37846 ZIP Code — Philadelphia, TN

Loudon County, Tennessee

ZIP code 37846 is located in Philadelphia, Tennessee, within Loudon County. It covers approximately 72.60 square miles and serves a population of 4,374 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 423.

About ZIP code 37846

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $183,300. Owner-occupancy is high at 79%, well above the national average.

Median household income is $66,950. 44% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is production, transportation, and material moving, with manufacturing as the leading industry. The average commute of 30 minutes is near the national average.

College attainment at 13% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (24%) compared to national benchmarks.

Overall, ZIP code 37846 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

4,374

population

72.60

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

37846 ZIP code map

Cities in ZIP code 37846

Below are the cities the US Postal Service accepts for ZIP code 37846. Using any city not on this list may result in mail delivery delays.

City	Status
Philadelphia	Preferred

Nearby ZIP codes

37774 Loudon (6.1 mi) 37874 Sweetwater (7.7 mi) 37763 Kingston (10.1 mi) 37880 Ten Mile (11.7 mi) 37826 Niota (11.7 mi) 37771 Lenoir City (12.7 mi) 37354 Madisonville (14.7 mi) 37772 Lenoir City (14.8 mi) 37742 Greenback (16.5 mi) 37748 Harriman (17.2 mi) 37854 Rockwood (19.3 mi)

Demographics updated 05/2026

Population
Total population	4,374
Population density	60 / sq mi
State FIPS	47
County FIPS	105

Geography
Land area	72.60 sq mi
Water area	0.01 sq mi
Latitude	35.6957
Longitude	-84.4694
Timezone	Eastern (ET)
Area code	423

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	43.6%	39.3%	45.7%
$50k – $100k	31.2%	34.4%	30.9%
$100k – $200k	24.5%	21.4%	18.3%
Over $200k	0.7%	4.9%	5.1%

Demographics & statistics

4,374

Population

People per sq mi

42.6

Median age

$66,950

Median household income

$29,391

Per capita income

$183,300

Median home value

$789

Median monthly rent

78.8%

Home ownership

12.5%

Poverty rate

5.2%

Unemployment

1,497

Housing units

12.5%

Bachelor's or higher

Age distribution

Male Female

136

Under 5

156

5–9

124

10–14

143

152

15–19

176

153

20–24

176

25–34

202

290

35–44

335

222

45–54

256

194

55–59

223

127

60–64

146

226

65–74

260

108

75–84

124

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	884	20.2%
18 and over	3,490	79.8%
65 and over	868	19.8%
Median age	42.6 years

Race & ethnicity

White 81.7%

Hispanic or Latino 7.7%

Two or more races 7.5%

Black or African American 1.9%

Other race 1.2%

Group	Count	%
White	3,872	81.7%
Hispanic or Latino	365	7.7%
Two or more races	354	7.5%
Black or African American	91	1.9%
Other race	57	1.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	43.6%	39.3%	45.7%
$50k – $100k	31.2%	34.4%	30.9%
$100k – $200k	24.5%	21.4%	18.3%
Over $200k	0.7%	4.9%	5.1%

Under $10k 9.9%

$10k–$15k 2.0%

$15k–$25k 8.0%

$25k–$35k 4.1%

$35k–$50k 15.1%

$50k–$75k 18.1%

$75k–$100k 14.9%

$100k–$150k 15.7%

$150k–$200k 8.8%

$200k+ 3.4%

Range	% of households
Under $10k	9.9%
$10k–$15k	2.0%
$15k–$25k	8.0%
$25k–$35k	4.1%
$35k–$50k	15.1%
$50k–$75k	18.1%
$75k–$100k	14.9%
$100k–$150k	15.7%
$150k–$200k	8.8%
$200k+	3.4%
Median income	$66,950

Housing

Home values

Under $50k 12.3%

$50k–$100k 15.6%

$100k–$150k 13.7%

$150k–$200k 15.7%

$200k–$300k 11.9%

$300k–$500k 20.0%

$500k–$1M 10.0%

$1M+ 1.0%

Housing overview

Metric	Value
Median home value	$183,300
Median rent / month	$789
Owner occupied	78.8%
Renter occupied	21.2%
Vacant	13.7%
Single-family detached	68.8%
Large apartment buildings	1.7%
Mobile homes	28.2%
Median rooms	5.8
Avg household size (owned)	2.78

Year built

Era	%
2020 or later	2.0%
2010–2019	12.4%
2000–2009	14.7%
1990–1999	21.4%
1980–1989	10.3%
1970–1979	9.2%
1960–1969	5.9%
1950–1959	9.7%
1940–1949	6.2%
1939 or earlier	8.2%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	0.9%
2 bedrooms	29.2%
3 bedrooms	48.6%
4 bedrooms	17.9%
5+ bedrooms	3.4%

