34990 ZIP Code — Palm City, FL

Martin County, Florida

ZIP code 34990 is located in Palm City, Florida, within Martin County. It covers approximately 103.04 square miles and serves a population of 30,606 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 772.

About ZIP code 34990

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1980s, giving the area an established character. Median home value is $517,100. Owner-occupancy is high at 89%, well above the national average.

The gap between median ($114,842) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 5% is below the national average. 44% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 27 minutes is near the national average.

Educational attainment is high — 48% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 34990 reflects a community defined by high homeownership and a significant Social Security-dependent population.

30,606

population

103.04

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

34990 ZIP code map

Cities in ZIP code 34990

Below are the cities the US Postal Service accepts for ZIP code 34990. Using any city not on this list may result in mail delivery delays.

City	Status
Palm City	Preferred

Nearby ZIP codes

34997 Stuart (5.3 mi) 34994 Stuart (8.1 mi) 33455 Hobe Sound (9.6 mi) 34996 Stuart (10.8 mi) 34984 Port Saint Lucie (10.8 mi) 34984 Port Saint Lucie (10.8 mi) 34953 Port Saint Lucie (11.2 mi) 34953 Port Saint Lucie (11.2 mi) 33478 Jupiter (11.7 mi) 34952 Port Saint Lucie (13.8 mi) 34952 Port Saint Lucie (13.8 mi) 34957 Jensen Beach (14.6 mi)

Demographics updated 05/2026

Population
Total population	30,606
Population density	297 / sq mi
State FIPS	12
County FIPS	085

Geography
Land area	103.04 sq mi
Water area	5.29 sq mi
Latitude	27.0980
Longitude	-80.3193
Timezone	Eastern (ET)
Area code	772

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	25.1%	39.2%	43.4%
$50k – $100k	25.0%	29.2%	30.8%
$100k – $200k	33.5%	22.0%	19.3%
Over $200k	16.4%	9.5%	6.4%

Demographics & statistics

30,606

Population

297

People per sq mi

51.4

Median age

$114,842

Median household income

$67,845

Per capita income

$517,100

Median home value

$1,763

Median monthly rent

89.1%

Home ownership

4.7%

Poverty rate

5.3%

Unemployment

12,362

Housing units

48.1%

Bachelor's or higher

Age distribution

Male Female

524

Under 5

545

761

5–9

792

887

10–14

924

824

15–19

858

660

20–24

687

846

25–34

881

1,719

35–44

1,791

2,120

45–54

2,208

1,137

55–59

1,184

1,138

60–64

1,186

2,091

65–74

2,178

1,657

75–84

1,727

627

85+

654

← Male

Female →

Age summary

Group	Count	%
Under 18	5,404	17.7%
18 and over	25,202	82.3%
65 and over	8,934	29.2%
Median age	51.4 years

Race & ethnicity

White 80%

Hispanic or Latino 7.5%

Two or more races 6.5%

Asian 2.7%

Other race 2.4%

Black or African American 0.8%

Group	Count	%
White	26,485	80%
Hispanic or Latino	2,483	7.5%
Two or more races	2,167	6.5%
Asian	877	2.7%
Other race	808	2.4%
Black or African American	269	0.8%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	25.1%	39.2%	43.4%
$50k – $100k	25.0%	29.2%	30.8%
$100k – $200k	33.5%	22.0%	19.3%
Over $200k	16.4%	9.5%	6.4%

Under $10k 2.2%

$10k–$15k 2.1%

$15k–$25k 2.9%

$25k–$35k 4.8%

$35k–$50k 7.1%

$50k–$75k 11.0%

$75k–$100k 14.7%

$100k–$150k 21.6%

$150k–$200k 10.6%

$200k+ 23.0%

Range	% of households
Under $10k	2.2%
$10k–$15k	2.1%
$15k–$25k	2.9%
$25k–$35k	4.8%
$35k–$50k	7.1%
$50k–$75k	11.0%
$75k–$100k	14.7%
$100k–$150k	21.6%
$150k–$200k	10.6%
$200k+	23.0%
Median income	$114,842

Housing

Home values

Under $50k 1.6%

$50k–$100k 0.6%

$100k–$150k 1.2%

$150k–$200k 5.1%

$200k–$300k 11.6%

$300k–$500k 27.6%

$500k–$1M 46.1%

$1M+ 6.3%

Housing overview

Metric	Value
Median home value	$517,100
Median rent / month	$1,763
Owner occupied	89.1%
Renter occupied	10.9%
Vacant	11.3%
Single-family detached	76.9%
Large apartment buildings	2.6%
Mobile homes	0.3%
Median rooms	6.3
Avg household size (owned)	2.50

Year built

Era	%
2020 or later	0.2%
2010–2019	7.6%
2000–2009	20.2%
1990–1999	28.1%
1980–1989	33.3%
1970–1979	7.7%
1960–1969	1.4%
1950–1959	0.8%
1940–1949	0.0%
1939 or earlier	0.6%

Bedrooms

Size	% of units
No bedroom (studio)	0.5%
1 bedroom	2.5%
2 bedrooms	25.7%
3 bedrooms	40.8%
4 bedrooms	25.3%
5+ bedrooms	5.2%

