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Michigan ZIP Codes
Monroe County
Ottawa Lake, MI
49267
49267 ZIP Code — Ottawa Lake, MI
Monroe County, Michigan
ZIP code 49267 is located in
Ottawa Lake ,
Michigan ,
within Monroe County .
It covers approximately 38.95 square miles and serves a population of
4,024 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 734 .
About ZIP code 49267
The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $227,600. Owner-occupancy is high at 91%, well above the national average.
The gap between median ($89,006) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 4% is below the national average. 36% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 24 minutes is near the national average.
Educational attainment is near the national average, with 28% of residents holding a bachelor's degree or higher.
Overall, ZIP code 49267 reflects a community defined by high homeownership and a significant Social Security-dependent population.
49267 ZIP code map
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Cities in ZIP code 49267
Below are the cities the US Postal Service accepts for ZIP code 49267. Using any city not on this list may result in mail delivery delays.
Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
4,024
Population density
103 / sq mi
State FIPS
26
County FIPS
115
Geography
Land area
38.95 sq mi
Water area
0.41 sq mi
Latitude
41.7678
Longitude
-83.7332
Timezone
Eastern (ET)
Area code
734
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
26.2%
36.2%
42.6%
$50k – $100k
39.4%
34.2%
31.1%
$100k – $200k
27.8%
24.9%
20.6%
Over $200k
6.6%
4.7%
5.7%
Demographics & statistics
$89,006
Median household income
$227,600
Median home value
$1,006
Median monthly rent
27.9%
Bachelor's or higher
Age distribution
Age summary
Group Count %
Under 18 806 20.0%
18 and over 3,218 80.0%
65 and over 815 20.3%
Median age 47.6 years
Race & ethnicity
Black or African American
0.8%
Group Count %
White 3,943 97.4%
Two or more races 43 1.1%
Black or African American 32 0.8%
Hispanic or Latino 23 0.6%
Asian 6 0.1%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
26.2%
36.2%
42.6%
$50k – $100k
39.4%
34.2%
31.1%
$100k – $200k
27.8%
24.9%
20.6%
Over $200k
6.6%
4.7%
5.7%
Range % of households
Under $10k 2.2%
$15k–$25k 7.3%
$25k–$35k 8.8%
$35k–$50k 7.3%
$50k–$75k 17.1%
$75k–$100k 17.3%
$100k–$150k 14.6%
$150k–$200k 8.6%
$200k+ 16.7%
Median income $89,006
Housing
Housing overview
Metric Value
Median home value $227,600
Median rent / month $1,006
Owner occupied 90.7%
Renter occupied 9.3%
Vacant 3.8%
Single-family detached 96.1%
Large apartment buildings 0.7%
Mobile homes 0.0%
Median rooms 7.0
Avg household size (owned) 2.62
Year built
Era %
2020 or later 1.2%
2010–2019 5.5%
2000–2009 6.7%
1990–1999 7.9%
1980–1989 3.5%
1970–1979 16.3%
1960–1969 17.6%
1950–1959 15.5%
1940–1949 5.7%
1939 or earlier 20.2%
Bedrooms
Size % of units
No bedroom (studio) 0.7%
1 bedroom 6.6%
2 bedrooms 11.7%
3 bedrooms 53.6%
4 bedrooms 22.5%
5+ bedrooms 4.9%
Vehicles per household
Vehicles % of households
No vehicle 1.9%
1 vehicle 16.7%
2 vehicles 45.2%
3 or more 36.2%
Heating fuel
Fuel type %
Utility gas 62.4%
Electricity 8.6%
Propane / LP gas 22.8%
Fuel oil 0.8%
Wood 2.3%
Households & families
Household type Count %
Married-couple family 1,025 66.5%
Cohabiting couple 95 6.2%
Male householder, no spouse 238 15.4%
Female householder, no spouse 183 11.9%
Households with children under 18 405 26.3%
Households with seniors (65+) 567 36.8%
Average household size 2.61
Marital status
Status Male Female
Never married 24.3% 18.8%
Married 58.1% 66.9%
Separated 1.6% 0.0%
