12564 ZIP Code — Pawling, NY

Dutchess County, New York

ZIP code 12564 is located in Pawling, New York, within Dutchess County. It covers approximately 41.37 square miles and serves a population of 7,700 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 845.

About ZIP code 12564

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $402,600. Owner-occupancy is high at 75%, well above the national average.

The gap between median ($113,026) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 5% is below the national average. 36% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 35 minutes is near the national average.

Educational attainment is near the national average, with 42% of residents holding a bachelor's degree or higher.

Overall, ZIP code 12564 reflects a community defined by high homeownership and a significant Social Security-dependent population.

7,700

population

41.37

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

12564 ZIP code map

Cities in ZIP code 12564

Below are the cities the US Postal Service accepts for ZIP code 12564. Using any city not on this list may result in mail delivery delays.

City	Status
Pawling	Preferred

Nearby ZIP codes

06784 Sherman (5.2 mi) 12531 Holmes (5.4 mi) 12570 Poughquag (5.9 mi) 12563 Patterson (6.5 mi) 06755 Gaylordsville (7.3 mi) 12594 Wingdale (7.3 mi) 12582 Stormville (7.4 mi) 06776 New Milford (9.1 mi) 12540 Lagrangeville (9.2 mi) 12522 Dover Plains (9.3 mi) 12533 Hopewell Junction (10 mi) 06785 South Kent (10.8 mi)

Demographics updated 05/2026

Population
Total population	7,700
Population density	186 / sq mi
State FIPS	36
County FIPS	027

Geography
Land area	41.37 sq mi
Water area	0.60 sq mi
Latitude	41.5798
Longitude	-73.5908
Timezone	Eastern (ET)
Area code	845

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	24.6%	31.1%	37.0%
$50k – $100k	27.1%	27.7%	27.0%
$100k – $200k	35.2%	29.5%	24.4%
Over $200k	13.1%	11.8%	11.5%

Demographics & statistics

7,700

Population

186

People per sq mi

49.0

Median age

$113,026

Median household income

$56,381

Per capita income

$402,600

Median home value

$1,381

Median monthly rent

75.3%

Home ownership

4.6%

Poverty rate

3.5%

Unemployment

2,392

Housing units

42.0%

Bachelor's or higher

Age distribution

Male Female

169

Under 5

173

269

5–9

276

250

10–14

256

201

15–19

206

212

20–24

218

274

25–34

280

403

35–44

412

551

45–54

563

374

55–59

382

375

60–64

383

417

65–74

426

205

75–84

209

107

85+

109

← Male

Female →

Age summary

Group	Count	%
Under 18	1,700	22.1%
18 and over	6,000	77.9%
65 and over	1,473	19.1%
Median age	49.0 years

Race & ethnicity

White 70.6%

Hispanic or Latino 9.8%

Two or more races 7.2%

Black or African American 5.6%

Other race 5.4%

Asian 1.3%

Group	Count	%
White	6,028	70.6%
Hispanic or Latino	838	9.8%
Two or more races	614	7.2%
Black or African American	480	5.6%
Other race	464	5.4%
Asian	111	1.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	24.6%	31.1%	37.0%
$50k – $100k	27.1%	27.7%	27.0%
$100k – $200k	35.2%	29.5%	24.4%
Over $200k	13.1%	11.8%	11.5%

Under $10k 3.2%

$10k–$15k 1.6%

$15k–$25k 5.4%

$25k–$35k 4.1%

$35k–$50k 5.2%

$50k–$75k 9.9%

$75k–$100k 10.7%

$100k–$150k 24.3%

$150k–$200k 13.2%

$200k+ 22.4%

Range	% of households
Under $10k	3.2%
$10k–$15k	1.6%
$15k–$25k	5.4%
$25k–$35k	4.1%
$35k–$50k	5.2%
$50k–$75k	9.9%
$75k–$100k	10.7%
$100k–$150k	24.3%
$150k–$200k	13.2%
$200k+	22.4%
Median income	$113,026

Housing

Home values

Under $50k 1.2%

$150k–$200k 0.9%

$200k–$300k 26.5%

$300k–$500k 51.9%

$500k–$1M 16.4%

$1M+ 3.1%

Housing overview

Metric	Value
Median home value	$402,600
Median rent / month	$1,381
Owner occupied	75.3%
Renter occupied	24.7%
Vacant	8.5%
Single-family detached	73.0%
Large apartment buildings	5.3%
Mobile homes	2.4%
Median rooms	6.3
Avg household size (owned)	2.96

Year built

Era	%
2020 or later	0.0%
2010–2019	3.4%
2000–2009	12.1%
1990–1999	10.4%
1980–1989	17.3%
1970–1979	10.0%
1960–1969	10.6%
1950–1959	9.1%
1940–1949	3.5%
1939 or earlier	23.8%

Bedrooms

Size	% of units
No bedroom (studio)	1.5%
1 bedroom	11.2%
2 bedrooms	22.2%
3 bedrooms	36.1%
4 bedrooms	24.3%
5+ bedrooms	4.7%

