65348 ZIP Code — Otterville, MO

Cooper County, Missouri

ZIP code 65348 is located in Otterville, Missouri, within Cooper County. It covers approximately 70.97 square miles and serves a population of 1,255 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 660.

About ZIP code 65348

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $172,700. Owner-occupancy is high at 83%, well above the national average.

Median household income is $44,167. 32% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 33 minutes is near the national average.

College attainment at 9% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (23%) compared to national benchmarks. 19% of residents lack health insurance, above the national average.

Overall, ZIP code 65348 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

1,255

population

70.97

sq mi land

Standard

ZIP type

Central (CT)

timezone

65348 ZIP code map

Cities in ZIP code 65348

Below are the cities the US Postal Service accepts for ZIP code 65348. Using any city not on this list may result in mail delivery delays.

City	Status
Otterville	Preferred

Nearby ZIP codes

65354 Syracuse (6.1 mi) 65329 Florence (7.2 mi) 65237 Bunceton (8.6 mi) 65350 Smithton (9.4 mi) 65276 Pilot Grove (9.7 mi) 65081 Tipton (10.6 mi) 65034 Fortuna (12.9 mi) 65301 Sedalia (15.1 mi) 65025 Clarksburg (15.2 mi) 65334 Hughesville (17.3 mi) 65233 Boonville (18.4 mi) 65050 Latham (18.6 mi)

Demographics updated 05/2026

Population
Total population	1,255
Population density	18 / sq mi
State FIPS	29
County FIPS	053

Geography
Land area	70.97 sq mi
Water area	0.05 sq mi
Latitude	38.7078
Longitude	-92.9572
Timezone	Central (CT)
Area code	660

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	55.3%	47.5%	43.8%
$50k – $100k	33.0%	34.1%	31.5%
$100k – $200k	9.1%	16.0%	19.5%
Over $200k	2.6%	2.4%	5.2%

Demographics & statistics

1,255

Population

People per sq mi

39.6

Median age

$44,167

Median household income

$26,415

Per capita income

$172,700

Median home value

$642

Median monthly rent

82.5%

Home ownership

15.5%

Poverty rate

3.7%

Unemployment

497

Housing units

8.6%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	329	26.2%
18 and over	926	73.8%
65 and over	225	17.9%
Median age	39.6 years

Race & ethnicity

White 92.6%

Asian 3.5%

Two or more races 2.7%

Hispanic or Latino 0.8%

American Indian / Alaska Native 0.4%

Group	Count	%
White	1,172	92.6%
Asian	44	3.5%
Two or more races	34	2.7%
Hispanic or Latino	10	0.8%
American Indian / Alaska Native	5	0.4%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	55.3%	47.5%	43.8%
$50k – $100k	33.0%	34.1%	31.5%
$100k – $200k	9.1%	16.0%	19.5%
Over $200k	2.6%	2.4%	5.2%

Under $10k 9.3%

$10k–$15k 3.4%

$15k–$25k 8.7%

$25k–$35k 16.3%

$35k–$50k 17.9%

$50k–$75k 15.4%

$75k–$100k 5.1%

$100k–$150k 16.9%

$150k–$200k 4.2%

$200k+ 2.7%

Range	% of households
Under $10k	9.3%
$10k–$15k	3.4%
$15k–$25k	8.7%
$25k–$35k	16.3%
$35k–$50k	17.9%
$50k–$75k	15.4%
$75k–$100k	5.1%
$100k–$150k	16.9%
$150k–$200k	4.2%
$200k+	2.7%
Median income	$44,167

Housing

Home values

Under $50k 9.0%

$50k–$100k 19.8%

$100k–$150k 14.3%

$150k–$200k 9.7%

$200k–$300k 25.1%

$300k–$500k 15.0%

$500k–$1M 7.1%

Housing overview

Metric	Value
Median home value	$172,700
Median rent / month	$642
Owner occupied	82.5%
Renter occupied	17.5%
Vacant	10.7%
Single-family detached	76.4%
Large apartment buildings	0.0%
Mobile homes	19.4%
Median rooms	5.9
Avg household size (owned)	2.41

Year built

Era	%
2020 or later	0.0%
2010–2019	2.9%
2000–2009	16.3%
1990–1999	19.9%
1980–1989	8.8%
1970–1979	13.8%
1960–1969	10.4%
1950–1959	2.7%
1940–1949	6.1%
1939 or earlier	19.2%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	7.3%
2 bedrooms	31.9%
3 bedrooms	45.7%
4 bedrooms	8.7%
5+ bedrooms	6.5%

Vehicles per household

Vehicles	% of households
No vehicle	2.1%
1 vehicle	20.0%
2 vehicles	42.8%
3 or more	35.2%

