42301 ZIP Code — Owensboro, KY
Daviess County, Kentucky
ZIP code 42301 is located in Owensboro, Kentucky, within Daviess County. It covers approximately 173.04 square miles and serves a population of 45,851 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 270/364.
About ZIP code 42301
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $168,300. Owner-occupancy sits near the national average at 63%.
Median household income is $59,478. 34% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 18 minutes is near the national average.
Educational attainment is near the national average, with 26% of residents holding a bachelor's degree or higher.
Health indicators show elevated rates of smoking (22%) compared to national benchmarks.
45,851
population
173.04
sq mi land
Standard
ZIP type
Central (CT)
timezone
42301 ZIP code map
Cities in ZIP code 42301
Below are the cities the US Postal Service accepts for ZIP code 42301. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Owensboro | Acceptable |
| Owensboro | Preferred |
Nearby ZIP codes
42451 Reed (11 mi)
42458 Spottsville (11.4 mi)
47635 Rockport (11.5 mi)
42303 Owensboro (11.9 mi)
47634 Richland (12 mi)
42327 Calhoun (12.4 mi)
42376 Utica (12.6 mi)
47630 Newburgh (13.6 mi)
42452 Robards (14.9 mi)
42420 Henderson (15.5 mi)
42355 Maceo (16.4 mi)
42366 Philpot (18.1 mi)
Demographics
updated 05/2026
| Population | |
|---|---|
| Total population | 45,851 |
| Population density | 265 / sq mi |
| State FIPS | 21 |
| County FIPS | 059 |
| Geography | |
|---|---|
| Land area | 173.04 sq mi |
| Water area | 2.30 sq mi |
| Latitude | 37.7620 |
| Longitude | -87.2598 |
| Timezone | Central (CT) |
| Area code | 270/364 |
Total population by age
Gender
Race & ethnicity
Economics
updated 05/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 48.6% | 46.0% | 47.9% |
| $50k – $100k | 30.4% | 32.0% | 30.3% |
| $100k – $200k | 18.3% | 18.3% | 17.6% |
| Over $200k | 2.7% | 3.7% | 4.2% |
Demographics & statistics
45,851
Population
265
People per sq mi
36.7
Median age
$59,478
Median household income
$31,386
Per capita income
$168,300
Median home value
$872
Median monthly rent
63.2%
Home ownership
14.5%
Poverty rate
3.9%
Unemployment
13,027
Housing units
26.0%
Bachelor's or higher
Age distribution
Male
Female
1,599
Under 5
1,697
1,570
5–9
1,667
1,536
10–14
1,631
1,570
15–19
1,666
1,410
20–24
1,497
2,937
25–34
3,117
2,587
35–44
2,746
2,649
45–54
2,812
1,462
55–59
1,551
1,382
60–64
1,467
2,117
65–74
2,247
1,068
75–84
1,134
355
85+
377
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 11,614 | 25.3% |
| 18 and over | 34,237 | 74.7% |
| 65 and over | 7,298 | 15.9% |
| Median age | 36.7 years | |
Race & ethnicity
White
81.5%
Black or African American
6.6%
Two or more races
4.4%
Hispanic or Latino
3.2%
Asian
2.5%
Other race
1.6%
American Indian / Alaska Native
0.1%
| Group | Count | % |
|---|---|---|
| White | 38,614 | 81.5% |
| Black or African American | 3,119 | 6.6% |
| Two or more races | 2,077 | 4.4% |
| Hispanic or Latino | 1,526 | 3.2% |
| Asian | 1,198 | 2.5% |
| Other race | 779 | 1.6% |
| American Indian / Alaska Native | 46 | 0.1% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 48.6% | 46.0% | 47.9% |
| $50k – $100k | 30.4% | 32.0% | 30.3% |
