma or higher 89.5%
Bachelor's or higher 15.5%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 47 4.6%
Kindergarten 66 6.4%
Elementary school 434 42.3%
High school 275 26.8%
College / grad school 204 19.9%
Employment
Industry of employment
Education & healthcare
17.2%
Arts, food & hospitality
8.7%
Professional & management
8.0%
Transportation & utilities
7.2%
Public administration
6.9%
Finance & real estate
5.3%
Agriculture & mining
4.9%
Occupation
Category %
Management, business & arts 27.0%
Service 16.9%
Sales & office 27.6%
Natural resources & construction 15.0%
Production & transportation 13.5%
Employment type
Type %
Private sector 71.5%
Government 18.2%
Self-employed 9.6%
Unpaid family workers 0.7%
Commute
Method %
Drive alone 73.9%
Carpool 9.9%
Public transit 0.0%
Walk 5.8%
Work from home 8.3%
Other means 2.1%
Avg commute (minutes) 30.5
Poverty
Married-couple families
5.2%
Female-led households
48.9%
Income support
Source % of households
Social Security 42.0%
Retirement income 26.6%
Supplemental Security 2.7%
Cash public assistance 3.7%
Food stamps / SNAP 14.2%
Health indicators
Condition %
Obesity 41.2%
High blood pressure 40.5%
High cholesterol 37.5%
Diabetes 11.9%
Heart disease 7.9%
Stroke 3.6%
Asthma 10.7%
Arthritis 29.6%
Kidney disease 3.2%
Pulmonary disease 9.0%
Cancer 7.2%
Behavior / access %
Smoking 21.3%
Binge drinking 12.9%
No physical activity 29.4%
Less than 7 hrs sleep 34.7%
Depression 25.0%
Fair or poor health 18.0%
Poor mental health 16.5%
Poor physical health 12.8%
No health insurance 16.6%
Visited doctor (checkup) 75.0%
Visited dentist 55.3%
Cholesterol screening 89.2%
Teeth loss 17.4%
Veterans & disability
Veterans Count %
Civilian veterans 323 8.7%
Disability %
Any disability 22.9%
Under 18 14.8%
18–64 years 17.2%
65 and over 49.7%
Health insurance coverage
Type %
Private insurance 55.9%
Public insurance 41.6%
No insurance 16.8%
Uninsured under 19 6.3%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 4,505 95.8%
Spanish 6 0.1%
Other Indo-European 0 0.0%
Asian & Pacific Islander 0 0.0%
Other languages 6 0.1%
Place of birth & citizenship
Origin Count %
Native born (US) 4,637 98.6%
Born in same state 4,637 98.6%
Born in different state 3,392 72.2%
Foreign born 0 0.0%
Naturalized citizen 64 1.4%
Not a US citizen 0 0.0%
Ancestry
Ancestry Count %
Italian 513 10.9%
French 341 7.3%
Arab 212 4.5%
English 49 1%
Ancestry Count %
Polish 11 0.2%
Dutch 7 0.1%
Irish 6 0.1%
Technology access
Metric % of households
Computer access 36.8%
Internet access 87.7%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 74864
What city is ZIP code 74864 in?
ZIP code 74864 is primarily assigned to Prague, Oklahoma.
What county is ZIP code 74864 in?
ZIP code 74864 falls within Lincoln County, Oklahoma.
Is ZIP code 74864 mostly owner-occupied?
82% of occupied units in ZIP code 74864 are owner-occupied, well above the national average.
Does ZIP code 74864 have a large retiree population?
42% of households in ZIP code 74864 receive Social Security income, suggesting a significant retiree or disability population.
What is the typical home value in ZIP code 74864?
The median home value in ZIP code 74864 is $156,000.
What is the population of ZIP code 74864?
ZIP code 74864 has an estimated population of 4,701 residents, with a density of 40 people per square mile.
What timezone is ZIP code 74864 in?
ZIP code 74864 observes the CST timezone.
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