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Nebraska ZIP Codes
Hamilton County
Phillips, NE
68865
68865 ZIP Code — Phillips, NE
Hamilton County, Nebraska
ZIP code 68865 is located in
Phillips ,
Nebraska ,
within Hamilton County .
It covers approximately 60.24 square miles and serves a population of
923 residents.
This is a standard ZIP code in the Central (CT) timezone,
served by area code 308/402 .
About ZIP code 68865
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $237,900. Owner-occupancy is high at 84%, well above the national average.
Median household income is $97,188.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 19 minutes is near the national average.
Educational attainment is near the national average, with 23% of residents holding a bachelor's degree or higher.
68865 ZIP code map
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Cities in ZIP code 68865
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Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
923
Population density
15 / sq mi
State FIPS
31
County FIPS
081
Geography
Land area
60.24 sq mi
Water area
0.62 sq mi
Latitude
40.9083
Longitude
-98.1880
Timezone
Central (CT)
Area code
308/402
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
19.1%
32.5%
39.5%
$50k – $100k
39.7%
35.3%
33.4%
$100k – $200k
33.4%
28.0%
22.0%
Over $200k
7.7%
4.2%
5.2%
Demographics & statistics
$97,188
Median household income
$237,900
Median home value
22.9%
Bachelor's or higher
Age distribution
Age summary
Group Count %
Under 18 123 13.3%
18 and over 800 86.7%
65 and over 230 24.9%
Median age 49.8 years
Race & ethnicity
American Indian / Alaska Native
0.1%
Group Count %
White 843 85.9%
Two or more races 76 7.7%
Hispanic or Latino 58 5.9%
Other race 3 0.3%
American Indian / Alaska Native 1 0.1%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
19.1%
32.5%
39.5%
$50k – $100k
39.7%
35.3%
33.4%
$100k – $200k
33.4%
28.0%
22.0%
Over $200k
7.7%
4.2%
5.2%
Range % of households
Under $10k 0.2%
$10k–$15k 0.5%
$15k–$25k 2.4%
$25k–$35k 5.3%
$35k–$50k 7.9%
$50k–$75k 16.1%
$75k–$100k 18.9%
$100k–$150k 38.6%
$150k–$200k 2.4%
$200k+ 7.7%
Median income $97,188
Housing
Housing overview
Metric Value
Median home value $237,900
Median rent / month $748
Owner occupied 83.7%
Renter occupied 16.3%
Vacant 10.7%
Single-family detached 95.9%
Large apartment buildings 0.0%
Mobile homes 3.9%
Median rooms 7.6
Avg household size (owned) 2.37
Year built
Era %
2020 or later 0.0%
2010–2019 17.3%
2000–2009 5.6%
1990–1999 6.0%
1980–1989 18.0%
1970–1979 24.6%
1960–1969 2.1%
1950–1959 3.2%
1940–1949 9.6%
1939 or earlier 13.5%
Bedrooms
Size % of units
No bedroom (studio) 1.1%
1 bedroom 0.6%
2 bedrooms 15.4%
3 bedrooms 34.3%
4 bedrooms 31.5%
5+ bedrooms 17.1%
Vehicles per household
Vehicles % of households
No vehicle 0.5%
1 vehicle 10.8%
2 vehicles 48.4%
3 or more 40.3%
Heating fuel
Fuel type %
Utility gas 54.4%
Electricity 28.3%
Propane / LP gas 16.5%
Wood 0.7%
Households & families
Household type Count %
Married-couple family 294 70.5%
Cohabiting couple 17 4.1%
Male householder, no spouse 51 12.2%
Female householder, no spouse 55 13.2%
Households with children under 18 114 27.3%
Households with seniors (65+) 162 38.8%
Average household size 2.21
Marital status
Status Male Female
Never married 25.4% 5.0%
Married 68.7% 75.2%
Separated 0.4% 1.1%
Widowed 0.0% 7.4%
Divorced 5.4% 11.3%
Education
Some college, no degree