Vehicles per household

Vehicles	% of households
No vehicle	2.7%
1 vehicle	19.5%
2 vehicles	31.6%
3 or more	46.1%

Heating fuel

Fuel type	%
Utility gas	10.2%
Electricity	73.0%
Propane / LP gas	8.3%
Wood	6.9%

Households & families

Household type	Count	%
Married-couple family	939	59.4%
Cohabiting couple	71	4.5%
Male householder, no spouse	261	16.5%
Female householder, no spouse	311	19.7%
Households with children under 18	492	31.1%
Households with seniors (65+)	513	32.4%
Average household size	2.76

Marital status

Status	Male	Female
Never married	26.4%	23.1%
Married	55.6%	55.9%
Separated	0.9%	0.5%
Widowed	6.9%	10.4%
Divorced	10.2%	10.1%

Education

Less than 9th grade 6.2%

Some HS, no diploma 10.5%

HS graduate 44.9%

Some college, no degree 19.6%

Associate's degree 6.4%

Bachelor's degree 10.1%

Graduate / professional 2.4%

Metric	%
HS diploma or higher	83.3%
Bachelor's or higher	12.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	11	1.3%
Kindergarten	49	5.9%
Elementary school	317	38.5%
High school	274	33.3%
College / grad school	173	21.0%

Employment

Industry of employment

Manufacturing 22.8%

Education & healthcare 14.0%

Retail trade 13.6%

Professional & management 13.4%

Transportation & utilities 11.1%

Construction 6.6%

Arts, food & hospitality 6.5%

Public administration 3.8%

Wholesale trade 3.3%

Finance & real estate 2.1%

Agriculture & mining 1.5%

Other services 1.3%

Occupation

Category	%
Management, business & arts	22.1%
Service	12.3%
Sales & office	22.7%
Natural resources & construction	14.3%
Production & transportation	28.5%

Employment type

Type	%
Private sector	82.4%
Government	10.7%
Self-employed	7.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	86.3%
Carpool	8.8%
Public transit	0.8%
Walk	0.0%
Work from home	3.2%
Other means	0.9%
Avg commute (minutes)	30.2

Poverty

All people 12.5%

Under 18 years 16.2%

18 and over 11.5%

Married-couple families 4.4%

Female-led households 21.6%

Income support

Source	% of households
Social Security	43.6%
Retirement income	23.2%
Supplemental Security	6.6%
Cash public assistance	3.3%
Food stamps / SNAP	11.1%

Health indicators

Condition	%
Obesity	37.0%
High blood pressure	37.4%
High cholesterol	35.2%
Diabetes	11.7%
Heart disease	6.9%
Stroke	3.2%
Asthma	10.4%
Arthritis	28.3%
Kidney disease	2.9%
Pulmonary disease	8.9%
Cancer	6.2%

Behavior / access	%
Smoking	24.1%
Binge drinking	14.7%
No physical activity	26.0%
Less than 7 hrs sleep	34.9%
Depression	27.0%
Fair or poor health	17.2%
Poor mental health	17.5%
Poor physical health	12.1%
No health insurance	18.1%
Visited doctor (checkup)	73.5%
Visited dentist	56.3%
Cholesterol screening	89.3%
Teeth loss	18.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	212	6.1%

Disability	%
Any disability	13.4%
Under 18	0.3%
18–64 years	11.2%
65 and over	33.1%

Health insurance coverage

Type	%
Private insurance	65.8%
Public insurance	39.7%
No insurance	9.1%
Uninsured under 19	7.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	4,082	93.3%
Spanish	83	2.0%
Other Indo-European	83	2.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	4,068	93.0%
Born in same state	4,056	92.7%
Born in different state	2,996	68.5%
Foreign born	12	0.3%
Naturalized citizen	306	7.0%
Not a US citizen	46	15.0%

Ancestry

Ancestry	Count	%
Arab	578	13.2%
French	344	7.9%
Italian	331	7.6%

Ancestry	Count	%
German	70	1.6%
English	25	0.6%

Technology access

Metric	% of households
Computer access	36.2%
Internet access	88.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 37846

What city is ZIP code 37846 in?

ZIP code 37846 is primarily assigned to Philadelphia, Tennessee.

What county is ZIP code 37846 in?

ZIP code 37846 falls within Loudon County, Tennessee.

How educated is the population of ZIP code 37846?

13% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Does ZIP code 37846 have a large retiree population?

44% of households in ZIP code 37846 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 37846?

The median home value in ZIP code 37846 is $183,300.

What is the population of ZIP code 37846?

ZIP code 37846 has an estimated population of 4,374 residents, with a density of 60 people per square mile.

What timezone is ZIP code 37846 in?

ZIP code 37846 observes the EST timezone.