01540 ZIP Code — Oxford, MA

Worcester County, Massachusetts

ZIP code 01540 is located in Oxford, Massachusetts, within Worcester County. It covers approximately 19.10 square miles and serves a population of 11,420 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 508/774.

About ZIP code 01540

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1950s, giving the area an established character. Median home value is $330,800. Owner-occupancy is high at 83%, well above the national average.

Median household income is $100,757. The poverty rate of 4% is below the national average. 34% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 30 minutes is near the national average.

Educational attainment is near the national average, with 26% of residents holding a bachelor's degree or higher.

Overall, ZIP code 01540 reflects a community defined by high homeownership and a significant Social Security-dependent population.

11,420

population

19.10

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

01540 ZIP code map

Cities in ZIP code 01540

Below are the cities the US Postal Service accepts for ZIP code 01540. Using any city not on this list may result in mail delivery delays.

City	Status
Oxford	Preferred

Nearby ZIP codes

01537 North Oxford (3.4 mi) 01570 Webster (4.4 mi) 01590 Sutton (5.1 mi) 01501 Auburn (5.1 mi) 01527 Millbury (6.1 mi) 01507 Charlton (6.1 mi) 01542 Rochdale (6.2 mi) 01516 Douglas (6.9 mi) 01607 Worcester (8 mi) 06262 Quinebaug (8.5 mi) 01603 Worcester (8.5 mi) 01610 Worcester (8.7 mi)

Demographics updated 05/2026

Population
Total population	11,420
Population density	598 / sq mi
State FIPS	25
County FIPS	027

Geography
Land area	19.10 sq mi
Water area	0.79 sq mi
Latitude	42.1215
Longitude	-71.8540
Timezone	Eastern (ET)
Area code	508/774

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	28.9%	33.6%	31.3%
$50k – $100k	25.5%	27.5%	25.9%
$100k – $200k	38.0%	28.7%	28.5%
Over $200k	7.6%	10.3%	14.3%

Demographics & statistics

11,420

Population

598

People per sq mi

42.1

Median age

$100,757

Median household income

$42,488

Per capita income

$330,800

Median home value

$1,068

Median monthly rent

83.1%

Home ownership

3.7%

Poverty rate

5.3%

Unemployment

3,698

Housing units

25.8%

Bachelor's or higher

Age distribution

Male Female

249

Under 5

269

381

5–9

411

273

10–14

295

356

15–19

384

233

20–24

251

811

25–34

875

550

35–44

593

801

45–54

865

525

55–59

567

472

60–64

509

459

65–74

496

262

75–84

282

121

85+

130

← Male

Female →

Age summary

Group	Count	%
Under 18	2,232	19.5%
18 and over	9,188	80.5%
65 and over	1,750	15.3%
Median age	42.1 years

Race & ethnicity

White 87.7%

Hispanic or Latino 4.5%

Two or more races 2.9%

Other race 2.9%

Black or African American 1.2%

Asian 0.9%

Group	Count	%
White	10,492	87.7%
Hispanic or Latino	543	4.5%
Two or more races	344	2.9%
Other race	343	2.9%
Black or African American	139	1.2%
Asian	102	0.9%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	28.9%	33.6%	31.3%
$50k – $100k	25.5%	27.5%	25.9%
$100k – $200k	38.0%	28.7%	28.5%
Over $200k	7.6%	10.3%	14.3%

Under $10k 2.7%

$10k–$15k 3.2%

$15k–$25k 7.1%

$25k–$35k 6.9%

$35k–$50k 8.5%

$50k–$75k 11.0%

$75k–$100k 10.1%

$100k–$150k 19.2%

$150k–$200k 21.3%

$200k+ 10.0%

Range	% of households
Under $10k	2.7%
$10k–$15k	3.2%
$15k–$25k	7.1%
$25k–$35k	6.9%
$35k–$50k	8.5%
$50k–$75k	11.0%
$75k–$100k	10.1%
$100k–$150k	19.2%
$150k–$200k	21.3%
$200k+	10.0%
Median income	$100,757

Housing

Home values

Under $50k 0.5%

$50k–$100k 0.6%

$100k–$150k 1.8%

$150k–$200k 2.7%

$200k–$300k 32.9%

$300k–$500k 54.7%

$500k–$1M 6.8%

Housing overview

Metric	Value
Median home value	$330,800
Median rent / month	$1,068
Owner occupied	83.1%
Renter occupied	16.9%
Vacant	7.2%
Single-family detached	78.0%
Large apartment buildings	0.2%
Mobile homes	0.2%
Median rooms	5.9
Avg household size (owned)	2.99

Year built

Era	%
2020 or later	0.0%
2010–2019	2.3%
2000–2009	6.8%
1990–1999	11.3%
1980–1989	8.6%
1970–1979	20.4%
1960–1969	5.0%
1950–1959	21.3%
1940–1949	5.9%
1939 or earlier	18.4%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	7.9%
2 bedrooms	17.1%
3 bedrooms	56.9%
4 bedrooms	16.6%
5+ bedrooms	1.3%