Vehicles per household

Vehicles	% of households
No vehicle	4.1%
1 vehicle	27.6%
2 vehicles	45.1%
3 or more	23.2%

Heating fuel

Fuel type	%
Utility gas	2.2%
Electricity	94.1%
Propane / LP gas	0.9%
Fuel oil	0.1%
Solar	0.3%
No fuel used	1.4%

Households & families

Household type	Count	%
Married-couple family	7,852	64.7%
Cohabiting couple	309	2.5%
Male householder, no spouse	1,459	12.0%
Female householder, no spouse	2,524	20.8%
Households with children under 18	2,963	24.4%
Households with seniors (65+)	5,833	48.0%
Average household size	2.50

Marital status

Status	Male	Female
Never married	22.1%	18.8%
Married	65.9%	58.7%
Separated	1.6%	1.0%
Widowed	3.0%	10.3%
Divorced	7.4%	11.2%

Education

Less than 9th grade 1.8%

Some HS, no diploma 2.0%

HS graduate 16.4%

Some college, no degree 21.6%

Associate's degree 10.1%

Bachelor's degree 30.1%

Graduate / professional 18.0%

Metric	%
HS diploma or higher	96.2%
Bachelor's or higher	48.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	211	3.4%
Kindergarten	329	5.3%
Elementary school	2,680	43.1%
High school	1,362	21.9%
College / grad school	1,637	26.3%

Employment

Industry of employment

Education & healthcare 22.6%

Professional & management 16.1%

Retail trade 12.5%

Arts, food & hospitality 7.9%

Manufacturing 7.0%

Transportation & utilities 6.9%

Finance & real estate 6.0%

Public administration 5.7%

Construction 5.6%

Other services 3.7%

Information 3.4%

Wholesale trade 2.2%

Agriculture & mining 0.3%

Occupation

Category	%
Management, business & arts	49.1%
Service	13.8%
Sales & office	25.6%
Natural resources & construction	5.3%
Production & transportation	6.2%

Employment type

Type	%
Private sector	83.0%
Government	11.4%
Self-employed	5.4%
Unpaid family workers	0.2%

Commute

Method	%
Drive alone	73.3%
Carpool	5.8%
Public transit	0.5%
Walk	0.5%
Work from home	18.2%
Other means	1.6%
Avg commute (minutes)	26.7

Poverty

All people 4.7%

Under 18 years 4.9%

18 and over 4.7%

Married-couple families 2.8%

Female-led households 14.1%

Income support

Source	% of households
Social Security	44.3%
Retirement income	33.1%
Supplemental Security	2.6%
Cash public assistance	0.9%
Food stamps / SNAP	2.1%

Health indicators

Condition	%
Obesity	26.0%
High blood pressure	34.2%
High cholesterol	36.6%
Diabetes	10.4%
Heart disease	8.1%
Stroke	3.5%
Asthma	8.1%
Arthritis	28.8%
Kidney disease	3.4%
Pulmonary disease	7.8%
Cancer	9.8%

Behavior / access	%
Smoking	13.3%
Binge drinking	13.9%
No physical activity	20.4%
Less than 7 hrs sleep	30.7%
Depression	16.4%
Fair or poor health	12.9%
Poor mental health	12.2%
Poor physical health	10.4%
No health insurance	14.0%
Visited doctor (checkup)	77.2%
Visited dentist	71.0%
Cholesterol screening	94.5%
Teeth loss	9.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	2,299	9.1%

Disability	%
Any disability	9.8%
Under 18	1.4%
18–64 years	6.5%
65 and over	21.1%

Health insurance coverage

Type	%
Private insurance	76.2%
Public insurance	34.5%
No insurance	6.2%
Uninsured under 19	3.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	29,537	96.5%
Spanish	292	1.0%
Other Indo-European	139	0.5%
Asian & Pacific Islander	92	0.3%
Other languages	61	0.2%

Place of birth & citizenship

Origin	Count	%
Native born (US)	27,774	90.7%
Born in same state	27,423	89.6%
Born in different state	8,829	28.8%
Foreign born	351	1.1%
Naturalized citizen	2,832	9.3%
Not a US citizen	2,069	73.1%

Ancestry

Ancestry	Count	%
Italian	5,728	18.7%
French	4,322	14.1%
Arab	2,168	7.1%
German	331	1.1%
Polish	324	1.1%

Ancestry	Count	%
English	279	0.9%
Irish	196	0.6%
Dutch	193	0.6%
Norwegian	70	0.2%

Technology access

Metric	% of households
Computer access	39.7%
Internet access	96.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 34990

What city is ZIP code 34990 in?

ZIP code 34990 is primarily assigned to Palm City, Florida.

What county is ZIP code 34990 in?

ZIP code 34990 falls within Martin County, Florida.

Does ZIP code 34990 have an older population?

29% of residents in ZIP code 34990 are 65 or older, above the national average of ~17%.

Is ZIP code 34990 mostly owner-occupied?

89% of occupied units in ZIP code 34990 are owner-occupied, well above the national average.

Does ZIP code 34990 have a large retiree population?

44% of households in ZIP code 34990 receive Social Security income, suggesting a significant retiree or disability population.

How educated is the population of ZIP code 34990?

48% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

What timezone is ZIP code 34990 in?

ZIP code 34990 observes the EST timezone.