85020 ZIP Code — Phoenix, AZ
Maricopa County, Arizona
ZIP code 85020 is located in Phoenix, Arizona, within Maricopa County. It covers approximately 8.78 square miles and serves a population of 34,376 residents. This is a standard ZIP code in the Mountain (MT) — no DST timezone, served by area code 602/480/623.
About ZIP code 85020
The housing stock consists of a mix of housing types. Most homes were built in the 1970s, giving the area an established character. Median home value is $363,700. Owner-occupancy sits near the national average at 53%.
The gap between median ($74,622) and mean household income suggests income inequality — a small number of higher earners pull the average up. 32% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 23 minutes is near the national average.
Educational attainment is near the national average, with 41% of residents holding a bachelor's degree or higher.
34,376
population
8.78
sq mi land
Standard
ZIP type
Mountain (MT) — no DST
timezone
85020 ZIP code map
Cities in ZIP code 85020
Below are the cities the US Postal Service accepts for ZIP code 85020. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Phoenix | Preferred |
Nearby ZIP codes
85028 Phoenix (2.5 mi)
85021 Phoenix (2.5 mi)
85029 Phoenix (3.6 mi)
85022 Phoenix (3.8 mi)
85016 Phoenix (4.1 mi)
85014 Phoenix (4.3 mi)
85012 Phoenix (4.4 mi)
85032 Phoenix (4.6 mi)
85013 Phoenix (4.6 mi)
85051 Phoenix (4.7 mi)
85023 Phoenix (4.8 mi)
85253 Paradise Valley (5 mi)
Demographics
updated 05/2026
| Population | |
|---|---|
| Total population | 34,376 |
| Population density | 3,915 / sq mi |
| State FIPS | 04 |
| County FIPS | 013 |
| Geography | |
|---|---|
| Land area | 8.78 sq mi |
| Water area | 0.03 sq mi |
| Latitude | 33.5711 |
| Longitude | -112.0514 |
| Timezone | Mountain (MT) — no DST |
| Area code | 602/480/623 |
Total population by age
Gender
Race & ethnicity
Economics
updated 05/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 36.1% | 36.2% | 40.6% |
| $50k – $100k | 34.1% | 32.0% | 31.9% |
| $100k – $200k | 20.8% | 23.7% | 21.1% |
| Over $200k | 9.0% | 8.0% | 6.4% |
Demographics & statistics
34,376
Population
3,915
People per sq mi
43.5
Median age
$74,622
Median household income
$52,591
Per capita income
$363,700
Median home value
$1,257
Median monthly rent
53.3%
Home ownership
11.8%
Poverty rate
6.0%
Unemployment
10,444
Housing units
41.2%
Bachelor's or higher
Age distribution
Male
Female
754
Under 5
702
730
5–9
681
671
10–14
625
872
15–19
812
1,541
20–24
1,436
2,433
25–34
2,267
2,242
35–44
2,090
2,408
45–54
2,245
1,349
55–59
1,258
1,141
60–64
1,063
2,081
65–74
1,939
968
75–84
903
603
85+
562
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 5,215 | 15.2% |
| 18 and over | 29,161 | 84.8% |
| 65 and over | 7,056 | 20.5% |
| Median age | 43.5 years | |
Race & ethnicity
White
60.4%
Hispanic or Latino
13.4%
Two or more races
10.2%
Other race
6.1%
Black or African American
4.6%
American Indian / Alaska Native
3.5%
Asian
1.4%
Native Hawaiian / Pacific Islander
0.4%
| Group | Count | % |
|---|---|---|
| White | 24,000 | 60.4% |
| Hispanic or Latino | 5,338 | 13.4% |
| Two or more races | 4,060 | 10.2% |
| Other race | 2,411 | 6.1% |
| Black or African American | 1,808 | 4.6% |
| American Indian / Alaska Native | 1,373 | 3.5% |
| Asian | 574 | 1.4% |
| Native Hawaiian / Pacific Islander | 150 | 0.4% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 36.1% | 36.2% | 40.6% |
