32081 ZIP Code — Ponte Vedra, FL

Saint Johns County, Florida

ZIP code 32081 is located in Ponte Vedra, Florida, within Saint Johns County. It covers approximately 35.27 square miles and serves a population of 24,368 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 904.

About ZIP code 32081

The housing stock consists of predominantly single-family detached homes. Much of the housing stock is relatively new, reflecting recent development activity. Median home value is $518,000. Owner-occupancy is high at 86%, well above the national average.

The gap between median ($129,875) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 3% is below the national average. 35% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with professional and management as the leading industry. The average commute of 28 minutes is near the national average. Remote work is prevalent — 34% of workers work from home.

Educational attainment is high — 67% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 32081 reflects a community defined by a highly educated population, high homeownership, a high rate of remote workers, and a significant Social Security-dependent population.

24,368

population

35.27

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

32081 ZIP code map

Cities in ZIP code 32081

Below are the cities the US Postal Service accepts for ZIP code 32081. Using any city not on this list may result in mail delivery delays.

City	Status
Ponte Vedra	Acceptable
Ponte Vedra	Preferred

Nearby ZIP codes

32082 Ponte Vedra Beach (4.1 mi) 32256 Jacksonville (6.3 mi) 32258 Jacksonville (6.6 mi) 32095 Saint Augustine (6.8 mi) 32259 Saint Johns (9.2 mi) 32250 Jacksonville Beach (10.6 mi) 32224 Jacksonville (11.4 mi) 32246 Jacksonville (12 mi) 32257 Jacksonville (12.1 mi) 32223 Jacksonville (12.8 mi) 32266 Neptune Beach (13.1 mi) 32216 Jacksonville (14 mi)

Demographics updated 05/2026

Population
Total population	24,368
Population density	691 / sq mi
State FIPS	12
County FIPS	109

Geography
Land area	35.27 sq mi
Water area	0.55 sq mi
Latitude	30.1267
Longitude	-81.4325
Timezone	Eastern (ET)
Area code	904

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	15.7%	27.9%	43.4%
$50k – $100k	25.5%	29.6%	30.8%
$100k – $200k	33.0%	29.5%	19.3%
Over $200k	25.8%	13.0%	6.4%

Demographics & statistics

24,368

Population

691

People per sq mi

40.5

Median age

$129,875

Median household income

$62,193

Per capita income

$518,000

Median home value

$3,501

Median monthly rent

86.3%

Home ownership

3.3%

Poverty rate

5.9%

Unemployment

7,923

Housing units

66.8%

Bachelor's or higher

Age distribution

Male Female

1,253

Under 5

1,246

991

5–9

986

872

10–14

867

474

15–19

472

353

20–24

351

715

25–34

711

2,282

35–44

2,268

1,412

45–54

1,403

530

55–59

527

660

60–64

657

1,425

65–74

1,416

1,045

75–84

1,038

208

85+

206

← Male

Female →

Age summary

Group	Count	%
Under 18	6,821	28.0%
18 and over	17,547	72.0%
65 and over	5,338	21.9%
Median age	40.5 years

Race & ethnicity

White 79.9%

Two or more races 6.7%

Asian 5.3%

Hispanic or Latino 5.1%

Black or African American 1.7%

Other race 0.9%

American Indian / Alaska Native 0.4%

Group	Count	%
White	20,507	79.9%
Two or more races	1,713	6.7%
Asian	1,359	5.3%
Hispanic or Latino	1,304	5.1%
Black or African American	447	1.7%
Other race	234	0.9%
American Indian / Alaska Native	108	0.4%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	15.7%	27.9%	43.4%
$50k – $100k	25.5%	29.6%	30.8%
$100k – $200k	33.0%	29.5%	19.3%
Over $200k	25.8%	13.0%	6.4%

Under $10k 4.5%

$10k–$15k 0.5%

$15k–$25k 1.2%

$25k–$35k 1.8%

$35k–$50k 6.6%

$50k–$75k 10.9%

$75k–$100k 13.2%

$100k–$150k 19.5%

$150k–$200k 9.2%

$200k+ 32.5%

Range	% of households
Under $10k	4.5%
$10k–$15k	0.5%
$15k–$25k	1.2%
$25k–$35k	1.8%
$35k–$50k	6.6%
$50k–$75k	10.9%
$75k–$100k	13.2%
$100k–$150k	19.5%
$150k–$200k	9.2%
$200k+	32.5%
Median income	$129,875

Housing

Home values

Under $50k 1.1%

$200k–$300k 2.8%

$300k–$500k 43.5%

$500k–$1M 46.2%

$1M+ 6.4%

Housing overview

Metric	Value
Median home value	$518,000
Median rent / month	$3,501
Owner occupied	86.3%
Renter occupied	13.7%
Vacant	8.8%
Single-family detached	86.1%
Large apartment buildings	4.6%
Mobile homes	0.0%
Median rooms	6.7
Avg household size (owned)	2.94

Year built

Era	%
2020 or later	6.0%
2010–2019	76.6%
2000–2009	12.5%
1990–1999	2.9%
1980–1989	0.7%
1970–1979	0.8%
1960–1969	0.5%
1950–1959	0.0%
1940–1949	0.0%
1939 or earlier	0.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	0.7%
2 bedrooms	17.4%
3 bedrooms	37.7%
4 bedrooms	33.0%
5+ bedrooms	11.1%

