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Tennessee ZIP Codes
Morgan County
Petros, TN
37845
37845 ZIP Code — Petros, TN
Morgan County, Tennessee
ZIP code 37845 is located in
Petros ,
Tennessee ,
within Morgan County .
It covers approximately 4.00 square miles and serves a population of
428 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 423 .
About ZIP code 37845
The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $149,600. Owner-occupancy is high at 76%, well above the national average.
Median household income is $25,972. Poverty affects 35% of residents, above the national average. SNAP benefit usage at 24% of households reflects economic stress in the area. 87% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is natural resources, construction, and trades, with construction as the leading industry.
Health indicators show elevated rates of smoking (31%) compared to national benchmarks.
Notable community characteristics include a notable veteran presence at 21% of civilians, above the national average of 7%; and disability rates above the national average at 49%.
Overall, ZIP code 37845 reflects a community defined by economic challenges above the national average, a strong veteran community, high homeownership, a significant Social Security-dependent population, and elevated reliance on food assistance.
37845 ZIP code map
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Cities in ZIP code 37845
Below are the cities the US Postal Service accepts for ZIP code 37845. Using any city not on this list may result in mail delivery delays.
Demographics
updated 05/2026
Population
Total population
428
Population density
107 / sq mi
State FIPS
47
County FIPS
129
Geography
Land area
4.00 sq mi
Water area
0.00 sq mi
Latitude
36.0856
Longitude
-84.4427
Timezone
Eastern (ET)
Area code
423
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
95.2%
59.6%
45.7%
$50k – $100k
4.8%
26.2%
30.9%
$100k – $200k
0.0%
13.0%
18.3%
Over $200k
0.0%
1.2%
5.1%
Demographics & statistics
$25,972
Median household income
$149,600
Median home value
Age distribution
Age summary
Group Count %
Under 18 177 41.4%
18 and over 251 58.6%
65 and over 145 33.9%
Median age 62.3 years
Race & ethnicity
Group Count %
White 405 94.6%
Two or more races 23 5.4%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
95.2%
59.6%
45.7%
$50k – $100k
4.8%
26.2%
30.9%
$100k – $200k
0.0%
13.0%
18.3%
Over $200k
0.0%
1.2%
5.1%
Range % of households
$15k–$25k 43.0%
$25k–$35k 29.1%
$35k–$50k 12.6%
$50k–$75k 15.2%
Median income $25,972
Housing
Housing overview
Metric Value
Median home value $149,600
Median rent / month $0
Owner occupied 76.2%
Renter occupied 23.8%
Vacant 33.2%
Single-family detached 69.0%
Large apartment buildings 0.0%
Mobile homes 31.0%
Median rooms 6.5
Avg household size (owned) 1.57
Year built
Era %
2020 or later 0.0%
2010–2019 0.0%
2000–2009 0.0%
1990–1999 31.0%
1980–1989 8.4%
1970–1979 19.0%
1960–1969 0.0%
1950–1959 25.2%
1940–1949 16.4%
1939 or earlier 0.0%
Bedrooms
Size % of units
No bedroom (studio) 0.0%
1 bedroom 0.0%
2 bedrooms 33.6%
3 bedrooms 13.7%
4 bedrooms 45.1%
5+ bedrooms 7.5%
Vehicles per household
Vehicles % of households
No vehicle 0.0%
1 vehicle 72.2%
2 vehicles 27.8%
3 or more 0.0%
Heating fuel
Fuel type %
Utility gas 55.6%
Electricity 33.1%
Propane / LP gas 11.3%
Households & families
Household type Count %
Married-couple family 86 57.0%
Cohabiting couple 0 0.0%
Male householder, no spouse 0 0.0%
Female householder, no spouse 65 43.0%
Households with children under 18 36 23.8%
Households with seniors (65+) 115 76.2%
Average household size 2.83
Marital status
Status Male Female
Never married 0.0% 40.1%
Married 100.0% 43.1%
Separated 0.0% 0.0%
Widowed 0.0% 16.8%
Divorced 0.0% 0.0%
Education
Some HS, no diploma
26.3%
Some college, no degree
22.7%
Graduate / professional
0.0%
Metric %
HS diploma or higher 66.1%
Bachelor's or higher 0.0%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 0 0.0%
Kindergarten 0 0.0%
Elementary school 97 72.9%
High school 36 27.1%
College / grad school 0 0.0%
Employment
Occupation
Category %
Management, business & arts 0.0%
Service 0.0%
Sales & office 0.0%
Natural resources & construction 100.0%
Production & transportation 0.0%
Employment type
Type %
Private sector 0.0%
Government 0.0%
Self-employed 100.0%
Unpaid family workers 0.0%
Commute
Method %
Drive alone 100.0%
Carpool 0.0%
Public transit 0.0%
Walk 0.0%
Work from home 0.0%
Other means 0.0%
Avg commute (minutes) 0.0
Poverty
Married-couple families
19.8%
Female-led households
0.0%
Income support
Source % of households
Social Security 87.4%
Retirement income 58.3%
Supplemental Security 12.6%
Cash public assistance 0.0%
Food stamps / SNAP 23.8%
Health indicators
Condition %
Obesity 39.9%
High blood pressure 42.8%
High cholesterol 38.5%
Diabetes 15.0%
Heart disease 9.4%
Stroke 4.6%
Asthma 11.6%
Arthritis 34.6%
Kidney disease 3.9%
Pulmonary disease 13.2%
Cancer 6.9%
Behavior / access %
Smoking 30.6%
Binge drinking 13.1%
No physical activity 32.0%
Less than 7 hrs sleep 38.4%
Depression 29.2%
Fair or poor health 23.5%
Poor mental health 19.4%
Poor physical health 16.0%
No health insurance 18.9%
Visited doctor (checkup) 74.9%
Visited dentist 44.9%
Cholesterol screening 88.5%
Teeth loss 26.3%
Veterans & disability
Veterans Count %
Civilian veterans 52 20.7%
Disability %
Any disability 49.3%
Under 18 0.0%
18–64 years 84.0%
65 and over 84.1%
Health insurance coverage
Type %
Private insurance 12.4%
Public insurance 91.6%
No insurance 8.4%
Uninsured under 19 0.0%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 398 93.0%
Spanish 0 0.0%
Other Indo-European 0 0.0%
Asian & Pacific Islander 0 0.0%
Other languages 0 0.0%
Place of birth & citizenship
Origin Count %
Native born (US) 428 100.0%
Born in same state 428 100.0%
Born in different state 392 91.6%
Foreign born 0 0.0%
Naturalized citizen 0 0.0%
Not a US citizen 0 0.0%
Ancestry
Ancestry Count %
Italian 205 47.9%
French 30 7%
Ancestry Count %
English 27 6.3%
Technology access
Metric % of households
Computer access 35.3%
Internet access 88.7%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 37845
What city is ZIP code 37845 in?
ZIP code 37845 is primarily assigned to Petros, Tennessee.
What county is ZIP code 37845 in?
ZIP code 37845 falls within Morgan County, Tennessee.
Does ZIP code 37845 have a large retiree population?
87% of households in ZIP code 37845 receive Social Security income, suggesting a significant retiree or disability population.
What is the poverty rate in ZIP code 37845?
35% of residents in ZIP code 37845 live below the poverty line, above the national average.
Does ZIP code 37845 have an older population?
34% of residents in ZIP code 37845 are 65 or older, above the national average of ~17%.
Does ZIP code 37845 have a large veteran population?
21% of civilians in ZIP code 37845 are veterans, above the national average of ~7%.
What timezone is ZIP code 37845 in?
ZIP code 37845 observes the EST timezone.
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