54554 ZIP Code — Phelps, WI

Vilas County, Wisconsin

ZIP code 54554 is located in Phelps, Wisconsin, within Vilas County. It covers approximately 80.90 square miles and serves a population of 1,103 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 715.

About ZIP code 54554

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $213,000. Owner-occupancy is high at 87%, well above the national average.

The gap between median ($54,750) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 6% is below the national average. 50% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with construction as the leading industry. The average commute of 20 minutes is near the national average.

College attainment at 18% is below the national average, consistent with a trades and production-oriented local economy.

Notable community characteristics include a notable veteran presence at 11% of civilians, above the national average of 7%.

Overall, ZIP code 54554 reflects a community defined by a trades-oriented workforce, a strong veteran community, high homeownership, and a significant Social Security-dependent population.

1,103
population
80.90
sq mi land
Standard
ZIP type
Central (CT)
timezone
54554 ZIP code map
Cities in ZIP code 54554

Below are the cities the US Postal Service accepts for ZIP code 54554. Using any city not on this list may result in mail delivery delays.

City Status
Phelps Preferred
Nearby ZIP codes
54519 Conover (9.8 mi) 54521 Eagle River (12.5 mi) 49969 Watersmeet (13.6 mi) 54540 Land O Lakes (15.7 mi) 54562 Three Lakes (16.2 mi) 54542 Long Lake (16.9 mi) 49935 Iron River (18 mi)
Demographics updated 05/2026
Population
Total population 1,103
Population density 14 / sq mi
State FIPS 55
County FIPS 125
Geography
Land area 80.90 sq mi
Water area 13.14 sq mi
Latitude 46.0653
Longitude -89.0572
Timezone Central (CT)
Area code 715
Total population by age
Gender
Race & ethnicity
Economics updated 05/2026
Household income
Income range This ZIP County avg State avg
Under $50k 53.2% 49.0% 39.4%
$50k – $100k 27.7% 32.3% 33.0%
$100k – $200k 15.6% 14.4% 22.4%
Over $200k 3.5% 4.3% 5.2%

Demographics & statistics

1,103
Population
14
People per sq mi
58.6
Median age
$54,750
Median household income
$44,346
Per capita income
$213,000
Median home value
$675
Median monthly rent
87.2%
Home ownership
5.9%
Poverty rate
1.5%
Unemployment
1,253
Housing units
18.2%
Bachelor's or higher

Age distribution

Male Female
18
Under 5
17
11
5–9
10
16
10–14
16
15
15–19
14
15
20–24
15
56
25–34
55
24
35–44
24
68
45–54
66
75
55–59
73
82
60–64
80
99
65–74
96
50
75–84
49
30
85+
29
← Male
Female →

Age summary

GroupCount%
Under 181029.2%
18 and over1,00190.8%
65 and over35332.0%
Median age58.6 years

Race & ethnicity

White 87.9%
Two or more races 7.1%
Asian 1.6%
Hispanic or Latino 1.5%
Black or African American 1.1%
American Indian / Alaska Native 0.9%
GroupCount%
White98487.9%
Two or more races797.1%
Asian181.6%
Hispanic or Latino171.5%
Black or African American121.1%
American Indian / Alaska Native100.9%

Household income

Income range This ZIP County avg State avg
Under $50k 53.2% 49.0% 39.4%
$50k – $100k 27.7% 32.3% 33.0%
$100k – $200k 15.6% 14.4% 22.4%
Over $200k 3.5% 4.3% 5.2%
Under $10k 3.5%
$10k–$15k 3.5%
$15k–$25k 7.1%
$25k–$35k 13.4%
$35k–$50k 18.5%
$50k–$75k 19.5%
$75k–$100k 14.4%
$100k–$150k 7.5%
$150k–$200k 7.5%
$200k+ 5.1%
Range% of households
Under $10k3.5%
$10k–$15k3.5%
$15k–$25k7.1%
$25k–$35k13.4%
$35k–$50k18.5%
$50k–$75k19.5%
$75k–$100k14.4%
$100k–$150k7.5%
$150k–$200k7.5%
$200k+5.1%
Median income$54,750

Housing

Home values

Under $50k 0.7%
$50k–$100k 16.9%
$100k–$150k 12.6%
$150k–$200k 15.6%
$200k–$300k 24.4%
$300k–$500k 15.8%
$500k–$1M 11.1%
$1M+ 2.9%

Housing overview

MetricValue
Median home value$213,000
Median rent / month$675
Owner occupied87.2%
Renter occupied12.8%
Vacant61.5%
Single-family detached90.4%
Large apartment buildings0.7%
Mobile homes4.6%
Median rooms5.2
Avg household size (owned)2.14

Year built

Era%
2020 or later1.0%
2010–20194.5%
2000–200921.5%
1990–199913.4%
1980–198911.5%
1970–197917.5%
1960–19699.3%
1950–19598.7%
1940–19493.3%
1939 or earlier9.4%