| $100k – $200k | 18.3% | 18.3% | 17.6% |
| Over $200k | 2.7% | 3.7% | 4.2% |
Under $10k
6.2%
$10k–$15k
5.6%
$15k–$25k
9.3%
$25k–$35k
8.1%
$35k–$50k
13.9%
$50k–$75k
16.9%
$75k–$100k
13.2%
$100k–$150k
15.5%
$150k–$200k
7.8%
$200k+
3.7%
| Range | % of households |
|---|---|
| Under $10k | 6.2% |
| $10k–$15k | 5.6% |
| $15k–$25k | 9.3% |
| $25k–$35k | 8.1% |
| $35k–$50k | 13.9% |
| $50k–$75k | 16.9% |
| $75k–$100k | 13.2% |
| $100k–$150k | 15.5% |
| $150k–$200k | 7.8% |
| $200k+ | 3.7% |
| Median income | $59,478 |
Housing
Home values
Under $50k
4.7%
$50k–$100k
16.3%
$100k–$150k
19.5%
$150k–$200k
23.2%
$200k–$300k
21.1%
$300k–$500k
12.3%
$500k–$1M
3.0%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $168,300 |
| Median rent / month | $872 |
| Owner occupied | 63.2% |
| Renter occupied | 36.8% |
| Vacant | 6.6% |
| Single-family detached | 74.4% |
| Large apartment buildings | 4.2% |
| Mobile homes | 2.4% |
| Median rooms | 5.6 |
| Avg household size (owned) | 2.53 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.7% |
| 2010–2019 | 6.6% |
| 2000–2009 | 10.0% |
| 1990–1999 | 9.9% |
| 1980–1989 | 9.2% |
| 1970–1979 | 18.9% |
| 1960–1969 | 16.4% |
| 1950–1959 | 14.9% |
| 1940–1949 | 5.8% |
| 1939 or earlier | 7.6% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 0.8% |
| 1 bedroom | 10.3% |
| 2 bedrooms | 24.1% |
| 3 bedrooms | 45.3% |
| 4 bedrooms | 16.7% |
| 5+ bedrooms | 2.8% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 8.3% |
| 1 vehicle | 33.4% |
| 2 vehicles | 35.8% |
| 3 or more | 22.5% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 67.4% |
| Electricity | 28.6% |
| Propane / LP gas | 3.4% |
| Fuel oil | 0.1% |
| Wood | 0.1% |
| No fuel used | 0.3% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 8,154 | 44.0% |
| Cohabiting couple | 1,566 | 8.4% |
| Male householder, no spouse | 3,225 | 17.4% |
| Female householder, no spouse | 5,604 | 30.2% |
| Households with children under 18 | 6,350 | 34.2% |
| Households with seniors (65+) | 5,488 | 29.6% |
| Average household size | 2.42 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 33.6% | 26.7% |
| Married | 49.9% | 44.7% |
| Separated | 1.6% | 1.5% |
| Widowed | 3.0% | 9.6% |
| Divorced | 11.9% | 17.6% |
Education
Less than 9th grade
2.8%
Some HS, no diploma
6.2%
HS graduate
32.4%
Some college, no degree
21.6%
Associate's degree
11.0%
Bachelor's degree
15.9%
Graduate / professional
10.1%
| Metric | % |
|---|---|
| HS diploma or higher | 91.0% |
| Bachelor's or higher | 26.0% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 956 | 8.6% |
| Kindergarten | 584 | 5.3% |
| Elementary school | 5,117 | 46.1% |
| High school | 2,393 | 21.6% |
| College / grad school | 2,039 | 18.4% |
Employment
Industry of employment
Education & healthcare
25.5%
Manufacturing
17.7%
Retail trade
9.4%
Professional & management
9.4%
Arts, food & hospitality
8.0%
Finance & real estate
7.1%
Transportation & utilities
5.8%
Construction
4.4%
Other services
4.4%
Public administration
2.9%
Agriculture & mining
2.6%
Wholesale trade
1.8%
Information
0.9%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 33.9% |
| Service | 17.2% |
| Sales & office | 20.6% |
| Natural resources & construction | 8.2% |
| Production & transportation | 20.1% |
Employment type
| Type | % |
