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Indiana ZIP Codes
Harrison County
Palmyra, IN
47164
47164 ZIP Code — Palmyra, IN
Harrison County, Indiana
ZIP code 47164 is located in
Palmyra ,
Indiana ,
within Harrison County .
It covers approximately 36.57 square miles and serves a population of
3,764 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 812/930 .
About ZIP code 47164
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1980s, giving the area an established character. Median home value is $174,000. Owner-occupancy is high at 81%, well above the national average.
Median household income is $60,729. 48% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 30 minutes is near the national average.
College attainment at 15% is below the national average, consistent with a trades and production-oriented local economy.
Health indicators show elevated rates of smoking (24%) compared to national benchmarks.
Overall, ZIP code 47164 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.
47164 ZIP code map
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Cities in ZIP code 47164
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Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
3,764
Population density
103 / sq mi
State FIPS
18
County FIPS
061
Geography
Land area
36.57 sq mi
Water area
0.09 sq mi
Latitude
38.3972
Longitude
-86.1027
Timezone
Eastern (ET)
Area code
812/930
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
45.2%
40.5%
42.9%
$50k – $100k
37.7%
36.3%
32.7%
$100k – $200k
14.5%
20.5%
19.8%
Over $200k
2.6%
2.7%
4.5%
Demographics & statistics
$60,729
Median household income
$174,000
Median home value
14.7%
Bachelor's or higher
Age distribution
Age summary
Group Count % Under 18 918 24.4% 18 and over 2,846 75.6% 65 and over 628 16.7% Median age 39.6 years
Race & ethnicity
Group Count % White 3,729 98.4% Hispanic or Latino 25 0.7% Two or more races 20 0.5% Other race 9 0.2% Asian 5 0.1%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
45.2%
40.5%
42.9%
$50k – $100k
37.7%
36.3%
32.7%
$100k – $200k
14.5%
20.5%
19.8%
Over $200k
2.6%
2.7%
4.5%
Range % of households Under $10k 5.3% $10k–$15k 3.7% $15k–$25k 10.5% $25k–$35k 9.7% $35k–$50k 5.7% $50k–$75k 24.8% $75k–$100k 11.7% $100k–$150k 19.3% $150k–$200k 6.5% $200k+ 2.8% Median income $60,729
Housing
Housing overview
Metric Value Median home value $174,000 Median rent / month $744 Owner occupied 80.7% Renter occupied 19.3% Vacant 11.4% Single-family detached 73.1% Large apartment buildings 0.4% Mobile homes 13.0% Median rooms 5.9 Avg household size (owned) 2.76
Year built
Era % 2020 or later 0.0% 2010–2019 4.6% 2000–2009 15.5% 1990–1999 13.1% 1980–1989 20.2% 1970–1979 15.0% 1960–1969 8.3% 1950–1959 8.4% 1940–1949 3.8% 1939 or earlier 11.1%
Bedrooms
Size % of units No bedroom (studio) 0.0% 1 bedroom 7.6% 2 bedrooms 16.8% 3 bedrooms 62.3% 4 bedrooms 11.9% 5+ bedrooms 1.4%
Vehicles per household
Vehicles % of households No vehicle 2.2% 1 vehicle 27.5% 2 vehicles 37.4% 3 or more 32.8%
Heating fuel
Fuel type % Utility gas 13.0% Electricity 61.9% Propane / LP gas 12.6% Wood 12.1% No fuel used 0.2%
Households & families
Household type Count % Married-couple family 750 50.0% Cohabiting couple 162 10.8% Male householder, no spouse 210 14.0% Female householder, no spouse 379 25.2% Households with children under 18 467 31.1% Households with seniors (65+) 436 29.0% Average household size 2.50
Marital status
Status Male Female Never married 31.6% 25.1% Married 54.3% 46.5% Separated 1.2% 1.6% Widowed 2.1% 14.0% Divorced 10.9% 12.8%