Bedrooms

Size% of units
No bedroom (studio)2.3%
1 bedroom10.0%
2 bedrooms32.5%
3 bedrooms38.9%
4 bedrooms11.4%
5+ bedrooms4.9%

Vehicles per household

Vehicles% of households
No vehicle5.1%
1 vehicle30.5%
2 vehicles48.0%
3 or more16.3%

Heating fuel

Fuel type%
Utility gas40.9%
Electricity10.4%
Propane / LP gas37.0%
Fuel oil0.4%
Wood9.3%

Households & families

Household typeCount%
Married-couple family28255.5%
Cohabiting couple244.7%
Male householder, no spouse9819.3%
Female householder, no spouse10420.5%
Households with children under 186512.8%
Households with seniors (65+)21943.1%
Average household size2.08

Marital status

StatusMaleFemale
Never married27.3%11.6%
Married55.5%63.8%
Separated0.0%0.0%
Widowed6.0%8.3%
Divorced11.3%16.4%

Education

Less than 9th grade 1.6%
Some HS, no diploma 2.6%
HS graduate 36.3%
Some college, no degree 30.8%
Associate's degree 10.6%
Bachelor's degree 11.5%
Graduate / professional 6.7%
Metric%
HS diploma or higher95.8%
Bachelor's or higher18.2%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool1112.0%
Kindergarten55.4%
Elementary school3841.3%
High school2223.9%
College / grad school1617.4%

Employment

Industry of employment

Construction 19.6%
Education & healthcare 16.7%
Arts, food & hospitality 14.1%
Finance & real estate 11.0%
Retail trade 9.3%
Professional & management 9.3%
Transportation & utilities 6.8%
Public administration 4.6%
Manufacturing 3.4%
Wholesale trade 2.3%
Other services 2.1%
Agriculture & mining 0.8%

Occupation

Category%
Management, business & arts32.3%
Service15.8%
Sales & office17.9%
Natural resources & construction21.7%
Production & transportation12.4%

Employment type

Type%
Private sector59.9%
Government19.4%
Self-employed19.8%
Unpaid family workers1.0%

Commute

Method%
Drive alone80.2%
Carpool6.4%
Public transit0.0%
Walk3.8%
Work from home8.8%
Other means0.8%
Avg commute (minutes)19.6

Poverty

All people 5.9%
Under 18 years 0.0%
18 and over 6.5%
Married-couple families 3.2%
Female-led households 0.0%

Income support

Source% of households
Social Security50.4%
Retirement income37.6%
Supplemental Security2.0%
Cash public assistance3.0%
Food stamps / SNAP12.4%

Health indicators

Condition%
Obesity35.2%
High blood pressure42.0%
High cholesterol41.8%
Diabetes12.6%
Heart disease9.7%
Stroke4.3%
Asthma9.4%
Arthritis34.3%
Kidney disease4.0%
Pulmonary disease8.5%
Cancer10.5%
Behavior / access%
Smoking16.9%
Binge drinking18.5%
No physical activity22.9%
Less than 7 hrs sleep28.0%
Depression18.3%
Fair or poor health14.7%
Poor mental health11.5%
Poor physical health11.8%
No health insurance9.1%
Visited doctor (checkup)79.5%
Visited dentist70.3%
Cholesterol screening92.1%
Teeth loss12.3%

Veterans & disability

VeteransCount%
Civilian veterans11211.2%
Disability%
Any disability17.2%
Under 1810.8%
18–64 years12.2%
65 and over29.2%

Health insurance coverage

Type%
Private insurance70.0%
Public insurance43.7%
No insurance8.2%
Uninsured under 198.3%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only1,06896.8%
Spanish90.8%
Other Indo-European30.3%
Asian & Pacific Islander00.0%
Other languages60.6%

Place of birth & citizenship

OriginCount%
Native born (US)1,08598.4%
Born in same state1,08298.1%
Born in different state68462.0%
Foreign born30.3%
Naturalized citizen181.6%
Not a US citizen18100.0%

Ancestry

AncestryCount%
Italian15213.8%
French12611.4%
Polish645.8%
German262.4%
AncestryCount%
Arab232.1%
English151.4%
Dutch131.2%
Irish70.6%

Technology access

Metric% of households
Computer access46.1%
Internet access87.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 54554

What city is ZIP code 54554 in?

ZIP code 54554 is primarily assigned to Phelps, Wisconsin.

What county is ZIP code 54554 in?

ZIP code 54554 falls within Vilas County, Wisconsin.

Does ZIP code 54554 have an older population?

32% of residents in ZIP code 54554 are 65 or older, above the national average of ~17%.

Does ZIP code 54554 have a large retiree population?

50% of households in ZIP code 54554 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 54554 mostly owner-occupied?

87% of occupied units in ZIP code 54554 are owner-occupied, well above the national average.

Does ZIP code 54554 have a large veteran population?

11% of civilians in ZIP code 54554 are veterans, above the national average of ~7%.

What timezone is ZIP code 54554 in?

ZIP code 54554 observes the CST timezone.

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