85086 ZIP Code — Phoenix, AZ

Maricopa County, Arizona

ZIP code 85086 is located in Phoenix, Arizona, within Maricopa County. It covers approximately 61.35 square miles and serves a population of 43,884 residents. This is a standard ZIP code in the Mountain (MT) — no DST timezone, served by area code 480/602/928/520/623.

About ZIP code 85086

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $488,000. Owner-occupancy is high at 83%, well above the national average.

The gap between median ($114,775) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 4% is below the national average. 32% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 31 minutes is near the national average. Remote work is prevalent — 26% of workers work from home.

Educational attainment is near the national average, with 41% of residents holding a bachelor's degree or higher.

Overall, ZIP code 85086 reflects a community defined by high homeownership, a high rate of remote workers, and a significant Social Security-dependent population.

43,884

population

61.35

sq mi land

Standard

ZIP type

Mountain (MT) — no DST

timezone

85086 ZIP code map

Cities in ZIP code 85086

Below are the cities the US Postal Service accepts for ZIP code 85086. Using any city not on this list may result in mail delivery delays.

City	Status
Phoenix	Acceptable
Phoenix	Preferred

Nearby ZIP codes

85087 New River (4.6 mi) 85085 Phoenix (7.6 mi) 85083 Phoenix (9.6 mi) 85310 Glendale (11.3 mi) 85383 Peoria (11.3 mi) 85331 Cave Creek (11.5 mi) 85024 Phoenix (12.4 mi) 85266 Scottsdale (12.5 mi) 85027 Phoenix (12.6 mi) 85050 Phoenix (13.6 mi) 85308 Glendale (13.8 mi) 85373 Sun City (15.2 mi)

Demographics updated 05/2026

Population
Total population	43,884
Population density	715 / sq mi
State FIPS	04
County FIPS	013

Geography
Land area	61.35 sq mi
Water area	0.04 sq mi
Latitude	33.8597
Longitude	-112.1159
Timezone	Mountain (MT) — no DST
Area code	480/602/928/520/623

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	20.6%	36.2%	40.6%
$50k – $100k	26.9%	32.0%	31.9%
$100k – $200k	38.3%	23.7%	21.1%
Over $200k	14.3%	8.0%	6.4%

Demographics & statistics

43,884

Population

715

People per sq mi

43.6

Median age

$114,775

Median household income

$52,551

Per capita income

$488,000

Median home value

$2,034

Median monthly rent

83.3%

Home ownership

4.1%

Poverty rate

4.2%

Unemployment

14,340

Housing units

40.8%

Bachelor's or higher

Age distribution

Male Female

1,175

Under 5

1,172

1,305

5–9

1,303

1,737

10–14

1,733

1,812

15–19

1,809

918

20–24

916

1,798

25–34

1,795

2,731

35–44

2,725

3,758

45–54

3,750

1,706

55–59

1,703

1,330

60–64

1,327

2,463

65–74

2,458

1,017

75–84

1,015

214

85+

214

← Male

Female →

Age summary

Group	Count	%
Under 18	10,683	24.3%
18 and over	33,201	75.7%
65 and over	7,381	16.8%
Median age	43.6 years

Race & ethnicity

White 82.7%

Two or more races 5.5%

Hispanic or Latino 4.7%

Asian 2.7%

Other race 2.2%

Black or African American 1.6%

American Indian / Alaska Native 0.6%

Group	Count	%
White	38,078	82.7%
Two or more races	2,550	5.5%
Hispanic or Latino	2,163	4.7%
Asian	1,231	2.7%
Other race	993	2.2%
Black or African American	758	1.6%
American Indian / Alaska Native	265	0.6%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	20.6%	36.2%	40.6%
$50k – $100k	26.9%	32.0%	31.9%
$100k – $200k	38.3%	23.7%	21.1%
Over $200k	14.3%	8.0%	6.4%

Under $10k 2.2%

$10k–$15k 1.6%

$15k–$25k 2.9%

$25k–$35k 3.3%

$35k–$50k 5.8%

$50k–$75k 11.7%

$75k–$100k 16.7%

$100k–$150k 21.3%

$150k–$200k 15.7%

$200k+ 18.8%

Range	% of households
Under $10k	2.2%
$10k–$15k	1.6%
$15k–$25k	2.9%
$25k–$35k	3.3%
$35k–$50k	5.8%
$50k–$75k	11.7%
$75k–$100k	16.7%
$100k–$150k	21.3%
$150k–$200k	15.7%
$200k+	18.8%
Median income	$114,775

Housing

Home values

Under $50k 3.4%

$50k–$100k 0.3%

$100k–$150k 0.4%

$150k–$200k 0.8%

$200k–$300k 9.1%

$300k–$500k 38.5%

$500k–$1M 42.3%

$1M+ 5.3%

Housing overview

Metric	Value
Median home value	$488,000
Median rent / month	$2,034
Owner occupied	83.3%
Renter occupied	16.7%
Vacant	7.7%
Single-family detached	89.9%
Large apartment buildings	2.3%
Mobile homes	2.3%
Median rooms	6.7
Avg household size (owned)	2.67

Year built

Era	%
2020 or later	0.2%
2010–2019	8.9%
2000–2009	68.9%
1990–1999	16.6%
1980–1989	3.5%
1970–1979	0.9%
1960–1969	0.6%
1950–1959	0.2%
1940–1949	0.0%
1939 or earlier	0.1%

