45880 ZIP Code — Payne, OH

Paulding County, Ohio

ZIP code 45880 is located in Payne, Ohio, within Paulding County. It covers approximately 57.79 square miles and serves a population of 2,864 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 419.

About ZIP code 45880

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $121,300. Owner-occupancy is high at 82%, well above the national average.

Median household income is $74,306. 32% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 28 minutes is near the national average.

Educational attainment is near the national average, with 26% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (22%) compared to national benchmarks.

Overall, ZIP code 45880 reflects a community defined by high homeownership and a significant Social Security-dependent population.

2,864

population

57.79

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

45880 ZIP code map

Cities in ZIP code 45880

Below are the cities the US Postal Service accepts for ZIP code 45880. Using any city not on this list may result in mail delivery delays.

City	Status
Payne	Preferred

Nearby ZIP codes

45851 Haviland (7.2 mi) 45813 Antwerp (8.4 mi) 46797 Woodburn (8.5 mi) 45886 Scott (8.6 mi) 45879 Paulding (9.9 mi) 45832 Convoy (10.3 mi) 46773 Monroeville (10.6 mi) 46774 New Haven (12.8 mi) 46743 Harlan (13.3 mi) 45821 Cecil (13.6 mi) 46741 Grabill (14.5 mi) 45891 Van Wert (14.9 mi)

Demographics updated 05/2026

Population
Total population	2,864
Population density	50 / sq mi
State FIPS	39
County FIPS	125

Geography
Land area	57.79 sq mi
Water area	0.01 sq mi
Latitude	41.0700
Longitude	-84.7268
Timezone	Eastern (ET)
Area code	419

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	32.9%	44.9%	43.3%
$50k – $100k	44.1%	35.5%	31.4%
$100k – $200k	19.1%	17.7%	20.0%
Over $200k	3.9%	1.9%	5.2%

Demographics & statistics

2,864

Population

People per sq mi

33.3

Median age

$74,306

Median household income

$31,238

Per capita income

$121,300

Median home value

$814

Median monthly rent

82.4%

Home ownership

10.2%

Poverty rate

3.5%

Unemployment

893

Housing units

25.6%

Bachelor's or higher

Age distribution

Male Female

110

Under 5

120

191

5–9

209

10–14

15–19

20–24

217

25–34

236

181

35–44

198

141

45–54

154

55–59

60–64

148

65–74

162

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	882	30.8%
18 and over	1,982	69.2%
65 and over	468	16.3%
Median age	33.3 years

Race & ethnicity

White 92.4%

Two or more races 2.8%

Hispanic or Latino 2.3%

Other race 1.4%

Black or African American 0.6%

Asian 0.5%

American Indian / Alaska Native 0.1%

Group	Count	%
White	2,706	92.4%
Two or more races	81	2.8%
Hispanic or Latino	66	2.3%
Other race	41	1.4%
Black or African American	18	0.6%
Asian	16	0.5%
American Indian / Alaska Native	2	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	32.9%	44.9%	43.3%
$50k – $100k	44.1%	35.5%	31.4%
$100k – $200k	19.1%	17.7%	20.0%
Over $200k	3.9%	1.9%	5.2%

Under $10k 1.8%

$10k–$15k 2.8%

$15k–$25k 7.7%

$25k–$35k 8.2%

$35k–$50k 10.3%

$50k–$75k 19.7%

$75k–$100k 13.3%

$100k–$150k 21.6%

$150k–$200k 7.9%

$200k+ 6.7%

Range	% of households
Under $10k	1.8%
$10k–$15k	2.8%
$15k–$25k	7.7%
$25k–$35k	8.2%
$35k–$50k	10.3%
$50k–$75k	19.7%
$75k–$100k	13.3%
$100k–$150k	21.6%
$150k–$200k	7.9%
$200k+	6.7%
Median income	$74,306

Housing

Home values

Under $50k 8.7%

$50k–$100k 27.9%

$100k–$150k 25.9%

$150k–$200k 11.2%

$200k–$300k 21.2%

$300k–$500k 5.1%

Housing overview

Metric	Value
Median home value	$121,300
Median rent / month	$814
Owner occupied	82.4%
Renter occupied	17.6%
Vacant	8.2%
Single-family detached	94.1%
Large apartment buildings	0.0%
Mobile homes	1.6%
Median rooms	7.0
Avg household size (owned)	2.99

Year built

Era	%
2020 or later	0.0%
2010–2019	0.6%
2000–2009	3.3%
1990–1999	10.6%
1980–1989	2.5%
1970–1979	17.2%
1960–1969	14.6%
1950–1959	6.5%
1940–1949	3.9%
1939 or earlier	40.8%

Bedrooms

Size	% of units
No bedroom (studio)	0.3%
1 bedroom	2.3%
2 bedrooms	10.8%
3 bedrooms	54.9%
4 bedrooms	24.6%
5+ bedrooms	7.1%

