61064 ZIP Code — Polo, IL

Ogle County, Illinois

ZIP code 61064 is located in Polo, Illinois, within Ogle County. It covers approximately 108.87 square miles and serves a population of 3,898 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 815/779.

About ZIP code 61064

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $153,800. Owner-occupancy sits near the national average at 66%.

Median household income is $71,647. 31% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 27 minutes is near the national average.

College attainment at 17% is below the national average, consistent with a trades and production-oriented local economy.

Overall, ZIP code 61064 reflects a community defined by a trades-oriented workforce and a significant Social Security-dependent population.

3,898

population

108.87

sq mi land

Standard

ZIP type

Central (CT)

timezone

61064 ZIP code map

Cities in ZIP code 61064

Below are the cities the US Postal Service accepts for ZIP code 61064. Using any city not on this list may result in mail delivery delays.

City	Status
Polo	Acceptable
Polo	Preferred

Nearby ZIP codes

61054 Mount Morris (8.3 mi) 61030 Forreston (8.9 mi) 61051 Milledgeville (9.1 mi) 61061 Oregon (11.3 mi) 61021 Dixon (12.2 mi) 61081 Sterling (13.9 mi) 61007 Baileyville (14.3 mi) 61046 Lanark (14.4 mi) 61078 Shannon (15 mi) 61047 Leaf River (15.1 mi) 61014 Chadwick (15.6 mi) 61039 German Valley (16 mi)

Demographics updated 05/2026

Population
Total population	3,898
Population density	36 / sq mi
State FIPS	17
County FIPS	141

Geography
Land area	108.87 sq mi
Water area	0.00 sq mi
Latitude	41.9896
Longitude	-89.5781
Timezone	Central (CT)
Area code	815/779

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	39.9%	39.0%	37.2%
$50k – $100k	38.4%	36.1%	29.6%
$100k – $200k	20.5%	21.2%	24.4%
Over $200k	1.2%	3.7%	8.8%

Demographics & statistics

3,898

Population

People per sq mi

41.9

Median age

$71,647

Median household income

$34,460

Per capita income

$153,800

Median home value

$818

Median monthly rent

65.6%

Home ownership

16.5%

Poverty rate

4.3%

Unemployment

1,277

Housing units

17.2%

Bachelor's or higher

Age distribution

Male Female

Under 5

103

5–9

101

145

10–14

141

15–19

20–24

385

25–34

376

144

35–44

140

294

45–54

287

137

55–59

133

108

60–64

106

235

65–74

229

127

75–84

125

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	783	20.1%
18 and over	3,115	79.9%
65 and over	803	20.6%
Median age	41.9 years

Race & ethnicity

White 96.7%

Hispanic or Latino 0.9%

Other race 0.7%

Two or more races 0.6%

Asian 0.6%

American Indian / Alaska Native 0.5%

Group	Count	%
White	3,805	96.7%
Hispanic or Latino	35	0.9%
Other race	26	0.7%
Two or more races	25	0.6%
Asian	24	0.6%
American Indian / Alaska Native	18	0.5%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	39.9%	39.0%	37.2%
$50k – $100k	38.4%	36.1%	29.6%
$100k – $200k	20.5%	21.2%	24.4%
Over $200k	1.2%	3.7%	8.8%

Under $10k 2.8%

$10k–$15k 2.0%

$15k–$25k 10.8%

$25k–$35k 7.0%

$35k–$50k 13.2%

$50k–$75k 18.4%

$75k–$100k 18.2%

$100k–$150k 20.8%

$150k–$200k 3.5%

$200k+ 3.3%

Range	% of households
Under $10k	2.8%
$10k–$15k	2.0%
$15k–$25k	10.8%
$25k–$35k	7.0%
$35k–$50k	13.2%
$50k–$75k	18.4%
$75k–$100k	18.2%
$100k–$150k	20.8%
$150k–$200k	3.5%
$200k+	3.3%
Median income	$71,647

Housing

Home values

Under $50k 4.2%

$50k–$100k 23.5%

$100k–$150k 20.4%

$150k–$200k 17.8%

$200k–$300k 24.0%

$300k–$500k 8.2%

$500k–$1M 1.4%

$1M+ 0.5%

Housing overview

Metric	Value
Median home value	$153,800
Median rent / month	$818
Owner occupied	65.6%
Renter occupied	34.4%
Vacant	9.5%
Single-family detached	89.0%
Large apartment buildings	0.7%
Mobile homes	0.0%
Median rooms	6.3
Avg household size (owned)	2.24

Year built

Era	%
2020 or later	0.2%
2010–2019	2.2%
2000–2009	7.0%
1990–1999	4.9%
1980–1989	4.3%
1970–1979	11.3%
1960–1969	6.8%
1950–1959	15.0%
1940–1949	7.8%
1939 or earlier	40.6%

Bedrooms

Size	% of units
No bedroom (studio)	2.4%
1 bedroom	8.9%
2 bedrooms	23.5%
3 bedrooms	44.0%
4 bedrooms	19.9%
5+ bedrooms	1.3%