Heating fuel

Fuel type	%
Utility gas	20.5%
Electricity	48.7%
Propane / LP gas	22.4%
Wood	8.4%

Households & families

Household type	Count	%
Married-couple family	253	48.1%
Cohabiting couple	58	11.0%
Male householder, no spouse	119	22.6%
Female householder, no spouse	96	18.3%
Households with children under 18	147	27.9%
Households with seniors (65+)	167	31.7%
Average household size	2.39

Marital status

Status	Male	Female
Never married	21.3%	16.3%
Married	51.7%	56.2%
Separated	0.4%	1.7%
Widowed	0.4%	7.9%
Divorced	26.2%	18.0%

Education

Less than 9th grade 4.6%

Some HS, no diploma 9.7%

HS graduate 41.4%

Some college, no degree 25.6%

Associate's degree 10.1%

Bachelor's degree 6.0%

Graduate / professional 2.6%

Metric	%
HS diploma or higher	85.7%
Bachelor's or higher	8.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	28	9.2%
Kindergarten	4	1.3%
Elementary school	159	52.5%
High school	76	25.1%
College / grad school	36	11.9%

Employment

Industry of employment

Manufacturing 21.5%

Education & healthcare 16.1%

Construction 12.4%

Retail trade 11.8%

Professional & management 9.8%

Transportation & utilities 8.0%

Public administration 5.2%

Other services 4.0%

Agriculture & mining 3.8%

Finance & real estate 3.4%

Arts, food & hospitality 3.0%

Wholesale trade 0.8%

Occupation

Category	%
Management, business & arts	31.1%
Service	12.4%
Sales & office	15.3%
Natural resources & construction	12.9%
Production & transportation	28.3%

Employment type

Type	%
Private sector	75.5%
Government	11.0%
Self-employed	13.5%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	86.0%
Carpool	9.3%
Public transit	0.0%
Walk	0.4%
Work from home	2.3%
Other means	2.1%
Avg commute (minutes)	32.9

Poverty

All people 15.5%

Under 18 years 18.4%

18 and over 14.5%

Married-couple families 4.3%

Female-led households 48.1%

Income support

Source	% of households
Social Security	31.9%
Retirement income	24.9%
Supplemental Security	4.0%
Cash public assistance	5.3%
Food stamps / SNAP	8.7%

Health indicators

Condition	%
Obesity	37.1%
High blood pressure	32.7%
High cholesterol	36.4%
Diabetes	11.3%
Heart disease	7.8%
Stroke	3.6%
Asthma	9.8%
Arthritis	29.3%
Kidney disease	3.1%
Pulmonary disease	9.8%
Cancer	7.1%

Behavior / access	%
Smoking	23.3%
Binge drinking	16.7%
No physical activity	28.2%
Less than 7 hrs sleep	32.9%
Depression	24.8%
Fair or poor health	18.3%
Poor mental health	16.3%
Poor physical health	13.0%
No health insurance	16.8%
Visited doctor (checkup)	73.4%
Visited dentist	55.8%
Cholesterol screening	87.4%
Teeth loss	20.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	64	6.9%

Disability	%
Any disability	16.1%
Under 18	0.0%
18–64 years	16.0%
65 and over	40.0%

Health insurance coverage

Type	%
Private insurance	62.3%
Public insurance	31.1%
No insurance	18.8%
Uninsured under 19	28.2%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,175	93.6%
Spanish	72	6.1%
Other Indo-European	1	0.1%
Asian & Pacific Islander	27	2.3%
Other languages	44	3.7%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,205	96.0%
Born in same state	1,202	95.8%
Born in different state	1,009	80.4%
Foreign born	3	0.2%
Naturalized citizen	50	4.0%
Not a US citizen	46	92.0%

Ancestry

Ancestry	Count	%
French	198	15.8%
Italian	139	11.1%
Arab	59	4.7%

Ancestry	Count	%
Polish	9	0.7%
English	8	0.6%

Technology access

Metric	% of households
Computer access	41.9%
Internet access	93.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 65348

What city is ZIP code 65348 in?

ZIP code 65348 is primarily assigned to Otterville, Missouri.

What county is ZIP code 65348 in?

ZIP code 65348 falls within Cooper County, Missouri.

How educated is the population of ZIP code 65348?

9% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Is ZIP code 65348 mostly owner-occupied?

83% of occupied units in ZIP code 65348 are owner-occupied, well above the national average.

What is the poverty rate in ZIP code 65348?

16% of residents in ZIP code 65348 live below the poverty line, above the national average.

What is the typical home value in ZIP code 65348?

The median home value in ZIP code 65348 is $172,700.

What timezone is ZIP code 65348 in?

ZIP code 65348 observes the CST timezone.