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Alabama ZIP Codes
Madison County
Owens Cross Roads, AL
35763
35763 ZIP Code — Owens Cross Roads, AL
Madison County, Alabama
ZIP code 35763 is located in
Owens Cross Roads ,
Alabama ,
within Madison County .
It covers approximately 40.85 square miles and serves a population of
19,203 residents.
This is a standard ZIP code in the Central (CT) timezone,
served by area code 256 .
About ZIP code 35763
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $346,700. Owner-occupancy is high at 92%, well above the national average.
The gap between median ($122,929) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 3% is below the national average.
The dominant occupation class is management, business, and professional, with professional and management as the leading industry. The average commute of 25 minutes is near the national average.
Educational attainment is high — 60% of residents hold a bachelor's degree or higher, well above the national average of 33%.
Notable community characteristics include a notable veteran presence at 15% of civilians, above the national average of 7%.
Overall, ZIP code 35763 reflects a community defined by a highly educated population, a strong veteran community, and high homeownership.
35763 ZIP code map
View map of 35763
Cities in ZIP code 35763
Below are the cities the US Postal Service accepts for ZIP code 35763. Using any city not on this list may result in mail delivery delays.
Nearby ZIP codes
Demographics
updated 06/2026
Population
Total population
19,203
Population density
470 / sq mi
State FIPS
01
County FIPS
089
Geography
Land area
40.85 sq mi
Water area
0.42 sq mi
Latitude
34.6292
Longitude
-86.4580
Timezone
Central (CT)
Area code
256
Economics
updated 06/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
14.8%
38.7%
48.3%
$50k – $100k
24.9%
27.8%
29.3%
$100k – $200k
42.3%
25.7%
18.0%
Over $200k
18.0%
7.9%
4.4%
Demographics & statistics
$122,929
Median household income
$346,700
Median home value
$2,000
Median monthly rent
60.0%
Bachelor's or higher
Age distribution
Age summary
Group Count %
Under 18 5,294 27.6%
18 and over 13,909 72.4%
65 and over 2,878 15.0%
Median age 40.7 years
Race & ethnicity
Black or African American
3.6%
American Indian / Alaska Native
0.6%
Group Count %
White 16,979 87%
Two or more races 1,040 5.3%
Black or African American 697 3.6%
Hispanic or Latino 309 1.6%
Asian 271 1.4%
American Indian / Alaska Native 123 0.6%
Other race 93 0.5%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
14.8%
38.7%
48.3%
$50k – $100k
24.9%
27.8%
29.3%
$100k – $200k
42.3%
25.7%
18.0%
Over $200k
18.0%
7.9%
4.4%
Range % of households
Under $10k 0.7%
$10k–$15k 1.2%
$15k–$25k 2.0%
$25k–$35k 2.3%
$35k–$50k 6.8%
$50k–$75k 14.7%
$75k–$100k 11.1%
$100k–$150k 23.8%
$150k–$200k 15.8%
$200k+ 21.7%
Median income $122,929
Housing
Housing overview
Metric Value
Median home value $346,700
Median rent / month $2,000
Owner occupied 91.6%
Renter occupied 8.4%
Vacant 1.2%
Single-family detached 94.9%
Large apartment buildings 0.4%
Mobile homes 2.5%
Median rooms 7.8
Avg household size (owned) 2.71
Year built
Era %
2020 or later 0.9%
2010–2019 31.7%
2000–2009 38.0%
1990–1999 17.5%
1980–1989 3.9%
1970–1979 3.5%
1960–1969 2.9%
1950–1959 0.9%
1940–1949 0.3%
1939 or earlier 0.4%
Bedrooms
Size % of units
No bedroom (studio) 0.2%
1 bedroom 0.8%
2 bedrooms 3.0%
3 bedrooms 39.1%
4 bedrooms 42.9%
5+ bedrooms 14.1%
Vehicles per household
Vehicles % of households
No vehicle 0.7%
1 vehicle 18.1%
2 vehicles 51.2%
3 or more 30.0%
Heating fuel
Fuel type %
Utility gas 16.9%
Electricity 79.5%
Propane / LP gas 3.1%
Fuel oil 0.4%
No fuel used 0.1%
Households & families
Household type Count %
Married-couple family 5,038 71.2%
Cohabiting couple 220 3.1%
Male householder, no spouse 535 7.6%
Female householder, no spouse 1,279 18.1%