Bedrooms

Size	% of units
No bedroom (studio)	0.2%
1 bedroom	3.9%
2 bedrooms	11.1%
3 bedrooms	37.1%
4 bedrooms	39.1%
5+ bedrooms	8.6%

Vehicles per household

Vehicles	% of households
No vehicle	2.2%
1 vehicle	23.0%
2 vehicles	40.5%
3 or more	34.3%

Heating fuel

Fuel type	%
Utility gas	50.9%
Electricity	44.2%
Propane / LP gas	1.2%
Fuel oil	0.2%
Solar	2.6%
No fuel used	0.6%

Households & families

Household type	Count	%
Married-couple family	10,257	65.5%
Cohabiting couple	746	4.8%
Male householder, no spouse	1,552	9.9%
Female householder, no spouse	3,095	19.8%
Households with children under 18	5,604	35.8%
Households with seniors (65+)	5,085	32.5%
Average household size	2.72

Marital status

Status	Male	Female
Never married	25.3%	20.8%
Married	63.0%	59.1%
Separated	0.4%	0.6%
Widowed	2.5%	6.4%
Divorced	8.7%	13.1%

Education

Less than 9th grade 1.1%

Some HS, no diploma 1.8%

HS graduate 19.3%

Some college, no degree 24.3%

Associate's degree 12.7%

Bachelor's degree 26.0%

Graduate / professional 14.8%

Metric	%
HS diploma or higher	97.2%
Bachelor's or higher	40.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	298	2.8%
Kindergarten	429	4.0%
Elementary school	4,896	45.5%
High school	2,741	25.5%
College / grad school	2,401	22.3%

Employment

Industry of employment

Education & healthcare 16.8%

Finance & real estate 14.2%

Professional & management 12.5%

Retail trade 11.6%

Arts, food & hospitality 9.7%

Construction 7.4%

Transportation & utilities 6.3%

Manufacturing 5.7%

Other services 5.3%

Public administration 4.7%

Wholesale trade 3.0%

Information 1.9%

Agriculture & mining 0.8%

Occupation

Category	%
Management, business & arts	48.3%
Service	12.9%
Sales & office	24.4%
Natural resources & construction	7.4%
Production & transportation	7.1%

Employment type

Type	%
Private sector	83.0%
Government	8.8%
Self-employed	7.9%
Unpaid family workers	0.3%

Commute

Method	%
Drive alone	65.6%
Carpool	6.1%
Public transit	0.0%
Walk	1.1%
Work from home	25.7%
Other means	1.5%
Avg commute (minutes)	31.1

Poverty

All people 4.1%

Under 18 years 2.7%

18 and over 4.6%

Married-couple families 2.1%

Female-led households 2.6%

Income support

Source	% of households
Social Security	31.6%
Retirement income	28.6%
Supplemental Security	2.1%
Cash public assistance	1.1%
Food stamps / SNAP	3.3%

Health indicators

Condition	%
Obesity	28.1%
High blood pressure	27.4%
High cholesterol	30.9%
Diabetes	7.4%
Heart disease	4.3%
Stroke	2.0%
Asthma	9.6%
Arthritis	18.5%
Kidney disease	2.2%
Pulmonary disease	4.5%
Cancer	5.8%

Behavior / access	%
Smoking	13.0%
Binge drinking	18.0%
No physical activity	15.4%
Less than 7 hrs sleep	30.5%
Depression	19.1%
Fair or poor health	9.4%
Poor mental health	13.4%
Poor physical health	7.7%
No health insurance	11.4%
Visited doctor (checkup)	69.5%
Visited dentist	70.6%
Cholesterol screening	91.6%
Teeth loss	7.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	2,810	8.5%

Disability	%
Any disability	9.0%
Under 18	1.9%
18–64 years	7.7%
65 and over	23.9%

Health insurance coverage

Type	%
Private insurance	83.3%
Public insurance	24.4%
No insurance	4.1%
Uninsured under 19	2.3%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	41,537	94.7%
Spanish	909	2.2%
Other Indo-European	409	1.0%
Asian & Pacific Islander	106	0.3%
Other languages	348	0.8%

Place of birth & citizenship

Origin	Count	%
Native born (US)	41,354	94.2%
Born in same state	40,980	93.4%
Born in different state	14,384	32.8%
Foreign born	374	0.9%
Naturalized citizen	2,530	5.8%
Not a US citizen	1,681	66.4%

Ancestry

Ancestry	Count	%
French	5,691	13%
Italian	4,984	11.4%
Arab	1,821	4.1%
Polish	1,661	3.8%
English	380	0.9%

Ancestry	Count	%
German	340	0.8%
Dutch	237	0.5%
Norwegian	199	0.5%
Irish	129	0.3%

Technology access

Metric	% of households
Computer access	35.7%
Internet access	98.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 85086

What city is ZIP code 85086 in?

ZIP code 85086 is primarily assigned to Phoenix, Arizona.

What county is ZIP code 85086 in?

ZIP code 85086 falls within Maricopa County, Arizona.

Is ZIP code 85086 mostly owner-occupied?

83% of occupied units in ZIP code 85086 are owner-occupied, well above the national average.

What is the typical home value in ZIP code 85086?

The median home value in ZIP code 85086 is $488,000.

What is the median household income in ZIP code 85086?

The median household income in ZIP code 85086 is $114,775, above the national median of ~$75,000.

What is the population of ZIP code 85086?

ZIP code 85086 has an estimated population of 43,884 residents, with a density of 715 people per square mile.

What timezone is ZIP code 85086 in?

ZIP code 85086 observes the MST timezone.