04966 ZIP Code — Phillips, ME

Franklin County, Maine

ZIP code 04966 is located in Phillips, Maine, within Franklin County. It covers approximately 237.80 square miles and serves a population of 1,651 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 207.

About ZIP code 04966

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $131,900. Owner-occupancy is high at 84%, well above the national average.

Median household income is $44,342. SNAP benefit usage at 20% of households reflects economic stress in the area. 50% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 34 minutes is near the national average.

Educational attainment is near the national average, with 21% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (22%) compared to national benchmarks.

Notable community characteristics include a notable veteran presence at 16% of civilians, above the national average of 7%; and disability rates above the national average at 22%.

Overall, ZIP code 04966 reflects a community defined by a strong veteran community, high homeownership, a significant Social Security-dependent population, and elevated reliance on food assistance.

1,651

population

237.80

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

04966 ZIP code map

Cities in ZIP code 04966

Below are the cities the US Postal Service accepts for ZIP code 04966. Using any city not on this list may result in mail delivery delays.

City	Status
Phillips	Acceptable
Phillips	Preferred

Nearby ZIP codes

04983 Strong (9.2 mi) 04947 Kingfield (9.2 mi) 04285 Weld (11 mi) 04970 Rangeley (13.1 mi) 04984 Temple (13.2 mi) 04956 New Vineyard (15.7 mi) 04275 Roxbury (16.4 mi) 04982 Stratton (17.4 mi) 04294 Wilton (17.6 mi) 04224 Dixfield (19.7 mi) 04961 New Portland (19.7 mi)

Demographics updated 05/2026

Population
Total population	1,651
Population density	7 / sq mi
State FIPS	23
County FIPS	007

Geography
Land area	237.80 sq mi
Water area	1.24 sq mi
Latitude	44.8643
Longitude	-70.4140
Timezone	Eastern (ET)
Area code	207

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	62.6%	48.5%	42.3%
$50k – $100k	26.2%	32.7%	32.3%
$100k – $200k	9.7%	13.9%	20.6%
Over $200k	1.5%	4.9%	4.9%

Demographics & statistics

1,651

Population

People per sq mi

47.3

Median age

$44,342

Median household income

$28,609

Per capita income

$131,900

Median home value

$426

Median monthly rent

84.0%

Home ownership

13.7%

Poverty rate

4.3%

Unemployment

1,070

Housing units

21.0%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

112

35–44

100

45–54

55–59

60–64

133

65–74

118

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	325	19.7%
18 and over	1,326	80.3%
65 and over	394	23.9%
Median age	47.3 years

Race & ethnicity

White 95.6%

Two or more races 2.1%

Hispanic or Latino 1.5%

Black or African American 0.4%

American Indian / Alaska Native 0.3%

Asian 0.1%

Group	Count	%
White	1,602	95.6%
Two or more races	36	2.1%
Hispanic or Latino	25	1.5%
Black or African American	6	0.4%
American Indian / Alaska Native	5	0.3%
Asian	2	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	62.6%	48.5%	42.3%
$50k – $100k	26.2%	32.7%	32.3%
$100k – $200k	9.7%	13.9%	20.6%
Over $200k	1.5%	4.9%	4.9%

Under $10k 2.1%

$10k–$15k 5.7%

$15k–$25k 16.7%

$25k–$35k 14.5%

$35k–$50k 17.5%

$50k–$75k 14.2%

$75k–$100k 9.5%

$100k–$150k 12.5%

$150k–$200k 4.0%

$200k+ 3.1%

Range	% of households
Under $10k	2.1%
$10k–$15k	5.7%
$15k–$25k	16.7%
$25k–$35k	14.5%
$35k–$50k	17.5%
$50k–$75k	14.2%
$75k–$100k	9.5%
$100k–$150k	12.5%
$150k–$200k	4.0%
$200k+	3.1%
Median income	$44,342

Housing

Home values

Under $50k 12.2%

$50k–$100k 25.4%

$100k–$150k 14.6%

$150k–$200k 16.9%

$200k–$300k 19.8%

$300k–$500k 6.8%

$500k–$1M 4.2%

Housing overview

Metric	Value
Median home value	$131,900
Median rent / month	$426
Owner occupied	84.0%
Renter occupied	16.0%
Vacant	40.6%
Single-family detached	82.8%
Large apartment buildings	0.8%
Mobile homes	10.4%
Median rooms	4.9
Avg household size (owned)	2.41

Year built

Era	%
2020 or later	0.0%
2010–2019	4.6%
2000–2009	7.9%
1990–1999	15.1%
1980–1989	10.3%
1970–1979	17.7%
1960–1969	9.1%
1950–1959	4.4%
1940–1949	3.4%
1939 or earlier	27.6%

Bedrooms

Size	% of units
No bedroom (studio)	11.3%
1 bedroom	14.2%
2 bedrooms	30.1%
3 bedrooms	28.8%
4 bedrooms	12.4%
5+ bedrooms	3.1%

