85040 ZIP Code — Phoenix, AZ

Maricopa County, Arizona

ZIP code 85040 is located in Phoenix, Arizona, within Maricopa County. It covers approximately 10.11 square miles and serves a population of 34,861 residents. This is a standard ZIP code in the Mountain (MT) — no DST timezone, served by area code 480/602/623.

About ZIP code 85040

The housing stock consists of a mix of housing types. Most homes were built in the 2000s, giving the area an established character. Median home value is $240,100. Owner-occupancy sits near the national average at 46%.

Median household income is $55,771. Poverty affects 24% of residents, above the national average. SNAP benefit usage at 23% of households reflects economic stress in the area.

The dominant occupation class is service, with education and healthcare as the leading industry. The average commute of 24 minutes is near the national average.

College attainment at 13% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (20%) compared to national benchmarks. 23% of residents lack health insurance, above the national average.

Overall, ZIP code 85040 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, and elevated reliance on food assistance.

34,861

population

10.11

sq mi land

Standard

ZIP type

Mountain (MT) — no DST

timezone

85040 ZIP code map

Cities in ZIP code 85040

Below are the cities the US Postal Service accepts for ZIP code 85040. Using any city not on this list may result in mail delivery delays.

City	Status
Phoenix	Preferred

Nearby ZIP codes

85034 Phoenix (1.9 mi) 85042 Phoenix (2.6 mi) 85004 Phoenix (3.9 mi) 85073 Phoenix (4 mi) 85065 Phoenix (4.1 mi) 85026 Phoenix (4.2 mi) 85003 Phoenix (4.2 mi) 85006 Phoenix (4.2 mi) 85008 Phoenix (4.5 mi) 85007 Phoenix (4.6 mi) 85044 Phoenix (4.9 mi) 85041 Phoenix (5.2 mi)

Demographics updated 05/2026

Population
Total population	34,861
Population density	3,448 / sq mi
State FIPS	04
County FIPS	013

Geography
Land area	10.11 sq mi
Water area	0.00 sq mi
Latitude	33.4072
Longitude	-112.0259
Timezone	Mountain (MT) — no DST
Area code	480/602/623

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	57.8%	36.2%	40.6%
$50k – $100k	29.7%	32.0%	31.9%
$100k – $200k	12.0%	23.7%	21.1%
Over $200k	0.5%	8.0%	6.4%

Demographics & statistics

34,861

Population

3,448

People per sq mi

29.4

Median age

$55,771

Median household income

$21,554

Per capita income

$240,100

Median home value

$1,138

Median monthly rent

46.0%

Home ownership

23.7%

Poverty rate

7.6%

Unemployment

5,857

Housing units

13.1%

Bachelor's or higher

Age distribution

Male Female

1,310

Under 5

1,313

1,299

5–9

1,301

1,517

10–14

1,520

1,778

15–19

1,781

1,434

20–24

1,436

2,960

25–34

2,965

2,490

35–44

2,494

1,668

45–54

1,672

850

55–59

851

720

60–64

721

894

65–74

895

369

75–84

370

126

85+

127

← Male

Female →

Age summary

Group	Count	%
Under 18	10,361	29.7%
18 and over	24,500	70.3%
65 and over	2,781	8.0%
Median age	29.4 years

Race & ethnicity

White 30%

Hispanic or Latino 25%

Two or more races 16.8%

Black or African American 13.4%

Other race 10.3%

American Indian / Alaska Native 2.4%

Asian 1.7%

Native Hawaiian / Pacific Islander 0.4%

Group	Count	%
White	13,972	30%
Hispanic or Latino	11,648	25%
Two or more races	7,793	16.8%
Black or African American	6,242	13.4%
Other race	4,769	10.3%
American Indian / Alaska Native	1,109	2.4%
Asian	795	1.7%
Native Hawaiian / Pacific Islander	181	0.4%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	57.8%	36.2%	40.6%
$50k – $100k	29.7%	32.0%	31.9%
$100k – $200k	12.0%	23.7%	21.1%
Over $200k	0.5%	8.0%	6.4%

Under $10k 8.2%

$10k–$15k 9.0%

$15k–$25k 7.8%

$25k–$35k 5.9%

$35k–$50k 13.7%

$50k–$75k 25.1%

$75k–$100k 10.7%

$100k–$150k 13.3%

$150k–$200k 3.9%

$200k+ 2.4%

Range	% of households
Under $10k	8.2%
$10k–$15k	9.0%
$15k–$25k	7.8%
$25k–$35k	5.9%
$35k–$50k	13.7%
$50k–$75k	25.1%
$75k–$100k	10.7%
$100k–$150k	13.3%
$150k–$200k	3.9%
$200k+	2.4%
Median income	$55,771

Housing

Home values

Under $50k 5.6%

$50k–$100k 4.9%

$100k–$150k 6.8%

$150k–$200k 13.3%

$200k–$300k 34.7%

$300k–$500k 32.7%

$500k–$1M 0.7%

$1M+ 1.2%

Housing overview

Metric	Value
Median home value	$240,100
Median rent / month	$1,138
Owner occupied	46.0%
Renter occupied	54.0%
Vacant	6.1%
Single-family detached	63.3%
Large apartment buildings	10.9%
Mobile homes	3.4%
Median rooms	5.0
Avg household size (owned)	3.05

Year built

Era	%
2020 or later	0.1%
2010–2019	12.1%
2000–2009	22.0%
1990–1999	8.5%
1980–1989	12.0%
1970–1979	15.3%
1960–1969	12.1%
1950–1959	13.9%
1940–1949	3.0%
1939 or earlier	1.1%