Widowed 8.0% 6.7%
Divorced 8.1% 7.5%
Education
Some college, no degree
20.4%
Graduate / professional
7.1%
Metric %
HS diploma or higher 97.9%
Bachelor's or higher 27.9%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 12 1.5%
Kindergarten 23 2.8%
Elementary school 381 46.7%
High school 229 28.1%
College / grad school 170 20.9%
Employment
Industry of employment
Education & healthcare
22.0%
Professional & management
10.3%
Arts, food & hospitality
7.3%
Agriculture & mining
2.7%
Transportation & utilities
2.6%
Finance & real estate
1.4%
Public administration
1.4%
Occupation
Category %
Management, business & arts 38.0%
Service 14.7%
Sales & office 14.3%
Natural resources & construction 11.4%
Production & transportation 21.6%
Employment type
Type %
Private sector 84.9%
Government 11.0%
Self-employed 4.1%
Unpaid family workers 0.0%
Commute
Method %
Drive alone 77.8%
Carpool 11.2%
Public transit 0.0%
Walk 1.1%
Work from home 9.1%
Other means 0.9%
Avg commute (minutes) 23.8
Poverty
Married-couple families
0.8%
Female-led households
24.7%
Income support
Source % of households
Social Security 36.3%
Retirement income 27.4%
Supplemental Security 2.1%
Cash public assistance 1.2%
Food stamps / SNAP 0.0%
Health indicators
Condition %
Obesity 38.4%
High blood pressure 34.9%
High cholesterol 34.8%
Diabetes 10.3%
Heart disease 6.4%
Stroke 2.8%
Asthma 10.3%
Arthritis 29.4%
Kidney disease 2.7%
Pulmonary disease 6.9%
Cancer 7.4%
Behavior / access %
Smoking 17.6%
Binge drinking 18.8%
No physical activity 18.3%
Less than 7 hrs sleep 31.8%
Depression 21.5%
Fair or poor health 12.5%
Poor mental health 14.8%
Poor physical health 9.8%
No health insurance 8.2%
Visited doctor (checkup) 73.3%
Visited dentist 72.8%
Cholesterol screening 92.5%
Teeth loss 10.0%
Veterans & disability
Veterans Count %
Civilian veterans 189 5.9%
Disability %
Any disability 4.9%
Under 18 1.1%
18–64 years 2.2%
65 and over 16.8%
Health insurance coverage
Type %
Private insurance 86.6%
Public insurance 24.8%
No insurance 3.0%
Uninsured under 19 0.0%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 3,810 94.7%
Spanish 0 0.0%
Other Indo-European 0 0.0%
Asian & Pacific Islander 0 0.0%
Other languages 0 0.0%
Place of birth & citizenship
Origin Count %
Native born (US) 3,989 99.1%
Born in same state 3,962 98.5%
Born in different state 824 20.5%
Foreign born 27 0.7%
Naturalized citizen 35 0.9%
Not a US citizen 26 74.3%
Ancestry
Ancestry Count %
French 703 17.5%
Italian 446 11.1%
Arab 298 7.4%
English 113 2.8%
Ancestry Count %
Irish 30 0.7%
Polish 11 0.3%
German 8 0.2%
Norwegian 5 0.1%
Technology access
Metric % of households
Computer access 38.3%
Internet access 95.0%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 49267
What city is ZIP code 49267 in?
ZIP code 49267 is primarily assigned to Ottawa Lake, Michigan.
What county is ZIP code 49267 in?
ZIP code 49267 falls within Monroe County, Michigan.
Is ZIP code 49267 mostly owner-occupied?
91% of occupied units in ZIP code 49267 are owner-occupied, well above the national average.
Does ZIP code 49267 have a large retiree population?
36% of households in ZIP code 49267 receive Social Security income, suggesting a significant retiree or disability population.
What is the population of ZIP code 49267?
ZIP code 49267 has an estimated population of 4,024 residents, with a density of 103 people per square mile.
What is the median household income in ZIP code 49267?
The median household income in ZIP code 49267 is $89,006, above the national median of ~$75,000.
What timezone is ZIP code 49267 in?
ZIP code 49267 observes the EST timezone.
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