Vehicles per household

Vehicles	% of households
No vehicle	4.3%
1 vehicle	24.9%
2 vehicles	42.9%
3 or more	28.0%

Heating fuel

Fuel type	%
Utility gas	3.4%
Electricity	19.5%
Propane / LP gas	2.3%
Fuel oil	65.7%
Wood	1.7%
Solar	0.8%
No fuel used	0.3%

Households & families

Household type	Count	%
Married-couple family	2,312	56.8%
Cohabiting couple	331	8.1%
Male householder, no spouse	481	11.8%
Female householder, no spouse	947	23.3%
Households with children under 18	1,420	34.9%
Households with seniors (65+)	1,331	32.7%
Average household size	2.79

Marital status

Status	Male	Female
Never married	25.8%	28.7%
Married	55.8%	50.0%
Separated	1.3%	0.8%
Widowed	7.0%	8.3%
Divorced	10.1%	12.2%

Education

Less than 9th grade 2.0%

Some HS, no diploma 3.0%

HS graduate 37.2%

Some college, no degree 20.9%

Associate's degree 11.2%

Bachelor's degree 15.0%

Graduate / professional 10.8%

Metric	%
HS diploma or higher	95.0%
Bachelor's or higher	25.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	78	3.1%
Kindergarten	80	3.2%
Elementary school	1,048	41.5%
High school	510	20.2%
College / grad school	810	32.1%

Employment

Industry of employment

Education & healthcare 32.6%

Retail trade 13.6%

Manufacturing 10.9%

Finance & real estate 8.3%

Construction 7.3%

Professional & management 6.1%

Transportation & utilities 5.7%

Arts, food & hospitality 5.4%

Other services 3.7%

Wholesale trade 2.8%

Public administration 2.2%

Information 1.3%

Occupation

Category	%
Management, business & arts	42.3%
Service	17.5%
Sales & office	16.5%
Natural resources & construction	10.2%
Production & transportation	13.4%

Employment type

Type	%
Private sector	82.0%
Government	14.2%
Self-employed	3.8%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	79.4%
Carpool	7.6%
Public transit	0.3%
Walk	0.3%
Work from home	10.3%
Other means	2.1%
Avg commute (minutes)	30.0

Poverty

All people 3.7%

Under 18 years 4.7%

18 and over 3.4%

Married-couple families 0.9%

Female-led households 5.0%

Income support

Source	% of households
Social Security	33.5%
Retirement income	26.0%
Supplemental Security	9.3%
Cash public assistance	2.6%
Food stamps / SNAP	13.1%

Health indicators

Condition	%
Obesity	30.8%
High blood pressure	28.8%
High cholesterol	30.9%
Diabetes	8.2%
Heart disease	5.6%
Stroke	2.5%
Asthma	11.0%
Arthritis	27.0%
Kidney disease	2.5%
Pulmonary disease	5.9%
Cancer	6.7%

Behavior / access	%
Smoking	16.7%
Binge drinking	17.8%
No physical activity	21.5%
Less than 7 hrs sleep	33.3%
Depression	20.3%
Fair or poor health	11.1%
Poor mental health	14.8%
Poor physical health	9.0%
No health insurance	6.3%
Visited doctor (checkup)	79.6%
Visited dentist	73.0%
Cholesterol screening	90.7%
Teeth loss	12.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	614	6.7%

Disability	%
Any disability	14.9%
Under 18	3.0%
18–64 years	13.4%
65 and over	36.7%

Health insurance coverage

Type	%
Private insurance	78.9%
Public insurance	34.0%
No insurance	1.6%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	10,902	95.5%
Spanish	195	1.8%
Other Indo-European	135	1.2%
Asian & Pacific Islander	13	0.1%
Other languages	47	0.4%

Place of birth & citizenship

Origin	Count	%
Native born (US)	10,810	94.7%
Born in same state	10,729	93.9%
Born in different state	9,511	83.3%
Foreign born	81	0.7%
Naturalized citizen	610	5.3%
Not a US citizen	514	84.3%

Ancestry

Ancestry	Count	%
Italian	2,662	23.3%
Arab	1,115	9.8%
French	982	8.6%
German	578	5.1%

Ancestry	Count	%
Norwegian	139	1.2%
Polish	39	0.3%
English	8	0.1%

Technology access

Metric	% of households
Computer access	35.6%
Internet access	92.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 01540

What city is ZIP code 01540 in?

ZIP code 01540 is primarily assigned to Oxford, Massachusetts.

What county is ZIP code 01540 in?

ZIP code 01540 falls within Worcester County, Massachusetts.

Is ZIP code 01540 mostly owner-occupied?

83% of occupied units in ZIP code 01540 are owner-occupied, well above the national average.

What is the typical home value in ZIP code 01540?

The median home value in ZIP code 01540 is $330,800.

What is the population of ZIP code 01540?

ZIP code 01540 has an estimated population of 11,420 residents, with a density of 598 people per square mile.

What is the median household income in ZIP code 01540?

The median household income in ZIP code 01540 is $100,757, above the national median of ~$75,000.

What timezone is ZIP code 01540 in?

ZIP code 01540 observes the EST timezone.