28.0%
Graduate / professional
6.5%
Metric %
HS diploma or higher 92.4%
Bachelor's or higher 22.9%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 4 3.8%
Kindergarten 4 3.8%
Elementary school 45 42.5%
High school 40 37.7%
College / grad school 13 12.3%
Employment
Industry of employment
Education & healthcare
26.7%
Finance & real estate
13.5%
Public administration
5.2%
Transportation & utilities
5.0%
Agriculture & mining
3.9%
Arts, food & hospitality
3.6%
Occupation
Category %
Management, business & arts 41.9%
Service 12.3%
Sales & office 16.6%
Natural resources & construction 12.7%
Production & transportation 16.4%
Employment type
Type %
Private sector 86.9%
Government 9.7%
Self-employed 3.4%
Unpaid family workers 0.0%
Commute
Method %
Drive alone 85.4%
Carpool 8.5%
Public transit 0.0%
Walk 0.8%
Work from home 2.6%
Other means 2.6%
Avg commute (minutes) 19.1
Poverty
Married-couple families
4.1%
Female-led households
6.8%
Income support
Source % of households
Social Security 27.1%
Retirement income 28.1%
Supplemental Security 1.0%
Cash public assistance 0.0%
Food stamps / SNAP 2.9%
Health indicators
Condition %
Obesity 39.5%
High blood pressure 34.4%
High cholesterol 33.0%
Diabetes 9.8%
Heart disease 6.0%
Stroke 2.7%
Asthma 8.6%
Arthritis 25.1%
Kidney disease 2.6%
Pulmonary disease 6.0%
Cancer 6.8%
Behavior / access %
Smoking 17.4%
Binge drinking 20.4%
No physical activity 21.9%
Less than 7 hrs sleep 28.6%
Depression 17.3%
Fair or poor health 11.3%
Poor mental health 11.6%
Poor physical health 9.0%
No health insurance 12.7%
Visited doctor (checkup) 72.5%
Visited dentist 68.7%
Cholesterol screening 89.0%
Teeth loss 11.3%
Veterans & disability
Veterans Count %
Civilian veterans 66 8.3%
Disability %
Any disability 8.8%
Under 18 0.0%
18–64 years 4.2%
65 and over 24.8%
Health insurance coverage
Type %
Private insurance 80.9%
Public insurance 34.1%
No insurance 5.6%
Uninsured under 19 4.3%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 874 94.7%
Spanish 18 2.1%
Other Indo-European 17 1.9%
Asian & Pacific Islander 1 0.1%
Other languages 0 0.0%
Place of birth & citizenship
Origin Count %
Native born (US) 906 98.2%
Born in same state 899 97.4%
Born in different state 719 77.9%
Foreign born 7 0.8%
Naturalized citizen 17 1.8%
Not a US citizen 9 52.9%
Ancestry
Ancestry Count %
French 116 12.6%
Italian 109 11.8%
English 33 3.6%
Ancestry Count %
Arab 33 3.6%
Polish 18 2%
Dutch 11 1.2%
Technology access
Metric % of households
Computer access 45.2%
Internet access 98.1%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 68865
What city is ZIP code 68865 in?
ZIP code 68865 is primarily assigned to Phillips, Nebraska.
What county is ZIP code 68865 in?
ZIP code 68865 falls within Hamilton County, Nebraska.
Is ZIP code 68865 mostly owner-occupied?
84% of occupied units in ZIP code 68865 are owner-occupied, well above the national average.
What is the population of ZIP code 68865?
ZIP code 68865 has an estimated population of 923 residents, with a density of 15 people per square mile.
What is the median household income in ZIP code 68865?
The median household income in ZIP code 68865 is $97,188, above the national median of ~$75,000.
What is the typical home value in ZIP code 68865?
The median home value in ZIP code 68865 is $237,900.
What timezone is ZIP code 68865 in?
ZIP code 68865 observes the CST timezone.
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