Bedrooms

Size	% of units
No bedroom (studio)	2.8%
1 bedroom	12.6%
2 bedrooms	25.8%
3 bedrooms	40.2%
4 bedrooms	17.1%
5+ bedrooms	1.5%

Vehicles per household

Vehicles	% of households
No vehicle	11.8%
1 vehicle	30.8%
2 vehicles	36.0%
3 or more	21.5%

Heating fuel

Fuel type	%
Utility gas	9.1%
Electricity	89.1%
Propane / LP gas	1.3%
No fuel used	0.5%

Households & families

Household type	Count	%
Married-couple family	3,503	31.4%
Cohabiting couple	1,256	11.3%
Male householder, no spouse	2,327	20.9%
Female householder, no spouse	4,073	36.5%
Households with children under 18	4,830	43.3%
Households with seniors (65+)	2,316	20.8%
Average household size	3.11

Marital status

Status	Male	Female
Never married	54.7%	48.4%
Married	33.4%	30.0%
Separated	2.8%	2.9%
Widowed	1.5%	6.1%
Divorced	7.6%	12.6%

Education

Less than 9th grade 11.8%

Some HS, no diploma 17.7%

HS graduate 32.4%

Some college, no degree 19.5%

Associate's degree 5.5%

Bachelor's degree 8.1%

Graduate / professional 5.0%

Metric	%
HS diploma or higher	70.5%
Bachelor's or higher	13.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	252	2.7%
Kindergarten	486	5.1%
Elementary school	4,372	46.3%
High school	2,795	29.6%
College / grad school	1,540	16.3%

Employment

Industry of employment

Education & healthcare 17.8%

Arts, food & hospitality 14.0%

Professional & management 13.6%

Retail trade 10.5%

Construction 10.4%

Manufacturing 8.4%

Transportation & utilities 7.9%

Finance & real estate 6.0%

Other services 4.9%

Public administration 2.9%

Wholesale trade 1.6%

Information 1.5%

Agriculture & mining 0.8%

Occupation

Category	%
Management, business & arts	22.9%
Service	24.5%
Sales & office	20.8%
Natural resources & construction	11.6%
Production & transportation	20.3%

Employment type

Type	%
Private sector	83.7%
Government	10.7%
Self-employed	5.6%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	70.9%
Carpool	13.0%
Public transit	2.8%
Walk	1.1%
Work from home	9.6%
Other means	2.6%
Avg commute (minutes)	24.2

Poverty

All people 23.7%

Under 18 years 30.5%

18 and over 20.9%

Married-couple families 12.9%

Female-led households 29.1%

Income support

Source	% of households
Social Security	22.0%
Retirement income	9.8%
Supplemental Security	8.9%
Cash public assistance	3.8%
Food stamps / SNAP	22.7%

Health indicators

Condition	%
Obesity	38.5%
High blood pressure	32.0%
High cholesterol	27.2%
Diabetes	13.4%
Heart disease	5.3%
Stroke	3.4%
Asthma	11.5%
Arthritis	18.3%
Kidney disease	3.4%
Pulmonary disease	6.2%
Cancer	3.6%

Behavior / access	%
Smoking	20.4%
Binge drinking	14.9%
No physical activity	33.2%
Less than 7 hrs sleep	37.2%
Depression	19.2%
Fair or poor health	24.0%
Poor mental health	17.6%
Poor physical health	13.1%
No health insurance	34.0%
Visited doctor (checkup)	68.5%
Visited dentist	44.4%
Cholesterol screening	83.6%
Teeth loss	24.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	929	3.8%

Disability	%
Any disability	9.9%
Under 18	2.7%
18–64 years	10.5%
65 and over	31.9%

Health insurance coverage

Type	%
Private insurance	35.5%
Public insurance	46.1%
No insurance	22.7%
Uninsured under 19	10.4%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	32,238	92.5%
Spanish	5,193	16.1%
Other Indo-European	4,854	15.1%
Asian & Pacific Islander	86	0.3%
Other languages	205	0.6%

Place of birth & citizenship

Origin	Count	%
Native born (US)	27,212	78.1%
Born in same state	26,870	77.1%
Born in different state	19,378	55.6%
Foreign born	342	1.0%
Naturalized citizen	7,649	21.9%
Not a US citizen	2,261	29.6%

Ancestry

Ancestry	Count	%
Italian	708	2%
French	544	1.6%
Arab	351	1%
English	100	0.3%
Irish	46	0.1%

Ancestry	Count	%
Polish	40	0.1%
German	18	0.1%
Norwegian	9	0%
Dutch	3	0%

Technology access

Metric	% of households
Computer access	32.0%
Internet access	92.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 85040

What city is ZIP code 85040 in?

ZIP code 85040 is primarily assigned to Phoenix, Arizona.

What county is ZIP code 85040 in?

ZIP code 85040 falls within Maricopa County, Arizona.

What is the poverty rate in ZIP code 85040?

24% of residents in ZIP code 85040 live below the poverty line, above the national average.

How educated is the population of ZIP code 85040?

13% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What is the population of ZIP code 85040?

ZIP code 85040 has an estimated population of 34,861 residents, with a density of 3,449 people per square mile.

What is the median household income in ZIP code 85040?

The median household income in ZIP code 85040 is $55,771, below the national median of ~$75,000.

What timezone is ZIP code 85040 in?

ZIP code 85040 observes the MST timezone.