74601 ZIP Code — Ponca City, OK

Kay County, Oklahoma

ZIP code 74601 is located in Ponca City, Oklahoma, within Kay County. It covers approximately 160.39 square miles and serves a population of 18,994 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 580.

About ZIP code 74601

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1950s, giving the area an established character. Median home value is $89,600. Owner-occupancy sits near the national average at 59%.

Median household income is $46,365. Poverty affects 20% of residents, above the national average. SNAP benefit usage at 23% of households reflects economic stress in the area. 33% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 16 minutes is near the national average.

College attainment at 14% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (25%) compared to national benchmarks. 15% of residents lack health insurance, above the national average.

Overall, ZIP code 74601 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a significant Social Security-dependent population, and elevated reliance on food assistance.

18,994

population

160.39

sq mi land

Standard

ZIP type

Central (CT)

timezone

74601 ZIP code map

Cities in ZIP code 74601

Below are the cities the US Postal Service accepts for ZIP code 74601. Using any city not on this list may result in mail delivery delays.

City	Status
Ponca City	Acceptable
Ponca City	Preferred

Nearby ZIP codes

74631 Blackwell (9.6 mi) 74653 Tonkawa (10.2 mi) 74604 Ponca City (12.3 mi) 74644 Marland (13.9 mi) 74647 Newkirk (15.4 mi) 74651 Red Rock (17.2 mi) 74632 Braman (18 mi) 74641 Kaw City (18.4 mi) 74630 Billings (19 mi)

Demographics updated 05/2026

Population
Total population	18,994
Population density	118 / sq mi
State FIPS	40
County FIPS	071

Geography
Land area	160.39 sq mi
Water area	1.55 sq mi
Latitude	36.7243
Longitude	-97.1525
Timezone	Central (CT)
Area code	580

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	56.3%	51.3%	46.5%
$50k – $100k	30.5%	31.9%	31.0%
$100k – $200k	11.4%	13.6%	18.1%
Over $200k	1.8%	3.2%	4.5%

Demographics & statistics

18,994

Population

118

People per sq mi

34.7

Median age

$46,365

Median household income

$25,615

Per capita income

$89,600

Median home value

$796

Median monthly rent

58.5%

Home ownership

20.0%

Poverty rate

7.4%

Unemployment

6,097

Housing units

14.0%

Bachelor's or higher

Age distribution

Male Female

661

Under 5

688

667

5–9

695

764

10–14

795

550

15–19

573

641

20–24

667

1,402

25–34

1,461

1,204

35–44

1,254

929

45–54

968

618

55–59

643

519

60–64

540

791

65–74

823

426

75–84

443

133

85+

139

← Male

Female →

Age summary

Group	Count	%
Under 18	4,971	26.2%
18 and over	14,023	73.8%
65 and over	2,755	14.5%
Median age	34.7 years

Race & ethnicity

White 63.8%

Two or more races 13.4%

American Indian / Alaska Native 9%

Hispanic or Latino 6.6%

Black or African American 3.5%

Other race 2.9%

Asian 0.8%

Native Hawaiian / Pacific Islander 0.1%

Group	Count	%
White	12,976	63.8%
Two or more races	2,721	13.4%
American Indian / Alaska Native	1,823	9%
Hispanic or Latino	1,335	6.6%
Black or African American	704	3.5%
Other race	583	2.9%
Asian	171	0.8%
Native Hawaiian / Pacific Islander	16	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	56.3%	51.3%	46.5%
$50k – $100k	30.5%	31.9%	31.0%
$100k – $200k	11.4%	13.6%	18.1%
Over $200k	1.8%	3.2%	4.5%

Under $10k 5.9%

$10k–$15k 6.9%

$15k–$25k 10.9%

$25k–$35k 10.8%

$35k–$50k 19.3%

$50k–$75k 18.4%

$75k–$100k 12.4%

$100k–$150k 8.9%

$150k–$200k 4.5%

$200k+ 1.9%

Range	% of households
Under $10k	5.9%
$10k–$15k	6.9%
$15k–$25k	10.9%
$25k–$35k	10.8%
$35k–$50k	19.3%
$50k–$75k	18.4%
$75k–$100k	12.4%
$100k–$150k	8.9%
$150k–$200k	4.5%
$200k+	1.9%
Median income	$46,365

Housing

Home values

Under $50k 22.2%

$50k–$100k 33.9%

$100k–$150k 21.5%

$150k–$200k 13.4%

$200k–$300k 5.4%

$300k–$500k 3.3%

$500k–$1M 0.3%

Housing overview

Metric	Value
Median home value	$89,600
Median rent / month	$796
Owner occupied	58.5%
Renter occupied	41.5%
Vacant	21.6%
Single-family detached	80.4%
Large apartment buildings	3.7%
Mobile homes	3.4%
Median rooms	5.4
Avg household size (owned)	2.68

Year built

Era	%
2020 or later	0.2%
2010–2019	2.0%
2000–2009	2.5%
1990–1999	4.0%
1980–1989	9.4%
1970–1979	13.5%
1960–1969	12.8%
1950–1959	25.1%
1940–1949	13.5%
1939 or earlier	17.1%

Bedrooms

Size	% of units
No bedroom (studio)	2.0%
1 bedroom	10.6%
2 bedrooms	31.4%
3 bedrooms	46.0%
4 bedrooms	8.5%
5+ bedrooms	1.6%