Vehicles per household

Vehicles	% of households
No vehicle	3.2%
1 vehicle	23.7%
2 vehicles	40.9%
3 or more	32.2%

Heating fuel

Fuel type	%
Utility gas	43.4%
Electricity	29.0%
Propane / LP gas	18.4%
Wood	5.9%

Households & families

Household type	Count	%
Married-couple family	542	55.4%
Cohabiting couple	70	7.2%
Male householder, no spouse	203	20.8%
Female householder, no spouse	163	16.7%
Households with children under 18	412	42.1%
Households with seniors (65+)	273	27.9%
Average household size	2.89

Marital status

Status	Male	Female
Never married	23.3%	17.4%
Married	56.4%	61.9%
Separated	2.0%	0.0%
Widowed	3.2%	5.3%
Divorced	15.2%	15.4%

Education

Less than 9th grade 1.7%

Some HS, no diploma 5.0%

HS graduate 40.9%

Some college, no degree 16.6%

Associate's degree 10.3%

Bachelor's degree 18.3%

Graduate / professional 7.3%

Metric	%
HS diploma or higher	93.3%
Bachelor's or higher	25.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	80	9.7%
Kindergarten	37	4.5%
Elementary school	493	59.8%
High school	111	13.5%
College / grad school	104	12.6%

Employment

Industry of employment

Education & healthcare 27.6%

Manufacturing 26.5%

Retail trade 9.4%

Other services 7.2%

Professional & management 7.1%

Construction 4.9%

Finance & real estate 4.5%

Arts, food & hospitality 4.0%

Public administration 3.0%

Transportation & utilities 2.3%

Wholesale trade 2.1%

Agriculture & mining 1.5%

Occupation

Category	%
Management, business & arts	33.7%
Service	13.4%
Sales & office	21.6%
Natural resources & construction	8.5%
Production & transportation	22.8%

Employment type

Type	%
Private sector	82.0%
Government	14.2%
Self-employed	3.7%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	80.8%
Carpool	12.8%
Public transit	0.0%
Walk	0.8%
Work from home	5.7%
Other means	0.0%
Avg commute (minutes)	28.1

Poverty

All people 10.2%

Under 18 years 16.4%

18 and over 7.5%

Married-couple families 0.0%

Female-led households 15.3%

Income support

Source	% of households
Social Security	31.5%
Retirement income	21.3%
Supplemental Security	8.3%
Cash public assistance	1.3%
Food stamps / SNAP	12.0%

Health indicators

Condition	%
Obesity	36.7%
High blood pressure	35.6%
High cholesterol	33.4%
Diabetes	11.3%
Heart disease	7.8%
Stroke	3.4%
Asthma	9.8%
Arthritis	30.1%
Kidney disease	3.1%
Pulmonary disease	9.2%
Cancer	7.7%

Behavior / access	%
Smoking	22.1%
Binge drinking	17.0%
No physical activity	26.6%
Less than 7 hrs sleep	36.7%
Depression	23.1%
Fair or poor health	15.3%
Poor mental health	15.6%
Poor physical health	10.9%
No health insurance	12.1%
Visited doctor (checkup)	75.9%
Visited dentist	62.3%
Cholesterol screening	89.3%
Teeth loss	15.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	116	5.9%

Disability	%
Any disability	11.8%
Under 18	2.8%
18–64 years	9.6%
65 and over	37.8%

Health insurance coverage

Type	%
Private insurance	68.8%
Public insurance	37.0%
No insurance	8.3%
Uninsured under 19	9.4%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,634	92.0%
Spanish	6	0.2%
Other Indo-European	0	0.0%
Asian & Pacific Islander	2	0.1%
Other languages	4	0.2%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,848	99.4%
Born in same state	2,838	99.1%
Born in different state	1,803	63.0%
Foreign born	10	0.3%
Naturalized citizen	16	0.6%
Not a US citizen	12	75.0%

Ancestry

Ancestry	Count	%
Italian	313	10.9%
French	270	9.4%
Arab	123	4.3%

Ancestry	Count	%
Polish	23	0.8%
Irish	21	0.7%
English	11	0.4%

Technology access

Metric	% of households
Computer access	34.1%
Internet access	95.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 45880

What city is ZIP code 45880 in?

ZIP code 45880 is primarily assigned to Payne, Ohio.

What county is ZIP code 45880 in?

ZIP code 45880 falls within Paulding County, Ohio.

Is ZIP code 45880 family-oriented?

31% of residents in ZIP code 45880 are under 18, reflecting a younger, family-oriented community.

Is ZIP code 45880 mostly owner-occupied?

82% of occupied units in ZIP code 45880 are owner-occupied, well above the national average.

What is the typical home value in ZIP code 45880?

The median home value in ZIP code 45880 is $121,300.

What is the population of ZIP code 45880?

ZIP code 45880 has an estimated population of 2,864 residents, with a density of 50 people per square mile.

What timezone is ZIP code 45880 in?

ZIP code 45880 observes the EST timezone.