32909 ZIP Code — Palm Bay, FL

Brevard County, Florida

ZIP code 32909 is located in Palm Bay, Florida, within Brevard County. It covers approximately 57.66 square miles and serves a population of 36,725 residents. This is a po box ZIP code in the Eastern (ET) timezone, served by area code 321/689.

About ZIP code 32909

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $239,100. Owner-occupancy is high at 82%, well above the national average.

The gap between median ($71,783) and mean household income suggests income inequality — a small number of higher earners pull the average up. 36% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 28 minutes is near the national average.

Educational attainment is near the national average, with 24% of residents holding a bachelor's degree or higher.

Overall, ZIP code 32909 reflects a community defined by high homeownership and a significant Social Security-dependent population.

36,725

population

57.66

sq mi land

PO Box

ZIP type

Eastern (ET)

timezone

32909 ZIP code map

Cities in ZIP code 32909

Below are the cities the US Postal Service accepts for ZIP code 32909. Using any city not on this list may result in mail delivery delays.

City	Status
Palm Bay	Acceptable
Palm Bay	Acceptable
Palm Bay	Preferred

Nearby ZIP codes

32908 Palm Bay (4.9 mi) 32949 Grant (6.3 mi) 32950 Malabar (6.4 mi) 32976 Sebastian (6.9 mi) 32907 Palm Bay (7.8 mi) 32905 Palm Bay (9.2 mi) 32951 Melbourne Beach (9.8 mi) 32901 Melbourne (11.4 mi) 32919 Melbourne (12.1 mi) 32948 Fellsmere (12.4 mi) 32958 Sebastian (12.8 mi) 32904 Melbourne (13 mi)

Demographics updated 05/2026

Population
Total population	36,725
Population density	637 / sq mi
State FIPS	12
County FIPS	009

Geography
Land area	57.66 sq mi
Water area	0.13 sq mi
Latitude	27.9108
Longitude	-80.6574
Timezone	Eastern (ET)
Area code	321/689

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	44.4%	41.9%	43.4%
$50k – $100k	35.4%	31.5%	30.8%
$100k – $200k	14.8%	20.6%	19.3%
Over $200k	5.5%	6.0%	6.4%

Demographics & statistics

36,725

Population

637

People per sq mi

39.1

Median age

$71,783

Median household income

$38,378

Per capita income

$239,100

Median home value

$1,383

Median monthly rent

82.4%

Home ownership

14.9%

Poverty rate

5.7%

Unemployment

11,321

Housing units

23.9%

Bachelor's or higher

Age distribution

Male Female

992

Under 5

1,028

1,210

5–9

1,253

1,491

10–14

1,545

1,150

15–19

1,192

1,179

20–24

1,221

2,348

25–34

2,433

2,226

35–44

2,307

2,357

45–54

2,443

1,130

55–59

1,172

1,227

60–64

1,272

1,633

65–74

1,693

835

75–84

865

257

85+

266

← Male

Female →

Age summary

Group	Count	%
Under 18	9,169	25.0%
18 and over	27,556	75.0%
65 and over	5,549	15.1%
Median age	39.1 years

Race & ethnicity

White 52.4%

Black or African American 18.1%

Two or more races 13.7%

Hispanic or Latino 9.2%

Asian 3.5%

Other race 3%

American Indian / Alaska Native 0.2%

Group	Count	%
White	21,192	52.4%
Black or African American	7,313	18.1%
Two or more races	5,548	13.7%
Hispanic or Latino	3,708	9.2%
Asian	1,404	3.5%
Other race	1,200	3%
American Indian / Alaska Native	68	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	44.4%	41.9%	43.4%
$50k – $100k	35.4%	31.5%	30.8%
$100k – $200k	14.8%	20.6%	19.3%
Over $200k	5.5%	6.0%	6.4%

Under $10k 2.6%

$10k–$15k 3.8%

$15k–$25k 7.5%

$25k–$35k 6.4%

$35k–$50k 11.8%

$50k–$75k 21.9%

$75k–$100k 13.5%

$100k–$150k 22.2%

$150k–$200k 5.1%

$200k+ 5.3%

Range	% of households
Under $10k	2.6%
$10k–$15k	3.8%
$15k–$25k	7.5%
$25k–$35k	6.4%
$35k–$50k	11.8%
$50k–$75k	21.9%
$75k–$100k	13.5%
$100k–$150k	22.2%
$150k–$200k	5.1%
$200k+	5.3%
Median income	$71,783

Housing

Home values

Under $50k 5.8%

$50k–$100k 2.2%

$100k–$150k 6.3%

$150k–$200k 15.7%

$200k–$300k 40.8%

$300k–$500k 25.4%

$500k–$1M 3.4%

$1M+ 0.4%

Housing overview

Metric	Value
Median home value	$239,100
Median rent / month	$1,383
Owner occupied	82.4%
Renter occupied	17.6%
Vacant	8.7%
Single-family detached	93.1%
Large apartment buildings	1.4%
Mobile homes	0.8%
Median rooms	5.7
Avg household size (owned)	2.81

Year built

Era	%
2020 or later	1.7%
2010–2019	10.1%
2000–2009	37.6%
1990–1999	21.1%
1980–1989	23.4%
1970–1979	4.5%
1960–1969	1.4%
1950–1959	0.0%
1940–1949	0.1%
1939 or earlier	0.1%