Vehicles per household

Vehicles	% of households
No vehicle	0.9%
1 vehicle	26.9%
2 vehicles	55.1%
3 or more	17.1%

Heating fuel

Fuel type	%
Utility gas	19.2%
Electricity	79.5%
Propane / LP gas	0.3%
Fuel oil	0.3%
Wood	0.3%
Solar	0.3%

Households & families

Household type	Count	%
Married-couple family	6,500	78.8%
Cohabiting couple	396	4.8%
Male householder, no spouse	268	3.2%
Female householder, no spouse	1,086	13.2%
Households with children under 18	3,823	46.3%
Households with seniors (65+)	2,968	36.0%
Average household size	2.95

Marital status

Status	Male	Female
Never married	14.0%	10.5%
Married	75.3%	72.7%
Separated	2.3%	0.0%
Widowed	0.5%	7.0%
Divorced	7.9%	9.8%

Education

Less than 9th grade 1.3%

Some HS, no diploma 1.1%

HS graduate 11.6%

Some college, no degree 12.1%

Associate's degree 7.1%

Bachelor's degree 39.0%

Graduate / professional 27.8%

Metric	%
HS diploma or higher	97.6%
Bachelor's or higher	66.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	816	15.2%
Kindergarten	615	11.5%
Elementary school	2,681	50.0%
High school	911	17.0%
College / grad school	343	6.4%

Employment

Industry of employment

Professional & management 24.1%

Education & healthcare 18.3%

Finance & real estate 14.9%

Retail trade 9.9%

Construction 7.2%

Arts, food & hospitality 5.8%

Other services 4.8%

Manufacturing 3.5%

Transportation & utilities 3.5%

Public administration 2.9%

Wholesale trade 2.1%

Information 1.8%

Agriculture & mining 1.0%

Occupation

Category	%
Management, business & arts	66.7%
Service	10.4%
Sales & office	19.0%
Natural resources & construction	1.9%
Production & transportation	2.0%

Employment type

Type	%
Private sector	84.2%
Government	9.9%
Self-employed	5.8%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	57.4%
Carpool	5.7%
Public transit	0.0%
Walk	0.0%
Work from home	34.1%
Other means	2.8%
Avg commute (minutes)	28.4

Poverty

All people 3.3%

Under 18 years 0.8%

18 and over 4.3%

Married-couple families 1.8%

Female-led households 6.3%

Income support

Source	% of households
Social Security	34.7%
Retirement income	32.5%
Supplemental Security	0.7%
Cash public assistance	0.0%
Food stamps / SNAP	0.0%

Health indicators

Condition	%
Obesity	25.0%
High blood pressure	26.2%
High cholesterol	27.8%
Diabetes	7.1%
Heart disease	4.1%
Stroke	1.9%
Asthma	8.2%
Arthritis	17.2%
Kidney disease	2.0%
Pulmonary disease	4.8%
Cancer	5.3%

Behavior / access	%
Smoking	14.1%
Binge drinking	18.9%
No physical activity	16.0%
Less than 7 hrs sleep	30.6%
Depression	19.6%
Fair or poor health	9.7%
Poor mental health	14.6%
Poor physical health	8.0%
No health insurance	14.0%
Visited doctor (checkup)	73.4%
Visited dentist	67.8%
Cholesterol screening	92.0%
Teeth loss	7.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,538	8.8%

Disability	%
Any disability	7.1%
Under 18	2.9%
18–64 years	5.2%
65 and over	17.0%

Health insurance coverage

Type	%
Private insurance	88.2%
Public insurance	24.6%
No insurance	3.0%
Uninsured under 19	1.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	21,869	89.7%
Spanish	591	2.7%
Other Indo-European	337	1.5%
Asian & Pacific Islander	140	0.6%
Other languages	77	0.4%

Place of birth & citizenship

Origin	Count	%
Native born (US)	21,970	90.2%
Born in same state	21,320	87.5%
Born in different state	6,417	26.3%
Foreign born	650	2.7%
Naturalized citizen	2,398	9.8%
Not a US citizen	1,620	67.6%

Ancestry

Ancestry	Count	%
Italian	3,668	15.1%
French	3,412	14%
Arab	1,640	6.7%
Polish	652	2.7%

Ancestry	Count	%
English	304	1.2%
Dutch	124	0.5%
German	122	0.5%
Irish	101	0.4%

Technology access

Metric	% of households
Computer access	33.9%
Internet access	99.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 32081

What city is ZIP code 32081 in?

ZIP code 32081 is primarily assigned to Ponte Vedra, Florida.

What county is ZIP code 32081 in?

ZIP code 32081 falls within Saint Johns County, Florida.

How educated is the population of ZIP code 32081?

67% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Is ZIP code 32081 mostly owner-occupied?

86% of occupied units in ZIP code 32081 are owner-occupied, well above the national average.

What is the median household income in ZIP code 32081?

The median household income in ZIP code 32081 is $129,875, above the national median of ~$75,000.

What is the typical home value in ZIP code 32081?

The median home value in ZIP code 32081 is $518,000.

What timezone is ZIP code 32081 in?

ZIP code 32081 observes the EST timezone.