Vehicles per household

Vehicles	% of households
No vehicle	8.4%
1 vehicle	27.1%
2 vehicles	35.7%
3 or more	28.7%

Heating fuel

Fuel type	%
Utility gas	3.3%
Electricity	22.6%
Propane / LP gas	7.0%
Fuel oil	62.9%
Wood	2.5%

Households & families

Household type	Count	%
Married-couple family	1,669	59.1%
Cohabiting couple	154	5.4%
Male householder, no spouse	453	16.0%
Female householder, no spouse	550	19.5%
Households with children under 18	859	30.4%
Households with seniors (65+)	1,022	36.2%
Average household size	2.66

Marital status

Status	Male	Female
Never married	30.1%	21.8%
Married	56.8%	55.1%
Separated	1.2%	0.7%
Widowed	3.1%	7.8%
Divorced	8.8%	14.6%

Education

Less than 9th grade 3.5%

Some HS, no diploma 2.2%

HS graduate 26.4%

Some college, no degree 17.1%

Associate's degree 8.9%

Bachelor's degree 25.9%

Graduate / professional 16.1%

Metric	%
HS diploma or higher	94.4%
Bachelor's or higher	42.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	64	3.7%
Kindergarten	151	8.7%
Elementary school	858	49.3%
High school	345	19.8%
College / grad school	322	18.5%

Employment

Industry of employment

Education & healthcare 26.2%

Professional & management 12.9%

Manufacturing 11.6%

Arts, food & hospitality 9.4%

Retail trade 9.1%

Construction 7.7%

Finance & real estate 6.4%

Transportation & utilities 4.3%

Other services 4.2%

Public administration 2.9%

Agriculture & mining 2.3%

Information 1.7%

Wholesale trade 1.4%

Occupation

Category	%
Management, business & arts	44.9%
Service	17.4%
Sales & office	18.8%
Natural resources & construction	7.0%
Production & transportation	12.0%

Employment type

Type	%
Private sector	79.3%
Government	15.6%
Self-employed	4.6%
Unpaid family workers	0.5%

Commute

Method	%
Drive alone	77.5%
Carpool	2.0%
Public transit	3.7%
Walk	3.4%
Work from home	12.3%
Other means	1.1%
Avg commute (minutes)	34.5

Poverty

All people 4.6%

Under 18 years 4.9%

18 and over 4.5%

Married-couple families 0.0%

Female-led households 10.6%

Income support

Source	% of households
Social Security	36.3%
Retirement income	26.7%
Supplemental Security	1.7%
Cash public assistance	1.9%
Food stamps / SNAP	4.4%

Health indicators

Condition	%
Obesity	28.7%
High blood pressure	32.7%
High cholesterol	32.4%
Diabetes	9.1%
Heart disease	6.2%
Stroke	2.8%
Asthma	10.0%
Arthritis	22.9%
Kidney disease	2.9%
Pulmonary disease	6.3%
Cancer	7.0%

Behavior / access	%
Smoking	15.2%
Binge drinking	16.8%
No physical activity	22.6%
Less than 7 hrs sleep	33.3%
Depression	19.1%
Fair or poor health	11.7%
Poor mental health	13.2%
Poor physical health	9.5%
No health insurance	10.8%
Visited doctor (checkup)	77.8%
Visited dentist	67.0%
Cholesterol screening	91.8%
Teeth loss	12.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	354	5.9%

Disability	%
Any disability	10.5%
Under 18	5.8%
18–64 years	6.9%
65 and over	27.9%

Health insurance coverage

Type	%
Private insurance	81.0%
Public insurance	31.0%
No insurance	2.5%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	7,358	95.6%
Spanish	286	3.9%
Other Indo-European	256	3.5%
Asian & Pacific Islander	19	0.3%
Other languages	11	0.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	6,865	89.2%
Born in same state	6,752	87.7%
Born in different state	5,233	68.0%
Foreign born	113	1.5%
Naturalized citizen	835	10.8%
Not a US citizen	493	59.0%

Ancestry

Ancestry	Count	%
Italian	1,793	23.3%
Arab	962	12.5%
French	702	9.1%
Irish	97	1.3%
German	86	1.1%

Ancestry	Count	%
English	80	1%
Polish	40	0.5%
Norwegian	12	0.2%
Dutch	12	0.2%

Technology access

Metric	% of households
Computer access	36.7%
Internet access	94.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 12564

What city is ZIP code 12564 in?

ZIP code 12564 is primarily assigned to Pawling, New York.

What county is ZIP code 12564 in?

ZIP code 12564 falls within Dutchess County, New York.

Does ZIP code 12564 have a large retiree population?

36% of households in ZIP code 12564 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 12564?

The median home value in ZIP code 12564 is $402,600.

What is the median household income in ZIP code 12564?

The median household income in ZIP code 12564 is $113,026, above the national median of ~$75,000.

What is the population of ZIP code 12564?

ZIP code 12564 has an estimated population of 7,700 residents, with a density of 186 people per square mile.

What timezone is ZIP code 12564 in?

ZIP code 12564 observes the EST timezone.