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Ohio ZIP Codes
Putnam County
Ottoville, OH
45876
45876 ZIP Code — Ottoville, OH
Putnam County, Ohio
ZIP code 45876 is located in
Ottoville ,
Ohio ,
within Putnam County .
It covers approximately 0.94 square miles and serves a population of
960 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 419 .
About ZIP code 45876
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $211,500. Owner-occupancy is high at 88%, well above the national average.
Median household income is $68,988. The poverty rate of 3% is below the national average. 35% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 19 minutes is near the national average.
Educational attainment is near the national average, with 29% of residents holding a bachelor's degree or higher.
Overall, ZIP code 45876 reflects a community defined by high homeownership and a significant Social Security-dependent population.
45876 ZIP code map
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Cities in ZIP code 45876
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Demographics
updated 05/2026
Population
Total population
960
Population density
1,021 / sq mi
State FIPS
39
County FIPS
137
Geography
Land area
0.94 sq mi
Water area
0.00 sq mi
Latitude
40.9323
Longitude
-84.3399
Timezone
Eastern (ET)
Area code
419
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
34.7%
35.4%
43.3%
$50k – $100k
41.7%
34.6%
31.4%
$100k – $200k
16.2%
25.9%
20.0%
Over $200k
7.3%
4.0%
5.2%
Demographics & statistics
$68,988
Median household income
$211,500
Median home value
29.3%
Bachelor's or higher
Age distribution
Age summary
Group Count % Under 18 205 21.4% 18 and over 755 78.6% 65 and over 187 19.5% Median age 42.8 years
Race & ethnicity
Group Count % White 930 93.9% Hispanic or Latino 30 3% Two or more races 30 3%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
34.7%
35.4%
43.3%
$50k – $100k
41.7%
34.6%
31.4%
$100k – $200k
16.2%
25.9%
20.0%
Over $200k
7.3%
4.0%
5.2%
Range % of households Under $10k 5.8% $15k–$25k 4.4% $25k–$35k 6.5% $35k–$50k 10.0% $50k–$75k 26.8% $75k–$100k 14.0% $100k–$150k 21.2% $150k–$200k 3.7% $200k+ 7.5% Median income $68,988
Housing
Housing overview
Metric Value Median home value $211,500 Median rent / month $926 Owner occupied 87.9% Renter occupied 12.1% Vacant 0.9% Single-family detached 92.8% Large apartment buildings 0.0% Mobile homes 0.9% Median rooms 6.4 Avg household size (owned) 2.29
Year built
Era % 2020 or later 0.0% 2010–2019 6.5% 2000–2009 12.9% 1990–1999 21.0% 1980–1989 15.9% 1970–1979 7.6% 1960–1969 5.5% 1950–1959 13.4% 1940–1949 1.2% 1939 or earlier 15.9%
Bedrooms
Size % of units No bedroom (studio) 0.0% 1 bedroom 3.2% 2 bedrooms 12.9% 3 bedrooms 60.0% 4 bedrooms 21.5% 5+ bedrooms 2.3%
Vehicles per household
Vehicles % of households No vehicle 0.0% 1 vehicle 24.2% 2 vehicles 51.7% 3 or more 24.0%
Heating fuel
Fuel type % Utility gas 48.5% Electricity 37.8% Propane / LP gas 9.8% Fuel oil 1.6% No fuel used 0.7%
Households & families
Household type Count % Married-couple family 246 57.3% Cohabiting couple 9 2.1% Male householder, no spouse 74 17.2% Female householder, no spouse 100 23.3% Households with children under 18 111 25.9% Households with seniors (65+) 156 36.4% Average household size 2.24
Marital status
Status Male Female Never married 23.7% 20.0% Married 63.5% 55.7% Separated 1.0% 0.0% Widowed 4.4% 13.7% Divorced 7.3% 10.6%
Education
Some college, no degree
16.5%
Graduate / professional
9.7%
Metric % HS diploma or higher 98.3% Bachelor's or higher 29.3%
School enrollment (ages 3–17)
Type Count % Nursery / preschool 6 2.7% Kindergarten 13 5.8% Elementary school 107 47.6% High school 42 18.7% College / grad school 57 25.3%
Employment
Industry of employment
Education & healthcare
28.8%
Professional & management
7.8%
Arts, food & hospitality
5.8%
Finance & real estate
3.8%
Agriculture & mining
1.0%
Transportation & utilities
0.6%
Public administration
0.6%
Occupation
Category % Management, business & arts 38.8% Service 17.4% Sales & office 16.8% Natural resources & construction 8.8% Production & transportation 18.2%
Employment type
Type % Private sector 90.0% Government 7.6% Self-employed 2.4% Unpaid family workers 0.0%
Commute
Method % Drive alone 84.9% Carpool 4.7% Public transit 0.0% Walk 1.8% Work from home 7.1% Other means 1.4% Avg commute (minutes) 19.0
Poverty
Married-couple families
1.6%
Female-led households
0.0%
Income support
Source % of households Social Security 34.5% Retirement income 35.7% Supplemental Security 3.5% Cash public assistance 1.4% Food stamps / SNAP 7.5%
Health indicators
Condition % Obesity 33.8% High blood pressure 31.5% High cholesterol 29.6% Diabetes 9.6% Heart disease 6.4% Stroke 2.7% Asthma 9.3% Arthritis 25.5% Kidney disease 2.6% Pulmonary disease 7.1% Cancer 7.2%
Behavior / access % Smoking 18.2% Binge drinking 19.0% No physical activity 23.6% Less than 7 hrs sleep 31.5% Depression 21.0% Fair or poor health 11.6% Poor mental health 15.0% Poor physical health 8.9% No health insurance 10.5% Visited doctor (checkup) 74.4% Visited dentist 69.3% Cholesterol screening 89.2% Teeth loss 12.2%
Veterans & disability
Veterans Count % Civilian veterans 38 5.0%
Disability % Any disability 7.6% Under 18 3.4% 18–64 years 5.6% 65 and over 18.2%
Health insurance coverage
Type % Private insurance 88.9% Public insurance 23.1% No insurance 3.1% Uninsured under 19 0.0%
Language & origin
Language spoken at home (age 5+)
Language Count % English only 920 95.8% Spanish 10 1.1% Other Indo-European 0 0.0% Asian & Pacific Islander 10 1.1% Other languages 0 0.0%
Place of birth & citizenship
Origin Count % Native born (US) 960 100.0% Born in same state 960 100.0% Born in different state 851 88.6% Foreign born 0 0.0% Naturalized citizen 0 0.0% Not a US citizen 0 0.0%
Ancestry
Ancestry Count % French 124 12.9% Italian 91 9.5%
Ancestry Count % Arab 8 0.8% English 3 0.3%
Technology access
Metric % of households Computer access 44.7% Internet access 95.3%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 45876
What city is ZIP code 45876 in?
ZIP code 45876 is primarily assigned to Ottoville, Ohio.
What county is ZIP code 45876 in?
ZIP code 45876 falls within Putnam County, Ohio.
Is ZIP code 45876 mostly owner-occupied?
88% of occupied units in ZIP code 45876 are owner-occupied, well above the national average.
What is the population of ZIP code 45876?
ZIP code 45876 has an estimated population of 960 residents, with a density of 1,019 people per square mile.
What is the typical home value in ZIP code 45876?
The median home value in ZIP code 45876 is $211,500.
What is the median household income in ZIP code 45876?
The median household income in ZIP code 45876 is $68,988, below the national median of ~$75,000.
What timezone is ZIP code 45876 in?
ZIP code 45876 observes the EST timezone.
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