|---|---|
| Private sector | 82.2% |
| Government | 13.4% |
| Self-employed | 4.2% |
| Unpaid family workers | 0.2% |
Commute
| Method | % |
|---|---|
| Drive alone | 84.7% |
| Carpool | 8.3% |
| Public transit | 0.3% |
| Walk | 1.4% |
| Work from home | 4.8% |
| Other means | 0.6% |
| Avg commute (minutes) | 18.1 |
Poverty
All people
14.5%
Under 18 years
16.7%
18 and over
13.8%
Married-couple families
5.1%
Female-led households
32.7%
Income support
| Source | % of households |
|---|---|
| Social Security | 33.7% |
| Retirement income | 26.9% |
| Supplemental Security | 8.2% |
| Cash public assistance | 1.4% |
| Food stamps / SNAP | 13.7% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 39.5% |
| High blood pressure | 41.2% |
| High cholesterol | 38.6% |
| Diabetes | 12.1% |
| Heart disease | 7.6% |
| Stroke | 3.6% |
| Asthma | 11.4% |
| Arthritis | 30.9% |
| Kidney disease | 3.3% |
| Pulmonary disease | 10.3% |
| Cancer | 7.0% |
| Behavior / access | % |
|---|---|
| Smoking | 22.0% |
| Binge drinking | 15.1% |
| No physical activity | 30.5% |
| Less than 7 hrs sleep | 35.4% |
| Depression | 25.2% |
| Fair or poor health | 20.3% |
| Poor mental health | 18.1% |
| Poor physical health | 14.1% |
| No health insurance | 10.4% |
| Visited doctor (checkup) | 78.9% |
| Visited dentist | 55.7% |
| Cholesterol screening | 89.6% |
| Teeth loss | 17.9% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 2,155 | 6.3% |
| Disability | % |
|---|---|
| Any disability | 17.5% |
| Under 18 | 7.3% |
| 18–64 years | 15.7% |
| 65 and over | 41.2% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 67.5% |
| Public insurance | 42.0% |
| No insurance | 5.2% |
| Uninsured under 19 | 5.2% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 42,555 | 92.8% |
| Spanish | 1,438 | 3.4% |
| Other Indo-European | 562 | 1.3% |
| Asian & Pacific Islander | 77 | 0.2% |
| Other languages | 797 | 1.9% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 44,051 | 96.1% |
| Born in same state | 43,889 | 95.7% |
| Born in different state | 34,765 | 75.8% |
| Foreign born | 162 | 0.4% |
| Naturalized citizen | 1,800 | 3.9% |
| Not a US citizen | 526 | 29.2% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| Arab | 6,891 | 15% |
| Italian | 4,968 | 10.8% |
| French | 4,611 | 10.1% |
| English | 125 | 0.3% |
| Ancestry | Count | % |
|---|---|---|
| German | 85 | 0.2% |
| Irish | 47 | 0.1% |
| Polish | 46 | 0.1% |
| Dutch | 29 | 0.1% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 40.5% |
| Internet access | 92.1% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 42301
What city is ZIP code 42301 in?
ZIP code 42301 is primarily assigned to Owensboro, Kentucky.
What county is ZIP code 42301 in?
ZIP code 42301 falls within Daviess County, Kentucky.
What is the typical home value in ZIP code 42301?
The median home value in ZIP code 42301 is $168,300.
What is the population of ZIP code 42301?
ZIP code 42301 has an estimated population of 45,851 residents, with a density of 265 people per square mile.
What is the median household income in ZIP code 42301?
The median household income in ZIP code 42301 is $59,478, below the national median of ~$75,000.
What timezone is ZIP code 42301 in?
ZIP code 42301 observes the CST timezone.