Education
Some HS, no diploma
12.8%
Some college, no degree
23.7%
Graduate / professional
3.3%
Metric % HS diploma or higher 79.5% Bachelor's or higher 14.7%
School enrollment (ages 3–17)
Type Count % Nursery / preschool 62 7.0% Kindergarten 8 0.9% Elementary school 410 46.5% High school 305 34.6% College / grad school 96 10.9%
Employment
Industry of employment
Education & healthcare
29.1%
Transportation & utilities
5.5%
Agriculture & mining
4.7%
Professional & management
4.4%
Arts, food & hospitality
4.2%
Finance & real estate
3.3%
Public administration
0.2%
Occupation
Category % Management, business & arts 47.2% Service 9.6% Sales & office 14.2% Natural resources & construction 10.1% Production & transportation 18.8%
Employment type
Type % Private sector 81.2% Government 14.9% Self-employed 3.9% Unpaid family workers 0.0%
Commute
Method % Drive alone 76.1% Carpool 12.5% Public transit 0.1% Walk 3.4% Work from home 7.9% Other means 0.0% Avg commute (minutes) 30.2
Poverty
Married-couple families
6.7%
Female-led households
26.2%
Income support
Source % of households Social Security 47.5% Retirement income 23.4% Supplemental Security 4.5% Cash public assistance 1.1% Food stamps / SNAP 5.8%
Health indicators
Condition % Obesity 40.7% High blood pressure 35.7% High cholesterol 34.4% Diabetes 11.1% Heart disease 6.9% Stroke 3.1% Asthma 10.3% Arthritis 26.8% Kidney disease 2.9% Pulmonary disease 8.8% Cancer 6.5%
Behavior / access % Smoking 23.6% Binge drinking 16.4% No physical activity 27.5% Less than 7 hrs sleep 34.8% Depression 24.3% Fair or poor health 16.6% Poor mental health 16.4% Poor physical health 11.8% No health insurance 13.0% Visited doctor (checkup) 74.6% Visited dentist 60.7% Cholesterol screening 88.2% Teeth loss 17.3%
Veterans & disability
Veterans Count % Civilian veterans 144 5.1%
Disability % Any disability 18.0% Under 18 4.2% 18–64 years 17.3% 65 and over 40.3%
Health insurance coverage
Type % Private insurance 57.8% Public insurance 43.5% No insurance 5.8% Uninsured under 19 4.4%
Language & origin
Language spoken at home (age 5+)
Language Count % English only 3,600 95.6% Spanish 0 0.0% Other Indo-European 0 0.0% Asian & Pacific Islander 0 0.0% Other languages 0 0.0%
Place of birth & citizenship
Origin Count % Native born (US) 3,735 99.2% Born in same state 3,720 98.8% Born in different state 2,128 56.5% Foreign born 15 0.4% Naturalized citizen 29 0.8% Not a US citizen 5 17.2%
Ancestry
Ancestry Count % Italian 411 10.9% Arab 294 7.8% French 269 7.1%
Ancestry Count % English 90 2.4% Polish 28 0.7%
Technology access
Metric % of households Computer access 39.9% Internet access 92.7%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 47164
What city is ZIP code 47164 in?
ZIP code 47164 is primarily assigned to Palmyra, Indiana.
What county is ZIP code 47164 in?
ZIP code 47164 falls within Harrison County, Indiana.
Does ZIP code 47164 have a large retiree population?
48% of households in ZIP code 47164 receive Social Security income, suggesting a significant retiree or disability population.
How educated is the population of ZIP code 47164?
15% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.
Is ZIP code 47164 mostly owner-occupied?
81% of occupied units in ZIP code 47164 are owner-occupied, well above the national average.
What is the typical home value in ZIP code 47164?
The median home value in ZIP code 47164 is $174,000.
What timezone is ZIP code 47164 in?
ZIP code 47164 observes the EST timezone.
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