Vehicles per household

Vehicles	% of households
No vehicle	3.4%
1 vehicle	28.8%
2 vehicles	45.1%
3 or more	22.8%

Heating fuel

Fuel type	%
Utility gas	54.9%
Electricity	17.0%
Propane / LP gas	21.9%
Fuel oil	1.0%
Wood	3.8%

Households & families

Household type	Count	%
Married-couple family	878	52.3%
Cohabiting couple	194	11.6%
Male householder, no spouse	252	15.0%
Female householder, no spouse	355	21.1%
Households with children under 18	422	25.1%
Households with seniors (65+)	527	31.4%
Average household size	2.29

Marital status

Status	Male	Female
Never married	34.9%	25.0%
Married	55.1%	53.9%
Separated	0.0%	0.0%
Widowed	2.1%	9.6%
Divorced	7.9%	11.5%

Education

Less than 9th grade 2.3%

Some HS, no diploma 3.2%

HS graduate 46.6%

Some college, no degree 17.1%

Associate's degree 13.6%

Bachelor's degree 10.2%

Graduate / professional 7.0%

Metric	%
HS diploma or higher	94.5%
Bachelor's or higher	17.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	118	14.2%
Kindergarten	12	1.4%
Elementary school	384	46.1%
High school	147	17.6%
College / grad school	172	20.6%

Employment

Industry of employment

Manufacturing 24.6%

Education & healthcare 18.2%

Retail trade 8.5%

Public administration 7.8%

Transportation & utilities 6.9%

Agriculture & mining 6.6%

Professional & management 5.0%

Arts, food & hospitality 4.9%

Construction 4.6%

Finance & real estate 4.5%

Other services 4.5%

Wholesale trade 3.5%

Information 0.3%

Occupation

Category	%
Management, business & arts	28.7%
Service	21.5%
Sales & office	14.4%
Natural resources & construction	9.9%
Production & transportation	25.5%

Employment type

Type	%
Private sector	72.2%
Government	18.7%
Self-employed	8.6%
Unpaid family workers	0.4%

Commute

Method	%
Drive alone	79.5%
Carpool	6.6%
Public transit	3.4%
Walk	3.3%
Work from home	7.1%
Other means	0.2%
Avg commute (minutes)	26.5

Poverty

All people 16.5%

Under 18 years 35.6%

18 and over 11.7%

Married-couple families 3.0%

Female-led households 28.8%

Income support

Source	% of households
Social Security	30.8%
Retirement income	22.6%
Supplemental Security	4.1%
Cash public assistance	2.7%
Food stamps / SNAP	6.1%

Health indicators

Condition	%
Obesity	36.6%
High blood pressure	36.4%
High cholesterol	36.9%
Diabetes	10.5%
Heart disease	7.4%
Stroke	3.4%
Asthma	9.8%
Arthritis	28.7%
Kidney disease	3.2%
Pulmonary disease	8.0%
Cancer	7.7%

Behavior / access	%
Smoking	18.3%
Binge drinking	14.7%
No physical activity	25.4%
Less than 7 hrs sleep	30.8%
Depression	17.9%
Fair or poor health	14.8%
Poor mental health	12.8%
Poor physical health	10.5%
No health insurance	10.3%
Visited doctor (checkup)	77.2%
Visited dentist	64.5%
Cholesterol screening	90.4%
Teeth loss	14.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	313	10.0%

Disability	%
Any disability	10.8%
Under 18	1.3%
18–64 years	11.1%
65 and over	19.8%

Health insurance coverage

Type	%
Private insurance	63.5%
Public insurance	42.3%
No insurance	10.6%
Uninsured under 19	2.3%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	3,707	95.1%
Spanish	38	1.0%
Other Indo-European	8	0.2%
Asian & Pacific Islander	3	0.1%
Other languages	1	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	3,851	98.8%
Born in same state	3,851	98.8%
Born in different state	3,348	85.9%
Foreign born	0	0.0%
Naturalized citizen	47	1.2%
Not a US citizen	21	44.7%

Ancestry

Ancestry	Count	%
Italian	444	11.4%
French	355	9.1%
Arab	156	4%
English	120	3.1%

Ancestry	Count	%
Polish	24	0.6%
German	14	0.4%
Dutch	12	0.3%

Technology access

Metric	% of households
Computer access	43.1%
Internet access	95.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 61064

What city is ZIP code 61064 in?

ZIP code 61064 is primarily assigned to Polo, Illinois.

What county is ZIP code 61064 in?

ZIP code 61064 falls within Ogle County, Illinois.

What is the poverty rate in ZIP code 61064?

17% of residents in ZIP code 61064 live below the poverty line, above the national average.

What is the typical home value in ZIP code 61064?

The median home value in ZIP code 61064 is $153,800.

Does ZIP code 61064 have a large veteran population?

10% of civilians in ZIP code 61064 are veterans, above the national average of ~7%.

What is the population of ZIP code 61064?

ZIP code 61064 has an estimated population of 3,898 residents, with a density of 36 people per square mile.

What timezone is ZIP code 61064 in?

ZIP code 61064 observes the CST timezone.