Bedrooms

Size	% of units
No bedroom (studio)	0.1%
1 bedroom	2.4%
2 bedrooms	9.1%
3 bedrooms	67.5%
4 bedrooms	19.6%
5+ bedrooms	1.4%

Vehicles per household

Vehicles	% of households
No vehicle	5.5%
1 vehicle	28.4%
2 vehicles	43.1%
3 or more	23.0%

Heating fuel

Fuel type	%
Utility gas	1.7%
Electricity	96.1%
Propane / LP gas	0.2%
Wood	0.2%
Solar	0.6%
No fuel used	1.2%

Households & families

Household type	Count	%
Married-couple family	6,233	50.6%
Cohabiting couple	1,423	11.5%
Male householder, no spouse	1,890	15.3%
Female householder, no spouse	2,775	22.5%
Households with children under 18	4,625	37.5%
Households with seniors (65+)	3,988	32.4%
Average household size	2.97

Marital status

Status	Male	Female
Never married	36.5%	25.8%
Married	46.7%	48.8%
Separated	1.7%	1.1%
Widowed	2.6%	9.0%
Divorced	12.4%	15.4%

Education

Less than 9th grade 4.7%

Some HS, no diploma 4.1%

HS graduate 30.1%

Some college, no degree 26.2%

Associate's degree 11.1%

Bachelor's degree 14.6%

Graduate / professional 9.3%

Metric	%
HS diploma or higher	91.3%
Bachelor's or higher	23.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	330	3.4%
Kindergarten	389	4.1%
Elementary school	4,557	47.5%
High school	2,334	24.3%
College / grad school	1,988	20.7%

Employment

Industry of employment

Education & healthcare 22.7%

Professional & management 13.0%

Manufacturing 12.2%

Arts, food & hospitality 11.2%

Retail trade 9.7%

Construction 8.0%

Other services 6.7%

Transportation & utilities 6.6%

Public administration 4.2%

Finance & real estate 3.3%

Wholesale trade 1.0%

Information 0.8%

Agriculture & mining 0.6%

Occupation

Category	%
Management, business & arts	36.9%
Service	20.0%
Sales & office	18.9%
Natural resources & construction	11.6%
Production & transportation	12.7%

Employment type

Type	%
Private sector	82.6%
Government	10.8%
Self-employed	6.6%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	76.4%
Carpool	11.2%
Public transit	1.2%
Walk	0.1%
Work from home	7.7%
Other means	3.4%
Avg commute (minutes)	28.3

Poverty

All people 14.9%

Under 18 years 22.9%

18 and over 12.2%

Married-couple families 7.3%

Female-led households 21.5%

Income support

Source	% of households
Social Security	35.9%
Retirement income	29.5%
Supplemental Security	4.9%
Cash public assistance	4.1%
Food stamps / SNAP	14.3%

Health indicators

Condition	%
Obesity	35.8%
High blood pressure	33.3%
High cholesterol	30.3%
Diabetes	11.8%
Heart disease	6.4%
Stroke	3.4%
Asthma	9.6%
Arthritis	22.9%
Kidney disease	3.0%
Pulmonary disease	8.1%
Cancer	6.0%

Behavior / access	%
Smoking	19.5%
Binge drinking	15.2%
No physical activity	27.2%
Less than 7 hrs sleep	36.1%
Depression	20.0%
Fair or poor health	17.1%
Poor mental health	16.4%
Poor physical health	12.0%
No health insurance	21.7%
Visited doctor (checkup)	75.4%
Visited dentist	56.9%
Cholesterol screening	89.7%
Teeth loss	15.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	2,678	9.8%

Disability	%
Any disability	13.1%
Under 18	5.5%
18–64 years	10.5%
65 and over	35.6%

Health insurance coverage

Type	%
Private insurance	61.8%
Public insurance	36.8%
No insurance	13.6%
Uninsured under 19	8.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	34,705	94.5%
Spanish	2,423	7.0%
Other Indo-European	1,287	3.7%
Asian & Pacific Islander	719	2.1%
Other languages	417	1.2%

Place of birth & citizenship

Origin	Count	%
Native born (US)	30,837	84.0%
Born in same state	29,091	79.2%
Born in different state	13,083	35.6%
Foreign born	1,746	4.8%
Naturalized citizen	5,888	16.0%
Not a US citizen	4,126	70.1%

Ancestry

Ancestry	Count	%
Italian	2,964	8.1%
Arab	2,769	7.5%
French	2,154	5.9%
German	792	2.2%
English	342	0.9%

Ancestry	Count	%
Polish	162	0.4%
Irish	127	0.3%
Dutch	103	0.3%
Norwegian	17	0%

Technology access

Metric	% of households
Computer access	33.5%
Internet access	94.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 32909

What city is ZIP code 32909 in?

ZIP code 32909 is primarily assigned to Palm Bay, Florida.

What county is ZIP code 32909 in?

ZIP code 32909 falls within Brevard County, Florida.

Is ZIP code 32909 mostly owner-occupied?

82% of occupied units in ZIP code 32909 are owner-occupied, well above the national average.

Does ZIP code 32909 have a large retiree population?

36% of households in ZIP code 32909 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 32909 have a large veteran population?

10% of civilians in ZIP code 32909 are veterans, above the national average of ~7%.

What is the population of ZIP code 32909?

ZIP code 32909 has an estimated population of 36,725 residents, with a density of 637 people per square mile.

What timezone is ZIP code 32909 in?

ZIP code 32909 observes the EST timezone.