Vehicles per household

Vehicles	% of households
No vehicle	9.8%
1 vehicle	26.8%
2 vehicles	36.9%
3 or more	26.5%

Heating fuel

Fuel type	%
Electricity	4.4%
Propane / LP gas	5.6%
Fuel oil	51.6%
Wood	37.2%

Households & families

Household type	Count	%
Married-couple family	303	43.2%
Cohabiting couple	81	11.5%
Male householder, no spouse	189	26.9%
Female householder, no spouse	129	18.4%
Households with children under 18	168	23.9%
Households with seniors (65+)	285	40.6%
Average household size	2.35

Marital status

Status	Male	Female
Never married	20.6%	23.2%
Married	49.2%	50.3%
Separated	0.0%	1.0%
Widowed	5.5%	9.9%
Divorced	24.7%	15.6%

Education

Less than 9th grade 0.6%

Some HS, no diploma 8.7%

HS graduate 40.8%

Some college, no degree 19.4%

Associate's degree 9.5%

Bachelor's degree 16.8%

Graduate / professional 4.2%

Metric	%
HS diploma or higher	90.7%
Bachelor's or higher	21.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	28	9.0%
Kindergarten	4	1.3%
Elementary school	149	47.9%
High school	71	22.8%
College / grad school	59	19.0%

Employment

Industry of employment

Education & healthcare 24.1%

Construction 20.8%

Manufacturing 9.9%

Retail trade 9.9%

Arts, food & hospitality 9.0%

Transportation & utilities 6.3%

Agriculture & mining 5.4%

Professional & management 4.5%

Other services 3.3%

Finance & real estate 2.7%

Wholesale trade 2.1%

Public administration 1.5%

Information 0.5%

Occupation

Category	%
Management, business & arts	25.1%
Service	18.2%
Sales & office	18.3%
Natural resources & construction	21.8%
Production & transportation	16.5%

Employment type

Type	%
Private sector	73.5%
Government	10.2%
Self-employed	16.2%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	81.1%
Carpool	8.5%
Public transit	0.0%
Walk	0.6%
Work from home	9.8%
Other means	0.0%
Avg commute (minutes)	33.7

Poverty

All people 13.7%

Under 18 years 11.3%

18 and over 14.3%

Married-couple families 5.3%

Female-led households 45.2%

Income support

Source	% of households
Social Security	50.1%
Retirement income	21.8%
Supplemental Security	6.4%
Cash public assistance	2.8%
Food stamps / SNAP	20.4%

Health indicators

Condition	%
Obesity	33.6%
High blood pressure	37.3%
High cholesterol	35.7%
Diabetes	10.8%
Heart disease	8.5%
Stroke	3.9%
Asthma	11.6%
Arthritis	31.5%
Kidney disease	3.6%
Pulmonary disease	11.1%
Cancer	7.8%

Behavior / access	%
Smoking	21.8%
Binge drinking	15.4%
No physical activity	26.0%
Less than 7 hrs sleep	33.5%
Depression	24.2%
Fair or poor health	16.6%
Poor mental health	14.7%
Poor physical health	12.3%
No health insurance	13.7%
Visited doctor (checkup)	76.5%
Visited dentist	57.6%
Cholesterol screening	89.5%
Teeth loss	22.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	209	15.8%

Disability	%
Any disability	22.3%
Under 18	1.5%
18–64 years	22.2%
65 and over	39.6%

Health insurance coverage

Type	%
Private insurance	57.3%
Public insurance	46.3%
No insurance	14.7%
Uninsured under 19	14.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,531	92.7%
Spanish	10	0.7%
Other Indo-European	4	0.3%
Asian & Pacific Islander	4	0.3%
Other languages	2	0.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,639	99.3%
Born in same state	1,627	98.5%
Born in different state	1,177	71.3%
Foreign born	12	0.7%
Naturalized citizen	12	0.7%
Not a US citizen	9	75.0%

Ancestry

Ancestry	Count	%
French	429	26%
Italian	207	12.5%
Arab	128	7.8%

Ancestry	Count	%
German	72	4.4%
English	22	1.3%
Polish	20	1.2%

Technology access

Metric	% of households
Computer access	42.5%
Internet access	76.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 04966

What city is ZIP code 04966 in?

ZIP code 04966 is primarily assigned to Phillips, Maine.

What county is ZIP code 04966 in?

ZIP code 04966 falls within Franklin County, Maine.

Does ZIP code 04966 have a large retiree population?

50% of households in ZIP code 04966 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 04966 mostly owner-occupied?

84% of occupied units in ZIP code 04966 are owner-occupied, well above the national average.

Does ZIP code 04966 have a large veteran population?

16% of civilians in ZIP code 04966 are veterans, above the national average of ~7%.

What is the typical home value in ZIP code 04966?

The median home value in ZIP code 04966 is $131,900.

What timezone is ZIP code 04966 in?

ZIP code 04966 observes the EST timezone.