Households with children under 18 2,765 39.1%
Households with seniors (65+) 1,910 27.0%
Average household size 2.70
Marital status
Status Male Female
Never married 19.0% 19.3%
Married 75.9% 65.5%
Separated 0.9% 0.3%
Widowed 0.4% 7.7%
Divorced 3.9% 7.1%
Education
Some college, no degree
14.0%
Graduate / professional
27.3%
Metric %
HS diploma or higher 96.4%
Bachelor's or higher 60.0%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 207 4.3%
Kindergarten 493 10.3%
Elementary school 2,401 50.1%
High school 1,068 22.3%
College / grad school 625 13.0%
Employment
Industry of employment
Professional & management
23.4%
Education & healthcare
21.7%
Public administration
15.5%
Arts, food & hospitality
4.4%
Finance & real estate
3.1%
Transportation & utilities
3.0%
Agriculture & mining
0.9%
Occupation
Category %
Management, business & arts 68.0%
Service 7.2%
Sales & office 13.6%
Natural resources & construction 5.6%
Production & transportation 5.5%
Employment type
Type %
Private sector 69.1%
Government 25.5%
Self-employed 5.4%
Unpaid family workers 0.0%
Commute
Method %
Drive alone 75.4%
Carpool 5.3%
Public transit 0.0%
Walk 0.9%
Work from home 17.4%
Other means 1.0%
Avg commute (minutes) 25.2
Poverty
Married-couple families
0.7%
Female-led households
10.1%
Income support
Source % of households
Social Security 25.7%
Retirement income 34.2%
Supplemental Security 3.7%
Cash public assistance 2.3%
Food stamps / SNAP 3.1%
Health indicators
Condition %
Obesity 30.2%
High blood pressure 32.1%
High cholesterol 32.8%
Diabetes 8.4%
Heart disease 4.8%
Stroke 2.1%
Asthma 8.1%
Arthritis 25.2%
Kidney disease 2.2%
Pulmonary disease 4.9%
Cancer 6.6%
Behavior / access %
Smoking 12.1%
Binge drinking 17.0%
No physical activity 16.7%
Less than 7 hrs sleep 34.8%
Depression 22.9%
Fair or poor health 10.3%
Poor mental health 13.0%
Poor physical health 7.5%
No health insurance 9.1%
Visited doctor (checkup) 74.6%
Visited dentist 74.6%
Cholesterol screening 93.5%
Teeth loss 7.0%
Veterans & disability
Veterans Count %
Civilian veterans 2,071 15.0%
Disability %
Any disability 9.7%
Under 18 2.7%
18–64 years 8.9%
65 and over 26.2%
Health insurance coverage
Type %
Private insurance 90.7%
Public insurance 22.5%
No insurance 2.2%
Uninsured under 19 0.9%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 18,019 93.8%
Spanish 93 0.5%
Other Indo-European 66 0.4%
Asian & Pacific Islander 27 0.1%
Other languages 0 0.0%
Place of birth & citizenship
Origin Count %
Native born (US) 18,546 96.6%
Born in same state 18,281 95.2%
Born in different state 8,479 44.2%
Foreign born 265 1.4%
Naturalized citizen 657 3.4%
Not a US citizen 510 77.6%
Ancestry
Ancestry Count %
French 2,927 15.2%
Italian 2,815 14.7%
Arab 2,157 11.2%
English 314 1.6%
German 296 1.5%
Ancestry Count %
Polish 76 0.4%
Irish 34 0.2%
Dutch 34 0.2%
Norwegian 5 0%
Technology access
Metric % of households
Computer access 36.8%
Internet access 99.2%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 35763
What city is ZIP code 35763 in?
ZIP code 35763 is primarily assigned to Owens Cross Roads, Alabama.
What county is ZIP code 35763 in?
ZIP code 35763 falls within Madison County, Alabama.
How educated is the population of ZIP code 35763?
60% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.
Is ZIP code 35763 mostly owner-occupied?
92% of occupied units in ZIP code 35763 are owner-occupied, well above the national average.
Does ZIP code 35763 have a large veteran population?
15% of civilians in ZIP code 35763 are veterans, above the national average of ~7%.
What is the median household income in ZIP code 35763?
The median household income in ZIP code 35763 is $122,929, above the national median of ~$75,000.
What timezone is ZIP code 35763 in?
ZIP code 35763 observes the CST timezone.
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