| $50k – $100k | 34.1% | 32.0% | 31.9% |
| $100k – $200k | 20.8% | 23.7% | 21.1% |
| Over $200k | 9.0% | 8.0% | 6.4% |
Under $10k
3.8%
$10k–$15k
3.1%
$15k–$25k
7.8%
$25k–$35k
8.1%
$35k–$50k
8.0%
$50k–$75k
19.6%
$75k–$100k
13.4%
$100k–$150k
18.8%
$150k–$200k
7.1%
$200k+
10.4%
| Range | % of households |
|---|---|
| Under $10k | 3.8% |
| $10k–$15k | 3.1% |
| $15k–$25k | 7.8% |
| $25k–$35k | 8.1% |
| $35k–$50k | 8.0% |
| $50k–$75k | 19.6% |
| $75k–$100k | 13.4% |
| $100k–$150k | 18.8% |
| $150k–$200k | 7.1% |
| $200k+ | 10.4% |
| Median income | $74,622 |
Housing
Home values
Under $50k
3.9%
$50k–$100k
0.7%
$100k–$150k
5.2%
$150k–$200k
6.8%
$200k–$300k
20.3%
$300k–$500k
30.2%
$500k–$1M
26.9%
$1M+
6.1%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $363,700 |
| Median rent / month | $1,257 |
| Owner occupied | 53.3% |
| Renter occupied | 46.7% |
| Vacant | 8.9% |
| Single-family detached | 40.6% |
| Large apartment buildings | 17.8% |
| Mobile homes | 2.4% |
| Median rooms | 4.6 |
| Avg household size (owned) | 2.06 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.0% |
| 2010–2019 | 3.4% |
| 2000–2009 | 6.6% |
| 1990–1999 | 13.6% |
| 1980–1989 | 20.0% |
| 1970–1979 | 24.6% |
| 1960–1969 | 12.0% |
| 1950–1959 | 14.7% |
| 1940–1949 | 3.2% |
| 1939 or earlier | 1.9% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 2.3% |
| 1 bedroom | 18.6% |
| 2 bedrooms | 39.6% |
| 3 bedrooms | 27.7% |
| 4 bedrooms | 9.9% |
| 5+ bedrooms | 1.9% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 8.5% |
| 1 vehicle | 43.8% |
| 2 vehicles | 32.3% |
| 3 or more | 15.4% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 25.7% |
| Electricity | 71.7% |
| Propane / LP gas | 0.1% |
| Fuel oil | 0.2% |
| Wood | 0.1% |
| Solar | 0.6% |
| No fuel used | 1.5% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 5,461 | 32.9% |
| Cohabiting couple | 1,123 | 6.8% |
| Male householder, no spouse | 4,691 | 28.3% |
| Female householder, no spouse | 5,303 | 32.0% |
| Households with children under 18 | 3,138 | 18.9% |
| Households with seniors (65+) | 5,264 | 31.8% |
| Average household size | 2.05 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 40.9% | 29.7% |
| Married | 38.8% | 39.3% |
| Separated | 0.9% | 2.6% |
| Widowed | 3.2% | 8.0% |
| Divorced | 16.3% | 20.4% |
Education
Less than 9th grade
4.8%
Some HS, no diploma
4.9%
HS graduate
17.5%
Some college, no degree
23.3%
Associate's degree
8.3%
Bachelor's degree
23.1%
Graduate / professional
18.1%
| Metric | % |
|---|---|
| HS diploma or higher | 90.3% |
| Bachelor's or higher | 41.2% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 191 | 3.4% |
| Kindergarten | 260 | 4.6% |
| Elementary school | 2,205 | 38.8% |
| High school | 1,177 | 20.7% |
| College / grad school | 1,852 | 32.6% |
Employment
Industry of employment
Education & healthcare
23.3%
Professional & management
16.4%
Finance & real estate
11.9%
Arts, food & hospitality
10.7%
Retail trade
9.4%
Construction
7.3%
Manufacturing
5.2%
Other services
4.8%
Transportation & utilities
3.7%
Public administration
3.5%
Wholesale trade
2.3%
Information
1.5%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 45.1% |
| Service | 18.4% |
| Sales & office | 22.9% |
| Natural resources & construction | 6.9% |
| Production & transportation | 6.8% |
Employment type
| Type | % |
|---|---|
| Private sector | 81.3% |