Vehicles per household

Vehicles	% of households
No vehicle	9.8%
1 vehicle	38.3%
2 vehicles	32.8%
3 or more	19.1%

Heating fuel

Fuel type	%
Utility gas	64.0%
Electricity	28.2%
Propane / LP gas	4.2%
Fuel oil	0.9%
Wood	1.0%
No fuel used	0.3%

Households & families

Household type	Count	%
Married-couple family	2,607	36.8%
Cohabiting couple	673	9.5%
Male householder, no spouse	1,679	23.7%
Female householder, no spouse	2,128	30.0%
Households with children under 18	2,416	34.1%
Households with seniors (65+)	1,994	28.1%
Average household size	2.61

Marital status

Status	Male	Female
Never married	38.5%	28.0%
Married	38.1%	38.5%
Separated	1.0%	3.3%
Widowed	4.2%	7.6%
Divorced	18.1%	22.6%

Education

Less than 9th grade 3.0%

Some HS, no diploma 9.3%

HS graduate 36.5%

Some college, no degree 26.3%

Associate's degree 10.9%

Bachelor's degree 9.6%

Graduate / professional 4.4%

Metric	%
HS diploma or higher	87.7%
Bachelor's or higher	14.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	456	10.1%
Kindergarten	191	4.2%
Elementary school	2,344	51.9%
High school	932	20.7%
College / grad school	590	13.1%

Employment

Industry of employment

Education & healthcare 24.0%

Manufacturing 15.0%

Retail trade 13.8%

Arts, food & hospitality 10.0%

Construction 6.9%

Transportation & utilities 5.7%

Other services 5.4%

Public administration 5.2%

Professional & management 5.1%

Agriculture & mining 3.8%

Finance & real estate 3.1%

Wholesale trade 1.7%

Information 0.4%

Occupation

Category	%
Management, business & arts	24.4%
Service	19.4%
Sales & office	18.6%
Natural resources & construction	14.8%
Production & transportation	22.8%

Employment type

Type	%
Private sector	76.6%
Government	16.6%
Self-employed	6.6%
Unpaid family workers	0.2%

Commute

Method	%
Drive alone	77.8%
Carpool	13.4%
Public transit	0.0%
Walk	1.7%
Work from home	3.9%
Other means	3.2%
Avg commute (minutes)	15.8

Poverty

All people 20.0%

Under 18 years 25.8%

18 and over 17.9%

Married-couple families 7.1%

Female-led households 38.6%

Income support

Source	% of households
Social Security	32.6%
Retirement income	17.0%
Supplemental Security	3.6%
Cash public assistance	3.3%
Food stamps / SNAP	22.5%

Health indicators

Condition	%
Obesity	42.7%
High blood pressure	39.2%
High cholesterol	36.6%
Diabetes	12.7%
Heart disease	7.7%
Stroke	3.9%
Asthma	12.0%
Arthritis	28.4%
Kidney disease	3.4%
Pulmonary disease	9.7%
Cancer	6.4%

Behavior / access	%
Smoking	24.7%
Binge drinking	14.1%
No physical activity	32.5%
Less than 7 hrs sleep	34.0%
Depression	26.4%
Fair or poor health	21.1%
Poor mental health	18.2%
Poor physical health	14.3%
No health insurance	19.9%
Visited doctor (checkup)	74.8%
Visited dentist	52.5%
Cholesterol screening	86.0%
Teeth loss	22.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,320	9.4%

Disability	%
Any disability	20.0%
Under 18	7.5%
18–64 years	21.6%
65 and over	37.0%

Health insurance coverage

Type	%
Private insurance	54.8%
Public insurance	43.3%
No insurance	15.3%
Uninsured under 19	6.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	17,645	92.9%
Spanish	291	1.6%
Other Indo-European	236	1.3%
Asian & Pacific Islander	33	0.2%
Other languages	19	0.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	18,479	97.3%
Born in same state	18,256	96.1%
Born in different state	11,866	62.5%
Foreign born	223	1.2%
Naturalized citizen	515	2.7%
Not a US citizen	138	26.8%

Ancestry

Ancestry	Count	%
Italian	2,415	12.7%
French	1,573	8.3%
Arab	925	4.9%
English	203	1.1%
Polish	85	0.4%

Ancestry	Count	%
German	54	0.3%
Irish	30	0.2%
Dutch	13	0.1%
Norwegian	12	0.1%

Technology access

Metric	% of households
Computer access	37.3%
Internet access	89.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 74601

What city is ZIP code 74601 in?

ZIP code 74601 is primarily assigned to Ponca City, Oklahoma.

What county is ZIP code 74601 in?

ZIP code 74601 falls within Kay County, Oklahoma.

What is the poverty rate in ZIP code 74601?

20% of residents in ZIP code 74601 live below the poverty line, above the national average.

How educated is the population of ZIP code 74601?

14% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What is the typical home value in ZIP code 74601?

The median home value in ZIP code 74601 is $89,600.

Does ZIP code 74601 have a large veteran population?

9% of civilians in ZIP code 74601 are veterans, above the national average of ~7%.

What timezone is ZIP code 74601 in?

ZIP code 74601 observes the CST timezone.