| Government | 10.9% |
| Self-employed | 7.1% |
| Unpaid family workers | 0.7% |
Commute
| Method | % |
|---|---|
| Drive alone | 68.2% |
| Carpool | 10.1% |
| Public transit | 2.1% |
| Walk | 2.3% |
| Work from home | 14.4% |
| Other means | 2.9% |
| Avg commute (minutes) | 22.9 |
Poverty
All people
11.8%
Under 18 years
17.8%
18 and over
10.7%
Married-couple families
5.0%
Female-led households
17.5%
Income support
| Source | % of households |
|---|---|
| Social Security | 31.6% |
| Retirement income | 22.3% |
| Supplemental Security | 3.7% |
| Cash public assistance | 3.1% |
| Food stamps / SNAP | 8.6% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 30.3% |
| High blood pressure | 32.2% |
| High cholesterol | 33.4% |
| Diabetes | 10.1% |
| Heart disease | 6.0% |
| Stroke | 2.9% |
| Asthma | 10.1% |
| Arthritis | 22.3% |
| Kidney disease | 3.1% |
| Pulmonary disease | 6.4% |
| Cancer | 6.7% |
| Behavior / access | % |
|---|---|
| Smoking | 14.5% |
| Binge drinking | 15.4% |
| No physical activity | 20.9% |
| Less than 7 hrs sleep | 30.9% |
| Depression | 18.9% |
| Fair or poor health | 14.2% |
| Poor mental health | 13.9% |
| Poor physical health | 10.1% |
| No health insurance | 16.7% |
| Visited doctor (checkup) | 71.4% |
| Visited dentist | 63.4% |
| Cholesterol screening | 90.3% |
| Teeth loss | 11.6% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 2,708 | 9.3% |
| Disability | % |
|---|---|
| Any disability | 15.3% |
| Under 18 | 6.8% |
| 18–64 years | 11.8% |
| 65 and over | 33.1% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 65.1% |
| Public insurance | 37.0% |
| No insurance | 10.0% |
| Uninsured under 19 | 10.2% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 32,920 | 95.8% |
| Spanish | 2,532 | 7.7% |
| Other Indo-European | 2,148 | 6.5% |
| Asian & Pacific Islander | 211 | 0.6% |
| Other languages | 47 | 0.1% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 30,038 | 87.4% |
| Born in same state | 29,764 | 86.6% |
| Born in different state | 12,257 | 35.7% |
| Foreign born | 274 | 0.8% |
| Naturalized citizen | 4,338 | 12.6% |
| Not a US citizen | 1,962 | 45.2% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| Italian | 3,460 | 10.1% |
| French | 2,747 | 8% |
| Arab | 785 | 2.3% |
| Polish | 596 | 1.7% |
| English | 384 | 1.1% |
| Ancestry | Count | % |
|---|---|---|
| German | 154 | 0.4% |
| Dutch | 125 | 0.4% |
| Norwegian | 108 | 0.3% |
| Irish | 101 | 0.3% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 48.2% |
| Internet access | 94.7% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 85020
What city is ZIP code 85020 in?
ZIP code 85020 is primarily assigned to Phoenix, Arizona.
What county is ZIP code 85020 in?
ZIP code 85020 falls within Maricopa County, Arizona.
What is the typical home value in ZIP code 85020?
The median home value in ZIP code 85020 is $363,700.
Does ZIP code 85020 have a large veteran population?
9% of civilians in ZIP code 85020 are veterans, above the national average of ~7%.
What is the population of ZIP code 85020?
ZIP code 85020 has an estimated population of 34,376 residents, with a density of 3,914 people per square mile.
What is the median household income in ZIP code 85020?
The median household income in ZIP code 85020 is $74,622, below the national median of ~$75,000.
What timezone is ZIP code 85020 in?
ZIP code 85020 observes the MST timezone.